countyscore
47.7
County Score
Water Quality 86Property Tax 81.2Weather & Climate 76.7

County Report Card

About Franklin County, Tennessee

Near the National Midpoint

Franklin County earns a 47.6 composite score, placing it just slightly below the national median of 50.0. It remains a competitive locale across several key livability metrics.

A Mid-Tier Tennessee Choice

The county falls slightly under the Tennessee state average score of 51.3. It functions as a solid middle-of-the-road option for those exploring the southern part of the state.

Reliable Resources and Low Taxes

Water quality is a major highlight with a score of 86.0, ensuring a high standard for local resources. A tax score of 78.7 reflects a manageable 0.565% effective tax rate.

Safety and Health Improvements Needed

Community safety and health are areas for growth, with scores of 24.7 and 35.0 respectively. While median home values are $215,700, the cost score of 49.8 suggests a tightening housing market.

Balanced Rural-Suburban Stability

Franklin best suits families who value reliable infrastructure and a moderate tax burden over high-density urban amenities. It is a practical fit for residents with stable, mid-level incomes.

2040608010081.248.324.73545.744.242.58676.7Tax81.2Cost48.3Safety24.7Health35Schools45.7Income44.2Risk42.5Water86Weather76.747.7/100
This county
National avg
3 above average2 below average

Franklin County DNA

Foverall

How Franklin County compares to the national average across nine baseline dimensions

Franklin County is a tale of two counties — exceptional in Property Tax (81.2/100) but notably weak in Safety (24.7/100). This polarized profile creates distinct trade-offs for residents.

Dimension Breakdown

Tax
81.2+29.200000000000003
Cost
48.3
Safety
24.7-30.3
Health
35-15
Schools
45.7-8.299999999999997
Income
44.2
Risk
42.5
Water
86+28
Weather
76.7+20.700000000000003
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Compare mortgage rates in Franklin County

Whether buying or refinancing in Franklin County, compare rates from top lenders to find the best deal.

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Can You Afford to Live Here?

Median Home Price

$236,900

National median: $185,300

Median Rent

$894/mo

National median: $877/mo

Income Needed (home)

$236,900/yr

28% front-end rule

Income Needed (rent)

$35,760/yr

30% rent rule

Affordability Spectrum3.7x income
AffordableNational avgExpensive
Local median income: $63,494/yr
Compare Mortgage Rates

Economic & Education Snapshot

Primary Care

11.5

per 100K

Data from Federal Reserve (FRED), U.S. Department of Education College Scorecard, and CMS NPPES.

Deep Dives

Franklin County across the ByCounty Network

Detailed analysis from 9 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Franklin County

via TaxByCounty

Franklin taxes slightly above Tennessee average

Franklin County's effective tax rate of 0.565% exceeds Tennessee's state average of 0.511% but remains below the national median of 0.76%. The median annual property tax is $1,218, still less than half the national median of $2,690.

Franklin ranks in state's upper half

With an effective rate of 0.565%, Franklin County sits in Tennessee's top 30% for tax burden among the state's 95 counties. At $1,218 in median annual taxes, Franklin households pay about $200 more than the state median.

Franklin's rates exceed most regional peers

Franklin County's 0.565% effective rate surpasses all comparison counties except Gibson County (0.679%). Only households in Gibson face higher tax rates in this eight-county region.

What your Franklin home costs in taxes

On the county median home value of $215,700, the annual property tax bill totals approximately $1,218. Whether you have a mortgage or own your home outright, your estimated annual tax is roughly $1,220.

Appeal your assessment if overvalued

Many Franklin County homeowners pay taxes on inflated assessed values that don't match current market conditions. Filing a property tax appeal every two years is a straightforward way to potentially lower your bill and ensure fairness.

Income & Jobs in Franklin County

via IncomeByCounty

Franklin County earns above state average

Franklin County's median household income of $61,553 exceeds Tennessee's state average of $58,994, yet still falls $13,202 below the national median of $74,755. The county ranks in the middle nationally, performing better than many rural peers but lagging wealthier urban and suburban regions.

Solid performer within Tennessee

At $61,553, Franklin County ranks above average for Tennessee counties, sitting firmly in the middle of the state's income distribution. This positions the county as moderately prosperous within its state context, driven by a mix of agriculture, small business, and light manufacturing.

Competitive with peer counties

Franklin County's $61,553 income matches Giles County ($61,476) almost exactly, placing both among the region's top earners. Both significantly outpace Fentress County ($50,865) and Grundy County ($45,573), reflecting Franklin's economic strength.

Housing costs rise with prosperity

Franklin County's rent-to-income ratio of 16.8% is slightly elevated, reflecting higher home values averaging $215,700. While housing consumes a larger share of income here than in lower-cost counties, it remains within sustainable ranges for median households.

Leverage higher income for investing

Franklin County's above-average income provides a real opportunity to invest beyond housing equity. Building a diversified portfolio through retirement accounts and long-term investments can accelerate wealth accumulation for households earning above the state average.

Safety in Franklin County

via CrimeByCounty

Franklin County outperforms national crime stats

Franklin County's total crime rate of 1,870.7 per 100,000 is well below the national average of 2,385.5. The community maintains a safety score of 97.0, indicating a relatively secure environment.

Slightly above the state crime average

The county's crime rate of 1,870.7 is slightly higher than the Tennessee state average of 1,785.6. Its safety score of 97.0 remains competitive, trailing the state average of 97.2 by a slim margin.

Comparing safety to regional neighbors

Franklin County's total crime rate is higher than Fentress County's 1,641.4 but remains more secure than Grundy County's 2,634.7. Eight different reporting agencies collaborate to manage these regional safety levels.

