51.5
County Score
Cost of Living 76.7Disaster Risk 66.9Weather & Climate 63.8

County Report Card

About Franklin County, Georgia

Beating the National Livability Median

Franklin County earns a composite score of 51.5, placing it just above the national median of 50.0. This score suggests a quality of life that is slightly better than the average American county.

Above the Georgia State Average

With a score of 51.5, Franklin County outperforms the Georgia state average of 46.7. It provides a more stable livability profile than many other rural counties in the state.

Low Costs and Environmental Stability

Housing affordability is a major draw, earning a high cost score of 76.7 with median rents of just $778. The county also benefits from a low disaster risk score of 66.9.

Income and Health Outcomes Lag

Economic growth remains a hurdle, with an income score of 19.2 and a median income of $52,264. Health scores also struggle at 19.4, indicating limited access to care.

Great for Retirees and Budget Seekers

Franklin County is an excellent fit for those looking to stretch their dollars in a stable environment. It rewards residents who prioritize low living costs over high career earnings.

Score breakdown

Tax56Cost76.7Safety50.8Health19.4Schools57.1Income19.2Risk66.9Water20.7Weather63.8
🏛56
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty
🏠76.7
Cost of Living
Median rent, home values, and housing affordability
CostByCounty
💼19.2
Income & Jobs
Median household income and per capita earnings
IncomeByCounty
🛡50.8
Safety
Violent and property crime rates per 100K residents
CrimeByCounty
19.4
Health
Life expectancy, uninsured rates, and health access
HealthByCounty
🎓57.1
Schools
Graduation rates, per-pupil spending, and attainment
SchoolsByCounty
66.9
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty
💧20.7
Water Quality
EPA drinking water health violations and safety grades
WaterByCounty
🌤63.8
Weather & Climate
Average temperatures, precipitation, and extreme weather events
WeatherByCounty
🪨
Soil Quality
Soil composition, pH, drainage, and organic matter content
SoilByCounty
🌱55.6
Lawn Care
Lawn difficulty score based on climate, soil, and grass suitability
LawnByCounty
🛒
Farmers Markets
Local market density, SNAP/EBT acceptance, and product variety
MarketsByCounty
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Deep Dives

Franklin County across the ByCounty Network

Detailed analysis from 10 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Franklin County

via TaxByCounty

Franklin County offers modest tax burden

Franklin County's effective tax rate of 0.766% runs below Georgia's state average of 0.898%, placing it in the more affordable tier of U.S. counties. The median property tax of $1,231 is less than half the national median of $2,690, reflecting both a low rate and modest home values.

Below-average taxes across Georgia

Franklin County ranks well below Georgia's state average effective rate of 0.898%, with its own rate of 0.766% putting homeowners in a favorable position statewide. The median tax of $1,231 is also below the state median of $1,529, making Franklin one of Georgia's more budget-friendly counties.

Among the cheapest in North Georgia

Franklin County's 0.766% rate beats Fulton County (0.892%) and Floyd County (0.804%), though it trails Gilmer County's exceptionally low 0.384%. For Northeast Georgia, Franklin offers solid tax value alongside smaller home values than neighboring Forsyth County.

Modest homes, minimal taxes

A typical Franklin County home valued at $160,600 generates $1,231 in annual property taxes. With a mortgage, that cost rises to roughly $1,406; without one, homeowners pay approximately $1,061.

Every dollar of savings counts

Even in lower-tax counties like Franklin, properties can be overassessed by the county appraiser, and homeowners who appeal may recover hundreds in annual savings. Georgia allows yearly assessment challenges—a quick review could determine if your property qualifies.

Cost of Living in Franklin County

via CostByCounty

Franklin offers rare affordability advantage

Franklin County's 17.9% rent-to-income ratio beats the national standard, and at just $778 monthly rent, it's the cheapest rental market in this analysis. On a median income of $52,264—30% below the national median—Franklin residents enjoy genuine housing affordability.

Georgia's affordability champion

Franklin County's 17.9% rent-to-income ratio outperforms the state average of 18.6%, making it one of Georgia's most affordable counties. Renters here stretch their dollars further than most neighbors.

Franklin undercuts every regional peer

Franklin's $778 rent is $149 below state average and $194 cheaper than Gilmer County, the second-lowest in this group. This rural mountain county offers Georgia's most accessible entry point for budget-conscious renters.

Modest income supports minimal housing costs

Franklin renters allocate $778 monthly and homeowners just $587, totaling roughly 24% of the $52,264 median income toward housing. This leaves meaningful flexibility for other needs compared to higher-burden counties.

Franklin County suits downsize-and-save strategies

If you're leaving an expensive city and prioritize rock-bottom housing costs, Franklin County delivers Georgia's lowest rents without requiring high income to achieve affordability. Trade urban amenities for genuine financial breathing room.

Income & Jobs in Franklin County

via IncomeByCounty

Franklin County trails U.S. income average

At $52,264, Franklin County's median household income falls $22,491 below the national median of $74,755—a 30% gap. This places Franklin among lower-income counties nationally, suggesting economic challenges that require targeted workforce development.

