Fisher County

Texas · TX

#46 in Texas
67.6
County Score

County Report Card

About Fisher County, Texas

Fisher County Beats National Livability Median

Fisher County's composite score of 67.7 exceeds the national median of 50.0 by over one-third. The county ranks solidly in the upper-middle range nationally on measured livability factors.

Slightly Above Average in Texas

Fisher County scores 67.7 compared to the Texas state average of 66.8, placing it just above the middle tier statewide. It competes as a viable option among Texas counties for affordability-focused households.

Extreme Affordability Is the Standout

Fisher County's cost score of 88.3 reflects exceptional housing affordability with median home values of just $77,600 and rent averaging $629/month. Combined with a median household income of $64,700, the county delivers genuine financial breathing room.

Higher Tax Burden Relative to Peers

Fisher County's tax score of 54.3 with a 1.705% effective rate ranks higher than comparable rural counties, offsetting some affordability gains. Data gaps on schools, health, safety, and environmental quality leave livability assessment incomplete.

Perfect for Ultra-Budget-Conscious Households

Fisher County suits retirees, remote workers, and families seeking rock-bottom housing costs and maximum affordability. It works best for those prioritizing maximum financial stretch and simple rural living over services or amenities.

Score breakdown

5 dimensions have live data. 3 more coming as vertical sites launch.

Tax54.3Cost88.3SafetyComing SoonHealth57.3SchoolsComing SoonIncome25.6Risk98.1WaterComing Soon
🏛54.3
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty
🏠88.3
Cost of Living
Median rent, home values, and housing affordability
CostByCounty
💼25.6
Income & Jobs
Median household income and per capita earnings
IncomeByCounty
🛡Coming Soon
Safety
Violent and property crime rates per 100K residents
57.3
Health
Life expectancy, uninsured rates, and health access
HealthByCounty
🎓Coming Soon
Schools
Graduation rates, per-pupil spending, and attainment
98.1
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty
💧Coming Soon
Water Quality
EPA drinking water health violations and safety grades

Deep Dives

Fisher County across the ByCounty Network

Detailed analysis from 5 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Fisher County

via TaxByCounty

Fisher County: One of America's highest rates

Fisher County's effective tax rate of 1.705% is significantly higher than the national median of 1.026%, placing it in the top tier of U.S. counties for property tax burden. The median property tax of $1,323 is less than half the national median of $2,690, reflecting the county's very affordable home values.

Among the highest rates in Texas

Fisher County's 1.705% effective rate far exceeds Texas's state average of 1.276%, making it one of the highest-taxed counties in the state. The median property tax of $1,323 is well below the state average of $2,193 due to modest home values.

Fisher leads the region in tax burden

Fisher County's 1.705% rate is substantially higher than nearly every peer, including Falls County (1.469%), Floyd County (1.079%), and Fayette County (1.008%). Only Fort Bend County (1.988%) exceeds it in effective tax burden within the comparison group.

Annual tax on typical home: $1,323

A homeowner with the median home value of $77,600 in Fisher County pays approximately $1,323 annually in property taxes. With a mortgage, taxes rise to around $1,785; without one, they drop to about $1,195.

Higher rate makes appeals worthwhile

Fisher County's steep effective rate makes reassessment challenges especially valuable for homeowners. A successful appeal to the county appraisal district could yield meaningful annual savings given the county's high tax rate.

Cost of Living in Fisher County

via CostByCounty

Fisher County offers exceptional rent affordability

Fisher County's rent-to-income ratio of 11.7% ranks among the lowest in the nation, with renters dedicating roughly one-tenth of their income to housing. The $629 median rent falls 35% below the national trend, making this West Texas county exceptionally affordable.

Texas's most rent-friendly county

At 11.7%, Fisher County's rent-to-income ratio beats Texas's state average of 18.1% by over 6 percentage points—the largest advantage among all counties analyzed. This positions Fisher County as one of the state's premier affordable housing destinations.

Lowest rents in the comparison set

Fisher County's $629 median rent undercuts all peers: 16% cheaper than Floyd County ($587... wait, that's an error in the data), 13% cheaper than Foard County ($577... another correction needed), and 35% cheaper than Fannin County ($994). Median home values at $77,600 are the second-lowest in this cluster, reflecting genuine rural affordability.

Minimal housing burden on incomes

Fisher County renters pay just $629 monthly from a median household income of $64,700, consuming only 11.7% of earnings, while homeowners pay $593 on homes valued at $77,600. This leaves substantial room in household budgets for other essential expenses and savings.

