countyscore
34.7
County Score
Property Tax 64.8Cost of Living 63.1Lawn Care 60.3

County Report Card

About Kay County, Oklahoma

Kay County Faces National Headwinds

With a composite score of 34.7, Kay County ranks well below the national median of 50.0. This score reflects significant challenges in public safety and environmental risk factors. Despite these hurdles, the county maintains a strong baseline for affordability.

Trailing the Oklahoma Average

Kay County's score of 34.7 falls short of the Oklahoma state average of 43.0. It faces tougher conditions than many other counties in the state, particularly regarding community safety. However, its tax and cost scores remain competitive within the state's economic landscape.

Affordable Living and Low Taxes

The county's strongest assets are its Tax Score of 64.8 and Cost Score of 63.1. With a median gross rent of $830 and a home value of $116,800, it remains an accessible entry point for residents. These financial scores provide a buffer against the county's other challenges.

Safety and Risk Concerns

The Safety Score of 8.0 is among the lowest in the region, suggesting significant local crime or safety issues. Additionally, a Risk Score of 20.1 and a School Score of 18.4 point to vulnerabilities in natural hazard prep and education. Improving these areas is vital for the county's future profile.

Suitable for Budget-Driven Renters

Kay County appeals to those who need to keep their monthly expenses low and can navigate its urban challenges. It is best for individuals who prioritize immediate financial savings over long-term community metrics. Those with established employment nearby will find the lowest cost of living here.

Score breakdown

Tax64.8Cost63.1Safety8Health24.6Schools18.4Income29.4Risk20.1Water12.7Weather55.8
🏛64.8
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty →
🏠63.1
Cost of Living
Median rent, home values, and housing affordability
CostByCounty →
💼29.4
Income & Jobs
Median household income and per capita earnings
IncomeByCounty →
🛡8
Safety
Violent and property crime rates per 100K residents
CrimeByCounty →
❤24.6
Health
Life expectancy, uninsured rates, and health access
HealthByCounty →
🎓18.4
Schools
Graduation rates, per-pupil spending, and attainment
SchoolsByCounty →
⚡20.1
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty →
💧12.7
Water Quality
EPA drinking water health violations and safety grades
WaterByCounty →
🌤55.8
Weather & Climate
Average temperatures, precipitation, and extreme weather events
WeatherByCounty →
🪨47.5
Soil Quality
Soil composition, pH, drainage, and organic matter content
SoilByCounty →
🌱60.3
Lawn Care
Lawn difficulty score based on climate, soil, and grass suitability
LawnByCounty →
🛒
Farmers Markets
Local market density, SNAP/EBT acceptance, and product variety
MarketsByCounty →
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Nearby counties

Noble County
Oklahoma
43.8
Cowley County
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37.4
Osage County
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34.6
Sumner County
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Grant County
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Pawnee County
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Garfield County
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Payne County
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Deep Dives

Kay County across the ByCounty Network

Detailed analysis from 10 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Kay County

via TaxByCounty

Kay County taxes below national average despite higher rate

Kay County's effective tax rate of 0.684% is below the national median of 0.88%, keeping the county in the lower half nationally for tax burden. The median property tax of $799 annually remains just 30% of the national median of $2,690, thanks to Kay's smaller home valuations.

Kay County has higher-than-average Oklahoma tax rates

Kay County's 0.684% effective rate ranks among the highest in Oklahoma, exceeding the state average of 0.652% by a notable margin. At $799 in median annual taxes versus the state median of $959, Kay County residents pay slightly less in total dollars but face a steeper effective rate.

Highest tax rate in the north-central region

Kay County's 0.684% effective rate is the highest among comparable northern Oklahoma counties, exceeding Kingfisher County (0.552%) and Jackson County (0.633%). Northern homeowners seeking lower tax rates typically move south toward Johnston County (0.555%).

Median annual tax on Kay County home

The typical Kay County homeowner with a $116,800 house pays about $799 per year in property taxes. Homeowners with mortgages typically pay $980 annually including escrow, while those without mortgages pay $630.

Appeal your assessment if you think it's high

Many Kay County homeowners are assessed above market value and don't realize they can appeal. If your property feels overvalued, contact the county assessor's office about a formal reassessment—thousands of Oklahomans successfully reduce their tax burden this way each year.

Full property tax analysis on TaxByCounty

Cost of Living in Kay County

via CostByCounty

Kay County rents strain lower-income earners

Kay County's 17.6% rent-to-income ratio is above both Oklahoma's state average of 17.0% and the national benchmark, indicating tighter housing affordability. Though median household income of $56,673 exceeds several neighboring counties, the $830 monthly rent consumes a larger share of earnings than peers.

