Allen County's composite score of 68.9 exceeds the national median of 50.0 by nearly 39 points, ranking it in the 38th percentile nationally. The county performs solidly above average when measured against all U.S. counties on economic and fiscal dimensions.
2 / 5
Matching Ohio's statewide average
At 68.9, Allen County scores nearly identical to Ohio's state average of 68.8, placing it right in the middle of the state's county pack. This suggests typical conditions across tax, housing, and income measures for an Ohio county.
3 / 5
Best income levels in this group
Allen County leads this set of eight counties with a median household income of $62,001 and an income score of 23.9. Combined with an affordable cost score of 78.9 and median home values around $158,400, the county offers solid financial stability.
4 / 5
Taxes are higher than some peers
An effective tax rate of 1.125% is among the highest in this group, putting more pressure on household budgets than lower-tax neighbors. Safety, health, school quality, and environmental data remain unavailable for a fuller livability picture.
5 / 5
Right fit for middle-income working families
Allen County suits working families seeking moderate incomes, reasonable housing costs, and typical tax burdens without extremes. It's a stable, conventional choice for households earning $60,000–$70,000 who value balance over bargains.
Allen County's composite score of 68.9 exceeds the national median of 50.0 by nearly 39 points, ranking it in the 38th percentile nationally. The county performs solidly above average when measured against all U.S. counties on economic and fiscal dimensions.
Matching Ohio's statewide average
At 68.9, Allen County scores nearly identical to Ohio's state average of 68.8, placing it right in the middle of the state's county pack. This suggests typical conditions across tax, housing, and income measures for an Ohio county.
Best income levels in this group
Allen County leads this set of eight counties with a median household income of $62,001 and an income score of 23.9. Combined with an affordable cost score of 78.9 and median home values around $158,400, the county offers solid financial stability.
Taxes are higher than some peers
An effective tax rate of 1.125% is among the highest in this group, putting more pressure on household budgets than lower-tax neighbors. Safety, health, school quality, and environmental data remain unavailable for a fuller livability picture.
Right fit for middle-income working families
Allen County suits working families seeking moderate incomes, reasonable housing costs, and typical tax burdens without extremes. It's a stable, conventional choice for households earning $60,000–$70,000 who value balance over bargains.
Score breakdown
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🏛70.6
Property Tax
Effective property tax rate vs national benchmarks
Allen County's effective rate of 1.125% sits just slightly below the national median of 1.1%, putting it squarely in the middle of the national distribution. The median property tax of $1,782 is still well below the national median of $2,690, driven by lower home values across the county.
Allen County mirrors the Ohio average
At 1.125%, Allen County's effective tax rate nearly matches Ohio's state average of 1.148%, placing it comfortably in the middle of Ohio's 88 counties. The median tax bill of $1,782 falls below the state average of $2,145.
Mid-range rates in its regional context
Allen County's 1.125% rate sits between lower-tax Adams County (0.827%) and higher-tax Ashtabula County (1.263%) to the north. Its tax burden is comparable to Ashland County (1.016%) but notably lower than Athens County (1.205%).
A $158,400 home costs $1,782 yearly
The typical Allen County home is valued at $158,400, resulting in an annual property tax of approximately $1,782 at the current 1.125% rate. Homeowners with mortgages pay $1,874, while those owning outright pay $1,639.
Challenge your assessment if it's inflated
Allen County homeowners should know that assessment errors are common statewide, and challenging an inflated valuation is free. Contact your county auditor to request a reassessment if you believe your home's appraised value exceeds its true market worth.
Allen County renters spend 17.4% of their median household income on gross rent—above Ohio's 15.6% average but still below the national 30% affordability threshold. The county's median income of $62,001 is 17% below the national median, making housing costs proportionally tighter here.
Allen ranks below state average
With a 17.4% rent-to-income ratio, Allen County falls in the less-affordable half of Ohio's 88 counties, slightly worse than the state average. The median rent of $898 exceeds Ohio's state average of $873, signaling above-average housing pressure in this northwestern county.
