CountyScore

Coconino County

Arizona · AZ

#10 in Arizona
64.2
County Score

County Report Card

About Coconino County, Arizona

Coconino outperforms national average

Coconino County's composite score of 70.7 surpasses the national median of 50.0, placing it in the top 60% of U.S. counties. The county's strength lies in low taxes and higher incomes, offset by elevated housing costs.

Slightly below Arizona's typical county

At 70.7, Coconino County scores below Arizona's state average of 73.9, ranking it in the lower-middle tier among the state's 15 counties. Higher incomes don't fully compensate for significant housing affordability challenges.

Income and tax advantages shine

Coconino County leads with an income score of 28.9 and median household income of $69,748, among Arizona's highest. Its tax score of 88.6 and effective rate of 0.486% rank among the state's best, benefiting working professionals.

Housing costs significantly elevated

Coconino's cost score of 67.8 reflects harsh housing realities: median home values of $413,200 and rents of $1,406/month strain even above-average incomes. Health, safety, school quality, and water data are not yet available.

Suited for high-earning households

Coconino County attracts well-compensated professionals and established families who prioritize career opportunities and low taxes over housing affordability. Strong incomes are essential to sustain living costs in this premium mountain community.

Score breakdown

5 dimensions have live data. 3 more coming as vertical sites launch.

Tax88.6Cost67.8SafetyComing SoonHealth66.2SchoolsComing SoonIncome28.9Risk5.8WaterComing Soon
🏛88.6
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty →
🏠67.8
Cost of Living
Median rent, home values, and housing affordability
CostByCounty →
💼28.9
Income & Jobs
Median household income and per capita earnings
IncomeByCounty →
🛡Coming Soon
Safety
Violent and property crime rates per 100K residents
❤66.2
Health
Life expectancy, uninsured rates, and health access
HealthByCounty →
🎓Coming Soon
Schools
Graduation rates, per-pupil spending, and attainment
⚡5.8
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty →
💧Coming Soon
Water Quality
EPA drinking water health violations and safety grades

Explore this county

Property Taxtaxbycounty.comCost of Livingcostbycounty.comIncomeincomebycounty.com
Compare Coconino County with another county →

Counties with similar scores

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Leavenworth County
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64.2
Median income: $86,906
Jefferson Parish
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64.2
Median income: $65,246
Franklin County
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64.2
Median income: $72,584

Deep Dives

Coconino County across the ByCounty Network

Detailed analysis from 5 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Coconino County

via TaxByCounty

Coconino taxes rank among nation's lowest

Coconino County's effective tax rate of 0.486% ranks in the bottom 25% nationally, well below the 0.73% median across all U.S. counties. This makes Coconino one of the most tax-friendly counties in America for property owners.

Below-average rate in Arizona

Coconino County's 0.486% rate falls 16% below Arizona's state average of 0.581%, making it one of the most affordable counties for property taxes within the state. Coconino residents benefit from one of the lowest tax burdens in Arizona.

Lowest rate in the northern region

Coconino County (0.486%) has a significantly lower tax rate than Apache County (0.838%) and Gila County (0.539%), offering the best property tax value in northern Arizona. Homebuyers moving between these counties could save hundreds of dollars annually in taxes.

Median home costs $2,008 annually

Coconino County's median home value of $413,200—the highest among these counties—results in about $2,008 in annual property taxes. Despite the higher home prices, the low tax rate means Coconino residents pay less in taxes than owners of cheaper homes in higher-tax counties.

Low rates don't eliminate appeal opportunities

Even in tax-friendly Coconino County, overassessment can occur during property revaluations. Homeowners should compare their assessed value against recent sales of similar properties—appealing an inflated assessment could yield additional savings.

Full property tax analysis on TaxByCounty

Cost of Living in Coconino County

via CostByCounty

Coconino rents exceed national norms

At 24.2%, Coconino County's rent-to-income ratio significantly outpaces the national median, meaning renters here sacrifice more of their earnings for housing than typical Americans. With median rent at $1,406 against a $69,748 household income, Coconino represents Arizona's priciest rental market.

Arizona's costliest rental county

Coconino County ranks as Arizona's most expensive for renters, with a 24.2% rent-to-income ratio well above the state average of 19.4%. At $1,406 per month, Coconino's median rent exceeds the state average by 38%, driven partly by Flagstaff's mountain-town desirability and altitude.

Steeper than every surrounding county

Coconino's $1,406 median rent towers over Navajo County data and far exceeds Apache ($647), Cochise ($939), and Gila ($1,001) counties to the south. Even its median home value of $413,200 approaches Maricopa County's Phoenix-driven prices, making Coconino a premium Arizona market.

Renters sacrifice 24% of income

Coconino renters pay $1,406 monthly—24.2% of the $69,748 median income—while homeowners pay $974, or just 16.8% of income. This 7.4 percentage point gap shows why owning, despite a $413,200 median home price, becomes financially appealing for those who can afford entry.

