CountyScore

Fluvanna County

Virginia · VA

#37 in Virginia
73.1
County Score

County Report Card

About Fluvanna County, Virginia

Solidly Above National Livability Baseline

Fluvanna County's composite score of 69.8 significantly exceeds the national median of 50.0. The county ranks in the upper-middle tier nationally, indicating solid livability relative to most American counties.

Right at Virginia's State Average

Fluvanna scores 69.8, nearly matching Virginia's state average of 70.3, placing it squarely in the middle of the state's county rankings. The county represents a typical Virginia livability profile.

Balanced Affordability and Tax Advantages

Fluvanna offers a cost score of 65.9 with median homes at $281,700 and rents at $1,173 monthly, providing reasonable housing accessibility. The tax score of 83.9 with an effective rate of 0.651% adds solid financial advantages for residents.

Moderate Income Levels Constrain Opportunity

The county's income score of 43.4 with median household earnings of $91,959 suggests limited high-wage job markets. Residents may need to seek employment outside the county to achieve above-average earning potential.

Right Choice for Middle-Income Balance-Seekers

Fluvanna County suits families and individuals seeking a balanced lifestyle with moderate housing costs and reasonable taxes, without exceptional incomes. It's ideal for those prioritizing stability and accessibility over rapid wealth building or extreme affordability.

Score breakdown

5 dimensions have live data. 3 more coming as vertical sites launch.

Tax83.9Cost65.9SafetyComing SoonHealth77.4SchoolsComing SoonIncome43.4Risk86.5WaterComing Soon
🏛83.9
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty →
🏠65.9
Cost of Living
Median rent, home values, and housing affordability
CostByCounty →
💼43.4
Income & Jobs
Median household income and per capita earnings
IncomeByCounty →
🛡Coming Soon
Safety
Violent and property crime rates per 100K residents
❤77.4
Health
Life expectancy, uninsured rates, and health access
HealthByCounty →
🎓Coming Soon
Schools
Graduation rates, per-pupil spending, and attainment
⚡86.5
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty →
💧Coming Soon
Water Quality
EPA drinking water health violations and safety grades

Explore this county

Property Taxtaxbycounty.comCost of Livingcostbycounty.comIncomeincomebycounty.com
Compare Fluvanna County with another county →

Counties with similar scores

Moffat County
Colorado
73.1
Median income: $70,975
Twiggs County
Georgia
73.1
Median income: $55,439
Benton County
Indiana
73.1
Median income: $61,811
Kiowa County
Kansas
73.1
Median income: $73,214
Owen County
Kentucky
73.1
Median income: $59,706

Deep Dives

Fluvanna County across the ByCounty Network

Detailed analysis from 5 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Fluvanna County

via TaxByCounty

Fluvanna taxes track below national median

At 0.651%, Fluvanna's effective tax rate sits 12% above the national median of 0.579%, placing it near the national 60th percentile. Median property taxes of $1,835 remain well below the national median of $2,690, reflecting lower home values in this rural Virginia county.

Fluvanna slightly above Virginia average

Fluvanna County's 0.651% effective rate sits just 3% below Virginia's state average of 0.671%, making it a middle-of-the-pack performer statewide. Annual median taxes of $1,835 are 6% below the state median of $1,960, keeping costs manageable for residents.

Fluvanna rates cluster with regional peers

Fluvanna's 0.651% rate falls between neighboring Floyd County (0.521%) and Fauquier County (0.770%), positioning it as a moderate option in the region. Homeowners here pay intermediate rates compared to the region's extremes.

Fluvanna homeowners pay $1,835 annually

With a median home value of $281,700 and a 0.651% effective rate, typical Fluvanna homeowners pay roughly $1,835 in annual property taxes. This closely mirrors national median home values while keeping tax bills 32% lower than the national median.

Fluvanna homeowners should verify assessments

Even in moderate-tax counties, properties may be overassessed based on market conditions—especially if your home hasn't sold recently. Filing an appeal with Fluvanna's assessor's office is straightforward and could reduce your tax burden significantly.

Full property tax analysis on TaxByCounty

Cost of Living in Fluvanna County

via CostByCounty

Fluvanna Balances Income and Costs

Fluvanna County renters spend 15.3% of income on housing, outperforming both the Virginia average (18.6%) and staying well below the 30% affordability threshold. With a median household income of $91,959—23% above the national median—Fluvanna offers solid middle-ground affordability.

Upper-Middle Tier for Virginia

Fluvanna's rent-to-income ratio of 15.3% ranks it among Virginia's more affordable counties, better than the state average of 18.6%. The county combines moderate incomes ($91,959) with reasonable housing costs, making it accessible to working professionals.

Moderate Costs, Moderate Incomes

Fluvanna's $1,173 median rent falls between affordable rural counties (Floyd at $826) and expensive Northern Virginia (Fauquier at $1,561). Incomes here ($91,959) similarly position it as the middle option, offering balance between cost and wage opportunity.

