countyscore
46.5
County Score
Lawn Care 75.9Schools 68.9Cost of Living 54.8

County Report Card

About Boyd County, Kentucky

Boyd County Trails the National Median

Boyd County earns a composite score of 45.1, placing it below the national median of 50.0. This indicates the county faces more livability challenges than the average American jurisdiction.

Well Below the Kentucky Average

The county's overall score of 45.1 is significantly lower than the Kentucky state average of 58.6. It ranks in the lower tier of the state's 120 counties for overall composite health.

Exceptional Schools and Affordable Living

Boyd County's standout feature is its School Score of 68.9, which ranks high for educational quality. Homeowners also benefit from a modest median home value of $126,300, leading to a Cost Score of 50.1.

Hazard Risk and Safety Are Concerns

A Risk Score of 25.1 highlights significant vulnerability to environmental hazards, while the Safety Score of 31.0 is lower than most state neighbors. Improving community security and disaster resilience remain key priorities.

A Choice for Families Prioritizing Education

This county is a strong fit for families who value quality public schools and affordable homeownership. However, residents must weigh these benefits against environmental risks and local safety metrics.

2040608010044.354.83143.268.937.125.147.852Tax44.3Cost54.8Safety31Health43.2Schools68.9Income37.1Risk25.1Water47.8Weather5246.5/100
This county
National avg
1 above average4 below average

Boyd County DNA

Foverall

How Boyd County compares to the national average across nine baseline dimensions

Boyd County falls below the national average in most categories. The biggest gap is in Safety (31/100), though Schools (68.9/100) remains a relative bright spot.

Dimension Breakdown

Tax
44.3
Cost
54.8
Safety
31-24
Health
43.2
Schools
68.9+14.900000000000006
Income
37.1-13.899999999999999
Risk
25.1-21.9
Water
47.8-10.200000000000003
Weather
52
Sponsored

Think property taxes are too high in Boyd County?

Many homeowners in Boyd County pay more than they should. A professional appeal could save you hundreds per year.

Check My Assessment

Can You Afford to Live Here?

Median Home Price

$130,700

National median: $185,300

Median Rent

$849/mo

National median: $877/mo

Income Needed (home)

$130,700/yr

28% front-end rule

Income Needed (rent)

$33,960/yr

30% rent rule

Affordability Spectrum2.1x income
AffordableNational avgExpensive
Local median income: $61,118/yr
Compare Mortgage Rates

Economic & Education Snapshot

Primary Care

31.2

per 100K

Data from Federal Reserve (FRED), U.S. Department of Education College Scorecard, and CMS NPPES.

Deep Dives

Boyd County across the ByCounty Network

Detailed analysis from 9 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Boyd County

via TaxByCounty

Boyd's rate ranks high, but homes cost less

Boyd County has the highest effective tax rate of the eight counties at 0.976%, nearly 36% above the national median, yet its median home value of $126,300 is far below the U.S. median of $281,900. This means Boyd residents pay $1,233 annually—less than half the national median tax despite their higher rate.

Boyd ranks among Kentucky's highest rates

At 0.976%, Boyd County's effective tax rate exceeds the state average of 0.719% by a substantial margin, placing it among the most tax-heavy counties in Kentucky. This elevated rate partly reflects the county's industrial and commercial tax base.

Boyd taxes steeper than most regional peers

Boyd's 0.976% rate is the highest in this eight-county group, outpacing Bracken County (0.939%) and Boyle County (0.853%). Despite lower home values, Boyd residents carry a heavier proportional tax burden than surrounding counties.

What a typical Boyd home costs to own

The median Boyd County home valued at $126,300 carries an annual property tax of $1,233. With mortgage deductions factored in, that tax bill rises to $1,384; without them, it drops to $935.

High rate makes assessments worth reviewing

Given Boyd's above-average tax rate, homeowners should carefully review their assessments to ensure properties aren't overvalued. An appeal could be especially rewarding in Boyd, where even modest assessment corrections yield meaningful annual savings.

Income & Jobs in Boyd County

via IncomeByCounty

Boyd County trails national income levels

Boyd County's median household income of $60,659 falls 19% short of the national median of $74,755. This gap underscores economic pressures facing eastern Kentucky communities.

Strong performer among Kentucky counties

Boyd County's $60,659 median household income ranks above Kentucky's state average of $55,909, placing it in the upper tier statewide. Per capita income of $31,192 also exceeds the state benchmark of $29,616.

Outearning nearby Appalachian peers

Boyd County residents earn significantly more than Breathitt County ($41,101) and Breckinridge County ($53,673), though less than Boyle County ($61,635). This county punches above its weight regionally.

Rental costs slightly stretch incomes

At 16.6%, Boyd County's rent-to-income ratio approaches the upper edge of affordability guidelines, though it remains acceptable. The median home value of $126,300 is notably lower than state peers, improving overall housing accessibility.

Invest beyond the paycheck

Boyd County's above-average state income provides a foundation for wealth-building strategies. Explore employer 401(k) matches, health savings accounts, and low-cost index funds to stretch your earnings into long-term security.

Safety in Boyd County

via CrimeByCounty

Boyd County remains safer than national average

Boyd County features a safety score of 97.4, indicating a secure environment despite higher local activity. Its total crime rate of 1,631.3 per 100,000 residents sits comfortably below the national average of 2,385.5.

Trailing the state's safety average

With a safety score of 97.4, Boyd County ranks below the Kentucky state average of 98.8. Its total crime rate of 1,631.3 is more than double the state average of 786.2 per 100,000 people.

Higher crime rates than regional peers

Boyd County sees more crime than many of its Kentucky counterparts, including Bullitt County which reports 1,007.5 incidents per 100,000. It faces roughly five times the crime volume of ultra-quiet Bracken County.

