Cameron County

Texas · TX

#241 in Texas
52.6
County Score

County Report Card

About Cameron County, Texas

Cameron exceeds national average substantially

Cameron County's composite score of 64.2 surpasses the national median of 50.0 by 28%, placing it in the upper half of American counties despite significant income challenges. This ranking reflects particularly strong housing affordability in a lower-income context.

Slightly below Texas state average

Cameron County scores 64.2 compared to the Texas state average of 66.8, placing it just below state baseline but still competitive within Texas. The county ranks in the solid middle range of Texas counties overall.

Exceptional housing affordability throughout

Cameron County's cost score of 81.7 delivers the group's most affordable housing, with median home values of $120,000 and rents of $899/month. This exceptional value makes homeownership and rental living accessible to lower-income households.

Income and tax burdens constrain prospects

The income score of 16.9 reflects a median household income of $51,334—the lowest in this group—limiting wealth accumulation and economic mobility. The tax score of 56.7, corresponding to a 1.622% effective rate, is the highest burden here and further strains household finances.

Suits cost-conscious families and seniors

Cameron County appeals to families and retirees with limited incomes who need maximum housing affordability, particularly those in South Texas seeking community connections. The very low home and rental costs can offset modest earnings for those prioritizing shelter security over earning potential.

Score breakdown

5 dimensions have live data. 3 more coming as vertical sites launch.

Tax56.7Cost81.7SafetyComing SoonHealth38.2SchoolsComing SoonIncome16.9Risk2.7WaterComing Soon
🏛56.7
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty
🏠81.7
Cost of Living
Median rent, home values, and housing affordability
CostByCounty
💼16.9
Income & Jobs
Median household income and per capita earnings
IncomeByCounty
🛡Coming Soon
Safety
Violent and property crime rates per 100K residents
38.2
Health
Life expectancy, uninsured rates, and health access
HealthByCounty
🎓Coming Soon
Schools
Graduation rates, per-pupil spending, and attainment
2.7
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty
💧Coming Soon
Water Quality
EPA drinking water health violations and safety grades

Deep Dives

Cameron County across the ByCounty Network

Detailed analysis from 5 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Cameron County

via TaxByCounty

Cameron County: Nation's priciest tax rate

Cameron County's effective rate of 1.622% ranks among the highest in America, 90% above the national median of 1.8% and placing it in the top 10% of U.S. tax burdens. Despite a median home value of just $120,000—less than half the national median—annual property taxes of $1,946 consume nearly 1.6% of home value.

Texas's steepest tax rate by far

Cameron County's 1.622% effective rate blows past all other Texas counties profiled, running 27% above the state average of 1.276%. This extreme rate means homeowners pay $1,946 annually—nearly matching the state median tax despite owning homes valued $96,000 below the statewide norm.

Dramatically outpaces the entire region

Cameron County's 1.622% rate towers above every regional peer—50% higher than Calhoun's already-punishing 1.397%, and nearly three times Burleson's 1.044%. This South Texas outlier burden reflects unique local fiscal pressures and makes Cameron the region's most expensive place to own property relative to home values.

Rio Grande Valley's steepest tax load

On Cameron County's $120,000 median home, annual property taxes reach approximately $1,946—or about $162 per month. With mortgage escrow factored in, homeowners pay $2,816 yearly, making property ownership here significantly more expensive than comparable homes in neighboring counties.

Appraisal challenge is critical here

In Cameron County's extreme-tax environment, overassessment compounds dramatically—a 10% appraisal error costs $200+ annually on modest homes. Homeowners should absolutely review their assessments, compare to recent sales, and file formal protests; many succeed in securing substantial reductions that pay for the effort.

Cost of Living in Cameron County

via CostByCounty

Cameron County faces acute affordability stress

Cameron County renters spend 21.0% of income on rent, significantly above the national average of 18.1% and the Texas state average of 18.1%. With a median household income of just $51,334—$23,421 below the national average of $74,755—residents face the steepest housing-cost burden in this comparison.

Among Texas's most stressed housing markets

Cameron County ranks among the least affordable counties statewide, combining a high 21.0% rent-to-income ratio with the lowest median income ($51,334) of these eight counties. This Rio Grande Valley location faces genuine affordability challenges despite modest absolute rent costs.

Lowest incomes, highest cost burden

Cameron's $899 rent is reasonable by statewide standards, but the $51,334 median income—lowest in this sample—makes it the percentagewise most expensive for renters. Neighboring counties like Calhoun ($71,870 income) and Brown ($55,305) fare better despite similar or higher absolute rents.

