CountyScore

Carlisle County

Kentucky · KY

#45 in Kentucky
71.7
County Score

County Report Card

About Carlisle County, Kentucky

Carlisle County significantly exceeds national livability median

Carlisle County's composite score of 74.3 places it in the 49th percentile nationally, well above the national median of 50.0. The county's balanced performance across tax efficiency and housing affordability creates strong value for residents. This upper-middle ranking reflects solid fundamentals without premium pricing.

Carlisle stays competitive within Kentucky rankings

At 74.3, Carlisle County scores nearly even with Kentucky's state average of 75.0, positioning it firmly in the middle-to-upper range of the commonwealth's counties. The county maintains parity with the state's livability baseline, making it a representative Kentucky experience. This consistency appeals to those seeking mainstream living costs without outlier characteristics.

Affordable housing and low taxes shine

Carlisle County scores strongly on housing affordability (83.9) with an exceptionally low median home value of $104,700 and rent at just $792 per month. The tax score of 78.4 reflects an effective rate of 0.847%, keeping tax burdens manageable. These dual advantages make Carlisle one of the most financially accessible counties in this group.

Income potential and missing data limit full picture

The income score of 23.9 with median household income of $62,019 indicates moderate earning capacity compared to other counties. Data on safety, health, schools, environmental quality, and risk factors remain unavailable. These future measurements will be important for families evaluating long-term livability.

Perfect for value-conscious families and retirees

Carlisle County appeals to budget-conscious households seeking genuinely affordable housing and minimal tax obligations. The county offers exceptional housing accessibility and cost predictability for those with modest incomes. This is an ideal destination for families prioritizing affordability and financial stability over economic advancement.

Score breakdown

5 dimensions have live data. 3 more coming as vertical sites launch.

Tax78.4Cost83.9SafetyComing SoonHealth61.5SchoolsComing SoonIncome23.9Risk81.3WaterComing Soon
🏛78.4
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty →
🏠83.9
Cost of Living
Median rent, home values, and housing affordability
CostByCounty →
💼23.9
Income & Jobs
Median household income and per capita earnings
IncomeByCounty →
🛡Coming Soon
Safety
Violent and property crime rates per 100K residents
❤61.5
Health
Life expectancy, uninsured rates, and health access
HealthByCounty →
🎓Coming Soon
Schools
Graduation rates, per-pupil spending, and attainment
⚡81.3
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty →
💧Coming Soon
Water Quality
EPA drinking water health violations and safety grades

Explore this county

Property Taxtaxbycounty.comCost of Livingcostbycounty.comIncomeincomebycounty.com
Compare Carlisle County with another county →

Counties with similar scores

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Monroe County
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Median income: $43,955
Montrose County
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Median income: $66,072
Lawrence County
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71.7
Median income: $65,551

Deep Dives

Carlisle County across the ByCounty Network

Detailed analysis from 5 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Carlisle County

via TaxByCounty

Carlisle taxes above national average

Carlisle County's effective tax rate of 0.847% exceeds the national median of 0.72%, placing it in the higher-tax category nationally. The median annual property tax of $887 on a home valued at $104,700 reflects this elevated burden.

Carlisle ranks among Kentucky's higher-tax counties

Carlisle County's 0.847% effective rate ranks above the Kentucky state average of 0.719%, placing it in the upper third of the state's 120 counties. The median tax of $887 runs below the state average of $1,093 due to lower median home values.

Higher than most regional peers

Carlisle's 0.847% rate exceeds Calloway County (0.670%), Caldwell (0.523%), and Carter (0.493%), but falls short of Campbell County's extreme 1.064%. It ranks among the pricier counties for regional property tax burden.

What Carlisle homeowners pay annually

On a median home value of $104,700, Carlisle County residents pay approximately $887 per year in property taxes. With mortgage and insurance, that figure rises to around $1,094 for typical homeowners.

Review your assessed property value

Carlisle County's above-average tax rate makes assessment verification especially worthwhile for homeowners. If your property's assessed value appears inflated relative to market comparables, filing an appeal could deliver meaningful annual savings.

Full property tax analysis on TaxByCounty

Cost of Living in Carlisle County

via CostByCounty

Carlisle County stays within affordable bounds

At 15.3%, Carlisle County's rent-to-income ratio sits comfortably below national norms, despite median income ($62,019) lagging the U.S. average by $12,736. Residents enjoy solid affordability, with the median rent of $792 consuming just over a seventh of household earnings.

Better than Kentucky's rental average

Carlisle's 15.3% rent-to-income ratio beats Kentucky's 17.0% state average, placing it among the state's more rental-friendly markets. At $792 monthly, Carlisle rents run slightly above the state median of $771 but remain well-balanced against local incomes.

Competitive rents with solid income support

Carlisle's $792 rent falls in the middle range among peer counties, but its $62,019 median income ranks above several neighbors, including Calloway, Carter, and Casey. This combination delivers above-average affordability ratios while maintaining healthier earning power than rural southern Kentucky counties.

Balanced housing costs across renters and owners

Carlisle renters pay $792 monthly (15.3% of the $62,019 income) while homeowners spend $678—among the lowest owner costs in the group. With median home values of $104,700, both renters and homeowners find balanced costs that align with local earning capacity.

