countyscore
50.7
County Score
Health 89.8Water Quality 86Income & Jobs 83.3

County Report Card

About Grand Traverse County, Michigan

Strong national standing

Grand Traverse County posts a 50.7, edging out the national median score of 50.0. It maintains a competitive profile by balancing high health scores against rising living costs.

A premier Michigan destination

With a score of 50.7, the county outperforms the state average of 47.1. It is frequently recognized as a regional hub for health and commerce in Northern Michigan.

High wealth and wellness

The county boasts an elite health score of 89.8 and a strong income score of 83.3, supported by a median household income of $79,486. Water quality is also a major asset with a score of 86.0.

The price of popularity

Affordability is the primary challenge, evidenced by a cost score of 17.1 and a median home value of $296,200. Residents also face a moderate environmental risk score of 34.4.

Best for high-earning professionals

This county is tailor-made for families and professionals who value high-end amenities, great health services, and clean water. The trade-off is a much higher cost of entry compared to neighboring rural areas.

Score breakdown

Tax39.7Cost17.1Safety58.3Health89.8Schools43Income83.3Risk34.4Water86Weather52.8
🏛39.7
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty →
🏠17.1
Cost of Living
Median rent, home values, and housing affordability
CostByCounty →
💼83.3
Income & Jobs
Median household income and per capita earnings
IncomeByCounty →
🛡58.3
Safety
Violent and property crime rates per 100K residents
CrimeByCounty →
❤89.8
Health
Life expectancy, uninsured rates, and health access
HealthByCounty →
🎓43
Schools
Graduation rates, per-pupil spending, and attainment
SchoolsByCounty →
⚡34.4
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty →
💧86
Water Quality
EPA drinking water health violations and safety grades
WaterByCounty →
🌤52.8
Weather & Climate
Average temperatures, precipitation, and extreme weather events
WeatherByCounty →
🪨50.3
Soil Quality
Soil composition, pH, drainage, and organic matter content
SoilByCounty →
🌱58.6
Lawn Care
Lawn difficulty score based on climate, soil, and grass suitability
LawnByCounty →
🛒
Farmers Markets
Local market density, SNAP/EBT acceptance, and product variety
MarketsByCounty →
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Nearby counties

Kalkaska County
Michigan
46.2
Antrim County
Michigan
54.7
Leelanau County
Michigan
60.9
Benzie County
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Wexford County
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Missaukee County
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Manistee County
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Deep Dives

Grand Traverse County across the ByCounty Network

Detailed analysis from 10 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Grand Traverse County

via TaxByCounty

Grand Traverse has the lowest rate

Grand Traverse County's effective tax rate of 0.979% ranks among the lowest in the nation, sitting in the 31st percentile and well below the national median of 1.098%. This northern Michigan resort county provides substantial tax relief despite median home values of $296,200—the highest in this group.

Michigan's most tax-friendly county

At 0.979%, Grand Traverse has the lowest effective tax rate among all eight profiled counties and runs 16% below Michigan's state average of 1.166%. Its median property tax of $2,900 reflects high property values rather than high rates.

Far more affordable than peers

Grand Traverse's 0.979% rate dramatically undercuts nearby Genesee (1.398%) and Gratiot (1.271%), offering significantly better tax value for upscale properties. Only Hillsdale County approaches its affordability at 0.964%.

What a typical home costs

On a median home valued at $296,200, Grand Traverse homeowners pay approximately $2,900 per year in property taxes—the highest nominal bill in this group, but the lowest rate. Mortgaged homes cost about $2,926 annually; mortgage-free homes, roughly $2,845.

Even low rates warrant review

Grand Traverse's attractive tax rate doesn't eliminate the possibility of overassessment, especially in a hot real estate market. Every homeowner should verify their assessed value against recent comparable sales—even modest savings add up on higher-value properties.

Full property tax analysis on TaxByCounty

Cost of Living in Grand Traverse County

via CostByCounty

Premium resort market, above-average incomes

Grand Traverse County's rent-to-income ratio of 18.3% ranks above the national average, reflecting the county's appeal as a vacation and retirement destination. However, the median household income of $79,486 exceeds the national median of $74,755, giving residents more earning power to absorb higher housing costs.

Priciest rents in Michigan comparison

Grand Traverse's median rent of $1,215 far surpasses Michigan's state average of $873, making it the most expensive rental market among these eight counties. The rent-to-income ratio of 18.3% also exceeds the state average of 16.3%, reflecting this county's premium positioning.

