43.8
County Score
Health 73Lawn Care 70.5Soil Quality 65.1

County Report Card

About Cayuga County, New York

Cayuga Falls Under the National Median

Cayuga County’s composite score of 43.8 is below the 50.0 national midpoint. It ranks as a moderate-performing county on the national stage.

Steady Performance Near State Average

With a score of 43.8, Cayuga is slightly below the New York state average of 47.0. It maintains a stable position within the Finger Lakes region.

Reliable Health and Moderate Income

Health scores well at 73.0, and the Income Score of 58.2 reflects a median household income of $66,583. Schools also contribute positively with a 54.2 score.

Tax Burdens and Water Issues

The Tax Score of 1.5 is weighed down by a 2.282% effective rate. Water quality or access is a notable challenge with a score of 25.6.

Best for Middle-Income Professionals

Cayuga suits those looking for a balanced life with steady income and decent healthcare. It is a good fit for residents who prefer smaller-city living.

Score breakdown

Tax1.5Cost35Safety53.1Health73Schools54.2Income58.2Risk38.5Water25.6Weather55.4
🏛1.5
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty
🏠35
Cost of Living
Median rent, home values, and housing affordability
CostByCounty
💼58.2
Income & Jobs
Median household income and per capita earnings
IncomeByCounty
🛡53.1
Safety
Violent and property crime rates per 100K residents
CrimeByCounty
73
Health
Life expectancy, uninsured rates, and health access
HealthByCounty
🎓54.2
Schools
Graduation rates, per-pupil spending, and attainment
SchoolsByCounty
38.5
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty
💧25.6
Water Quality
EPA drinking water health violations and safety grades
WaterByCounty
🌤55.4
Weather & Climate
Average temperatures, precipitation, and extreme weather events
WeatherByCounty
🪨65.1
Soil Quality
Soil composition, pH, drainage, and organic matter content
SoilByCounty
🌱70.5
Lawn Care
Lawn difficulty score based on climate, soil, and grass suitability
LawnByCounty
🛒
Farmers Markets
Local market density, SNAP/EBT acceptance, and product variety
MarketsByCounty
Sponsored

Think property taxes are too high in Cayuga County?

Many homeowners in Cayuga County pay more than they should. A professional appeal could save you hundreds per year.

Check My Assessment

Deep Dives

Cayuga County across the ByCounty Network

Detailed analysis from 10 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Cayuga County

via TaxByCounty

Cayuga moderately above state average

Cayuga County's effective tax rate of 2.282% sits above the New York state average of 2.046%, making it moderately expensive statewide. The median property tax of $3,747 exceeds the national median of $2,690 by 39%, reflecting Cayuga's 2.282% rate applied to homes worth $164,200.

Upper-middle tier among New York counties

Cayuga ranks in the upper-middle tier of New York's 62 counties for effective tax rates at 2.282%. The county consistently collects above-state-average property taxes, adding pressure to homeowner budgets.

Competitive with central-New York peers

Cayuga's 2.282% rate falls between Chemung County's 2.522% and Broome County's 2.635%, positioning it as moderately priced for the region. With median homes at $164,200, Cayuga offers mid-range values but above-average tax pressure.

Annual taxes approximately $3,747

On Cayuga's median home value of $164,200, you'll owe roughly $3,747 in annual property taxes. With a mortgage, expect $4,152; without, approximately $3,249.

Overassessed homeowners need to appeal

With effective rates above state average, overassessment errors hit your wallet harder than in lower-tax counties. A simple appeal could save you $300–$500 annually if your home's assessed value exceeds recent market sales.

Cost of Living in Cayuga County

via CostByCounty

Cayuga balances income and housing

Cayuga County residents spend 16.1% of their income on rent, below the national average of 17.0%, with a median household income of $66,583 that moderately exceeds the national median. The county's favorable rent-to-income ratio positions it as an above-average affordability option for American renters.

Below state average affordability

Cayuga County's rent-to-income ratio of 16.1% sits below New York's state average of 17.6%, making it one of the state's more affordable mid-tier counties. The $895 median rent trails the state average by $238 monthly, reflecting Finger Lakes region pricing.

Finger Lakes affordability anchor

Cayuga's $895 rent sits between nearby Onondaga County and rural counties like Allegany, with home values of $164,200 offering genuine middle-class entry points. The county serves as the region's affordability anchor, undercutting Syracuse while maintaining regional connectivity.

Moderate housing burden

Renters spend 16.1% of the $66,583 median income on $895 monthly rent, while homeowners dedicate 19.0% to ownership costs ($1,051/month). Both ratios remain comfortably below state and national averages, leaving substantial income for other household priorities.

Finger Lakes living without premium

Cayuga County offers Finger Lakes character—natural beauty, wine country, and college-town vitality—without the housing-cost premium of nearby Syracuse or Rochester. If you earn $65,000–$80,000 and seek small-city sophistication at small-town prices, Cayuga delivers genuine value.

Income & Jobs in Cayuga County

via IncomeByCounty

Cayuga income approaches the national median

Cayuga County's median household income of $66,583 sits $8,172 below the U.S. median of $74,755, a modest 11% shortfall. The county's position reflects its status as a moderate-income region anchored by education and agriculture, with growing service-sector employment.

