CountyScore

Floyd County

Georgia · GA

#137 in Georgia
63.2
County Score

County Report Card

About Floyd County, Georgia

Floyd beats the national median

Floyd County scores 71.1 on the CountyScore composite index, well above the national median of 50.0. This places the county in the upper tier of livability nationally, indicating strong fundamentals across measured dimensions.

Slightly ahead of Georgia average

Floyd County ranks just above the Georgia state average of 70.9, placing it in the middle-to-upper range among the state's counties. The county holds its own against its Georgia peers despite a mix of strong and developing indicators.

Tax and housing affordability shine

Floyd County excels with a tax score of 79.7 and cost score of 76.4, reflecting an effective tax rate of just 0.804% and median home values around $194,100. Renters benefit too, with median gross rent at $971 per month.

Income levels need strengthening

The county's income score of 24.2 reflects a median household income of $62,540, below both state and national benchmarks. Safety, health, education, and environmental data are not yet available, limiting the full livability picture.

Best for budget-conscious families

Floyd County suits families and retirees prioritizing low taxes and affordable housing over high incomes. This county rewards those seeking small-town living with reasonable costs and a modest tax burden.

Score breakdown

5 dimensions have live data. 3 more coming as vertical sites launch.

Tax79.7Cost76.4SafetyComing SoonHealth57.2SchoolsComing SoonIncome24.2Risk18WaterComing Soon
🏛79.7
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty →
🏠76.4
Cost of Living
Median rent, home values, and housing affordability
CostByCounty →
💼24.2
Income & Jobs
Median household income and per capita earnings
IncomeByCounty →
🛡Coming Soon
Safety
Violent and property crime rates per 100K residents
❤57.2
Health
Life expectancy, uninsured rates, and health access
HealthByCounty →
🎓Coming Soon
Schools
Graduation rates, per-pupil spending, and attainment
⚡18
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty →
💧Coming Soon
Water Quality
EPA drinking water health violations and safety grades

Explore this county

Property Taxtaxbycounty.comCost of Livingcostbycounty.comIncomeincomebycounty.com
Compare Floyd County with another county →

Counties with similar scores

Henry County
Illinois
63.2
Median income: $69,912
Barton County
Kansas
63.2
Median income: $56,733
Fayette County
Kentucky
63.2
Median income: $67,631
Nantucket County
Massachusetts
63.2
Median income: $119,750
Dakota County
Minnesota
63.2
Median income: $105,212

Deep Dives

Floyd County across the ByCounty Network

Detailed analysis from 5 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Floyd County

via TaxByCounty

Floyd County taxes below national median

Floyd County's effective tax rate of 0.804% sits below Georgia's state average of 0.898%, positioning it as a relatively affordable county nationally. The median property tax here is $1,560—well below the national median of $2,690—placing Floyd County in the lower half of U.S. counties by tax burden.

Middle of the road for Georgia

Among Georgia's 159 counties, Floyd County's 0.804% effective rate ranks it below the state average, meaning homeowners pay less per dollar of home value than most Georgians. With a median tax of $1,560 versus the state median of $1,529, Floyd sits just slightly above the typical Georgia county.

Competitive with surrounding counties

Floyd's 0.804% rate is notably lower than Fulton County (0.892%) to the south and comparable to Gordon County (0.705%) to the northwest. Homeowners in Floyd pay more than Franklin County (0.766%) but less than the state average, making it a balanced choice in the region.

Median home costs $1,560 annually

A typical Floyd County home valued at $194,100 generates about $1,560 in annual property taxes. With a mortgage, that figure rises to roughly $2,011; without one, homeowners owe approximately $1,165.

Check if you're overassessed

Many Georgia homeowners discover their properties are assessed above fair market value, yet few appeal their assessments. If your home's appraised value seems high, filing an appeal could reduce your tax bill—and Floyd County allows challenges annually.

Full property tax analysis on TaxByCounty

Cost of Living in Floyd County

via CostByCounty

Floyd's rent burden tracks national norms

Floyd County renters spend 18.6% of income on housing, matching the national benchmark perfectly. With median household income at $62,540—well below the national median of $74,755—residents here are stretching dollars further than most Americans, yet their rent-to-income ratio remains stable.

Right in Georgia's sweet spot

Floyd County's 18.6% rent-to-income ratio places it squarely at the state average, making it neither a bargain nor a burden compared to other Georgia counties. This alignment suggests Floyd offers typical housing affordability for the state.

Floyd among Georgia's moderate counties

Floyd's $971 monthly rent sits $44 above the state average and mirrors costs in nearby Gordon County ($872). Renters here pay notably less than Fulton County neighbors ($1,635) but more than rural Franklin County ($778).

