Coleman County Substantially Above National Median
Coleman County achieves a composite score of 69.2, placing it well above the national median of 50.0 and in the 69th percentile. This Central Texas county demonstrates solid livability across measured dimensions.
2 / 5
Strong Performance Within Texas Rankings
At 69.2, Coleman County exceeds Texas's state average of 66.8, positioning it as an above-average county for livability. The county outperforms roughly two-thirds of its Texas peers.
3 / 5
Exceptional Affordability Drives Overall Appeal
Coleman County shines with a cost score of 86.2 and median home values of $91,200—among the lowest in the state. Combined with a tax score of 63.8 and effective rate of 1.368%, residents enjoy minimal housing and tax burden.
4 / 5
Modest Incomes Constrain Economic Outlook
The income score of 17.6 reflects a median household income of $52,364, limiting long-term wealth accumulation for many residents. Safety, health, education, and environmental data remain unavailable for a fuller livability picture.
5 / 5
Best for Retirees and Cost-Conscious Workers
Coleman County appeals to those seeking an affordable, low-tax lifestyle in rural Texas without concerns about high earning potential. It's a solid choice for fixed-income households and anyone prioritizing financial breathing room.
Coleman County Substantially Above National Median
Coleman County achieves a composite score of 69.2, placing it well above the national median of 50.0 and in the 69th percentile. This Central Texas county demonstrates solid livability across measured dimensions.
Strong Performance Within Texas Rankings
At 69.2, Coleman County exceeds Texas's state average of 66.8, positioning it as an above-average county for livability. The county outperforms roughly two-thirds of its Texas peers.
Exceptional Affordability Drives Overall Appeal
Coleman County shines with a cost score of 86.2 and median home values of $91,200—among the lowest in the state. Combined with a tax score of 63.8 and effective rate of 1.368%, residents enjoy minimal housing and tax burden.
Modest Incomes Constrain Economic Outlook
The income score of 17.6 reflects a median household income of $52,364, limiting long-term wealth accumulation for many residents. Safety, health, education, and environmental data remain unavailable for a fuller livability picture.
Best for Retirees and Cost-Conscious Workers
Coleman County appeals to those seeking an affordable, low-tax lifestyle in rural Texas without concerns about high earning potential. It's a solid choice for fixed-income households and anyone prioritizing financial breathing room.
Score breakdown
5 dimensions have live data. 3 more coming as vertical sites launch.
🏛63.8
Property Tax
Effective property tax rate vs national benchmarks
Coleman County's 1.368% effective tax rate sits below the national median of 1.41%, though it's closer to the middle of the pack than some neighboring counties. The median property tax of $1,248 remains well below the national median of $2,690, reflecting lower home values across the county.
Slightly above Texas state average rate
Coleman County's 1.368% effective rate exceeds Texas's 1.276% state average by 0.092 percentage points, placing it in the moderate-tax tier within the state. Despite the slightly higher rate, the median tax of $1,248 stays below the state median of $2,193 due to lower home values.
Moderate taxes in Central Texas region
Coleman's 1.368% rate is higher than Coke County's 1.187% but lower than Comanche County's 1.511%. The $1,248 median tax puts Coleman among the region's more affordable counties for property tax burden.
Median home valued at $91,200
A typical Coleman County home valued at $91,200 carries an annual property tax bill of $1,248 without a mortgage, or $1,402 with one included. This works out to about $104 monthly for the median homeowner—among the lowest in Texas.
Appeal options available to homeowners
Property overassessment happens in every county, including Coleman, and homeowners who believe their appraisal is too high can file a formal appeal. Given Coleman's lower median home value, even small assessment reductions can yield meaningful annual tax savings.
Renters in Coleman County spend 16.4% of income on housing—well below the national average of roughly 30%—with a median rent of $714 per month. The typical household earns $52,364 annually, creating favorable conditions where housing remains truly affordable relative to earnings.
Top tier affordability across Texas
Coleman County's 16.4% rent-to-income ratio is among the lowest in Texas, sitting well below the state average of 18.1%. At $714 monthly, rent is 26% cheaper than the state median of $963, placing Coleman in the state's most affordable housing markets.
Slightly pricier than Coke, cheaper than rest
Coleman's $714 rent edges out nearby Coke County ($687) by just $27 monthly, but both offer dramatic savings compared to Concho County ($919) and especially Collin County ($1,792). Among rural Texas counties in this region, Coleman ranks among the most tenant-friendly options.