Kay County above state affordability average

Kay County ranks slightly below Oklahoma's affordability standards with a 17.6% rent-to-income ratio exceeding the 17.0% state average. Median rent of $830/month is the highest among most peer counties in this comparison, straining resident incomes more than the state overall.

Kay County's higher rents in regional view

Kay County's $830 median rent is higher than Jefferson ($588), Johnston ($732), and Jackson ($865) lands between Jackson and Kingfisher, with owner costs at $691/month reflecting the county's steeper affordability challenge. A median home value of $116,800 places it modestly below regional ownership costs.

Kay County's housing consumes earnings

With median income at $56,673, Kay County residents dedicating 17.6% to rent at $830/month face tighter budgets than most peers. Homeowners pay $691/month, representing 14.7% of household income—meaning Kay County residents sacrifice more of their earnings to housing than comparable Oklahoma counties.

Kay County requires careful budget planning

Kay County's housing costs consume a larger share of income than neighboring counties, making it best suited for earners with stable $57,000+ salaries. If you're relocating with limited income flexibility or seeking maximum affordability, consider Jefferson or Jackson County instead.

Full cost of living analysis on CostByCounty

Income & Jobs in Kay County

via IncomeByCounty

Kay County earns modestly below the national median

Kay County's median household income of $56,673 falls about 24% short of the U.S. median of $74,755. While below national average, this level reflects moderate economic conditions for a rural Oklahoma county.

Kay County sits near Oklahoma's middle income

Kay County's median household income of $56,673 trails the Oklahoma state average of $58,273 by only $1,600, positioning it close to the state median. The per capita income of $31,190 exceeds the state average of $30,609, suggesting more balanced income distribution.

Kay County moderately outearns southern Oklahoma peers

Kay County households earn $8,023 less than Jackson County ($61,497) but significantly more than Jefferson ($48,750) and Johnston ($50,911) counties. The county's income positions it as a mid-range earner in its region.

Rental costs press harder on Kay County households

Kay County's rent-to-income ratio of 17.6% indicates housing costs consume a notable share of household income, though still within the 30% affordability standard. The median home value of $116,800 remains accessible, but tight budgets limit room for other investments.

Stabilize finances while planning for growth

Kay County residents should focus on building emergency reserves before pursuing aggressive investments, given moderate income levels. Employer 401(k) matches and tax-advantaged savings accounts offer accessible wealth-building tools suited to local economic conditions.

Full income & jobs analysis on IncomeByCounty

Safety in Kay County

via CrimeByCounty

Kay County Crime Rates Exceed National Norms

Kay County reports a total crime rate of 2,984.5 per 100K, which is higher than the national average of 2,385.5. The county receives a safety score of 95.3 out of 100.

Comparing Kay County to Oklahoma Averages

The county's crime rate of 2,984.5 per 100K is higher than the state average of 2,647.7. Its safety score of 95.3 sits slightly below the state average of 95.8.

Local Reporting Shows Higher Incident Counts

Data from 6 reporting agencies indicates that Kay County faces more frequent crime than many of its Oklahoma neighbors. Local law enforcement manages a total crime rate that exceeds both state and national benchmarks.

Property Crime Drives Local Safety Concerns

Violent crime sits at 510.7 per 100K, which is higher than the national average of 369.8. However, property crime is the primary factor, occurring at a rate of 2,473.8 per 100K.

Prioritize Home Security in Kay County

With a property crime rate of 2,473.8 per 100K, home security systems are a vital tool for residents. Strong locks and visible security cameras can help deter theft and protect your property.

Full safety analysis on CrimeByCounty

Health in Kay County

via HealthByCounty

Kay County approaches national health benchmarks

Kay County's 71.8-year life expectancy is nearly aligned with the U.S. average of 71.4 years, and its 20.6% poor/fair health rate is substantially below the national 27.2% figure. This suggests a relatively healthier population compared to many U.S. communities.

County ranks above Oklahoma's state average

At 71.8 years, Kay County's life expectancy exceeds Oklahoma's state average of 72.7 years, placing it solidly in the healthier half of Oklahoma's counties. The 20.6% poor/fair health rate also outperforms the state pattern.

Competitive health profile among nearby counties

Kay County outpaces Jefferson (71.5 years) and Johnston (71.3 years) counties on life expectancy, though Jackson County (73.0 years) still leads the region. With 39 primary care providers per 100,000 and 257 mental health providers, Kay County offers balanced provider access.

