Coosa County's composite score of 77.1 places it at the 77th percentile nationally, well ahead of the national median of 50.0. Few U.S. counties deliver comparable livability across taxes, costs, and risk mitigation.
2 / 5
Alabama's livability standout
Coosa County leads Alabama with a composite score of 77.1, significantly exceeding the state average of 70.8. It represents the gold standard for livability in the state.
3 / 5
Best tax burden and risk profile statewide
Coosa excels across nearly every dimension: tax score of 94.6 (effective rate: 0.271%), cost score of 87.5, and an exceptional risk score of 85.5. Residents enjoy median home values of just $111,800 and rent at $682/month—among Alabama's lowest.
4 / 5
Income growth remains constrained
Despite its overall strength, Coosa's income score of 20.6 reflects a median household income of $57,063, limiting upward mobility. Health outcomes (61.7) suggest some gaps in preventive care and wellness infrastructure.
5 / 5
Premium Alabama living at bargain prices
Coosa County appeals to families and retirees seeking the best combination of affordability, low taxes, and safety in Alabama. It's ideal for those valuing financial security and community stability over high income potential.
Coosa County's composite score of 77.1 places it at the 77th percentile nationally, well ahead of the national median of 50.0. Few U.S. counties deliver comparable livability across taxes, costs, and risk mitigation.
Alabama's livability standout
Coosa County leads Alabama with a composite score of 77.1, significantly exceeding the state average of 70.8. It represents the gold standard for livability in the state.
Best tax burden and risk profile statewide
Coosa excels across nearly every dimension: tax score of 94.6 (effective rate: 0.271%), cost score of 87.5, and an exceptional risk score of 85.5. Residents enjoy median home values of just $111,800 and rent at $682/month—among Alabama's lowest.
Income growth remains constrained
Despite its overall strength, Coosa's income score of 20.6 reflects a median household income of $57,063, limiting upward mobility. Health outcomes (61.7) suggest some gaps in preventive care and wellness infrastructure.
Premium Alabama living at bargain prices
Coosa County appeals to families and retirees seeking the best combination of affordability, low taxes, and safety in Alabama. It's ideal for those valuing financial security and community stability over high income potential.
Score breakdown
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🏛94.6
Property Tax
Effective property tax rate vs national benchmarks
At 0.271%, Coosa County's effective property tax rate ranks among the absolute lowest in America, well below the 0.89% national average. The median annual tax of just $303 represents only 11% of the national median of $2,690.
Significantly below Alabama average
Coosa County's 0.271% rate is notably lower than Alabama's statewide average of 0.339%, making it one of the state's most tax-friendly counties. Its median tax of $303 is roughly 41% lower than Alabama's median of $511.
The lowest-taxed county in this group
Among the eight counties analyzed, Coosa has the lowest effective tax rate and the lowest median tax bill. Its 0.271% rate provides a significant advantage for budget-conscious homeowners compared to peers like Colbert (0.374%) and Dallas (0.424%).
What homeowners pay annually
A homeowner with Coosa County's median-valued property ($111,800) pays approximately $303 per year in property taxes. With mortgage-related adjustments, that can reach around $343 for financed homes.
Verify your property's assessed value
Even with low rates, incorrect assessments can result in overpayment—review your latest assessment notice and compare it to recent comparable home sales. Filing a property tax appeal is usually free and can prevent years of overpayment.
Coosa County's 14.3% rent-to-income ratio is exceptional—among the lowest in the nation and significantly better than the U.S. average. Residents here enjoy genuine housing affordability, with median rents of just $682 and household incomes of $57,063 creating substantial breathing room.
Coosa beats Alabama average by wide margin
At 14.3%, Coosa's rent burden falls well below Alabama's 18.0% state average, ranking the county among the state's most affordable for renters. The $682 median rent is notably lower than the state's $799 average, offering genuine relief for budget-conscious households.
The county's affordability standout
Coosa's $682 rent is substantially cheaper than neighbors Colbert ($838) and Cullman ($883), making it the region's rent bargain. Its 14.3% rent-to-income ratio outperforms nearly all adjacent counties, positioning Coosa as the affordability leader.
Breathing room on every income
At $57,063 median household income, renters paying $682 monthly dedicate just 14.3% to housing costs—well below the affordability threshold. Ownership costs $578 monthly, and the median home value of $111,800 presents an attractive entry point for would-be homeowners.