Low housing burden frees up household budget
The median Coleman County household earning $52,364 allocates $714 monthly for rent (16.4% of income) or $620 monthly to own a home valued at $91,200. Housing expenses consume roughly 32% of gross income when combined, one of the healthiest ratios in Texas.
Coleman rewards renters and first-time buyers
Relocating to Coleman County positions you in one of Texas's most affordable housing markets, with rents at $714 and median home values around $91,200. Compare these costs to state averages ($963 rent, higher home prices statewide) to understand Coleman's genuine affordability edge.
Coleman County's median household income of $52,364 trails the national median of $74,755 by 30%. This reflects the economic reality of a small, rural county with limited job diversification and population growth.
Ranks lower-middle among Texas counties
At $52,364, Coleman County's median household income sits 19% below Texas's state average of $64,737. However, the county performs slightly better than the poorest rural counties in the state.
Moderate income for rural West Texas
Coleman County's $52,364 median edges out Coke County ($46,431) but lags Collingsworth County ($60,165) and Colorado County ($68,554). It represents a middle ground among small rural economies.
Rent burden stays manageable
At 16.4%, Coleman County's rent-to-income ratio is healthy and well below the 30% national threshold, allowing households to allocate funds elsewhere. Median home values of $91,200 align with local earning capacity.
Small steps lead to bigger savings
Automate even $25–50 monthly contributions to a savings or investment account—compound growth turns small amounts into meaningful wealth over decades. Consider employer 401(k) matches as free money toward retirement security.
Coleman County residents have a life expectancy of just 70.5 years—nearly 9 years below the U.S. average of 79 years. One in five residents (21.0%) report being in poor or fair health, slightly above the national average, signaling persistent health challenges across the community. This substantial gap suggests underlying economic, healthcare access, and lifestyle factors that warrant intervention.
Texas's lower-ranking county on life expectancy
Coleman County's life expectancy of 70.5 years is notably 3.8 years below Texas's state average of 74.3 years, making it one of the state's lower-performing counties. Its uninsured rate of 21.6% exceeds the state average of 19.8%, putting additional strain on residents' ability to access preventive care. Both metrics suggest Coleman faces health equity challenges that demand focused community resources.
Lowest life expectancy in the region
Coleman County's 70.5-year life expectancy is the shortest among comparable regional counties, trailing Comanche County (74.8 years) and Coke County (74.0 years) by significant margins. The county's 21.6% uninsured rate is also higher than its neighbors, compounding healthcare access barriers. Only Collingsworth County (26.0% uninsured) has a higher uninsured rate in the immediate comparison set.
Provider access lags behind need
Coleman County has 52 primary care providers and 13 mental health providers per 100,000 residents—well below what larger, healthier counties offer and insufficient for a population facing elevated health risks. Rural location, aging infrastructure, and limited specialist availability mean many residents travel significant distances for routine care. The combination of limited providers and high uninsured rates creates real barriers to early diagnosis and treatment.
Take the first step toward better health
With 21.6% of Coleman County residents uninsured, expanding coverage is critical to breaking cycles of delayed care and poor health outcomes. Low-cost insurance options exist through the Marketplace, and community health centers throughout the region offer sliding-scale services regardless of insurance status. Don't let cost be the barrier—visit healthcare.gov today to explore plans that work for your household.
Coleman County scores 20.61, earning a Very Low rating and placing it well below the national average for disaster risk. The county's risk profile is driven primarily by wildfire and tornado exposure in the South Texas region.
Below-Average Risk in Texas
At 20.61, Coleman County scores less than half the Texas state average of 49.00, ranking among the safer counties statewide. This positions Coleman in the lowest risk quartile across all Texas counties.
Moderate Risk for the West Texas Cluster
Coleman County (20.61) sits between Coke County (3.66) and Collingsworth County (27.42) in regional comparison, making it slightly riskier than Coke but safer than most of its broader neighbors. It reflects a transition zone between extremely low-risk and moderate-risk West Texas counties.
Wildfire and Tornado Dominate
Wildfire (79.01) and tornado (38.33) risks are Coleman's primary natural hazards, each substantially above the state average. Hurricane risk (38.84) adds a secondary concern, while flood risk (22.65) remains relatively contained.
Bundle Wildfire and Wind Protection
Homeowners in Coleman County should ensure comprehensive wildfire coverage and robust wind/tornado protection in their policies. Review your deductibles and coverage limits annually, especially before peak wildfire season, and maintain defensible space around structures.