Below Georgia average income

Franklin County's $52,264 income ranks below Georgia's state median of $60,488, placing it in the lower tier among the state's 159 counties. The $8,224 shortfall signals an economy with fewer high-wage employers than the state average.

Poorest among regional counties

At $52,264, Franklin County earns significantly less than nearby Gilmer ($72,542), Gordon ($61,997), and Glascock ($55,250) counties. This gap suggests structural economic disadvantages requiring local investment in job training and business recruitment.

Housing costs strain limited budgets

Franklin County's rent-to-income ratio of 17.9% remains below the 30% affordability threshold, yet the median home value of $160,600 still represents substantial commitment for households earning $52,264. Lower-income families here face tight monthly cash flow after housing expenses.

Prioritize emergency savings first

Franklin County households earning $52,264 should focus on building three-month emergency reserves before investing aggressively. Free or low-cost resources—employer 401(k) matches, high-yield savings accounts, and financial literacy programs—offer practical pathways to wealth accumulation even at modest income levels.

Safety in Franklin County

via CrimeByCounty

Franklin County Beats National Averages

The county's total crime rate of 1,107.3 per 100,000 is less than half the national rate of 2,385.5. This performance earns Franklin a high safety score of 98.3.

Above Average Safety for Georgia

Franklin County's 98.3 safety score exceeds the Georgia state average of 97.8. Local law enforcement maintains a total crime rate that is lower than the state's 1,412.9 average.

Lower Crime than Mountain Neighbors

Franklin's rate of 1,107.3 is notably lower than Gilmer County's rate of 1,634.0. It provides a safer environment than several surrounding rural jurisdictions.

Property Offenses Outpace Violent Crimes

Property crime sits at 924.2 per 100,000, while the violent crime rate is 183.1. Both metrics remain significantly below national benchmarks for safety.

Protecting Your Franklin County Property

Securing outbuildings and locking vehicles are effective ways to prevent the most common local thefts. Five reporting agencies work together to monitor and protect the community.

Health in Franklin County

via HealthByCounty

Franklin County faces significant health gaps

At 72.1 years, Franklin County residents live more than 6 years below the U.S. average of 78.9 years. The county's 21.8% poor or fair health rate substantially exceeds the national average of 18%, indicating widespread health challenges.

Among Georgia's lowest life expectancies

Franklin County's 72.1-year life expectancy falls 1.2 years short of Georgia's 73.3-year average, placing it among the state's most vulnerable counties. The health disparity signals systemic challenges in access, prevention, and care quality.

Struggling worse than surrounding counties

Franklin County's 72.1-year life expectancy ranks below Floyd County (72.6 years) and Gordon County (73.1 years). With just 34 primary care providers per 100K—the lowest among neighboring counties—residents face significant barriers to preventive healthcare.

Uninsured and undersupported

Franklin County has the highest uninsured rate among these eight counties at 17.4%, nearly 2.4 percentage points above Georgia's average. The scarcity of primary care (34 per 100K) and mental health providers (73 per 100K) compounds access challenges for vulnerable residents.

Health coverage is within reach

With 17.4% uninsured, Franklin County needs urgent action—visit healthcare.gov or call 1-800-318-2596 to find affordable coverage. Many residents qualify for Medicaid or marketplace subsidies that reduce out-of-pocket costs.

Schools in Franklin County

via SchoolsByCounty

Intimate Education in a Rural Setting

Franklin County's education landscape consists of 5 public schools serving a total of 3,619 students. This single-district system includes three elementary schools, one middle school, and one high school.

Strong Graduation Success with Focused Spending

Franklin County delivers a 92.0% graduation rate, comfortably beating the national average of 87%. At $7,328 per student, the county spends just below the state average of $7,405 while maintaining a solid school score of 55.3.

The Heart of Franklin County Schools

The Franklin County district oversees all education for the area, with no charter schools currently available. This unified focus ensures that every student in the county benefits from the same local resources.

A Classic Rural School Experience

Four of the county's five schools sit in rural locales, creating a close-knit community feel. Franklin County High School is the largest hub with 1,048 students, while Royston Elementary serves as one of the smaller primary settings.

Quiet Rural Living with Academic Excellence

For those seeking a rural lifestyle without sacrificing education quality, Franklin County's 92% graduation rate is a major draw. Discover a home in this community where every student is part of a small, focused district.

Disaster Risk in Franklin County

via RiskByCounty

Franklin County enjoys very low risk

Franklin County's composite risk score of 33.08 places it well below the national average and earns a "Very Low" risk rating. This favorable position doesn't mean zero disaster risk, but residents face significantly fewer hazard exposures than most American counties.

Safer than most Georgia counties

Franklin County's score of 33.08 sits slightly below Georgia's state average of 39.49, positioning it among the state's safer communities. This modest risk profile reflects the county's relative geographic isolation from major disaster corridors.

Clearly the safest county nearby

Franklin County's 33.08 score vastly outperforms surrounding counties like Forsyth (86.13) and Floyd (81.97), making it a notably safer location in north-central Georgia. This disparity underscores how localized disaster risk truly is across the state.