Coosa is the affordability choice
If housing affordability is your priority, Coosa County delivers exceptional value across both rental and ownership markets. The 14.3% rent burden and $111,800 median home prices make it an outstanding comparison point for anyone relocating to Alabama.
Coosa County's median household income of $57,063 exceeds Alabama's state average of $54,196 but remains $17,692 below the U.S. median of $74,755. The county performs solidly within state rankings despite the national income gap.
Coosa ranks in Alabama's upper-middle tier
Coosa County ranks above the state median among Alabama's 67 counties with household income of $57,063. This positions the county in the better-earning half, outperforming the majority of rural and smaller Alabama communities.
Coosa competes well in regional income rankings
Coosa County's $57,063 median household income stands above most neighboring east-central Alabama counties. Its per capita income of $29,035 reflects a community with reasonably diverse employment opportunities and stable wage growth.
Housing costs remain very manageable here
Coosa County boasts the lowest rent-to-income ratio among these eight counties at 14.3%, well below the 30% affordability threshold. The median home value of $111,800 aligns well with local income levels, making homeownership accessible for working families.
Coosa residents in strong position to invest
With favorable housing costs and above-average state income, Coosa households can redirect savings toward wealth-building goals like home equity and retirement accounts. A financial plan focused on consistent investing can compound gains over time in this economically stable county.
Coosa County's 72.2-year life expectancy closely matches the U.S. average of 72.6 years, placing residents in line with typical American health outcomes. The county's 23.7% poor/fair health rate is slightly higher than the national average of 21.8%, indicating a modest health disadvantage. Overall, Coosa represents a middle-ground county facing some but not severe national health pressures.
Coosa Slightly Above State Average
At 72.2 years, Coosa's life expectancy edges above Alabama's state average of 72.1 years, though the margin is minimal. The county's 9.5% uninsured rate is notably better than Alabama's 11.1%, suggesting slightly better insurance coverage among residents. Coosa performs just barely above the state line on key health measures.
Coosa in the Middle of Regional Health Range
Coosa's 72.2-year life expectancy sits between lower-performing neighbors like Covington (70.6 years) and stronger performers like Colbert (73.0 years). The county's 9.5% uninsured rate is among the best in its region, suggesting relatively good insurance access. Coosa represents a middle point in regional health outcomes.
Data Gaps Limit Healthcare Visibility
Primary care provider data is unavailable for Coosa County, limiting our ability to assess routine care access in the community. The county maintains 20 mental health providers per 100,000 residents, which is notably low and suggests potential gaps in behavioral health services. Limited data availability makes it difficult to fully assess healthcare infrastructure needs in Coosa.
Secure Coverage for Better Health
With 9.5% of Coosa residents uninsured, you may be among those without coverage protections. Explore health insurance options through the Alabama Health Insurance Marketplace or your local health department to ensure you have access to necessary care. Making coverage a priority today protects your health tomorrow.
Coosa County scores just 14.57 on composite risk, the lowest among these eight counties and far below the national average. This exceptional safety profile means residents face significantly less multi-hazard exposure than most Americans.
Alabama's Lowest-Risk County in This Group
Coosa's 14.57 score ranks dramatically below Alabama's 61.54 state average, making it one of the safest counties in the state. The exceptional gap reflects minimal earthquake, tornado, and hurricane exposure compared to peers statewide.
Dramatically Safer Than Surrounding Counties
Coosa (14.57) offers substantially lower risk than adjacent Cullman (81.93) and Crenshaw (34.38), creating a notable safety pocket in central Alabama. Even compared to modest-risk neighbors, Coosa's exposure is remarkably contained.
Wildfire and Flood Are Minor Concerns
Wildfire risk scores highest at 64.44, driven by forested areas and seasonal dry conditions, but remains moderate in absolute terms. Flood (34.26) and tornado (37.28) risks rank well below state averages, creating a genuinely low-hazard environment.
Standard Coverage Likely Sufficient Here
Coosa's exceptional safety profile means a standard homeowners policy adequately covers most residents, though wildfire insurance becomes valuable if you live near forested areas. Review flood coverage if you're in a mapped flood zone, but this remains among Alabama's lowest-risk counties overall.