countyscore
51.8
County Score
Property Tax 93.6Weather & Climate 57.1Schools 55.6

County Report Card

About Colbert County, Alabama

Colbert County slightly above national baseline

With a composite score of 51.9, Colbert County ranks just above the national median of 50.0, placing it in the 51st percentile nationally. The county edges out the typical American county, though modest gains remain possible across multiple dimensions.

Meets state average, ranks mid-pack in Alabama

Colbert's 51.9 score falls just below Alabama's state average of 52.9, positioning it as a middle-tier county within the state. Among Alabama's 67 counties, Colbert performs solidly but not exceptionally.

Tax advantage sets Colbert apart

Colbert County shines with a tax score of 95.3—one of the lowest tax burdens in the nation at 0.374% effective rate. The county also maintains moderate housing costs with a median rent of $838/month and median home value of $161,600, offering reasonable affordability.

Income and safety lag behind state pace

Colbert faces headwinds in income generation (score: 29.6) with a median household income of $56,736, and safety challenges limit livability (score: 37.1). Health outcomes (33.4) and natural disaster risk (19.3) also need attention.

Best for tax-conscious families seeking stability

Colbert County suits retirees, remote workers, and families prioritizing low taxes and stable housing costs over urban amenities. If you value modest living expenses and small-town pace over robust job markets and nightlife, this county deserves your consideration.

2040608010093.655.537.133.455.635.519.354.357.1Tax93.6Cost55.5Safety37.1Health33.4Schools55.6Income35.5Risk19.3Water54.3Weather57.151.8/100
This county
National avg
1 above average4 below average

Colbert County DNA

Foverall

How Colbert County compares to the national average across nine baseline dimensions

Colbert County falls below the national average in most categories. The biggest gap is in Disaster Risk (19.3/100), though Property Tax (93.6/100) remains a relative bright spot.

Dimension Breakdown

Tax
93.6+41.599999999999994
Cost
55.5
Safety
37.1-17.9
Health
33.4-16.6
Schools
55.6
Income
35.5-15.5
Risk
19.3-27.7
Water
54.3
Weather
57.1
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Compare mortgage rates in Colbert County

Whether buying or refinancing in Colbert County, compare rates from top lenders to find the best deal.

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Can You Afford to Live Here?

Median Home Price

$171,000

National median: $185,300

Median Rent

$887/mo

National median: $877/mo

Income Needed (home)

$171,000/yr

28% front-end rule

Income Needed (rent)

$35,480/yr

30% rent rule

Affordability Spectrum2.8x income
AffordableNational avgExpensive
Local median income: $60,628/yr
Compare Mortgage Rates

Economic & Education Snapshot

House Price Index

235.4

Primary Care

10.4

per 100K

Data from Federal Reserve (FRED), U.S. Department of Education College Scorecard, and CMS NPPES.

Deep Dives

Colbert County across the ByCounty Network

Detailed analysis from 9 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Colbert County

via TaxByCounty

Colbert's tax rate ranks low nationally

At 0.374%, Colbert County's effective property tax rate sits well below the national median of 0.89%, placing it in roughly the 15th percentile of U.S. counties. The median property tax here is $604 annually, compared to a national median of $2,690—less than a quarter of what typical American homeowners pay.

Above average for Alabama

Colbert County's 0.374% rate exceeds Alabama's state average of 0.339%, making it one of the higher-taxed counties in the state. The median tax of $604 also surpasses the state median of $511 by roughly 18%.

Higher than most nearby counties

Colbert's 0.374% rate edges out neighboring Lauderdale County's typical rates but sits above smaller rural counties like Coosa (0.271%) and Covington (0.251%). Among the eight-county sample, Colbert ranks third-highest in effective tax rate.

What homeowners pay annually

A homeowner with a median-valued property ($161,600) pays roughly $604 in annual property taxes in Colbert County. With mortgage-related adjustments, that figure can reach $700 for financed properties.

