64.1
County Score
Safety 90.8Schools 79.2Lawn Care 69.3

County Report Card

About Cuming County, Nebraska

Well Above National Median Scores

Cuming County demonstrates strong livability with a composite score of 64.1, far exceeding the national median of 50.0. This places it in the upper tier of American counties.

A Strong Contender in Nebraska

The county's score of 64.1 beats the Nebraska state average of 59.3. It stands out as a high-quality option within the state's rural landscape.

Superior Safety and School Systems

Exceptional safety defines the county, which earns a safety score of 90.8. Its school score of 79.2 and healthy tax score of 35.4 further enhance its appeal to residents.

Addressing Critical Water Quality Gaps

A low water score of 5.3 stands out as the county's primary weakness. Environmental risk also tracks lower at 42.7, requiring attention to long-term sustainability.

Premier Rural Living for Families

Cuming County is an excellent fit for families who value safety and quality education above all else. Its effective tax rate of 1.038% is attractive for those looking to maximize their $70,708 median income.

Score breakdown

Tax35.4Cost59.4Safety90.8Health68.2Schools79.2Income68.2Risk42.7Water5.3Weather46.5
🏛35.4
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty
🏠59.4
Cost of Living
Median rent, home values, and housing affordability
CostByCounty
💼68.2
Income & Jobs
Median household income and per capita earnings
IncomeByCounty
🛡90.8
Safety
Violent and property crime rates per 100K residents
CrimeByCounty
68.2
Health
Life expectancy, uninsured rates, and health access
HealthByCounty
🎓79.2
Schools
Graduation rates, per-pupil spending, and attainment
SchoolsByCounty
42.7
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty
💧5.3
Water Quality
EPA drinking water health violations and safety grades
WaterByCounty
🌤46.5
Weather & Climate
Average temperatures, precipitation, and extreme weather events
WeatherByCounty
🪨62.3
Soil Quality
Soil composition, pH, drainage, and organic matter content
SoilByCounty
🌱69.3
Lawn Care
Lawn difficulty score based on climate, soil, and grass suitability
LawnByCounty
🛒
Farmers Markets
Local market density, SNAP/EBT acceptance, and product variety
MarketsByCounty
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Deep Dives

Cuming County across the ByCounty Network

Detailed analysis from 10 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Cuming County

via TaxByCounty

Cuming offers the lowest regional tax burden

Cuming County's 1.038% effective rate ranks near the national median of 0.84%, placing it in roughly the 50th percentile across U.S. counties. This is genuinely competitive on a national scale, rivaling many lower-tax regions.

Nebraska's most tax-friendly in this survey

At 1.038%, Cuming County ranks among Nebraska's lowest effective rates, well below the statewide average of 1.281%. It stands out as one of the most affordable counties for property owners in the state.

Cuming's rate undercuts all regional peers

Cuming's 1.038% is the lowest across the eight-county survey, roughly one-third lower than Cheyenne (1.741%) and significantly below most neighbors. Only Colfax (1.252%) comes within striking distance.

Annual tax on median home runs $1,815

On Cuming's median home value of $174,900, homeowners face approximately $1,815 in annual property taxes. Those with mortgages typically pay $2,177, while mortgage-free owners pay $1,619.

Low rates don't mean skip the appeal

Even in favorable tax environments like Cuming, overassessment occurs; some homeowners may find their property valued above recent market sales. Filing a simple appeal costs nothing and can lock in further savings.

Cost of Living in Cuming County

via CostByCounty

Cuming offers balanced housing costs

Cuming County residents spend 13.6% of their median household income on rent, matching Nebraska's state average of 14.2% and performing better than national norms. With a median income of $70,708 and rent of $800 monthly, housing costs remain firmly manageable compared to national and state benchmarks.

Right at Nebraska's affordability median

Cuming County's 13.6% rent-to-income ratio places it squarely in the middle of Nebraska's housing affordability spectrum. The county represents the statewide norm rather than an outlier, suggesting typical housing cost pressures for the region.