Resort premium reflected in every price

Grand Traverse's $1,215 median rent towers over nearby Genesee ($936) and Gladwin ($689), driven by tourism, seasonal residents, and natural amenities. The median home value of $296,200 is nearly double Genesee's $172,900, positioning this as Michigan's most expensive housing market in this group.

Highest rents and home values statewide

Renters pay $1,215 monthly while homeowners face $1,170 in costs, both surpassing every other county here by wide margins. Against the $79,486 median income, these costs consume substantial earnings but remain manageable thanks to above-average household wealth.

Premium living for higher earners

Grand Traverse County suits remote workers, retirees with substantial assets, or professionals seeking a resort community lifestyle near Traverse City. If you're relocating on a modest budget, the significantly lower costs in Gladwin, Gogebic, or Gratiot offer better value.

Full cost of living analysis on CostByCounty

Income & Jobs in Grand Traverse County

via IncomeByCounty

Grand Traverse exceeds the national income standard

Grand Traverse County's median household income of $79,486 surpasses the national median of $74,755 by $4,731—a 6.3% advantage. The county ranks solidly above the national average for household earnings.

Grand Traverse tops Michigan's income rankings

At $79,486, Grand Traverse's median household income significantly exceeds Michigan's state average of $64,304, outearning the state by nearly $15,000. The per capita income of $43,501 also ranks among the highest statewide, well above the state average of $35,451.

Grand Traverse dominates regional income rankings

Grand Traverse's $79,486 median household income substantially exceeds all comparable counties, outearning Genesee ($60,673) by $18,800 and Gratiot ($61,128) by $18,400. The county represents the regional income leader by a clear margin.

Higher incomes offset premium home values

Despite a median home value of $296,200—more than double most peer counties—Grand Traverse's 18.3% rent-to-income ratio remains within the healthy affordability range. Strong household earnings make even premium housing accessible relative to income.

Leverage Grand Traverse's earning power

Grand Traverse households earning the median $79,486 possess substantial capacity for investment and wealth building beyond basic housing costs. This positions residents to aggressively pursue retirement savings, diversified investments, and long-term financial goals.

Full income & jobs analysis on IncomeByCounty

Safety in Grand Traverse County

via CrimeByCounty

Grand Traverse Boasts Low Crime Rates

Grand Traverse County reports a total crime rate of 958.9 per 100,000, which is less than half the national average of 2,385.5. This earns the county a high safety score of 98.5. It stands out as a safe haven for residents and visitors alike.

Exceeding Michigan Safety Standards

With a safety score of 98.5, Grand Traverse outperforms the Michigan state average of 97.8. The county's crime rate is also significantly better than the state average of 1,371.8. Three reporting agencies manage the public safety of this growing region.

Regional Comparisons Show Grand Traverse is Safe

Grand Traverse is safer than neighbors like Gratiot County, which has a total crime rate of 1,418.1. It also maintains lower crime figures than Gladwin County. These statistics reinforce the county's reputation as one of Northern Michigan's safest residential areas.

Violent and Property Crime Analysis

The violent crime rate is 256.0 per 100,000, well below the national 369.8 mark. Property crime is also low at 702.9, compared to 2,015.7 nationally. This means the vast majority of crimes reported are non-violent and occur at rates much lower than average.

Keep Your Community Secure

Property crime remains the most likely issue for residents, even at these low rates. Simple measures like securing garages and using smart locks can further reduce risk. Supporting local law enforcement ensures Grand Traverse remains a top-tier safe community.

Full safety analysis on CrimeByCounty

Health in Grand Traverse County

via HealthByCounty

Grand Traverse leads Michigan health

At 78.7 years, Grand Traverse County's life expectancy nearly matches the U.S. average of 78.9—a remarkable outcome. Just 12.6% of residents report poor or fair health, the lowest rate among these eight counties and below the national 12% average.

Michigan's health performance leader

Grand Traverse outpaces Michigan's 76.3-year state average by 2.4 years, ranking among the state's healthiest counties. Its 5.7% uninsured rate—the lowest among the eight—beats Michigan's 6.4% average and ensures broad healthcare access.

Far ahead of surrounding counties

Grand Traverse's 78.7-year life expectancy significantly exceeds all neighboring counties, including Houghton (77.6), Gogebic (76.6), and Manistee County. Its 12.6% poor/fair health rate stands well below regional peers, reflecting superior overall wellness.