Violent crime remains relatively low

Violent crime in Boyd County stands at 149.2 per 100,000, which is significantly lower than the national average of 369.8. Property crime is the main driver of local statistics, totaling 1,482.1 incidents per 100,000.

Proactive security helps reduce property theft

Since property offenses represent the bulk of local crime, residents should prioritize securing entry points and using smart surveillance. These steps are effective at deterring the opportunistic crimes that impact Boyd County's overall safety rank.

Weather & Climate in Boyd County

via WeatherByCounty

Cooler and Moderate Precipitation

Boyd County is cooler than the national median with an annual average temperature of 53.8°F. Its 46.7 inches of precipitation provides plenty of moisture without the extreme totals of the deep South.

Cooler Than the State Average

Boyd is significantly cooler than the Kentucky average of 56.2°F, representing the state's cooler northeastern flank. It also sees less precipitation than the state average, recording 46.7 inches.

Chilly Winters but Hot Summer Days

Boyd is cooler than Boyle County, with a winter average of 33.7°F compared to Boyle's 35.5°F. However, it sees more extreme heat, logging 35 days above 90°F compared to Boyle's 26.

A Wide Temperature Range Yearly

Summers bring 35 days of 90°F weather, though the seasonal average remains a comfortable 73.4°F. Winters are chilly, averaging 33.7°F, making it one of the cooler regions in the state.

Prepare for Seasonal Temperature Swings

A versatile wardrobe is necessary here to handle 35 extreme heat days and chilly 31.2°F Januarys. The 46.7 inches of rain is manageable, but reliable sump pumps are still recommended for local homes.

Soil Quality in Boyd County

via SoilByCounty

Boyd County's Regional Soil Profile

While specific taxonomic data is missing, local soils are part of a broader landscape often more acidic than the 6.5 national median. Understanding your specific pH is the first step in successful land management.

Evaluating Soil Texture and Workability

Local records do not currently specify the sand, silt, and clay percentages for this county. These ratios are essential for determining if your soil is easy to till or prone to heavy compaction.

Organic Matter and Growing Power

Data for organic matter and water capacity is currently limited in this area. Most Kentucky soils strive to meet or exceed the state average of 3.55% organic matter to support healthy plant growth.

Navigating Local Drainage Challenges

There is currently no dominant drainage class or hydrologic group listed for this county. Observing how water pools after a heavy rain can provide immediate clues about your land's natural hydrology.

Growing Green in Zone 7a

Boyd County is located in USDA Hardiness Zone 7a, offering a slightly longer growing season. This environment is perfect for starting a backyard orchard or a diverse vegetable patch.

Lawn Care in Boyd County

via LawnByCounty

A High Score for Boyd County Lawns

Boyd County boasts an impressive lawn difficulty score of 75.9, significantly higher than the Kentucky state average of 66.3. Situated in Hardiness Zone 7a, the county offers one of the most hospitable environments for turf in the region. Maintaining a green yard here is much simpler than the national median of 50.0.

Warm Summers and Ideal Rainfall

Annual precipitation of 46.7 inches falls right within the ideal range of 30-50 inches for healthy grass. The county faces 35 extreme heat days per year, which is slightly higher than the state average of 30 days. High Growing Degree Days of 3564 indicate a long, active season for mowing and maintenance.

Preparing the Boyd County Foundation

Local soil data is limited, but the region's climate suggests a need for well-drained soil to handle the 46.7 inches of annual rain. Most lawns benefit from aerating in the fall to alleviate compaction and improve oxygen flow to the roots. Aiming for an ideal pH of 6.0-7.0 will help your grass utilize nutrients during the peak growing season.

Strong Defenses Against Dry Weather

With only 4 weeks spent in drought over the last year, Boyd County lawns remain remarkably hydrated. Currently, 0.0% of the county is classified as abnormally dry, which is excellent news for water bills. Keep your blades high during the 35 extreme heat days to shade the soil and retain moisture.

Plan Around the Frost Dates

With the last spring frost typically around April 22nd and the first fall frost on October 23rd, you have a clear window for lawn care. Zone 7a is perfect for Transition Zone grasses like Kentucky Bluegrass or Tall Fescue. Late summer or early fall is the prime time to aerate and overseed for a thick, healthy lawn.

Frequently Asked Questions

What is Boyd County's county score?
Boyd County, Kentucky has a composite county score of 46.5 out of 100 on CountyScore. This score is calculated from a weighted average of available data dimensions including property tax, cost of living, income, safety, health, and schools.
How does Boyd County rank among counties in Kentucky?
Boyd County ranks #110 among all counties in Kentucky on CountyScore's composite ranking. Rankings are based on available data dimensions and updated as new data is added.
What are property taxes like in Boyd County, Kentucky?
The median annual property tax in Boyd County is $1,156, with an effective tax rate of 0.88%. This earns Boyd County a tax score of 44.3/100 on CountyScore (higher = lower taxes).
What is the median household income in Boyd County?
The median household income in Boyd County, Kentucky is $61,118 per year according to U.S. Census Bureau data. Boyd County earns an income score of 37.1/100 on CountyScore.
Is Boyd County, Kentucky a good place to live?
Boyd County scores 46.5/100 on CountyScore's overall county ranking, ranking #110 in Kentucky. The best way to evaluate Boyd County is to compare individual dimension scores — property tax, cost of living, income, safety, health, and schools — based on your personal priorities. Use CountyScore to compare Boyd County with other counties side by side.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

ByCounty Network

Data from U.S. Census Bureau ACS, FBI UCR, CDC, FEMA NRI, NCES, EPA SDWIS, NOAA — informational only.