The split between property and violence

Property crimes make up 1,444.9 of the 1,870.7 total crimes per 100,000 residents. Violent crime sits at 425.8, which is higher than the national average of 369.8.

Prioritize property protection today

With property crime as the primary concern, residents should consider installing smart cameras and alarm systems. Community watch programs further strengthen Franklin County's neighborhood security.

Weather & Climate in Franklin County

via WeatherByCounty

Warm Subtropical Environment

Franklin County's average temperature of 58.3°F sits well above the national median. The region is characterized by high humidity and significant year-round rainfall totaling over 60 inches.

Aligning with Tennessee's Thermal Baseline

At 58.3°F, Franklin County closely mirrors the Tennessee state average of 58.1°F. It represents the typical climatic experience for the southern portion of the state.

Wetter and Warmer than Fentress

Franklin receives 60.9 inches of rain annually, which is higher than Fentress County's 59.5 inches. Its 38.4°F January average provides a milder winter start than its neighbors to the north.

Three Weeks of Intense Heat

The county experiences 21 days per year with temperatures hitting or exceeding 90°F. Winter remains relatively open, with annual snowfall averaging only 4.1 inches.

Manage Humidity and Mid-Range Snow

Active dehumidification is essential for home comfort during the muggy 75.1°F summer months. While snowfall is light, residents should still keep basic salt and shovels ready for the occasional 4-inch winter event.

Soil Quality in Franklin County

via SoilByCounty

Highly Acidic Ultisols Shape the Land

Franklin County's soil belongs to the Ultisols order, characterized by its silty clay texture and high acidity. The average pH of 5.35 matches the Tennessee state average but remains significantly more acidic than the national median of 6.5. Gardeners likely need lime treatments to balance the soil for most standard crops.

Balanced Mix with a Heavy Clay Touch

The soil contains 46.1% silt and 23.9% clay, creating a heavy profile that requires careful handling. With 30.0% sand, the mix offers some structural variety, though the clay content can lead to compaction if worked while wet. This composition provides decent nutrient retention but requires effort to maintain workability.

Boosting Organic Matter for Better Yields

At 1.65%, the organic matter content falls below both the state average of 2.44% and the national average of 2.0%. The available water capacity is 0.161 in/in, which is slightly lower than the state benchmark of 0.171. Adding compost or cover crops will help improve these levels and increase your garden's drought resistance.

Well-Drained Fields and Hydrologic Group B

The county features well-drained soils and falls into hydrologic group B, which indicates a moderate rate of water transmission. This makes the land suitable for many farming and building applications, as it handles typical rainfall without long-term saturation. These conditions are ideal for deep-rooted crops that dislike 'wet feet.'

Vibrant Growing in Hardiness Zone 7b

Franklin County's position in USDA Zone 7b provides a long growing season for tomatoes, peppers, and beans. The well-drained soil and temperate climate support diverse agriculture from orchards to row crops. Take advantage of this reliable drainage and start your spring planting once the soil warms up.

Lawn Care in Franklin County

via LawnByCounty

Meeting the Tennessee Lawn Standard

Franklin County earns a lawn difficulty score of 48.5, placing it right in line with the state average of 48.0. Residents in this 7b hardiness zone face challenges similar to the national median score of 50.0.

High Rainfall and Extended Growth

The county sees 60.9 inches of annual precipitation, which is roughly five inches more than the Tennessee average. Lawns benefit from 4,316 growing degree days, but 21 extreme heat days still require careful summer hydration.

Correcting Acidic Silty Clay

The soil is notably acidic with a pH of 5.35, falling below the ideal 6.0-7.0 range for most grasses. Because the ground consists of 23.9% clay and is well-drained, adding lime is a common necessity to balance the foundation.

Steady Hydration for Dry Spells

With 14 weeks spent in drought over the last year, 100% of the county is currently under abnormally dry conditions. Because the soil is well-drained, lawns can dry out quickly, making consistent moisture monitoring vital during the summer months.

Optimal Planting in Zone 7b

Bermuda and Zoysia are excellent warm-season choices for this climate, while tall fescue remains a popular cool-season option. Aim to seed your lawn after the last spring frost on April 6 to take full advantage of the long growing season.

Frequently Asked Questions

What is Franklin County's county score?
Franklin County, Tennessee has a composite county score of 47.7 out of 100 on CountyScore. This score is calculated from a weighted average of available data dimensions including property tax, cost of living, income, safety, health, and schools.
How does Franklin County rank among counties in Tennessee?
Franklin County ranks #66 among all counties in Tennessee on CountyScore's composite ranking. Rankings are based on available data dimensions and updated as new data is added.
What are property taxes like in Franklin County, Tennessee?
The median annual property tax in Franklin County is $1,246, with an effective tax rate of 0.53%. This earns Franklin County a tax score of 81.2/100 on CountyScore (higher = lower taxes).
What is the median household income in Franklin County?
The median household income in Franklin County, Tennessee is $63,494 per year according to U.S. Census Bureau data. Franklin County earns an income score of 44.2/100 on CountyScore.
Is Franklin County, Tennessee a good place to live?
Franklin County scores 47.7/100 on CountyScore's overall county ranking, ranking #66 in Tennessee. The best way to evaluate Franklin County is to compare individual dimension scores — property tax, cost of living, income, safety, health, and schools — based on your personal priorities. Use CountyScore to compare Franklin County with other counties side by side.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

ByCounty Network

Data from U.S. Census Bureau ACS, FBI UCR, CDC, FEMA NRI, NCES, EPA SDWIS, NOAA — informational only.