Check your assessment for overvalue

Many Alabama homeowners pay more than they should due to outdated or inflated property assessments. If your home's assessed value seems high compared to recent sale prices in your neighborhood, filing an appeal could lower your tax bill significantly.

Income & Jobs in Colbert County

via IncomeByCounty

Colbert's income edges closer to national average

Colbert County's median household income of $56,736 falls $18,019 short of the U.S. median of $74,755, positioning it in the lower-middle range nationally. The county ranks below average when compared to the nation, but beats the Alabama state median by $2,540.

A solid middle-tier earner in Alabama

Colbert County ranks in the upper-middle tier among Alabama's 67 counties for household income. Its median income of $56,736 outpaces the state average of $54,196, reflecting a community with moderately stronger earning power than most of its neighbors.

Colbert outearns nearby counties

Colbert County's $56,736 median household income exceeds most adjacent communities: it surpasses Lauderdale County comparables and stands well above the state average. The county's per capita income of $32,685 ranks among the stronger performers in this region of north Alabama.

Rent remains affordable for most households

At 17.7%, Colbert County's rent-to-income ratio sits comfortably below the 30% affordability threshold, suggesting renters spend a manageable share of earnings on housing. The median home value of $161,600 aligns reasonably with local income levels, though prospective buyers should budget carefully.

Building financial security in Colbert County

With a median household income above state average, Colbert residents have room to prioritize savings and investment strategies. Consider consulting a financial advisor about retirement planning, home equity building, or starting a rainy-day fund to weather economic shifts.

Safety in Colbert County

via CrimeByCounty

Colbert County Outperforms National Safety Averages

Colbert County maintains a total crime rate of 1,454.5 per 100,000 residents, significantly lower than the national average of 2,385.5. This impressive performance earns the county a high safety score of 97.7 out of 100.

Exceeding the Alabama Safety Benchmark

With a safety score of 97.7, Colbert County ranks above the Alabama state average of 97.3. Local law enforcement across eight reporting agencies keeps total crime rates well below the state average of 1,731.0 per 100,000 people.

A Regional Leader in Public Safety

Colbert County reports roughly 300 fewer crimes per 100,000 residents than the typical Alabama county. Its violent crime rate of 220.0 stands notably lower than the state's average of 312.6, making it a safer alternative to many neighboring areas.

Property Offenses Comprise Most Local Crimes

Property crimes account for 1,234.5 incidents per 100,000 people, while violent crime remains low at 220.0. These figures mean residents are far less likely to encounter physical violence here than in the average U.S. community.

Securing Your Colbert County Residence

While rates are low, property crime remains the primary concern for local homeowners. Simple steps like installing smart cameras and motion-sensor lighting can further decrease the likelihood of a break-in.

Weather & Climate in Colbert County

via WeatherByCounty

Typical mid-south climate patterns

Colbert County averages 61.8°F annually, which is warmer than the national median but moderate for the South. Its 55.9 inches of rainfall per year is significantly higher than the average for the central U.S.

Below the Alabama state average

The county's average temperature of 61.8°F is slightly cooler than the state average of 63.2°F. It represents the climate of the Tennessee Valley, which is generally milder than southern Alabama.

Warmer than the northeast hills

Colbert is warmer than Cherokee (59.7°F) and Cleburne (60.2°F) counties. It experiences 62 extreme heat days, showing a more intense summer pattern than its neighbors to the east.

Hot summers and crisp winters

July temperatures average 80.2°F, contributing to two full months of extreme heat days. January is cool at 41.8°F, though specific snowfall data for this northern county is currently unavailable.

Manage heat and seasonal rain

Residents should prepare for 62 days of 90°F weather with efficient home cooling. At 55.9 inches of rain, consistent roof maintenance and yard drainage are vital for protecting property.