Insurance access supports routine and preventive care

Kay County's 14.1% uninsured rate mirrors Jackson County and sits just below the state average of 15.3%, meaning most residents have coverage for doctor visits and emergencies. Mental health provider capacity at 257 per 100,000 provides solid support for behavioral health needs.

Ensure your family has coverage

If you're part of Kay County's 14.1% uninsured, explore marketplace plans and Medicaid options that may be affordable for your household. Visit healthcare.gov or call 1-800-318-2596 to find plans and learn about cost assistance.

Full health analysis on HealthByCounty

Schools in Kay County

via SchoolsByCounty

Kay County's Extensive Public School System

Kay County manages 22 public schools across six districts, serving a total of 7,546 students. The diverse network includes 12 elementary, five middle, and four high schools, plus one specialized facility.

Competitive Graduation Rates and Efficiency

The county achieves an 83.4% graduation rate, nearly matching the state average of 84.3%. This is accomplished with a per-pupil expenditure of $6,198, which is slightly more efficient than the state average spend.

Ponca City Drives Regional Enrollment

The Ponca City district is the regional powerhouse, educating 4,612 students across 11 different schools. Blackwell and Newkirk also provide significant infrastructure, though no charter schools are available in the county.

Vibrant Town Centers and Rural Outposts

With 16 schools in town settings and 6 in rural areas, the county offers a variety of educational atmospheres and an average school size of 343 students. PONCA CITY HS is the county's largest institution with 1,427 students.

Find Your Place in Kay County

From the bustling town center of Ponca City to the quieter outskirts of Blackwell, Kay County provides diverse housing options near established schools. Consider the proximity to these academic centers when choosing your next residence.

Full schools analysis on SchoolsByCounty

Disaster Risk in Kay County

via RiskByCounty

Kay County faces relatively low risk

Kay County's composite risk score of 79.87 ranks as relatively low despite being notably elevated above the state average of 55.47. The county's multi-hazard exposure, particularly to tornadoes and wildfires, drives this above-average profile.

Higher-risk county in Oklahoma

With a score of 79.87, Kay County ranks among the higher-exposure counties statewide, exceeding the state average of 55.47 by 44%. This places it in Oklahoma's more hazard-prone tier, primarily due to tornado and wildfire risk.

Significantly riskier than nearby areas

Kay County's score of 79.87 is substantially higher than surrounding counties like Kingfisher (56.84) and comparable to Jackson County (86.04). The county faces notably greater natural disaster exposure than most of its neighbors.

Tornadoes and wildfires top threats

Tornado risk peaks at an exceptional 93.38—among the highest in Oklahoma—while wildfire risk reaches 88.45. Flood risk (69.75) is also elevated, making Kay County a multi-hazard environment requiring comprehensive preparedness.

Prioritize comprehensive hazard coverage

Kay County residents should ensure homeowners policies include adequate tornado and wind coverage, then explore flood insurance through the National Flood Insurance Program. A conversation with an insurance agent about bundling coverage types can strengthen protection against the county's significant multi-hazard exposure.

Full disaster risk analysis on RiskByCounty

Weather & Climate in Kay County

via WeatherByCounty

Classic Northern Plains Variability

Kay County's 58.3°F average temperature reflects a climate of extremes, typical of the northern plains. While warmer than the national median, it is notably cooler than much of the southern United States.

A Cooler Northern Oklahoma Pocket

Kay County is cooler than the Oklahoma state average of 60.4°F, with an annual mean of 58.3°F. It receives 37.6 inches of precipitation, which aligns closely with the state average of 37.2 inches.

Snowier Than Southern Counterparts

The county records 7.3 inches of snow annually, matching Kingfisher but far exceeding southern counties like Le Flore. It experiences 58.3°F on average, making it one of the cooler spots in central-northern Oklahoma.

Defined Winters and Sharp Heat

Winters are colder than the state average, dropping to a January mean of 34.6°F. July warms up to 81.4°F, leading to 69 days of extreme heat annually.

Insulate for Freezing January Nights

Property owners should insulate pipes to protect against the 34.6°F January average. A dual-purpose heating and cooling strategy is essential for the wide 47-degree swing between winter and summer.

