countyscore
56.3
County Score
Safety 90.5Soil Quality 76Lawn Care 70.5

County Report Card

About McDonough County, Illinois

McDonough County Beats National Median

McDonough County achieves a strong composite score of 56.3, placing it well above the national median of 50.0. It ranks as a highly livable area by national standards.

A Top Performer in Illinois

With a score of 56.3, the county outperforms the Illinois state average of 52.8. It stands out as one of the more favorable residential locations in the state's interior.

Elite Safety and High Affordability

The county boasts an exceptional safety score of 90.5, one of the highest in the region. Housing is also very accessible, with a cost score of 65.3 and median rent at $730.

Income Levels and Water Quality

Income growth is a challenge with a score of 15.5, reflecting a median household income of $50,434. Water infrastructure also scores low at 20.3, suggesting a need for investment.

Perfect for Students and Peace-Seekers

This county is a premier choice for those who value personal safety above all else. It is ideal for students or those with fixed incomes who need exceptionally low living costs.

Score breakdown

Tax2Cost65.3Safety90.5Health64.8Schools64.7Income15.5Risk62.5Water20.3Weather50
🏛2
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty →
🏠65.3
Cost of Living
Median rent, home values, and housing affordability
CostByCounty →
💼15.5
Income & Jobs
Median household income and per capita earnings
IncomeByCounty →
🛡90.5
Safety
Violent and property crime rates per 100K residents
CrimeByCounty →
❤64.8
Health
Life expectancy, uninsured rates, and health access
HealthByCounty →
🎓64.7
Schools
Graduation rates, per-pupil spending, and attainment
SchoolsByCounty →
⚡62.5
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty →
💧20.3
Water Quality
EPA drinking water health violations and safety grades
WaterByCounty →
🌤50
Weather & Climate
Average temperatures, precipitation, and extreme weather events
WeatherByCounty →
🪨76
Soil Quality
Soil composition, pH, drainage, and organic matter content
SoilByCounty →
🌱70.5
Lawn Care
Lawn difficulty score based on climate, soil, and grass suitability
LawnByCounty →
🛒
Farmers Markets
Local market density, SNAP/EBT acceptance, and product variety
MarketsByCounty →
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Nearby counties

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53.9
Schuyler County
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58.3
Warren County
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52.4
Henderson County
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Hancock County
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Des Moines County
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Brown County
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Knox County
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Deep Dives

McDonough County across the ByCounty Network

Detailed analysis from 10 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in McDonough County

via TaxByCounty

McDonough County levies above-median taxes

McDonough County's effective tax rate of 2.162% ranks in the 71st percentile nationally, significantly exceeding the national median of 1.728%. The median property tax of $2,238 is 17% lower than the national median of $2,690, despite the elevated rate, due to lower home values of $103,500.

McDonough ranks high in Illinois

At 2.162%, McDonough County's effective tax rate is the second-highest in Illinois, exceeding the state average of 1.831% by 0.33 percentage points. The median property tax of $2,238 falls below the state median of $2,782, but the rate itself represents significant tax pressure.

Second-highest rate among peers

McDonough County's 2.162% rate edges out Mason County (2.146%) as the state's most burdensome, well above regional neighbors Marion County (1.707%) and Massac County (1.499%). This places McDonough among the most tax-intensive counties in central Illinois.

Budget $2,238 for annual property tax

On McDonough County's median home value of $103,500 and effective rate of 2.162%, homeowners pay approximately $2,238 in annual property taxes. This obligation can reach $2,268 when mortgage-related fees are included.

Assessment appeal could yield relief

McDonough County's elevated tax rate makes assessment accuracy paramount for cost-conscious homeowners. Submit a reassessment request to the McDonough County Assessor's office at no charge—correcting overvaluations is a straightforward path to lower taxes.

Full property tax analysis on TaxByCounty

Cost of Living in McDonough County

via CostByCounty

McDonough faces Illinois's hardest affordability

McDonough County's rent-to-income ratio of 17.4% is the highest among all Illinois counties reviewed and significantly above the national norm of ~15%. With a median household income of just $50,434—the lowest in this analysis—residents here face genuine affordability stress.