Income constraints drive housing stress

Renters pay $899 monthly while homeowners carry $689, with median homes valued at just $120,000—the cheapest purchase prices in Texas. Yet on a $51,334 annual income, renters dedicate 21.0% of earnings to housing, leaving limited funds for other essentials.

Cameron County requires careful budgeting

If you're considering relocation to the Rio Grande Valley, Cameron County's low home prices ($120,000) appeal to buyers, but renters should carefully verify that the 21.0% rent-to-income ratio leaves adequate funds for your household needs. Compare your expected income against local $899 rents to ensure financial stability.

Income & Jobs in Cameron County

via IncomeByCounty

Cameron County faces income challenge

Cameron County's median household income of $51,334 falls 31% below the U.S. median of $74,755, representing one of the lowest income levels in the nation. This significant gap signals substantial economic hardship compared to national averages.

Lowest in Texas

At $51,334, Cameron County trails the Texas state average of $64,737 by more than $13,400, ranking near the bottom statewide. The significant gap underscores Cameron County as one of Texas's most economically challenged regions.

Lowest income in the region

Cameron County's $51,334 income is $4,000 to $25,800 below every surrounding county analyzed, including Brown ($55,305), Camp ($55,061), and Caldwell ($68,503). The stark regional disadvantage reflects concentrated economic hardship in the county.

Housing costs strain finances

Cameron County's 21.0% rent-to-income ratio is the highest among analyzed counties, meaning housing expenses exceed recommended affordability thresholds. With median home values at $120,000 and very low incomes, many households face genuine affordability crises.

Focus on income growth first

Cameron County residents should prioritize immediate financial stability through budgeting, emergency savings, and job skill development before investing. Organizations offering financial literacy, workforce training, and credit counseling can help households build the foundation needed for long-term wealth accumulation.

Health in Cameron County

via HealthByCounty

Cameron life expectancy strong despite burden

At 76.3 years, Cameron County residents match the U.S. life expectancy of 77.2 years almost exactly, yet the county's 37.4% poor or fair health rate is alarming—more than double the national 17%. This disparity suggests significant hidden health burden.

Highest health burden in Texas region

Cameron County's 76.3-year life expectancy tops the Texas average of 74.3 years, but the 37.4% poor or fair health rate is the worst in its peer group and the 25.2% uninsured rate trails only Caldwell County. Health outcomes don't reflect the full population burden.

Cameron bears disproportionate health burden

Cameron County's 37.4% poor or fair health rate is nearly double Brown County's (20.9%) and Calhoun County's (20.2%), making it the most health-challenged county in the analysis. Despite adequate provider access at 49 primary care and 97 mental health providers per 100K, residents report worse health.

Provider access masks coverage and poverty gaps

Cameron County's 49 primary care and 97 mental health providers per 100K suggest solid care infrastructure, yet the 37.4% poor health rate and 25.2% uninsured rate indicate structural barriers. Poverty, language access, and transportation likely hamper care utilization despite provider availability.

Access coverage and community supports now

Cameron County's high health burden and uninsured rate demand urgent action. Call 211 or visit Healthcare.gov to find bilingual coverage options, community health centers, and social services that address the real barriers to health in your community.

Disaster Risk in Cameron County

via RiskByCounty

Cameron County faces exceptional risk

Cameron County's composite risk score of 97.30 ranks as exceptionally high both nationally and statewide, earning a Relatively High rating. Nearly every major hazard type presents significant exposure in this southernmost Texas county.

Texas's most exposed county overall

At 97.30, Cameron County scores nearly double Texas's state average of 49.00, representing the state's highest natural disaster risk. Hurricane (99.04), flood (92.81), tornado (85.15), and wildfire (83.78) risks all rank among state highs.

Dramatically riskier than inland counties

Cameron County's 97.30 score vastly exceeds all neighboring counties, including coastal Calhoun County's 66.25 and inland peers. Its position at the southernmost tip of Texas, directly in hurricane paths, creates this unique exposure profile.

Hurricanes, floods, and tornadoes converge

Hurricanes pose the most acute threat at 99.04, with Category 4 and 5 storms regularly striking this southernmost county. Flooding (92.81) amplifies hurricane damage, while tornadoes (85.15) threaten across seasons.

Comprehensive coverage is non-negotiable

Cameron County residents must carry hurricane-specific homeowners insurance, separate flood insurance, and backup power—standard policies leave dangerous gaps. Reinforced concrete construction, impact-resistant windows, and elevated utilities are essential investments in this highest-risk county.

ByCounty Network

Data from U.S. Census Bureau ACS, FBI UCR, CDC, FEMA NRI, NCES, EPA SDWIS — informational only.