Gregg County's composite score of 65.9 significantly exceeds the national median of 50.0, placing it in the upper range of American counties for livability. This substantial advantage reflects strong performance in both tax efficiency and housing affordability relative to national standards.
2 / 5
Competitive performance within Texas
With a score of 65.9, Gregg County falls just slightly below the Texas state average of 66.8, maintaining a competitive position among the state's 254 counties. The narrow gap suggests the county delivers typical Texas-level livability with consistent, reliable fundamentals.
3 / 5
Strong tax advantages and moderate housing costs
Gregg County boasts the lowest effective tax rate on this list at 1.222% paired with a cost score of 74.5, median home values of $185,800, and rents averaging $1,072. This tax-and-cost combination provides solid financial predictability for residents.
4 / 5
Income levels remain below state comparison points
The income score of 25.7 reflects median household income of $64,809, positioning Gregg below higher-earning peer counties despite competitive tax and housing metrics. Data gaps on safety, schools, health, and environmental factors limit a comprehensive livability assessment.
5 / 5
Ideal for tax-conscious middle-class families
Gregg County appeals to families prioritizing low tax burdens and stable housing costs over rapid income growth or premium amenities. The county's balanced cost-and-tax profile makes it a practical choice for households seeking financial stability and predictability.
Gregg County's composite score of 65.9 significantly exceeds the national median of 50.0, placing it in the upper range of American counties for livability. This substantial advantage reflects strong performance in both tax efficiency and housing affordability relative to national standards.
Competitive performance within Texas
With a score of 65.9, Gregg County falls just slightly below the Texas state average of 66.8, maintaining a competitive position among the state's 254 counties. The narrow gap suggests the county delivers typical Texas-level livability with consistent, reliable fundamentals.
Strong tax advantages and moderate housing costs
Gregg County boasts the lowest effective tax rate on this list at 1.222% paired with a cost score of 74.5, median home values of $185,800, and rents averaging $1,072. This tax-and-cost combination provides solid financial predictability for residents.
Income levels remain below state comparison points
The income score of 25.7 reflects median household income of $64,809, positioning Gregg below higher-earning peer counties despite competitive tax and housing metrics. Data gaps on safety, schools, health, and environmental factors limit a comprehensive livability assessment.
Ideal for tax-conscious middle-class families
Gregg County appeals to families prioritizing low tax burdens and stable housing costs over rapid income growth or premium amenities. The county's balanced cost-and-tax profile makes it a practical choice for households seeking financial stability and predictability.
Score breakdown
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🏛67.9
Property Tax
Effective property tax rate vs national benchmarks
Gregg County's effective tax rate of 1.222% sits just below Texas's state average of 1.276%, while its median property tax of $2,271 falls 15% short of the national median of $2,690. The median home value of $185,800 positions Gregg as moderately affordable.
Gregg ranks favorably within Texas
At $2,271 in median annual taxes, Gregg County runs $78 above the Texas state average of $2,193, but its 1.222% effective rate ranks it slightly below the state norm. Gregg offers a balanced tax environment compared to peers.
Gregg competes favorably regionally
Gregg County homeowners pay $2,271 annually on homes worth $185,800, beating the higher rates found in nearby Grayson County ($2,953). Its lower effective rate makes Gregg an attractive choice in East Texas.
Gregg County property tax estimate
The median home in Gregg County, valued at $185,800, carries an annual property tax bill of approximately $2,271. With mortgage-related assessments included, homeowners typically pay around $2,672 per year.
Challenge your assessment if it's unfair
Many Gregg County homeowners overpay because their properties are assessed above recent sale comparables. File a free appeal with the county appraisal district to ensure your assessment reflects true market value.
At 19.9%, Gregg County's rent-to-income ratio sits well above the national average of 18.1%, indicating renters here face tighter affordability challenges. The median rent of $1,072 is substantially higher than typical American rental markets.
Among Texas's most expensive rentals
Gregg County's 19.9% rent burden ranks above the Texas state average of 18.1%, placing it among the state's pricier rental markets. The county's median home value of $185,800 reflects a robust real estate market with strong local economic activity.
Costlier than most neighbors
Gregg's $1,072 median rent exceeds Gray County ($898), Gonzales County ($837), and Hall County ($610), but falls short of Grayson County ($1,178) and Guadalupe County ($1,439). The county sits near the top of the rental market in this regional cluster.