Moderate rent, strong home values

Cuming County's $800 monthly rent sits between Clay's bargain rates and Colfax's mid-range, but its median home value of $174,900 is the highest in this region. This suggests a vibrant homeownership market despite modest rental costs.

Ownership outpaces rental affordability

Monthly rent of $800 consumes 13.6% of the median income, while homeownership costs $791—surprisingly similar despite a much higher median home value of $174,900. This pricing suggests favorable mortgage rates and strong equity potential for Cuming homebuyers.

A solid middle-ground Nebraska county

Cuming County offers neither the bargain rents of Clay nor the premium incomes of Colfax, but delivers steady, predictable housing costs. If you seek stability and moderate affordability, this represents a balanced choice.

Income & Jobs in Cuming County

via IncomeByCounty

Cuming slightly below national average

Cuming County's median household income of $70,708 falls short of the national median of $74,755 by $4,047, or 5.4%. While below the U.S. norm, this positions Cuming in the middle range of American counties rather than at the bottom.

Mid-range Nebraska income county

Cuming County earns $70,708, slightly above Nebraska's state median of $66,880 by $3,828. The county ranks comfortably in the middle of the state's income distribution, reflecting stable if unremarkable economic performance.

Competitive with surrounding counties

Cuming's $70,708 income trails Colfax ($79,720) but outpaces Custer ($66,310), Dawson ($65,383), and Dakota ($71,655). The county's position reflects moderate economic stability in a mixed rural region.

Solid housing affordability metrics

Cuming's rent-to-income ratio of 13.6% sits well below the 30% affordability threshold, indicating renters spend just over one-eighth of income on housing. Combined with median income near the state average, households enjoy reasonable financial breathing room.

Build consistency into your plan

With solid affordability and middle-tier income, Cuming households benefit from disciplined, long-term wealth strategies: automatic retirement contributions, emergency savings of 3–6 months, and regular investment. Consistency matters more than heroic single actions when earnings are moderate.

Safety in Cuming County

via CrimeByCounty

Elite Safety Scores in Cuming County

Cuming County boasts one of the lowest crime rates in the region at 166.7 per 100,000 residents. This massive gap from the national average of 2,385.5 gives the county an elite safety score of 99.7.

A Leader in Nebraska Public Safety

Ranking well above the state average safety score of 99.0, Cuming County is a leader in Nebraska public safety. Its total crime rate is nearly four times lower than the state average of 626.7.

Surpassing Neighbors in Security

Cuming County is significantly safer than larger neighbors like Dakota County, which struggles with a rate over 2,200. It even outperforms safe peers like Clay and Colfax counties.

Exceptional Safety Across All Categories

The county reports a violent crime rate of 55.6 and a property crime rate of 111.1 per 100,000. These figures mean the vast majority of residents will never experience a serious crime firsthand.

Vigilance Protects Your Local Community

Security remains a community effort even when numbers are this low. Basic home defense ensures the county continues to lead the state in safety metrics.

Health in Cuming County

via HealthByCounty

Cuming County life span nears national average

Cuming County residents live 79.1 years on average—0.6 years above the U.S. average of 79.7 years. The county's 15.4% poor/fair health rate suggests manageable chronic disease prevalence for a rural Nebraska county.

Above Nebraska's health baseline

At 79.1 years, Cuming County exceeds Nebraska's state average life expectancy of 77.5 years by 1.6 years. Its 11.3% uninsured rate is notably higher than the state average of 8.1%, indicating coverage gaps.

Balanced provider access across the board

Cuming County offers 45 primary care providers per 100,000—solidly mid-range among its peers—and 90 mental health providers per 100,000, supporting both physical and behavioral care. This balance provides residents with reasonable access to most healthcare services.

Coverage gaps affect one in nine

One in nine Cuming County residents (11.3%) lacks health insurance, which can delay preventive care and increase emergency department reliance. For those with coverage, moderate provider density means most routine care is accessible locally.