Illinois's most strained rental market

McDonough's 17.4% rent-to-income ratio far exceeds the Illinois state average of 14.7%, making it the most burdened county in this review. The gap signals that McDonough residents dedicate significantly more of their income to housing than their state peers.

Lowest income, highest burden

McDonough's median income of $50,434 is lowest among regional peers, yet its rent of $730/month creates a 17.4% burden—higher than all neighbors. This mismatch reveals structural affordability challenges: McDonough's housing costs are moderate, but incomes are too low to support them comfortably.

Housing dominates household budgets

McDonough residents earning $50,434 median income spend $730/month on rent (17.4%) or $832/month on homeownership (19.7%). These figures mean roughly one-third or more of gross income goes to housing, severely constraining budgets for food, healthcare, and savings.

McDonough demands careful planning

If considering McDonough County, understand that it faces Illinois's toughest affordability landscape with the lowest incomes and highest rent burden. Relocating here requires strong job prospects or significant savings; compare this reality to more affordable neighbors like Marion or Marshall before committing.

Full cost of living analysis on CostByCounty

Income & Jobs in McDonough County

via IncomeByCounty

McDonough faces steepest national income gap

McDonough County's median household income of $50,434 falls a striking $24,321 below the national median of $74,755, placing it in the bottom 25% of U.S. counties. McDonough families earn roughly 33% less than the typical American household—a substantial economic disadvantage tied to limited job opportunities.

McDonough ranks lowest among state counties

At $50,434, McDonough County trails Illinois's statewide median of $68,580 by $18,146, ranking it among the lowest-income counties in the state. This significant gap reflects an economy heavily dependent on lower-wage sectors and limited access to high-earning employment.

McDonough struggles significantly against peers

McDonough County ($50,434) earns far less than every peer county—Marion ($60,839), Mason ($62,127), Marshall ($69,818), and Madison ($74,800) all exceed it by $10,000–$24,000 per household. Its per capita income of $30,785 is the lowest among featured counties, indicating systemic earning constraints.

Housing affordability becomes critical lifeline

McDonough's rent-to-income ratio of 17.4% means renters spend roughly $730 monthly on housing—above the 15% county average but still manageable on limited incomes. Median home values of $103,500 make homeownership theoretically accessible, though lower household incomes make down payments and mortgage qualification challenging.

Strategic planning essential in tight budgets

McDonough households earning $50,434 must adopt zero-based budgeting to identify every savings opportunity—even $25 monthly in a dedicated account grows to $3,000 over a decade. Accessing free financial counseling through community nonprofits and maximizing any available tax credits (EITC) can meaningfully improve financial stability.

Full income & jobs analysis on IncomeByCounty

Safety in McDonough County

via CrimeByCounty

Elite safety levels in McDonough County

McDonough County boasts an incredible safety score of 99.7. Its total crime rate of 179.0 per 100K is a tiny fraction of the national average of 2,385.5, making it one of the safest spots in the nation.

Leading the state in public safety

The county's crime rate is drastically lower than the Illinois average of 835.0. Its safety score of 99.7 far outpaces the state average of 98.7, placing it among the top performers in Illinois.

Safer than almost all neighbors

McDonough's crime rate of 179.0 is much lower than Mason County's 711.3. It is even lower than Marshall County's 553.7, cementing its status as a regional leader in low crime.

A total absence of violent crime

Six reporting agencies documented zero violent crimes per 100K in 2022. Every reported incident fell under property crime at 179.0, reflecting an exceptionally peaceful local environment.

Keep McDonough's safety record strong

Even with zero reported violent crime, protecting your belongings remains a priority. Use smart locks and community watch programs to help keep property theft rates at these record lows.

Full safety analysis on CrimeByCounty

Health in McDonough County

via HealthByCounty

McDonough tops state in longevity

McDonough County's 76.7-year life expectancy slightly trails the U.S. average of 78.3 years by 1.6 years, but ranks among Illinois's best. Despite this strength, 20% of residents report poor or fair health, exceeding the national average of 18%.

Above-average life expectancy statewide

At 76.7 years, McDonough County's life expectancy exceeds the Illinois average of 76.0 years, positioning it among the state's healthier counties. The 6.0% uninsured rate beats the state average of 6.3%, showing strong coverage reach.