Coconino rewards committed residents

If Flagstaff's high-altitude lifestyle and outdoor access justify premium housing costs, Coconino County delivers—but renters should expect to allocate a quarter of income to rent. Compare this against lower-cost Gila and Apache counties to confirm the lifestyle premium fits your budget.

Full cost of living analysis on CostByCounty

Income & Jobs in Coconino County

via IncomeByCounty

Coconino County nearly matches national income

Coconino County's median household income of $69,748 sits just $5,007 below the U.S. median of $74,755, placing it within shouting distance of national averages. The county captures about 93% of typical American household earnings.

Above-average income for Arizona's rural counties

Coconino County ranks fourth among Arizona's 15 counties, with median income $7,085 above the state average of $62,663. The strong position reflects stable tourism, education, and healthcare employment anchored by Northern Arizona University.

Outearns Apache and Gila by significant margin

Coconino County's $69,748 income exceeds Apache County by $29,410 and Gila County by $10,659, reflecting the economic lift from Flagstaff's urban center. The county stands among Arizona's most economically robust rural regions.

Rising housing costs strain higher incomes

Despite solid household income, Coconino County's 24.2% rent-to-income ratio is among Arizona's highest, driven by a median home value of $413,200. Residents earning the median income face significant housing cost pressure.

Use Flagstaff's economic momentum to build wealth

Coconino County residents can capitalize on Flagstaff's growing job market by investing 10-15% of household income into retirement and college savings accounts. The relatively stable income base supports aggressive wealth-building strategies like index funds and long-term property investment.

Full income & jobs analysis on IncomeByCounty

Health in Coconino County

via HealthByCounty

Coconino County achieves strong health outcomes

Coconino County's life expectancy of 75.9 years approaches the U.S. average of 78.4 years, reflecting good population health despite Arizona's mountainous terrain. The poor or fair health rate of 17.5% exceeds the national average of 16%, yet remains favorable compared to many Arizona peers.

Top-tier health status in Arizona

At 75.9 years, Coconino County's life expectancy outpaces the Arizona state average of 74.0 years by 1.9 years, placing it among the state's best performers. The county's 13.8% uninsured rate closely matches Arizona's 14.0%, indicating typical state-level access patterns.

Robust healthcare infrastructure benefits region

Coconino County's 82 primary care providers per 100,000 residents significantly exceed neighboring counties like Apache (41 per 100K) and Gila (45 per 100K). With 258 mental health providers per 100,000—the highest among regional peers—the county offers comprehensive behavioral health support.

Strong provider networks serve diverse populations

Coconino County's 82 primary care and 258 mental health providers per 100,000 residents represent some of Arizona's strongest healthcare workforces, supporting the county's excellent health rankings. The combination of adequate primary care access and robust mental health resources enables comprehensive, preventive care for most residents.

Maintain health coverage for optimal care

With strong provider networks in place, ensuring continuous health insurance coverage maximizes your access to Coconino County's healthcare resources. Visit Healthcare.gov to review plan options and ensure your coverage aligns with your healthcare needs.

Full health analysis on HealthByCounty

Disaster Risk in Coconino County

via RiskByCounty

Coconino County faces elevated risks

Coconino County scores 94.21 on the composite risk scale, ranking in the "Relatively Moderate" category and above Arizona's state average of 84.45. The high-elevation county contends with some of the state's most severe wildfire and flood exposures.

Among Arizona's highest-risk counties

Coconino County ranks among the top-risk counties statewide, with a composite score that exceeds 94 out of 100. Only a handful of Arizona counties, including Maricopa, face equal or greater combined hazard exposure.

Riskier than Apache to the south

Coconino County's 94.21 score significantly exceeds Apache County (78.78) to the south and edges out Gila County (90.17) to the southeast. Its position in Arizona's high-risk tier reflects the concentration of wildfire, flood, and earthquake hazards in the region.

Wildfire and flood are severe threats

Coconino County experiences near-maximum wildfire risk (99.40) paired with extreme flood risk (96.47), driven by heavy monsoon rains and forest density. Earthquake risk also scores high at 90.36, creating compound vulnerability affecting infrastructure and safety planning.

Prioritize wildfire and flood coverage now

Wildfire and flood insurance are non-negotiable in Coconino County, given both hazards score above 96. Homeowners should also evaluate earthquake insurance, especially for structures not designed to modern seismic standards.

Full disaster risk analysis on RiskByCounty

ByCounty Network

🏛Property Tax🏠Cost of Living💼Income & Jobs🛡Safety❤Health🎓Schools⚡Disaster Risk💧Water Quality

Data from U.S. Census Bureau ACS, FBI UCR, CDC, FEMA NRI, NCES, EPA SDWIS — informational only.