Get insured, stay healthy

Cuming County's 11.3% uninsured rate means thousands of residents are one medical emergency away from financial hardship. Healthcare.gov and local navigators can help you find affordable coverage today.

Schools in Cuming County

via SchoolsByCounty

Focused Rural Education in Cuming County

Cuming County operates seven public schools through three districts, serving a total of 1,476 students. The county’s academic structure is evenly distributed among three elementary schools, one middle school, and three high schools. This streamlined system ensures that resources are concentrated on core grade levels throughout the region.

High Performance with Strong Graduation Rates

Cuming County shines with a graduation rate of 92.6%, well above the Nebraska average of 86.9%. The county achieves these results with a per-pupil expenditure of $9,814 and a composite school score of 61.0. These figures indicate that the county is effectively outperforming both state and national academic benchmarks.

West Point Public Schools Anchor the County

West Point Public Schools is the largest provider in the area, educating 728 students across three schools. Wisner-Pilger Public Schools and Bancroft-Rosalie Community Schools also serve the region with 437 and 311 students respectively. The county maintains a 100% traditional public school model with no charter schools in operation.

A Rural Network with Small-Town Centers

The county features five rural schools and two town-based campuses, maintaining an average school size of 211 students. West Point Elementary is the largest individual school, enrolling 294 students in the PK-4 range. Smaller environments are common here, as seen at West Point-Beemer Middle School which hosts 187 students.

Discover Academic Excellence in Cuming County

For families seeking high graduation rates and a safe, rural environment, Cuming County is a premier choice. The 92.6% graduation rate and high school scores make this a desirable location for education-focused home buyers. Look for residential opportunities in West Point or Wisner to join these successful school districts.

Disaster Risk in Cuming County

via RiskByCounty

Cuming County's Elevated Risk Level

Cuming County carries a composite risk score of 57.28 with a Relatively Low rating, significantly exceeding the national average for natural disaster risk. Wildfire (86.39), tornado (71.41), and flood (49.20) risks all contribute substantially to this elevated profile.

One of Nebraska's Highest-Risk Counties

At 57.28, Cuming County's composite risk score is more than twice Nebraska's state average of 25.80, placing it among the state's most hazard-exposed counties. The county's wildfire risk (86.39) is the highest among all hazards recorded and far exceeds regional norms.

Notably Riskier Than Surrounding Areas

Cuming County (57.28) faces substantially higher composite risk than neighboring Colfax County (28.63) and Cheyenne County (27.80), driven primarily by its extreme wildfire exposure. Its tornado risk (71.41) is also among the most severe in the state.

Wildfire, Tornado, and Flood Threats

Cuming County faces three major disaster threats: wildfire risk of 86.39 (among the state's highest), tornado risk of 71.41, and flood risk of 49.20. This multi-hazard exposure requires comprehensive preparation across all three threat categories.

Comprehensive Multi-Hazard Coverage

Cuming County residents must secure coverage for wildfire, tornado/windstorm, and flood risks—a rarer combination requiring careful policy review. Create a defensible space around your home, ensure structural reinforcement against high winds, and consider flood insurance if near low-lying areas.

Weather & Climate in Cuming County

via WeatherByCounty

A Wet and Cool Climate Profile

Cuming County is cooler and wetter than many parts of the country, with an annual average of 48.8°F. It records a robust 30.8 inches of precipitation, placing it in the upper tier for rainfall in the Great Plains.

Wetter Than the State Average

Cuming County's 30.8 inches of annual precipitation significantly exceeds the Nebraska state average of 25.9 inches. Its annual temperature of 48.8°F is slightly cooler than the statewide average of 49.7°F.

Northeastern Nebraska’s Snow and Rain

The county receives 28.9 inches of snow, consistent with its northeastern neighbors. It is one of the wettest counties in the region, receiving nearly five inches more precipitation than the state average.

