Atoka County scores 70.9, placing it in the 79th percentile nationally and 41 points ahead of the national median of 50.0. This strong composite position reflects consistent strengths in tax efficiency and risk management.
2 / 5
Upper-middle tier in Oklahoma
With a 70.9 score, Atoka ranks above Oklahoma's 68.4 average, landing in the upper third of the state's counties. It performs competitively across the core livability dimensions that matter most to residents.
3 / 5
Tax relief and disaster resilience
Atoka County excels with a tax score of 86.6 and an impressive risk score of 69.6—the highest among these eight counties, indicating strong natural disaster preparedness. An effective tax rate of 0.556% and median home value of $138,000 balance affordability with community stability.
4 / 5
Income remains a growth opportunity
The county's income score of 17.4 reflects a median household income of $52,034, limiting upward economic mobility for working families. Attracting higher-wage employers would strengthen long-term prosperity.
5 / 5
Perfect for resilience-minded homebuyers
Atoka County is best for families seeking stable homes in disaster-resilient areas with low taxes and affordable real estate. Its strong risk management profile appeals to those prioritizing long-term security and community preparedness.
Atoka County scores 70.9, placing it in the 79th percentile nationally and 41 points ahead of the national median of 50.0. This strong composite position reflects consistent strengths in tax efficiency and risk management.
Upper-middle tier in Oklahoma
With a 70.9 score, Atoka ranks above Oklahoma's 68.4 average, landing in the upper third of the state's counties. It performs competitively across the core livability dimensions that matter most to residents.
Tax relief and disaster resilience
Atoka County excels with a tax score of 86.6 and an impressive risk score of 69.6—the highest among these eight counties, indicating strong natural disaster preparedness. An effective tax rate of 0.556% and median home value of $138,000 balance affordability with community stability.
Income remains a growth opportunity
The county's income score of 17.4 reflects a median household income of $52,034, limiting upward economic mobility for working families. Attracting higher-wage employers would strengthen long-term prosperity.
Perfect for resilience-minded homebuyers
Atoka County is best for families seeking stable homes in disaster-resilient areas with low taxes and affordable real estate. Its strong risk management profile appeals to those prioritizing long-term security and community preparedness.
Score breakdown
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🏛86.6
Property Tax
Effective property tax rate vs national benchmarks
Atoka County's 0.556% effective tax rate ranks below the national median of 0.87%, placing it in approximately the 30th percentile. Even with a slightly higher median home value of $138,000, Atoka residents pay far less than most American homeowners.
Atoka runs below state average
At 0.556%, Atoka County's rate undercuts Oklahoma's 0.652% state average by about 15%, ranking it in the lower quarter of all state counties. This gives Atoka homeowners a meaningful advantage over typical state residents.
Moderate taxes in southeastern Oklahoma
Atoka's 0.556% rate places it between Adair County (0.475%) and Bryan County (0.635%), making it a moderate option in the region. Southeastern Oklahoma counties show wider variation, with Atoka sitting comfortably in the lower range.
What $138,000 home costs yearly
Atoka homeowners on a median property pay $767 per year in taxes—about $2.10 daily. With mortgage-related fees included, the total reaches $1,114, still well below national averages for comparably-valued homes.
Challenge inflated property assessments
Many Atoka homeowners may be paying taxes on inflated assessed values that exceed actual market worth. Contact your county assessor's office to request a reassessment; documented evidence of lower comparable sales can reduce your burden.
Atoka County's 16.3% rent-to-income ratio sits just slightly below the state average of 17.0%, despite a median household income of $52,034—roughly 30% below the U.S. median. The county's $708 monthly rent reflects rural Oklahoma norms for housing affordability.
Middle-of-the-pack affordability statewide
Atoka ranks near the state average with a 16.3% rent-to-income ratio and $708 median rent, placing it solidly in Oklahoma's middle tier. The county offers neither the lowest nor highest housing burden compared to other state counties.
Mid-range costs for the region
Atoka's $708 rent falls between Adair ($650) and Beaver ($782), while its $595 owner cost is competitive with neighbors. The county positions itself as a moderate-cost option among its surrounding peers.