Housing Takes Modest Share

Fluvanna renters pay $1,173 monthly while homeowners spend $1,386, combining for strong housing affordability in a single-income household. Just 15.3% of median income goes to rent, leaving families substantial resources for other needs.

Fluvanna Works for Balanced Living

Relocating to Fluvanna positions you between rural affordability and urban opportunity, with a 15.3% rent-to-income ratio and median incomes near $92,000. It's an ideal choice for workers seeking reasonable housing costs without rural isolation.

Full cost of living analysis on CostByCounty

Income & Jobs in Fluvanna County

via IncomeByCounty

Fluvanna exceeds national income average

At $91,959, Fluvanna County's median household income is 23% higher than the national median of $74,755. The county ranks comfortably above the national average, driven by its position between Richmond and Charlottesville employment markets.

Fluvanna ranks well above state average

Fluvanna's median household income of $91,959 exceeds Virginia's state average of $74,957 by $16,912, placing it in the upper third of Virginia counties. Per capita income of $42,987 is 10% above the state average of $39,155.

Fluvanna outearns Floyd, trails Fauquier

Fluvanna households earn $30,558 more annually than Floyd County ($61,401) but $37,536 less than Fauquier County ($129,495). Frederick County ($95,603) and Fluvanna remain close competitors in regional income rankings.

Housing remains reasonably affordable

At 15.3%, Fluvanna's rent-to-income ratio stays comfortably below the 30% affordability threshold, meaning housing costs remain manageable for most households. Median home values of $281,700 are attainable for the county's above-average-income residents.

Invest beyond savings accounts

With median household income 23% above the national average, Fluvanna residents have meaningful capacity to invest in stocks, bonds, and real estate beyond emergency savings. A diversified investment strategy aligned with your timeline and risk tolerance builds wealth more effectively than savings accounts alone.

Full income & jobs analysis on IncomeByCounty

Health in Fluvanna County

via HealthByCounty

Fluvanna tops national life expectancy benchmarks

At 79.7 years, Fluvanna County residents live significantly longer than the U.S. average, reflecting strong preventive health practices and disease management. The county's 16.8% poor/fair health rate is moderate, suggesting good overall wellness despite some chronic health challenges.

Virginia's longest-living residents

Fluvanna's 79.7-year life expectancy is among the highest in Virginia, exceeding the state average of 75.1 years by 4.6 years. This outstanding longevity ranking places Fluvanna at the very top of Virginia's health performance tiers.

Best-in-region health outcomes

Fluvanna's 79.7-year life expectancy edges out Fauquier County (79.0 years) and Frederick County (78.5 years) to claim the highest life expectancy in its region. However, the county's 22 primary care providers per 100K residents is the lowest among peers, suggesting residents may need to travel further for care.

Excellent insurance coverage, limited local providers

Fluvanna boasts the lowest uninsured rate in the region at 5.9%, well below Virginia's 7.9% state average, ensuring strong coverage for residents. With only 22 primary care providers per 100K residents, however, Fluvanna residents may experience longer wait times or need to seek care outside the county.

Keep your coverage strong

With 5.9% uninsured, Fluvanna leads the region in health coverage. Review your plan annually at healthcare.gov to ensure it still meets your needs.

Full health analysis on HealthByCounty

Disaster Risk in Fluvanna County

via RiskByCounty

Fluvanna enjoys very low composite risk

Fluvanna County's composite risk score of 13.49 ranks in the very low category—less than half of Virginia's state average of 33.27. The county's relatively rural landscape and distance from major urban hazard clusters position it favorably in the national risk spectrum.

Fluvanna ranks safely below state average

At 13.49 compared to Virginia's 33.27 average, Fluvanna County sits comfortably in the state's lower-risk tier. This favorable standing reflects the county's geographic advantages and lower population density.

Similar risk profile to nearby counties

Fluvanna's 13.49 score aligns closely with Floyd County (6.62) and Franklin city (7.54), though it exceeds Galax (6.81). The area benefits from a consistent pattern of low-risk characteristics across central Virginia's rural counties.

Hurricanes and earthquakes pose modest risks

Fluvanna's highest risks are hurricane (67.71) and earthquake (67.30)—both notably high despite the county's low composite score, indicating these hazards affect the region unevenly. Flood risk (26.11) and tornado risk (23.54) remain moderate, while wildfire (16.25) stays minimal.

Add earthquake coverage for peace of mind

While Fluvanna's overall risk is low, the elevated earthquake (67.30) and hurricane (67.71) scores suggest residents should explore earthquake and flood insurance options. Standard homeowners policies exclude both, leaving gaps despite the county's generally favorable risk profile.

Full disaster risk analysis on RiskByCounty

ByCounty Network

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Data from U.S. Census Bureau ACS, FBI UCR, CDC, FEMA NRI, NCES, EPA SDWIS — informational only.