Pricier than western Ohio peers
Allen County's $898 median rent is notably higher than Auglaize County ($853) and Ashland County ($841) to the south and east. Renters here pay a premium compared to surrounding rural counties, reflecting Allen's larger urban anchor in Toledo.
Renters shoulder bigger burden
Allen County renters spend $898 monthly (17.4% of income), while owners pay $873—nearly identical burdens on a $62,001 median income. This tight balance leaves households with limited flexibility for unexpected housing-related expenses.
Mid-tier Ohio option near Toledo
If you're considering Allen County's larger job market in Toledo but concerned about affordability, compare rent ($898) against lower-cost neighbors like Auglaize ($853) or Ashland ($841) to weigh city access versus housing savings.
Median household income of $62,001 runs 17% below the U.S. median of $74,755, placing Allen in the lower-middle range nationally. The gap reflects Ohio's broader post-industrial income patterns.
Solidly middle of Ohio's pack
Allen County's $62,001 median sits just $6,100 below Ohio's average of $68,101, positioning it squarely in the state's middle tier. The county earns modestly but not dramatically below its peers.
More affluent than nearby Adams County
At $62,001, Allen County outearns Adams County ($49,521) by $12,480 but trails Ashland County ($64,991) by under $3,000. The county represents a step up in regional prosperity.
Housing costs stay within reasonable bounds
The 17.4% rent-to-income ratio keeps housing affordable relative to earnings, staying well under the 30% benchmark. This cushion allows families to allocate income toward savings and other priorities.
Invest in steady, long-term growth
Allen County's solid middle-range income creates real opportunity for wealth building through disciplined saving and diversified investments. Tax-advantaged accounts, real estate, and patient capital compound into substantial gains over time.
At 74.3 years, Allen County's life expectancy falls just 1.8 years short of the U.S. average of 76.1 years. With a 21.7% poor or fair health rate, Allen performs better than many peers while still facing room for improvement.
Nearly matches Ohio's health performance
Allen's 74.3-year life expectancy sits just 0.5 years below Ohio's state average of 74.8 years, positioning it closer to the middle of the state's health rankings. The county's 21.7% poor/fair health rate aligns with state trends.
Stronger provider access than regional peers
Allen's 65 primary care providers per 100K population exceed those in Defiance and Putnam counties to the northwest. The county's 311 mental health providers per 100K rank among the higher concentrations in northwest Ohio.
Solid coverage with room to grow
Allen's uninsured rate of 6.8% sits below Ohio's 7.5% average, suggesting stronger insurance penetration across the population. Primary care availability at 65 per 100K reflects adequate access for routine medical needs in most parts of the county.
Keep coverage strong in Allen
Most Allen residents carry insurance, but the 6.8% uninsured should explore marketplace plans and Medicaid options. Contact the Allen County health department or visit healthcare.gov to confirm you have coverage that meets your family's needs.
Allen County's composite risk score of 73.35 is substantially elevated, driven by severe flood and earthquake vulnerabilities that exceed national averages. Despite low wildfire risk, the county's flood (83.05), earthquake (83.17), and tornado (74.30) scores make it notably more exposed than most U.S. counties.
Among Ohio's highest-risk counties
At 73.35, Allen County's composite risk score ranks it well above Ohio's state average of 55.03, placing it in the upper tier of the state's most vulnerable counties. The county's flood and earthquake hazards particularly distinguish it as a higher-risk area within Ohio.
Stands out as the riskiest neighbor
Allen County's score of 73.35 significantly exceeds nearby Auglaize County (41.76) and Ashland County (46.34), making it the most hazard-exposed in its immediate region. The disparity is especially pronounced in flood risk, where Allen County's 83.05 dwarfs surrounding counties' scores.
Flooding and earthquakes dominate
Flooding (83.05) and earthquakes (83.17) are Allen County's two greatest hazard threats, both ranking in the highest percentiles nationally. Tornado risk at 74.30 adds a third significant concern, creating a tripled-threat environment for preparedness planning.
Comprehensive insurance is essential
Allen County residents must secure flood insurance immediately—the county's 83.05 flood score indicates widespread exposure that standard policies exclude. Earthquake insurance should also be prioritized, and all residents should maintain updated emergency kits and know their home's safe room location for tornado events.