Carlisle delivers steady housing stability

Relocating to Carlisle puts you in a balanced housing market where affordability ratios stay competitive and incomes remain stronger than many rural alternatives. Compare Carlisle's 15.3% rent-to-income ratio and $104,700 median home value to adjacent counties—you'll find consistent, sustainable housing economics.

Full cost of living analysis on CostByCounty

Income & Jobs in Carlisle County

via IncomeByCounty

Carlisle income beats state, trails nation

Carlisle County's median household income of $62,019 exceeds Kentucky's state average of $55,909 by about $6,100, yet falls roughly $12,700 short of the national median of $74,755. The county earns approximately 83% of typical U.S. household income, positioning it solidly in the middle tier.

Upper-middle rank in Kentucky

Among Kentucky's 120 counties, Carlisle County ranks in the top third for household income, well above the state norm. The county's per capita income of $33,860 also surpasses the state average of $29,616, indicating broadly distributed earning power.

Carlisle leads nearby rural counties

Carlisle's $62,019 median household income outperforms most immediate neighbors, including Caldwell ($57,618), Carroll ($57,753), and Casey ($41,689). Only Campbell County ($77,271) significantly exceeds Carlisle in the region, making Carlisle a relatively strong economic performer.

Affordability strong across housing types

Carlisle's rent-to-income ratio of 15.3% ranks among the most affordable in the survey, with typical renters spending approximately $787 monthly. Home values of $104,700 are well within reach for median-earning households, offering stable homeownership prospects.

Build on solid income foundation

Carlisle County's above-average household income and low housing cost burden create opportunity for meaningful savings and investment. Residents should explore employer retirement plans, home equity building, and diversified investing to compound wealth over time.

Full income & jobs analysis on IncomeByCounty

Health in Carlisle County

via HealthByCounty

Below national average life expectancy

Carlisle County residents live to 70.9 years, falling nearly a year short of the U.S. average of 71.4 years. With 24.0% reporting poor or fair health, Carlisle exceeds national rates significantly, indicating population-wide health challenges. The county faces mounting chronic disease and mortality pressures relative to the nation.

Struggling compared to Kentucky peers

At 70.9 years, Carlisle County's life expectancy ranks in Kentucky's bottom quarter, falling 1.3 years below the state average of 72.2 years. The 24.0% poor/fair health rate exceeds most state peers, placing Carlisle among the least healthy Kentucky counties. Residents here face health disadvantages relative to the state norm.

Among region's least healthy counties

Carlisle's 70.9-year life expectancy trails Caldwell (73.0 years) and Calloway (74.1 years) significantly and matches Carroll (70.7 years) as the region's worst. At 24.0% poor/fair health, only Carroll and Casey counties report higher rates, placing Carlisle in the regional health basement. The county's health crisis mirrors its neighbors'.

Moderate uninsured rate, limited mental health data

Carlisle's uninsured rate of 8.3% exceeds Kentucky's 7.0% average, meaning over 1 in 12 residents lack coverage for routine care. While 42 primary care providers per 100,000 offer reasonable access, mental health provider data is unavailable—a gap in understanding behavioral health capacity. Primary care access exists, but insurance gaps and mental health resources need assessment.

Eight percent uninsured—find your plan

Carlisle's 8.3% uninsured rate means nearly 1 in 12 residents face healthcare barriers that preventable illness and financial crisis can exploit. Visit healthcare.gov or Kentucky's kynect marketplace to find a plan within your budget and gain peace of mind. Insurance is the foundation for managing health in a county facing chronic disease challenges.

Full health analysis on HealthByCounty

Disaster Risk in Carlisle County

via RiskByCounty

Carlisle County is extremely low-risk

Carlisle County's score of 18.73 ranks in the Very Low category, placing it far below the national average for disaster risk. This western Kentucky county is among the safest places in the nation from natural hazards.

Kentucky's lowest-risk county

At 18.73, Carlisle County scores 25 points below Kentucky's average of 44.21—the lowest composite score in the state. Residents enjoy exceptionally low exposure to natural disasters compared to peers statewide.

Safest county in western Kentucky

Carlisle County's 18.73 is dramatically lower than Calloway (75.35), Christian (79.64), and Caldwell (38.96) counties in the region. Only Carroll County (23.41) comes close to matching its extraordinarily low risk profile.

Earthquake risk is primary concern

Even at 86.20, earthquake risk is Carlisle County's highest hazard, though earthquakes remain rare and typically mild in Kentucky. Tornado risk of 30.47 is notably low compared to state norms, and other hazards present minimal threat.

Standard coverage handles local risks

Carlisle County residents can focus on standard homeowners insurance without extreme concern about specialized disaster policies. A basic emergency kit and household plan for severe weather provide adequate preparation for this low-risk area.

Full disaster risk analysis on RiskByCounty

ByCounty Network

🏛Property Tax🏠Cost of Living💼Income & Jobs🛡Safety❤Health🎓Schools⚡Disaster Risk💧Water Quality

Data from U.S. Census Bureau ACS, FBI UCR, CDC, FEMA NRI, NCES, EPA SDWIS — informational only.