Strong primary care provider network

McDonough County's 52 primary care providers per 100,000 residents represent the strongest capacity among its peer group. Its 224 mental health providers per 100,000 provide solid behavioral health support, though below some neighboring counties.

Good access masks underlying health concerns

With 52 primary care providers per 100,000 and a 6.0% uninsured rate, McDonough County has strong healthcare infrastructure. Yet the 20% poor/fair health rate suggests residents face social or economic barriers beyond insurance coverage.

Maintain solid coverage

McDonough County's 6.0% uninsured rate is better than state average, but 1,400 residents remain uninsured. Verify your coverage at Healthcare.gov to ensure you're taking full advantage of the county's robust provider network.

Full health analysis on HealthByCounty

Schools in McDonough County

via SchoolsByCounty

A Comprehensive System for Over 3,300 Students

McDonough County features 18 public schools across three districts, serving a total of 3,301 students. The landscape includes four elementary, four middle, and six high schools, plus several specialized facilities.

Academic Excellence and Above-Average Funding

The county achieves an 88.4% graduation rate, beating the national average of 87.0%. High spending of $10,144 per pupil contributes to an impressive composite school score of 59.5, surpassing the state average.

Macomb CUSD 185 Leads Local Education

Macomb CUSD 185 is the county's largest district, enrolling 2,036 students across five individual schools. West Prairie and Bushnell-Prairie City also provide vital services, and there are zero charter schools in the county.

Town-Centered Schools with Diverse Options

Thirteen schools are located in town settings, providing a central hub for student activity. While schools average 275 students, Macomb Senior High School offers a larger campus experience with 622 students.

Settle Near Award-Winning Town Schools

With strong academic scores and graduation rates, McDonough County is a top choice for education-focused buyers. Focus your home search in Macomb to be within walking distance of the county's premier high school and elementary campuses.

Full schools analysis on SchoolsByCounty

Disaster Risk in McDonough County

via RiskByCounty

McDonough ranks well below state average

McDonough County's composite risk score of 37.53 places it in the Very Low risk category, significantly below Illinois's state average of 54.46. This makes McDonough one of the safer counties for natural disaster exposure in the state.

Among Illinois's lowest-risk counties

McDonough County ranks among the safest counties in Illinois, with exceptionally low wildfire risk (0.86) and flood risk (21.09). Its tornado risk of 52.00 remains below state averages, and earthquake exposure is moderate at 59.57.

Safest county in its region

McDonough County's composite score of 37.53 is notably lower than neighboring Mason County (43.03), Massac County (61.61), and especially Madison County (93.42). It ranks among the safest in west-central Illinois.

Tornado risk exceeds other hazards

McDonough County's tornado risk of 52.00 is its highest exposure, though still moderately below state averages. Earthquake risk of 59.57 is the only other concern of note, while flooding and wildfire risks are minimal.

Standard insurance typically suffices

McDonough County's low risk profile means standard homeowners insurance provides adequate coverage for most residents. Ensuring a designated safe room for tornado season and a basic preparedness plan addresses the county's primary natural hazard exposure.

Full disaster risk analysis on RiskByCounty

Weather & Climate in McDonough County

via WeatherByCounty

Consistent Temperate Weather in Western Illinois

McDonough County maintains an annual average of 51.5°F, slightly cooler than the national median. This region experiences the full range of four distinct seasons characteristic of the Midwest.

Cooler and Drier Than the Average

The county's 51.5°F average sits over a degree below the 52.8°F Illinois state average. Its annual precipitation of 38.8 inches is also about three inches less than the state benchmark.

Lighter Snowfall Than Northern Neighbors

At 15.9 inches of annual snow, McDonough gets less than half the snowfall of northern McHenry County. It shares a similar extreme heat profile with McLean, seeing about 26 days over 90°F.

Standard Midwestern Temperature Swings

January temperatures average 24.4°F, while July highs push the monthly average to 75.1°F. The county experiences roughly 26 days of extreme heat during the summer months.