Cayuga ranks in New York's middle band

Cayuga ranks in the middle tier of New York State's 62 counties, with a median household income roughly $9,850 below the state average of $76,433. The county's per capita income of $36,547 falls about $4,600 short of the state average, indicating moderate earning capacity.

Cayuga leads many surrounding counties

Cayuga's $66,583 median household income outpaces Broome ($61,059), Cattaraugus ($58,248), and Chautauqua ($56,507), though it trails the more prosperous Albany ($83,149). The county's position reflects its education and tourism sectors alongside traditional agriculture.

Balanced housing costs support homeownership

Cayuga's rent-to-income ratio of 16.1% sits well below the 30% affordability threshold, and the median home value of $164,200 aligns reasonably with household earnings. Residents enjoy genuine affordability for both renting and homeownership relative to their income.

Build lasting wealth through planning

Cayuga households with moderate incomes and favorable housing costs are well-positioned to invest surplus earnings into long-term wealth. Prioritize retirement savings, consider real estate appreciation, and explore investment diversification to secure financial independence over time.

Safety in Cayuga County

via CrimeByCounty

Cayuga County Safer Than National Average

Cayuga County’s total crime rate of 1,060.8 per 100K is less than half the national average of 2,385.5. This contributes to a strong safety score of 98.3.

Cayuga Perfectly Mirrors State Averages

Cayuga’s safety score of 98.3 and total crime rate of 1,060.8 almost exactly match the New York state averages. This indicates a very typical safety profile for the region.

Cayuga Offers More Peace Than Albany

Compared to more urban neighbors like Albany County, Cayuga is significantly quieter and reports far less crime. Five dedicated agencies manage law enforcement across the county’s jurisdictions.

Low Violent Crime Rates in Cayuga

Violent crime is kept to 132.6 per 100K, while property crime accounts for 928.2. These figures demonstrate that Cayuga is a low-risk area for most residents.

Proactive Security Pays Off in Cayuga

Maintaining the county's safety requires individual resident awareness and simple security habits. Ensuring all windows and doors are locked nightly helps keep property crime figures low.

Health in Cayuga County

via HealthByCounty

Cayuga nears national health benchmarks

At 77.6 years, Cayuga County's life expectancy exceeds the U.S. average of 76.1 years, placing it in the healthier half of American counties. However, 17.9% report poor or fair health, suggesting room for improvement despite the favorable life expectancy number.

Just below state average outcomes

Cayuga County's 77.6-year life expectancy is slightly below New York State's 77.9-year average, making it a middle-tier county statewide. Its 6.0% uninsured rate exceeds the state average of 5.3%, indicating slightly higher coverage gaps.

Mid-tier health with low provider supply

Cayuga's 77.6-year life expectancy is respectable, but its 29 primary care providers per 100,000 residents is the lowest of all eight counties examined. This provider shortage creates a daily access challenge despite reasonable overall health metrics.

Healthcare desert despite decent outcomes

Cayuga County's real challenge isn't coverage—6.0% uninsured is near the state average—but access, with only 29 primary care providers per 100,000 residents. Residents often travel significant distances or wait months for appointments.

Maintain coverage while seeking local care

Even with decent overall health metrics, Cayuga County residents should keep insurance current to afford necessary travel for specialized care. Review your coverage at healthcare.gov or contact the Cayuga County health department for local options.

Schools in Cayuga County

via SchoolsByCounty

Education in the Heart of the Finger Lakes

Cayuga County supports 8,727 students through 22 public schools operating in 8 districts. The county features a streamlined system with 11 elementary schools and 8 high schools.

A Focus on Improving Student Outcomes

The county reports an 80.5% graduation rate and invests $13,380 per pupil, which is slightly above the national spending average. The current composite school score stands at 62.3.

Auburn City Schools Anchor the Region

The Auburn City School District is the dominant provider, educating 3,793 students across seven schools. Traditional public districts are the sole source of education here, as there are no charter schools in the county.

Rural Schools with a Town Center

Schooling in Cayuga is split between 14 rural locations and 8 town settings, with an average school size of 397 students. Auburn High School is by far the largest institution, serving 1,183 students.

Settling Down in Cayuga's School Districts

School quality is a major factor for families eyeing property in the Finger Lakes region. Researching districts like Auburn or Cato-Meridian can help you find the right balance of community and education.

Disaster Risk in Cayuga County

via RiskByCounty

Cayuga ranks among safer counties

With a composite risk score of 61.51 and a relatively low rating, Cayuga County sits below the national average and represents one of New York's safer regions. This lower exposure allows you to focus insurance dollars more strategically.

Below average risk for New York

Cayuga's 61.51 score sits well below New York's 69.42 state average, making it one of the state's least exposed counties. It ranks among the safest in the Finger Lakes and central regions.

Safer than most surrounding counties

Cayuga County's 61.51 score is notably lower than Albany (85.88), Broome (87.47), Chautauqua (84.64), and Cattaraugus (81.58). Only Chemung County (54.77) nearby presents comparable or lower risk.