Coldest Januarys in the Region

Winter temperatures dip to a January average of 20.5°F, among the coldest in the state. Summers are moderate by comparison, featuring only 21 days of extreme heat above 90°F.

Manage Moisture and Intense Cold

High precipitation levels require reliable basement waterproofing and drainage systems for homeowners. Residents should also invest in heavy winter gear to withstand January averages of 20.5°F.

Soil Quality in Cuming County

via SoilByCounty

Near-Perfect pH for Nebraska

Cuming County soils average a pH of 6.81, nearly identical to the state average of 6.79 and just above the national median. This balanced pH allows for maximum nutrient availability for most common agricultural crops.

Stable Silt-Loam Characteristics

The soil is comprised of 47.9% silt, 27.8% sand, and 22.4% clay. This provides a stable texture that is less prone to the erosion of sandy soils while retaining better drainage than pure clay.

High Water Capacity potential

Available water capacity stands at 0.185 in/in, outperforming the state average of 0.172. While the 2.65% organic matter is below the state mark, it remains healthy and productive for a wide variety of plants.

Reliable Subsurface Hydrology

The balance of clay and silt ensures that moisture is stored deep in the root zone rather than draining away too quickly. This helps maintain crop health during the late summer months when rainfall typically decreases.

Productive Gardening in Zone 5b

In hardiness zone 5b, gardeners can expect great results with corn, beans, and squash in this reliable soil. A soil score of 62.3 indicates high-quality land that responds very well to standard organic fertilizers.

Lawn Care in Cuming County

via LawnByCounty

Premier Lawn Conditions in Cuming County

Cuming County boasts an impressive lawn difficulty score of 69.3, making it one of the easiest places in Nebraska to maintain a lawn. This score is significantly higher than the state average of 54.2, signaling ideal environmental conditions for turf.

Plentiful Rain and Cooler Summers

The county receives 30.8 inches of annual precipitation, hitting the ideal benchmark for lawn health. With only 21 extreme heat days per year, Cuming County lawns avoid the heavy scorching common in other parts of the state.

Stable Soil for Lush Growth

The soil pH is a near-perfect 6.81, ensuring that your grass can easily access essential nutrients. The 22.4% clay and 27.8% sand mixture creates a versatile texture that supports strong root structures.

Strong Resistance to Drought Cycles

Cuming County has experienced only 15 weeks in drought over the past year, showing high resilience compared to the rest of the state. Even during current abnormally dry conditions, minimal supplemental watering is usually enough to keep grass green.

Ideal Timing for New Turf

Kentucky Bluegrass is a top choice for this zone 5b climate and high-moisture profile. The best time to start your lawn is shortly after the last frost on April 28th to take advantage of the spring rain.

Frequently Asked Questions

What is Cuming County's county score?
Cuming County, Nebraska has a composite county score of 64.1 out of 100 on CountyScore. This score is calculated from a weighted average of available data dimensions including property tax, cost of living, income, safety, health, and schools.
How does Cuming County rank among counties in Nebraska?
Cuming County ranks #38 among all counties in Nebraska on CountyScore's composite ranking. Rankings are based on available data dimensions and updated as new data is added.
What are property taxes like in Cuming County, Nebraska?
The median annual property tax in Cuming County is $1,815, with an effective tax rate of 1.04%. This earns Cuming County a tax score of 35.4/100 on CountyScore (higher = lower taxes).
What is the median household income in Cuming County?
The median household income in Cuming County, Nebraska is $70,708 per year according to U.S. Census Bureau data. Cuming County earns an income score of 68.2/100 on CountyScore.
Is Cuming County, Nebraska a good place to live?
Cuming County scores 64.1/100 on CountyScore's overall county ranking, ranking #38 in Nebraska. The best way to evaluate Cuming County is to compare individual dimension scores — property tax, cost of living, income, safety, health, and schools — based on your personal priorities. Use CountyScore to compare Cuming County with other counties side by side.