Balanced Seasonal Home Maintenance

Prepare for moderate snowfall of 15.9 inches with basic winter gear. During the summer, maintain your A/C to handle nearly a month's worth of 90°F temperatures.

Full weather & climate analysis on WeatherByCounty

Soil Quality in McDonough County

via SoilByCounty

Reliable Central Illinois Soil

McDonough County averages a pH of 6.37, falling just below the national median and the state average. This slightly acidic profile is typical for the region and serves as a stable foundation for agricultural success.

Fine-Textured Silt Dominance

At 69.7%, the silt content here is among the highest in the region, providing a smooth, flour-like texture. With very little sand (7.4%), this soil excels at retaining nutrients but can be susceptible to erosion.

Superior Moisture Storage

The available water capacity of 0.214 in/in exceeds the state average of 0.204 in/in, acting as a buffer against drought. Organic matter is healthy at 2.45%, though it remains below the state average of 2.94%.

Monitoring Surface Water Flow

Dominant drainage classes and hydrologic groups are currently unlisted for the county's major soil types. With a respectable soil score of 76.0, the land is generally reliable, but local observation of water pooling is recommended.

Gardening Success in Zone 6a

McDonough County is in Zone 6a, a versatile climate for both root vegetables and fruit trees. The soil's high water capacity makes it especially forgiving for new gardeners during the drier summer months.

Full soil quality analysis on SoilByCounty

Lawn Care in McDonough County

via LawnByCounty

Stable Growing Conditions in McDonough

McDonough County presents a favorable 70.5 lawn difficulty score, beating out the state average of 69.8. Residents in Hardiness Zone 6a find it easier to keep their lawns green compared to much of the country.

Moderate Heat and Steady Rain

With 38.8 inches of rain and only 26 extreme heat days, the local climate is generally gentle on turf. This lower-than-average heat count means less summer stress for cool-season grasses compared to southern Illinois counties.

Heavy Clay Requires Aeration Efforts

The 6.37 soil pH provides a welcoming environment for standard fertilizers and amendments. However, a low sand content of 7.4% means the soil relies heavily on its 22.9% clay composition, which can lead to slow drainage.

Persistent Drought Challenges Homeowners

Drought has been a persistent issue here, with 39 weeks of dry conditions over the last year. With nearly 93% of the county in severe drought, prioritize watering the most visible or valuable areas of your lawn to conserve water.

Planting Windows for Zone 6a

The window for spring seeding opens on April 17th, once the threat of frost has passed. Kentucky bluegrass and perennial ryegrass thrive here if they are well-rooted before the first fall frost on October 22nd.

Full lawn care analysis on LawnByCounty

Frequently Asked Questions

What is McDonough County's county score?
McDonough County, Illinois has a composite county score of 56.3 out of 100 on CountyScore. This score is calculated from a weighted average of available data dimensions including property tax, cost of living, income, safety, health, and schools.
How does McDonough County rank among counties in Illinois?
McDonough County ranks #37 among all counties in Illinois on CountyScore's composite ranking. Rankings are based on available data dimensions and updated as new data is added.
What are property taxes like in McDonough County, Illinois?
The median annual property tax in McDonough County is $2,238, with an effective tax rate of 2.16%. This earns McDonough County a tax score of 2/100 on CountyScore (higher = lower taxes).
What is the median household income in McDonough County?
The median household income in McDonough County, Illinois is $50,434 per year according to U.S. Census Bureau data. McDonough County earns an income score of 15.5/100 on CountyScore.
Is McDonough County, Illinois a good place to live?
McDonough County scores 56.3/100 on CountyScore's overall county ranking, ranking #37 in Illinois. The best way to evaluate McDonough County is to compare individual dimension scores — property tax, cost of living, income, safety, health, and schools — based on your personal priorities. Use CountyScore to compare McDonough County with other counties side by side.

ByCounty Network

🏛Property Tax🏠Cost of Living💼Income & Jobs🛡Safety❤Health🎓Schools⚡Disaster Risk💧Water Quality🌤Weather & Climate🪨Soil Quality🌱Lawn Care🛒Farmers Markets

Data from U.S. Census Bureau ACS, FBI UCR, CDC, FEMA NRI, NCES, EPA SDWIS, NOAA — informational only.