Floods pose the main hazard

Flood risk at 78.09 is your primary concern, though tornado risk (39.19) and earthquake risk (47.74) remain well below state averages. Cayuga's position near Cayuga Lake creates localized flood exposure that deserves attention during wet seasons.

Flood insurance remains wise coverage

Despite lower overall risk, flood insurance is prudent given the 78.09 flood score—standard homeowners policies exclude flood damage. Your baseline homeowners or renters policy should adequately cover tornado and wind; focus supplemental spending on flood protection.

Weather & Climate in Cayuga County

via WeatherByCounty

Cayuga's Place in the National Climate

Cayuga County averages 47.5°F annually, keeping it firmly in the cooler half of the United States. Its proximity to the Finger Lakes influences its humidity and seasonal transitions.

Mirroring the Empire State Average

Cayuga's 47.5°F annual average is nearly identical to the New York state average of 47.4°F. This makes it a representative sample of the typical Central New York climate.

Similar to Central New York Peers

Cayuga averages 82.8 inches of snow, very close to Broome County's 86.5 inches. Its July temperature of 70.5°F is slightly warmer than Broome’s 69.7°F, reflecting a consistent regional profile.

Snowy Winters and Bright Summers

Winter brings 82.8 inches of snow and a January average of 23.6°F. July is pleasantly warm at 70.5°F, though residents only face about 7 days of 90°F heat per year.

Preparing for Year-Round Activity

Reliable heating systems and winter-tread tires are vital for the 80-plus inches of snow. While summers are generally mild, a week of extreme heat typically requires at least localized air conditioning.

Soil Quality in Cayuga County

via SoilByCounty

Cayuga's Prime Agricultural pH

Cayuga County boasts a pH of 5.96, one of the closest in the state to the national median of 6.5. These relatively balanced acidity levels are much higher than the New York state average of 5.11.

A Versatile and Balanced Texture

The profile contains 34.3% sand, 46.3% silt, and 16.8% clay. This balanced texture offers a versatile environment that is easy to work while maintaining enough clay to support plant health.

Solid Foundation for Finger Lakes Farming

Organic matter sits at 8.37%, well above the 2.0% national norm but lower than the New York average of 17.01%. The available water capacity of 0.168 in/in provides reliable moisture for most regional crops.

Efficient Drainage for Diverse Crops

There is no specific classification data for drainage or hydrologic groups available at this time. The soil's texture suggests it drains efficiently without losing moisture too quickly, making it ideal for diverse farming.

Top-Tier Growing in Zone 6a

Situated in hardiness zone 6a, this area is perfect for growing everything from sweet corn to pumpkins. With a high soil score of 65.1, the conditions are among the best in the state for starting your garden.

Lawn Care in Cayuga County

via LawnByCounty

Finger Lakes Gardening Success

Cayuga County earns a 70.5 lawn difficulty score, indicating that maintaining a green yard is easier here than in most of the state. The Hardiness Zone 6a climate is well-suited for traditional New York grass varieties.

Steady Climate for Turf Development

Annual precipitation of 40.2 inches provides a solid foundation for growth. The county sees 7 extreme heat days, aligning perfectly with the New York state norm for summer temperature stress and mowing frequency.

Superior Soil Composition for Drainage

Soil pH in Cayuga is 5.96, nearly reaching the ideal 6.0-7.0 range for nutrient absorption. The 34.3% sand content helps prevent waterlogging, making this one of the better soil profiles for lawn health in the region.

Managing Moderate Drought Vulnerability

The county has spent 24 weeks in drought over the last year, and 59.1% of the area is currently abnormally dry. Homeowners should prioritize water conservation and consider drought-resistant seed mixes to handle these long dry spells.

Maximize a Long Growing Season

Fine fescue and tall fescue are excellent choices for these conditions. The growing season kicks off after the last frost on May 2, providing a long window for establishment before the October 21 frost.

Frequently Asked Questions

What is Cayuga County's county score?
Cayuga County, New York has a composite county score of 43.8 out of 100 on CountyScore. This score is calculated from a weighted average of available data dimensions including property tax, cost of living, income, safety, health, and schools.
How does Cayuga County rank among counties in New York?
Cayuga County ranks #40 among all counties in New York on CountyScore's composite ranking. Rankings are based on available data dimensions and updated as new data is added.
What are property taxes like in Cayuga County, New York?
The median annual property tax in Cayuga County is $3,747, with an effective tax rate of 2.28%. This earns Cayuga County a tax score of 1.5/100 on CountyScore (higher = lower taxes).
What is the median household income in Cayuga County?
The median household income in Cayuga County, New York is $66,583 per year according to U.S. Census Bureau data. Cayuga County earns an income score of 58.2/100 on CountyScore.
Is Cayuga County, New York a good place to live?
Cayuga County scores 43.8/100 on CountyScore's overall county ranking, ranking #40 in New York. The best way to evaluate Cayuga County is to compare individual dimension scores — property tax, cost of living, income, safety, health, and schools — based on your personal priorities. Use CountyScore to compare Cayuga County with other counties side by side.