Balancing rent and ownership in Atoka
Median gross rent of $708 and median owner costs of $595 together represent roughly 25% of Atoka's $52,034 annual income. Renters face a slightly steeper burden than owners, though both remain manageable relative to national standards.
Atoka works for deliberate homebuyers
If you can purchase, Atoka's median home value of $138,000 and $595 monthly costs offer solid value in rural Oklahoma. Renters should compare Atoka's $708 rate against cheaper nearby options like Adair before committing.
Atoka County's median household income of $52,034 is 30% below the U.S. median of $74,755. This earnings gap is typical for rural southeastern Oklahoma counties with limited access to major employment centers.
Below Oklahoma's median income
At $52,034, Atoka's median household income trails Oklahoma's state average of $58,273 by 11%. The county ranks in the lower-middle tier among Oklahoma's 77 counties, with modest earning capacity.
Atoka exceeds immediate neighbors
Atoka's $52,034 income outpaces Adair County ($48,028) and Caddo County ($52,817) but trails Blaine County ($59,304). The variation reflects Atoka's mixed economic base of timber, agriculture, and light manufacturing.
Housing costs are reasonable
Atoka's rent-to-income ratio of 16.3% is well below the 30% affordability threshold, though median home values of $138,000 are slightly elevated. Renters fare better than homebuyers relative to median income.
Maximize savings in affordable Atoka
With median income of $52,034 and low rent ratios, Atoka households can prioritize savings and retirement contributions. Start an automatic investment plan today—even $100 monthly compounds to over $43,000 in 20 years.
Atoka County residents live to 72.9 years, slightly below the U.S. average of 75.4 years but close enough to suggest manageable health challenges. About one in four residents reports poor or fair health at 25.7%, higher than the nation's 18% but lower than several neighboring counties.
Roughly on par with state benchmarks
Atoka County's 72.9-year life expectancy closely matches Oklahoma's state average of 72.7 years, placing it in the middle of the state's health performance. Its 25.7% poor/fair health rate runs above the state average, indicating room for improvement in disease prevention and chronic care.
Mixed picture against regional peers
Atoka's life expectancy of 72.9 years exceeds Adair County (69.3 years) and Caddo County (69.0 years), but trails Alfalfa County (77.7 years) significantly. The county faces a critical provider gap: just 14 primary care providers per 100,000 residents, the lowest among our eight counties.
Higher uninsured rate, limited primary care
Nearly 18% of Atoka County residents lack health insurance, above Oklahoma's state average of 15.3%, while only 14 primary care doctors serve every 100,000 residents. This combination limits residents' access to preventive care and early diagnosis of chronic conditions.
Close the coverage gap now
With higher-than-average uninsured rates, connecting to affordable health insurance is urgent for Atoka residents. Head to Healthcare.gov or ChooseOK.org today to find plans that fit your budget and link you to the primary care doctors you need.
Atoka County's composite risk score of 30.41 places it firmly in the "Very Low" category, well below the national average. This low exposure reflects the county's favorable position across most major natural hazard types.
Safest county profiled in Oklahoma
Atoka's 30.41 score significantly undercuts Oklahoma's 55.47 state average, making it the lowest-risk county in this analysis. The county's safety advantage spans flood, earthquake, and hurricane categories.
Atoka is a regional safety standout
At 30.41, Atoka scores lower than every neighboring county in this profile, including nearby Blaine (32.35) and distant Bryan County (74.55). This consistent advantage reflects the county's exceptionally manageable natural disaster exposure.
Wildfire poses Atoka's primary challenge
Wildfire risk scores 84.41, making it Atoka's most significant hazard despite the county's overall low-risk profile. Tornado risk at 49.75 remains moderate and manageable with standard preparedness measures.
Standard coverage suffices for low-risk Atoka
Basic homeowner's insurance with wildfire and standard weather coverage provides solid protection for Atoka residents. Prioritize wildfire mitigation around your home by removing dead trees and brush, then focus on maintaining emergency supplies for the tornado season.