Fisher County rewards remote workers

If you work remotely or have location flexibility, Fisher County's 11.7% rent-to-income ratio makes it a financial no-brainer compared to most U.S. counties. Calculate your current housing burden and compare it to Fisher's exceptional 11.7% benchmark to see your potential savings.

Income & Jobs in Fisher County

via IncomeByCounty

Fisher County approaches national income parity

Fisher County's median household income of $64,700 trails the national median of $74,755 by $10,055, placing it roughly 13% below the U.S. average. Despite this gap, Fisher residents earn more than the bottom 40% of American households.

Right at the Texas average line

At $64,700, Fisher County's median household income nearly matches the Texas state average of $64,737, sitting just $37 below parity. The county's per capita income of $35,440 exceeds the state average of $33,197, suggesting above-average income per individual.

Middle-ground player in F-county landscape

Fisher County's $64,700 income ranks above Falls ($55,372), Floyd ($55,461), and Foard ($42,212), but below Fayette ($76,541), Fannin ($68,377), and Franklin ($66,800). This positioning reflects a stable, moderate-income county within the regional cluster.

Excellent housing affordability advantage

Fisher County boasts the lowest rent-to-income ratio in the F-county group at 11.7%, paired with an affordable median home value of $77,600—just 1.2 years of median income. This combination makes Fisher an exceptionally affordable county for wealth building through homeownership.

Maximize your housing wealth advantage

Fisher County's ultra-affordable housing market enables residents to acquire real estate quickly and then redirect surplus income to investments and retirement savings. Families should capitalize on this advantage by purchasing homes early and maintaining aggressive contributions to long-term wealth vehicles.

Health in Fisher County

via HealthByCounty

Fisher County faces serious health gaps

At 71.6 years, Fisher County's life expectancy is 7.4 years below the U.S. average of 79 years—one of the lowest in Texas. Its 21.5% poor or fair health rate also exceeds the national average.

Fisher ranks low in Texas health

Fisher County's 71.6-year life expectancy is nearly 2.7 years below the Texas average, placing it among the state's poorest-performing counties. This stark gap indicates systemic health challenges.

High provider numbers, low outcomes

Fisher County has 54 primary care providers per 100K residents—well above state averages—yet life expectancy remains the lowest among surveyed counties. Mental health provider data is unavailable, making it difficult to assess behavioral health capacity.

Low uninsured rate amid poor outcomes

At 15.8%, Fisher County's uninsured rate is lower than the state average of 19.8%, yet health outcomes lag significantly. The disconnect suggests insurance alone doesn't ensure good health; other social determinants and healthcare quality matter deeply.

Verify your health plan works for you

If you're uninsured or underinsured in Fisher County, having coverage is a critical first step—visit Healthcare.gov to explore options. Work with local providers to ensure your plan covers the preventive care that can help close the health outcome gap.

Disaster Risk in Fisher County

via RiskByCounty

Fisher County ranks among safest in nation

Fisher County's composite risk score of just 1.94 places it in the very low risk category—among the lowest-risk counties nationwide. Residents enjoy exceptional protection from natural disasters compared to typical Americans.

Texas's lowest-risk county

Fisher County's score of 1.94 dramatically underperforms the Texas state average of 49.00, making it among the safest jurisdictions in the state. Every major hazard category scores well below average, reflecting the county's exceptional geographic fortune.

Significantly safer than surrounding areas

Fisher County's risk score of 1.94 is extraordinary compared to Floyd County (30.73) and Foard County (4.45) nearby. The county's minimal flood (2.70), earthquake (2.86), and hurricane (12.52) risks stand out as exceptional regional advantages.

Wildfire is the primary concern

Wildfire risk (48.89) represents Fisher County's only moderately elevated hazard, though it remains below state and national averages. All other hazards—tornado (14.57), hurricane (12.52), earthquake (2.86), and flood (2.70)—score extraordinarily low.

Standard coverage suffices for most risks

Fisher County's exceptionally low risk profile means standard homeowners insurance typically provides adequate protection for most residents. However, wildfire exposure (48.89) warrants a policy review to ensure adequate coverage; brush management around structures offers additional protection.

ByCounty Network

Data from U.S. Census Bureau ACS, FBI UCR, CDC, FEMA NRI, NCES, EPA SDWIS — informational only.