Provider abundance fuels excellence

Grand Traverse boasts 133 primary care providers and 567 mental health providers per 100,000 residents—the highest mental health capacity among all eight counties. This robust infrastructure, combined with just 5.7% uninsured, ensures residents access preventive and mental healthcare readily.

Maintain coverage excellence

Grand Traverse's low uninsured rate reflects strong healthcare engagement, but staying covered remains essential. Review your plan annually at healthcare.gov to ensure continuous protection and access to the region's excellent healthcare network.

Full health analysis on HealthByCounty

Schools in Grand Traverse County

via SchoolsByCounty

Robust Infrastructure in Traverse City

Grand Traverse County features a well-developed system of 31 public schools serving 12,234 students across 7 districts. The landscape is diverse, including 16 elementary schools and 8 high schools to support a growing population.

Exceptional Graduation and School Scores

The county excels with an 89.9% graduation rate, nearly 3 percentage points higher than the national average. Despite a lean per-pupil expenditure of $6,962, the composite school score of 53.4 is one of the highest in the region.

Traverse City Area Public Schools

Traverse City Area Public Schools (TCAPS) dominates the region, managing 16 schools and 8,689 students. Charter schools also play a significant role, with 5 campuses like Grand Traverse Academy making up 16.1% of all schools.

Large Town Schools Meet Rural Options

The county is split between 16 town-based and 15 rural schools, with an average enrollment of 408 students. West Senior High is the largest facility with 1,509 students, offering a comprehensive high school experience.

Home Buying in a Top-Tier District

Grand Traverse County is a premier destination for families prioritizing school performance and high graduation rates. Researching homes within the TCAPS or Kingsley Area boundaries can provide long-term value for your household.

Full schools analysis on SchoolsByCounty

Disaster Risk in Grand Traverse County

via RiskByCounty

Grand Traverse sits slightly above national average

Grand Traverse County's composite risk score of 65.65 places it in the "Relatively Low" category nationally, modestly above Michigan's state average of 49.56. The county faces meaningful but manageable exposure to floods, tornadoes, and wildfires. This profile is typical of northern Midwest counties with lakes and forest terrain.

Mid-range risk profile for Michigan

Grand Traverse ranks in the upper-middle tier of Michigan's 83 counties, with its 65.65 score exceeding the state average by about 16 points. Several counties like Genesee are far riskier, while many upper-peninsula and rural counties report lower exposure. Grand Traverse's position reflects its geography as a Great Lakes-region county with mixed hazard exposure.

Moderate risk in the northern Lower Peninsula

Grand Traverse's 65.65 score exceeds Gladwin County (40.27) and nearby Emmet County, but falls below Huron County (59.03) on the eastern shore. Regional variation reflects proximity to Lake Michigan and local topography; Grand Traverse's lakeside position creates unique flood and weather patterns. The county's risk profile is generally comparable to other northern Michigan lake communities.

Floods and tornadoes require attention

Flood risk of 57.95 and tornado risk of 43.03 are Grand Traverse's primary hazards, reflecting the county's exposure to spring runoff, lake-effect precipitation, and warm-season severe weather. Wildfire risk of 31.04 is moderate given the extensive forests in the region. All three hazards occur frequently enough to merit standard preparation and insurance.

Flood insurance and storm prep essential

Grand Traverse residents should carry separate flood insurance, particularly those in low-lying areas or near streams and the lakeshore. Ensure your homeowners policy covers wind and hail from thunderstorms, and consider reinforced garage doors if exposed to tornado-prone areas. Regular tree trimming around your home reduces wildfire and wind-damage risks.

Full disaster risk analysis on RiskByCounty

Weather & Climate in Grand Traverse County

via WeatherByCounty

Temperate Living in Northern Michigan

Grand Traverse County maintains an average annual temperature of 46.1°F, which is cool compared to the national median. The regional climate is heavily influenced by its proximity to Lake Michigan, which moderates temperature swings.

Slightly Warmer Than State Norms

Despite its northern position, the county’s 46.1°F average is slightly warmer than the Michigan state average of 45.7°F. This lake-moderated climate helps it stand out from colder, more landlocked northern counties.

Managing Significant Lake-Effect Snow

The county receives 101.0 inches of snow annually, which is significantly higher than many inland Michigan counties. Total annual precipitation averages 32.2 inches, trailing just behind the state average of 34.5 inches.