Housing costs split between rent and ownership

Floyd renters pay $971 monthly while homeowners allocate $945, nearly equal commitments from a $62,540 median income. Together, these costs consume roughly 30% of household earnings, leaving moderate room for other expenses.

Floyd offers stable, affordable living

If you're relocating from a high-cost urban area, Floyd County provides predictable housing costs without requiring exceptional income to maintain affordability. Compare these figures against your current rent burden to see how much breathing room you'd gain.

Full cost of living analysis on CostByCounty

Income & Jobs in Floyd County

via IncomeByCounty

Floyd County lags national income mark

At $62,540, Floyd County's median household income falls $12,215 below the U.S. median of $74,755. This places the county in the lower-middle range nationally, suggesting households here earn roughly 84 cents for every dollar the average American household takes home.

Above average for Georgia

Floyd County ranks above Georgia's state median of $60,488, outpacing the average by about $2,052. This positions Floyd County in the upper-middle tier among Georgia's 159 counties, indicating a moderately prosperous local economy.

Competitive with Appalachian peers

Floyd County's $62,540 income exceeds Gordon County ($61,997) and Gilmer County ($72,542) nearby, placing it squarely in the regional middle. Its per capita income of $32,628 tops the state average of $31,115, suggesting slightly healthier individual earning power.

Rent remains comfortably affordable

At 18.6% of median household income, Floyd County's rent-to-income ratio sits well below the 30% affordability threshold, indicating housing costs remain manageable. The median home value of $194,100 aligns reasonably with income levels, supporting stable homeownership for working families.

Build wealth despite regional headwinds

Floyd County households earning $62,540 annually have breathing room in their budgets—a prerequisite for saving and investing. Start with emergency savings covering three to six months of expenses, then explore employer retirement plans and low-cost index funds to grow long-term wealth.

Full income & jobs analysis on IncomeByCounty

Health in Floyd County

via HealthByCounty

Floyd County trails national life expectancy

At 72.6 years, Floyd County residents live nearly 6 years less than the U.S. average of 78.9 years. The county's 22.6% poor or fair health rate exceeds the national average of 18%, signaling higher rates of chronic disease and health challenges.

Below-average health outcomes for Georgia

Floyd County's 72.6-year life expectancy falls 0.7 years short of Georgia's 73.3-year state average. The county ranks among the lower-performing counties statewide for health outcomes, with health disparities affecting quality of life.

Healthier than some nearby counties

Floyd County's life expectancy matches Gordon County (73.1 years) but trails Fulton County (77.5 years) by 4.9 years. The county has stronger primary care access than Franklin County (34 per 100K) with 135 providers per 100K, though mental health resources remain comparable.

Healthcare access gaps remain real

With 15.7% of residents uninsured—slightly above Georgia's 15.0% average—Floyd County faces coverage challenges. The 135 primary care providers per 100K offer reasonable access, but 166 mental health providers per 100K suggests ongoing behavioral health needs.

Don't go without coverage

If you're uninsured or underinsured, explore your options through healthcare.gov or Georgia's marketplace. Even short-term coverage can prevent costly emergency care and help you manage chronic conditions before they worsen.

Full health analysis on HealthByCounty

Disaster Risk in Floyd County

via RiskByCounty

Floyd County faces moderate disaster risk

Floyd County's composite risk score of 81.97 places it well above the national average, indicating greater exposure to multiple natural hazards. This "Relatively Moderate" rating reflects significant vulnerabilities across several disaster types that residents should understand and prepare for.

Higher risk than most Georgia counties

With a composite score of 81.97 versus Georgia's state average of 39.49, Floyd County faces roughly double the state's typical disaster risk. This ranking puts Floyd among Georgia's more hazard-prone counties, particularly in the northwestern region.

Comparable risks to nearby Forsyth County

Floyd County's risk profile (81.97) closely mirrors adjacent Forsyth County (86.13), suggesting shared vulnerability patterns across this region. Both counties face elevated tornado and flood risks that define the north-central Georgia hazard landscape.

Tornadoes and earthquakes pose serious threats

Tornado risk ranks highest in Floyd County at 94.78, nearly double the state average, making severe thunderstorm preparedness essential. Earthquake risk also scores significantly at 85.15, reflecting the county's proximity to seismic fault zones and geological instability.

Comprehensive insurance coverage is critical

Standard homeowners policies exclude both tornado and earthquake damage, so Floyd County residents should strongly consider supplemental coverage for these high-risk hazards. Review your policy now and consult with an insurance agent about tornado and earthquake riders tailored to your property's location within the county.

Full disaster risk analysis on RiskByCounty

ByCounty Network

🏛Property Tax🏠Cost of Living💼Income & Jobs🛡Safety❤Health🎓Schools⚡Disaster Risk💧Water Quality

Data from U.S. Census Bureau ACS, FBI UCR, CDC, FEMA NRI, NCES, EPA SDWIS — informational only.