countyscore

Florence County, South Carolina — County Report Card

SC

#37 in South Carolina
38.9
County Score
Property Tax 91.6Water Quality 86Cost of Living 45.2

County Report Card

About Florence County, South Carolina

Florence Faces Uphill National Climb

Florence County registers a composite score of 39.5, well below the national median of 50.0. This score highlights broad challenges in safety and environmental risk.

Trailing the State Average

The county's 39.5 score falls below the South Carolina average of 42.8. It lags behind peers due to vulnerabilities that offset its tax-friendly policies.

Tax Efficiency and Water Reliability

Florence is a tax leader with a score of 91.5 and an effective tax rate of 0.438%. Additionally, its water score of 86.0 demonstrates a commitment to high-quality local infrastructure.

Addressing Safety and Natural Risks

Safety is the county's most significant hurdle, reflected in a score of just 2.4. Environmental vulnerabilities also weigh on the profile, resulting in a low risk score of 10.4.

Best for Budget-Conscious Households

Florence serves residents who prioritize low tax bills and reliable utilities above all else. It is a functional choice for those willing to navigate safety concerns in exchange for fiscal benefits.

2040608010091.645.22.434.131.828.810.48645.1Tax91.6Cost45.2Safety2.4Health34.1Schools31.8Income28.8Risk10.4Water86Weather45.138.9/100
This county
National avg
2 above average6 below average

Florence County DNA

Foverall

How Florence County compares to the national average across nine baseline dimensions

Florence County is a tale of two counties — exceptional in Property Tax (91.6/100) but notably weak in Safety (2.4/100). This polarized profile creates distinct trade-offs for residents.

Dimension Breakdown

Tax
91.6+39.599999999999994
Cost
45.2
Safety
2.4-52.6
Health
34.1-15.899999999999999
Schools
31.8-22.2
Income
28.8-22.2
Risk
10.4-36.6
Water
86+28
Weather
45.1-10.899999999999999
Sponsored

Compare mortgage rates in Florence County

Whether buying or refinancing in Florence County, compare rates from top lenders to find the best deal.

See Today's Rates

Can You Afford to Live Here?

Median Home Price

$177,900

National median: $185,300

Median Rent

$954/mo

National median: $877/mo

Income Needed (home)

$177,900/yr

28% front-end rule

Income Needed (rent)

$38,160/yr

30% rent rule

Affordability Spectrum3.1x income
AffordableNational avgExpensive
Local median income: $58,305/yr
Compare Mortgage Rates

Economic & Education Snapshot

Primary Care

21.2

per 100K

Data from Federal Reserve (FRED), U.S. Department of Education College Scorecard, and CMS NPPES.

Deep Dives

Florence County across the ByCounty Network

Detailed analysis from 9 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Florence County

via TaxByCounty

Florence among nation's most affordable

Florence's 0.438% effective property tax rate ranks in the bottom 5% nationally, significantly below the U.S. median of 0.87%. The median annual tax of $724 is less than 27% of the national median of $2,690, making Florence one of the cheapest-taxed counties in America.

South Carolina's second-lightest burden

At 0.438%, Florence's effective rate is the second-lowest in South Carolina, edged only by Georgetown County's 0.426%. The median property tax of $724 trails the state average of $939 by 23%, reflecting among the state's most favorable tax climates.

Florence leads on tax affordability

Florence's 0.438% rate is the second-lowest in the eight-county region, surpassed only by Georgetown's 0.426%, yet paired with a reasonable median home value of $165,500. This combination delivers the region's most favorable tax proposition outside Georgetown itself.

Lowest rate, balanced home values

A typical Florence County home valued at $165,500 generates an estimated annual property tax of $724. With a mortgage, homeowners report paying $898; without, the figure drops to $527.

Still worth reviewing your assessment

Even with Florence's already-low effective rate, assessment errors occur—especially on properties where sales data is limited. A free appeal could confirm fair value or reveal modest overvaluation, putting extra dollars back in your pocket.

Income & Jobs in Florence County

via IncomeByCounty

Florence earns below the national median

Florence County's median household income of $56,650 trails the national median of $74,755 by 24%, reflecting middle-to-lower economic standing relative to America. Per capita income of $31,803 falls just below national norms, indicating moderate earnings distribution. Florence represents a typical working-class community with room for economic growth.

Slightly below South Carolina average

Florence's median household income of $56,650 falls just shy of South Carolina's state average of $57,006, ranking it near the middle of the state's 46 counties. Per capita income of $31,803 lags the state average of $32,382 by 2%, suggesting relatively balanced income distribution. Florence occupies a stable, average position within South Carolina's economic landscape.

Similar earnings to Pee Dee region peers

Florence's $56,650 median income aligns closely with Darlington County and exceeds Dillon County's $44,038 by 28%. Marion County to the east earns comparably, while Sumter County to the west records slightly higher incomes. Florence anchors the middle tier of Pee Dee region prosperity.

Moderate housing cost burden

Florence's rent-to-income ratio of 19.2% indicates housing consumes just under one-fifth of household income—a reasonable but notable burden. Median home values of $165,500 are achievable for moderate-income families, particularly those building equity over decades. Florence offers balanced housing affordability relative to its income profile.

Steady earnings support gradual wealth growth

Florence households should emphasize consistent saving from stable employment, targeting homeownership as a primary wealth-building vehicle. Refinancing opportunities and down payment assistance programs can help residents access affordable mortgages. Local credit unions and community banks offer personalized guidance suited to Florence's working-class economy.

Safety in Florence County

via CrimeByCounty

Elevated Crime in Florence County

Florence reports a total crime rate of 4,467.4 per 100K, which is nearly double the national average of 2,385.5. This high volume results in a safety score of 92.9.