Soil Quality in Colbert County

via SoilByCounty

Colbert County's Undocumented Soil Profile

Specific pH and taxonomic data for Colbert County are not available in current records. However, local gardeners should prepare for acidic conditions typical of Alabama, where the state average pH of 5.21 sits well below the national 6.5 median.

Analyzing Texture in the Tennessee Valley

Detailed percentages for sand, silt, and clay in Colbert County remain unmapped in this dataset. Local growers typically encounter varied textures across the valley, necessitating site-specific tests to determine how well the ground holds water and nutrients.

Local Fertility and State Benchmarks

Organic matter and water capacity figures for this region are currently unavailable. For reference, Alabama's average organic matter is 1.74%, and farmers in Colbert likely need to supplement their land to reach the national 2.0% benchmark.

Managing Water in Colbert County

While specific drainage classes aren't listed, understanding your local topography is key for managing runoff and soil health. Builders and farmers should observe how water moves through their specific plots before starting new projects.

Growing Success in Zone 8a

Colbert County sits in Hardiness Zone 8a, which supports a wide variety of vegetables and ornamentals. Start a garden today by focusing on heat-tolerant crops like okra and peppers that thrive in our long southern summers.

Lawn Care in Colbert County

via LawnByCounty

Overcoming the Grass Gap in Colbert

Colbert County earns a lawn difficulty score of 33.8, which is slightly easier than the Alabama state average of 29.5 but well below the national median of 50.0. Located in Hardiness Zone 8a, residents here face moderate environmental pressure that requires more active maintenance than other parts of the country.

High Precipitation and Heavy Heat Load

The area receives 55.9 inches of annual precipitation, exceeding the ideal lawn range of 30-50 inches. With 5,207 growing degree days and 62 extreme heat days, lawn owners must time their mowing to avoid stressing grass during peak afternoon temperatures.

Local Testing Essential for Success

While specific soil composition data is limited for this region, local growers typically encounter the red clay or silt common to Northern Alabama. You should conduct a private soil test to determine if your specific plot needs lime or nutrient adjustments to reach the ideal 6.0-7.0 pH range.

Managing Moderate Yearly Drought Cycles

Over the past year, the county spent 22 weeks in drought conditions, and currently, 100% of the area is classified as Abnormally Dry. To maintain resilience, you should water deeply but infrequently to encourage roots to grow further into the profile.

Starting Your Colbert Lawn Journey

Bermuda and Zoysia are top choices for this climate, thriving after the last spring frost around March 27. Plan your major seeding or sodding projects before the first fall frost hits on November 08 to ensure strong establishment.

Frequently Asked Questions

What is Colbert County's county score?
Colbert County, Alabama has a composite county score of 51.8 out of 100 on CountyScore. This score is calculated from a weighted average of available data dimensions including property tax, cost of living, income, safety, health, and schools.
How does Colbert County rank among counties in Alabama?
Colbert County ranks #39 among all counties in Alabama on CountyScore's composite ranking. Rankings are based on available data dimensions and updated as new data is added.
What are property taxes like in Colbert County, Alabama?
The median annual property tax in Colbert County is $678, with an effective tax rate of 0.40%. This earns Colbert County a tax score of 93.6/100 on CountyScore (higher = lower taxes).
What is the median household income in Colbert County?
The median household income in Colbert County, Alabama is $60,628 per year according to U.S. Census Bureau data. Colbert County earns an income score of 35.5/100 on CountyScore.
Is Colbert County, Alabama a good place to live?
Colbert County scores 51.8/100 on CountyScore's overall county ranking, ranking #39 in Alabama. The best way to evaluate Colbert County is to compare individual dimension scores — property tax, cost of living, income, safety, health, and schools — based on your personal priorities. Use CountyScore to compare Colbert County with other counties side by side.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

ByCounty Network

Data from U.S. Census Bureau ACS, FBI UCR, CDC, FEMA NRI, NCES, EPA SDWIS, NOAA — informational only.