Renters spend nearly a fifth of income
Against a median household income of $64,809, renters paying $1,072 monthly devote 19.9% of income to housing, while homeowners pay $949 (17.5%). Both groups commit a substantial share to housing costs, limiting flexibility elsewhere in the budget.
Gregg County targets established professionals
If you earn above the county median, Gregg County offers solid home values and a diversified local economy to support relocation. Compare these costs carefully with neighboring Gray or Gonzales Counties, where rents are 15–25% lower.
Gregg County's median household income of $64,809 falls 13.3% short of the national median of $74,755. However, the county ranks solidly within Texas's middle-income tier, benefiting from energy-sector employment.
Slightly above state average
At $64,809, Gregg County essentially matches Texas's median household income of $64,737, placing it near the statewide midpoint. The per-capita income of $33,578 slightly exceeds the state average of $33,197.
Middle ground in northeast Texas
Gregg County ($64,809) sits between Gonzales ($59,355) and Grayson ($70,455) in household income rankings. The county's median home value of $185,800 reflects moderate real estate prices relative to its earning capacity.
Housing costs stable and manageable
Gregg County's rent-to-income ratio of 19.9% keeps housing costs just below the 20% threshold, leaving most households with adequate discretionary income. The median home value of $185,800 remains accessible for the county's middle-income households.
Build wealth through intentional planning
With reasonable housing costs and near-average income, Gregg County residents have room to save and invest. Explore tax-advantaged retirement accounts, establish an investment portfolio, and consider working with a financial planner to optimize your earnings.
Gregg County residents live an average of 72.1 years, trailing the U.S. average of 78.9 years by nearly 7 years. About 1 in 5 residents (21.9%) report poor or fair health, sitting modestly above the national rate of 18%.
Below Texas average but well-resourced
At 72.1 years, Gregg County's life expectancy falls below Texas's 74.3-year state average, yet the county's 19.9% uninsured rate nearly matches the state average of 19.8%. Notably, Gregg boasts the region's most robust healthcare infrastructure, with 91 primary care providers and 240 mental health providers per 100,000 residents.
Healthcare infrastructure far exceeds peers
While Gregg's 72.1-year life expectancy trails counties like Grayson (74.4) and Gonzales (74.2), the county compensates with exceptional provider density: 91 primary care and 240 mental health providers per 100K. This concentration makes Gregg a healthcare destination for residents across the region.
Strong healthcare access despite barriers
Nearly 1 in 5 Gregg residents (19.9%) lack insurance, but the county's abundance of primary care and mental health providers means insured residents have excellent access to treatment. The high provider-to-population ratio supports both routine care and specialized mental health services.
Get insured and use Gregg's resources
Gregg County's healthcare infrastructure is world-class—don't miss out by remaining uninsured. Explore plans at Healthcare.gov, apply for Medicaid, or visit a federally qualified health center to access the care Gregg's providers are ready to deliver.
With a composite risk score of 86.99, Gregg County ranks as relatively moderate—substantially higher than the Texas state average of 49.00. The county's tornado score of 97.90 is among the highest in the nation, making it one of Texas's most tornado-exposed counties.
Texas's highest tornado-risk county
Gregg County's tornado score of 97.90 ranks as the highest among all Texas counties, reflecting its location in the heart of Tornado Alley's southern extension. The county also faces elevated risks from flooding (76.84) and hurricanes (72.05), creating a multi-hazard environment.
Exceeds regional tornado threat levels
Gregg County's tornado score of 97.90 dramatically surpasses neighboring Grayson County (92.88) and other nearby areas. This exceptional ranking reflects the county's geographic position in a region where atmospheric conditions frequently favor tornado formation.
Tornadoes pose existential threat
Gregg County's tornado risk of 97.90 is the most pressing hazard, with spring and early summer bringing frequent severe weather events. Secondary risks from flooding (76.84) and earthquakes (61.80) also require attention and preparedness.
Build tornado resilience into your home
Gregg County residents should invest in a safe room or storm shelter rated for tornado impact, as standard homeowners insurance does not cover tornado damage. Install impact-resistant windows, reinforce your roof structure, and maintain a weather alert system to stay informed during severe weather season.