Full weather & climate analysis on WeatherByCounty

Soil Quality in Kay County

via SoilByCounty

Silty Soils on the Northern Border

Kay County features a soil pH of 6.27, making it more alkaline than the state average of 6.06. This value is just below the national median of 6.5, creating an ideal range for traditional wheat and grain production. There is no specific taxonomic order recorded, but the pH suggests high mineral availability.

High Silt Levels for Smooth Texture

The soil composition is dominated by 40.9% silt, paired with 30.7% sand and 20.2% clay. This silty character makes the ground feel smooth and provides excellent capillary action for moving water to plant roots. It is highly fertile but can be prone to surface crusting after heavy rains.

Top-Tier Water Holding Capacity

With an available water capacity of 0.161 in/in, Kay County far exceeds the state average of 0.144. Organic matter sits at 1.58%, which is strong for the region even if it trails the 2.0% national average. This high water retention makes the county’s soil some of the most drought-resilient in northern Oklahoma.

Managing Slow Water Infiltration

The soil belongs to hydrologic group D, which indicates a very slow rate of water transmission. While specific drainage class data is limited, the high silt and clay content suggest that fields may remain wet for extended periods. Effective drainage management is key for optimizing planting windows in the spring.

A Harvest Haven in Zone 7a

In hardiness zone 7a, Kay County is perfect for cool-season grains and robust vegetable gardens. The silty, water-rich soil is a dream for growing leafy greens, root crops, and brassicas. If you enjoy gardening, the high water capacity here gives you a significant head start during the summer heat.

Full soil quality analysis on SoilByCounty

Lawn Care in Kay County

via LawnByCounty

The Easiest Lawn Care in Oklahoma

Kay County is a standout for gardeners with a lawn difficulty score of 60.3, significantly higher than the national average. Situated in zone 7a, it offers some of the most favorable conditions in the state. If you are looking for a lush yard with less effort, this is the place to grow.

Lower Heat Stress and Solid Rain

The county sees only 69 extreme heat days, which is less than the state average of 76. Annual precipitation of 37.6 inches falls well within the ideal 30-50 inch range for healthy grass. These factors combine to create a much more forgiving environment for lawn enthusiasts.

Acidic Balance for Healthy Turf

The soil pH of 6.27 is optimal for most grass species, ensuring they can access the nutrients they need. While drainage data is variable, the soil composition features 30.7% sand and 20.2% clay. This mix provides enough structure for roots without being overly prone to the heavy compaction seen in other regions.

Superior Drought Resistance

Kay County only spent 17 weeks in drought over the past year, one of the lowest rates in the region. Although the area is currently classified as abnormally dry, none of it faces severe or extreme drought levels. This relative stability makes Kay County much less reliant on heavy supplemental irrigation.

Seeding for Success in Mid-April

Wait until the final frost passes around April 12 to start your new lawn projects. Tall Fescue is a popular choice here due to the slightly lower heat counts, though Bermuda remains a durable favorite. Your long growing season provides ample time for establishment before winter returns.

Full lawn care analysis on LawnByCounty

Frequently Asked Questions

What is Kay County's county score?
Kay County, Oklahoma has a composite county score of 34.7 out of 100 on CountyScore. This score is calculated from a weighted average of available data dimensions including property tax, cost of living, income, safety, health, and schools.
How does Kay County rank among counties in Oklahoma?
Kay County ranks #66 among all counties in Oklahoma on CountyScore's composite ranking. Rankings are based on available data dimensions and updated as new data is added.
What are property taxes like in Kay County, Oklahoma?
The median annual property tax in Kay County is $799, with an effective tax rate of 0.68%. This earns Kay County a tax score of 64.8/100 on CountyScore (higher = lower taxes).
What is the median household income in Kay County?
The median household income in Kay County, Oklahoma is $56,673 per year according to U.S. Census Bureau data. Kay County earns an income score of 29.4/100 on CountyScore.
Is Kay County, Oklahoma a good place to live?
Kay County scores 34.7/100 on CountyScore's overall county ranking, ranking #66 in Oklahoma. The best way to evaluate Kay County is to compare individual dimension scores — property tax, cost of living, income, safety, health, and schools — based on your personal priorities. Use CountyScore to compare Kay County with other counties side by side.

ByCounty Network

🏛Property Tax🏠Cost of Living💼Income & Jobs🛡Safety❤Health🎓Schools⚡Disaster Risk💧Water Quality🌤Weather & Climate🪨Soil Quality🌱Lawn Care🛒Farmers Markets

Data from U.S. Census Bureau ACS, FBI UCR, CDC, FEMA NRI, NCES, EPA SDWIS, NOAA — informational only.