Four Distinct and Active Seasons

January temperatures average 22.6°F, but the lake-effect keeps the air from reaching extreme lows found further inland. July remains comfortable at 69.3°F with only 7 days of extreme heat reaching 90°F or higher.

Balance Snow Tools with Summer Gear

Reliable snow tires and winterized vehicles are essential for navigating the 101.0 inches of annual snowfall. HVAC systems should be rated for both cold winters and the occasional week of 90°F summer humidity.

Full weather & climate analysis on WeatherByCounty

Soil Quality in Grand Traverse County

via SoilByCounty

Gravelly Loams and Moderate Acidity

Grand Traverse County features gravelly sandy loam from the Alfisols taxonomic order. Its pH of 5.38 is slightly more neutral than the state average of 5.30 but remains more acidic than the national median.

Loose Texture for Rapid Drainage

A high sand content of 66.4% and low clay content of 8.2% make this soil easy to cultivate. This mix prevents water from pooling, which is vital for the region's famous fruit-bearing trees.

Five Times the National Organic Average

Organic matter stands at 10.09%, offering a fertile base for agriculture. The available water capacity of 0.149 in/in is lower than the state average, meaning the soil may dry out quickly without supplemental watering.

Ideal Drainage for Orchards

Classified as well drained and in hydrologic group B, these soils are perfect for sensitive root systems. This prevents 'wet feet' for cherry trees and provides stable ground for construction.

Orchards Thrive in Zone 5b

This county is a premier location for cherries and grapes due to its well-drained soils. Home gardeners in zone 5b can find great success with fruit trees and perennials.

Full soil quality analysis on SoilByCounty

Lawn Care in Grand Traverse County

via LawnByCounty

Standard Care in Grand Traverse

Grand Traverse County has a lawn difficulty score of 58.6, slightly trailing the state average of 60.1 but remaining easier than the national median. This Zone 5b region offers a temperate climate that is generally welcoming for traditional Michigan turf.

Dry Air and Moderate Summers

Annual precipitation of 32.2 inches is a bit lower than the state average, requiring homeowners to monitor moisture levels closely. The county enjoys a moderate 7 days of extreme heat, perfectly aligning with Michigan's statewide climate norms.

Gravelly Loam and Fast Drainage

The soil is a gravelly sandy loam that is 66.4% sand, leading to well-drained conditions that can dry out quickly. At a pH of 5.38, the soil is acidic and needs regular nutrient supplements to support thick grass cover.

Strategic Watering for Sandy Soil

There have been 16 weeks of drought over the past year, though conditions are currently stable. Because sandy loam loses water fast, residents should use mulch-mowing to keep moisture in the soil and reduce irrigation needs.

Leveraging the Long Fall Season

The frost-free window lasts from mid-May until mid-October, providing a generous period for establishment. Homeowners should choose sun-tolerant cool-season blends to handle the high sand content and potential summer dry spells.

Full lawn care analysis on LawnByCounty

Frequently Asked Questions

What is Grand Traverse County's county score?
Grand Traverse County, Michigan has a composite county score of 50.7 out of 100 on CountyScore. This score is calculated from a weighted average of available data dimensions including property tax, cost of living, income, safety, health, and schools.
How does Grand Traverse County rank among counties in Michigan?
Grand Traverse County ranks #34 among all counties in Michigan on CountyScore's composite ranking. Rankings are based on available data dimensions and updated as new data is added.
What are property taxes like in Grand Traverse County, Michigan?
The median annual property tax in Grand Traverse County is $2,900, with an effective tax rate of 0.98%. This earns Grand Traverse County a tax score of 39.7/100 on CountyScore (higher = lower taxes).
What is the median household income in Grand Traverse County?
The median household income in Grand Traverse County, Michigan is $79,486 per year according to U.S. Census Bureau data. Grand Traverse County earns an income score of 83.3/100 on CountyScore.
Is Grand Traverse County, Michigan a good place to live?
Grand Traverse County scores 50.7/100 on CountyScore's overall county ranking, ranking #34 in Michigan. The best way to evaluate Grand Traverse County is to compare individual dimension scores — property tax, cost of living, income, safety, health, and schools — based on your personal priorities. Use CountyScore to compare Grand Traverse County with other counties side by side.

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Data from U.S. Census Bureau ACS, FBI UCR, CDC, FEMA NRI, NCES, EPA SDWIS, NOAA — informational only.