Below the State Safety Average

Florence's safety score of 92.9 is lower than the South Carolina average of 95.4. The county faces more frequent public safety incidents than many other parts of the state.

High Activity Compared to Neighbors

With a total crime rate of 4,467.4, Florence experiences more crime per capita than nearby Georgetown County. It remains one of the busier jurisdictions in the Pee Dee region.

High Property Crime Incidence

Property crime is the primary concern at 3,568.2 per 100K, while violent crime reaches 899.2. These rates indicate that theft and burglary occur more frequently here than in the average U.S. county.

Safeguarding Florence Households

High property crime rates suggest that securing valuables and installing alarm systems are wise precautions. Regular neighborhood watch participation can also help reduce incident rates across the county.

Weather & Climate in Florence County

via WeatherByCounty

Strongly warmer than national norms

Florence County's 64.5°F average temperature is well above the national median, placing it in the warmer tier of U.S. counties. This ensures long growing seasons and very mild winters.

A warm spot in South Carolina

Florence exceeds the state average annual temperature of 62.8°F by 1.7 degrees. Its 48.2 inches of rain aligns almost perfectly with the South Carolina average of 48.9 inches.

Warmer than its inland neighbors

Compared to counties further west, Florence maintains a higher average temperature of 64.5°F. It receives steady rainfall that supports its position as a regional agricultural hub.

Sweltering Julys and mild winters

Summer dominates the calendar with 71 days over 90°F and a July average of 82.0°F. Winter is very temperate at 48.2°F, producing only 0.4 inches of snow per year.

Budget for peak summer cooling

Expect high utility bills during the 71 extreme heat days when July temps average 82.0°F. Winter clothing needs are minimal, as January rarely stays cold with a 46.3°F average.

Soil Quality in Florence County

via SoilByCounty

Classic Sandy Ultisols

Florence County features Ultisols with an average pH of 5.18, slightly below the state average. These weathered soils are typical of the region and require management to keep productivity high.

Dominated by Gritty Sand

The soil is 79.0% sand, the highest in this group, with only 8.2% clay. This creates a sand texture that is highly permeable, allowing water to pass through with very little resistance.

Above Average Water Storage

Available water capacity is 0.118 in/in, which is surprisingly better than the state average despite the high sand content. Organic matter sits at 1.98%, which is very close to the national average of 2.0%.

Well-Drained Agricultural Lands

Classified as well-drained and belonging to Hydrologic Group B, these soils are easy to manage for large-scale farming. They offer moderate infiltration rates that prevent waterlogging after heavy South Carolina rains.

Watermelons and More in 8b

The sandy texture in zone 8b is perfect for crops like watermelons and peanuts that prefer loose soil. Start a garden here knowing your soil has decent water capacity, but keep the mulch heavy to retain moisture.

Lawn Care in Florence County

via LawnByCounty

Managing High-Maintenance Turf in Florence

Florence County scores a 30.3 for lawn difficulty, indicating a tougher-than-average environment compared to the state's 35.1. Situated in Hardiness Zone 8b, the county faces high temperatures and fast-draining soils. Homeowners here must be proactive to maintain a lush, green landscape.

Long, Hot Summers Drive Turf Growth

The county sees 71 extreme heat days, which is higher than the state average and stresses traditional lawns. Precipitation is strong at 48.2 inches annually, but the 5839 growing degree days mean grass grows fast and requires frequent mowing. Irrigation needs are constant when temperatures regularly exceed 90°F.

Thriving in Well-Drained Sandy Soils

Florence features sandy soil (79.0%) that is officially classified as well-drained, preventing root rot but requiring more water. The pH of 5.18 is quite acidic, so regular soil testing and liming are necessary for nutrient uptake. With only 8.2% clay, the soil lacks the natural ability to hold onto fertilizers.

Recent Relief from Severe Drought Stress

While 100% of the county is abnormally dry, only 8.7% currently experiences severe drought, a major improvement over neighboring counties. Still, Florence has weathered 25 weeks of drought in the past year. Use rain barrels to capture some of those 48.2 inches of annual rain for use during the hottest weeks.

Choosing the Right Grass for Florence

Centipede grass is a popular choice here due to its tolerance for the acidic, sandy conditions found throughout the county. The growing window opens after March 20 and stays active until the first frost on November 13. Focus on soil amendments now to boost your lawn's health before the heat of July arrives.

Frequently Asked Questions

What is Florence County's county score?
Florence County, South Carolina has a composite county score of 38.9 out of 100 on CountyScore. This score is calculated from a weighted average of available data dimensions including property tax, cost of living, income, safety, health, and schools.
How does Florence County rank among counties in South Carolina?
Florence County ranks #37 among all counties in South Carolina on CountyScore's composite ranking. Rankings are based on available data dimensions and updated as new data is added.
What are property taxes like in Florence County, South Carolina?
The median annual property tax in Florence County is $756, with an effective tax rate of 0.42%. This earns Florence County a tax score of 91.6/100 on CountyScore (higher = lower taxes).
What is the median household income in Florence County?
The median household income in Florence County, South Carolina is $58,305 per year according to U.S. Census Bureau data. Florence County earns an income score of 28.8/100 on CountyScore.
Is Florence County, South Carolina a good place to live?
Florence County scores 38.9/100 on CountyScore's overall county ranking, ranking #37 in South Carolina. The best way to evaluate Florence County is to compare individual dimension scores — property tax, cost of living, income, safety, health, and schools — based on your personal priorities. Use CountyScore to compare Florence County with other counties side by side.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

ByCounty Network

Data from U.S. Census Bureau ACS, FBI UCR, CDC, FEMA NRI, NCES, EPA SDWIS, NOAA — informational only.