Hurricane risk the main concern

Franklin County's highest individual hazard risk is hurricane exposure at 68.59, still a meaningful concern despite the county's overall low composite score. Tornado risk trails at 53.75, while flood and earthquake risks remain comparatively modest at 43.10 and 63.14 respectively.

Basic insurance suffices for most

Franklin County's low-risk profile means standard homeowners insurance provides adequate protection for most residents, though those near rivers or streams should verify flood coverage. Review your policy annually and maintain 80% replacement-cost coverage to ensure you're adequately protected.

Weather & Climate in Franklin County

via WeatherByCounty

A Consistent and Moist Climate

Franklin County records 52.3 inches of annual precipitation, which is higher than the national median for rainfall. While specific average temperatures are limited, the region follows a standard humid subtropical pattern.

Above Average Rainfall in Georgia

The county's 52.3 inches of annual rain slightly exceeds the Georgia state average of 51.4 inches. This consistent moisture supports the local agricultural economy and lush vegetation.

Seeing More Snow Than Neighbors

Franklin records 0.9 inches of annual snowfall, which is higher than many counties located closer to the coast. This reflects its position near the base of the Appalachian foothills.

Cooler Winters and Significant Rain

The presence of 0.9 inches of snow suggests sharper winter peaks than found in central Georgia. Limited heat data exists, but the high rainfall is a defining characteristic of every season.

Winterize for Occasional Ice

Residents should prepare for the 52.3 inches of rain with proper footwear and home sealing. Although snow totals are low, the 0.9-inch average means winter driving requires occasional caution.

Soil Quality in Franklin County

via SoilByCounty

Regional characteristics in Franklin County

Specific soil taxonomic and pH data for Franklin County are not currently available in the digital survey. Like much of the region, these soils are likely more acidic than the 6.5 national median, requiring local testing for accuracy.

Evaluating the soil structure

We lack specific sand, silt, and clay percentages for this county at the moment. Observing how your soil feels—gritty, smooth, or sticky—can help you determine if it is mostly sand, silt, or clay.

Boosting the local organic base

With no specific organic matter or water capacity data recorded, growers should look to the Georgia average of 1.83% organic matter as a baseline. Adding leaf mold or manure is a great way to improve soil health in the absence of data.

Observing water flow and drainage

Official drainage and hydrologic group classifications are currently unavailable for this area. It is best to monitor your site’s drainage during rain events to ensure proper placement of garden beds or structures.

Ready for planting in Zone 8a

Franklin County enjoys the mild winters of Zone 8a, perfect for a wide variety of perennials and annuals. Start a garden today by focusing on soil-building techniques like mulching and composting.

Lawn Care in Franklin County

via LawnByCounty

Franklin County Leads in Lawn Ease

With a score of 55.6, Franklin County is one of the easier places in Georgia to maintain a lawn, significantly beating the state average of 35.8. This score even sits above the national median, making it a standout for local gardeners in Zone 8a.

Rainfall Near the Ideal Mark

Franklin County receives 52.3 inches of annual precipitation, which is just slightly over the ideal 50-inch threshold. This consistent moisture supports healthy growth and reduces the need for expensive supplemental irrigation during the spring and fall.

Preparing Your Soil Foundation

Specific soil texture and pH data are not available for Franklin County, making a professional soil test your first step. Understanding your local dirt is the only way to know if you need to add lime or organic matter.

Navigating Periodic Dry Spells

The county experienced 14 weeks of drought over the last year, with the entire area currently classified as abnormally dry. Focus on irrigation efficiency by watering in the early morning to minimize evaporation loss during peak sun hours.

Select Heat-Tolerant Southern Grasses

Centipede or Bermuda grass are strong performers in Zone 8a and can handle the local drought cycles well. While specific frost dates are unavailable, generally wait for soil temperatures to hit 65 degrees before seeding warm-season varieties.

Frequently Asked Questions

What is Franklin County's county score?
Franklin County, Georgia has a composite county score of 51.5 out of 100 on CountyScore. This score is calculated from a weighted average of available data dimensions including property tax, cost of living, income, safety, health, and schools.
How does Franklin County rank among counties in Georgia?
Franklin County ranks #53 among all counties in Georgia on CountyScore's composite ranking. Rankings are based on available data dimensions and updated as new data is added.
What are property taxes like in Franklin County, Georgia?
The median annual property tax in Franklin County is $1,231, with an effective tax rate of 0.77%. This earns Franklin County a tax score of 56/100 on CountyScore (higher = lower taxes).
What is the median household income in Franklin County?
The median household income in Franklin County, Georgia is $52,264 per year according to U.S. Census Bureau data. Franklin County earns an income score of 19.2/100 on CountyScore.
Is Franklin County, Georgia a good place to live?
Franklin County scores 51.5/100 on CountyScore's overall county ranking, ranking #53 in Georgia. The best way to evaluate Franklin County is to compare individual dimension scores — property tax, cost of living, income, safety, health, and schools — based on your personal priorities. Use CountyScore to compare Franklin County with other counties side by side.