Granville County

North Carolina · NC

#45 in North Carolina
67.4
County Score

County Report Card

About Granville County, North Carolina

Granville solidly above national benchmark

Granville County scores 71.2 on the composite index, significantly exceeding the national median of 50.0 and placing it in the 71st percentile nationally. This strong showing reflects balanced strength across measured dimensions compared to typical American counties. However, Granville falls 1.5 points below North Carolina's state average of 72.7, indicating slightly below-average performance within the state.

Near state average, reliable choice

At 71.2, Granville ranks just 1.5 points below North Carolina's state average of 72.7, positioning it in the upper-middle tier of NC counties. The county's near-average performance signals consistent livability without exceptional standouts or significant gaps. Granville represents a mainstream, dependable choice within the state.

Tax efficiency and solid household income

Granville excels with a Tax Score of 82.1, supported by a 0.719% effective tax rate among the lowest in the group, and an Income Score of 29.7 reflecting a median household income of $70,975. The Cost Score of 73.3 with $1,008/month rent and $235,700 median home value provides reasonable housing costs for the income level. This balanced combination creates strong financial stability for upper-middle-income households.

Data gaps limit complete assessment

Critical data on safety, health, schools, and environmental risk remain unavailable for Granville, preventing a full livability picture. These gaps are particularly important for families with school-age children or those prioritizing neighborhood safety. Prospective residents must investigate these factors independently before committing.

Ideal for upper-middle-income professionals

Granville County suits established professionals and families with above-average incomes seeking tax efficiency and moderate housing costs. The county's combination of strong incomes and favorable tax treatment appeals to those maximizing financial stability. However, families should verify school quality and neighborhood safety independently to ensure alignment with their priorities.

Score breakdown

5 dimensions have live data. 3 more coming as vertical sites launch.

Tax82.1Cost73.3SafetyComing SoonHealth66.2SchoolsComing SoonIncome29.7Risk40.7WaterComing Soon
🏛82.1
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty
🏠73.3
Cost of Living
Median rent, home values, and housing affordability
CostByCounty
💼29.7
Income & Jobs
Median household income and per capita earnings
IncomeByCounty
🛡Coming Soon
Safety
Violent and property crime rates per 100K residents
66.2
Health
Life expectancy, uninsured rates, and health access
HealthByCounty
🎓Coming Soon
Schools
Graduation rates, per-pupil spending, and attainment
40.7
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty
💧Coming Soon
Water Quality
EPA drinking water health violations and safety grades

Deep Dives

Granville County across the ByCounty Network

Detailed analysis from 5 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Granville County

via TaxByCounty

Granville taxes below national average

At 0.719%, Granville's effective tax rate sits below the national median of 0.86%, placing it roughly in the 40th percentile nationally. The median property tax of $1,694 reflects Granville's median home value of $235,700, approaching the national median of $281,900.

Granville near state average

Granville's effective rate of 0.719% closely mirrors North Carolina's average of 0.701%, making it a typical tax burden for the state. The median property tax of $1,694 is notably higher than the state average of $1,433, reflecting above-average home values in the county.

Granville competitive regionally

Granville's 0.719% rate ties Franklin County and sits below Forsyth (0.849%), Gaston (0.797%), and Greene (0.868%). Only Graham (0.540%) and Gates (0.777%) offer different tax profiles, positioning Granville as a moderate-tax county in the central Piedmont.

Typical Granville homeowner pays $1,694

With a median home value of $235,700 and an effective rate of 0.719%, the typical Granville homeowner pays $1,694 annually in property taxes. Homeowners with mortgages pay $1,910, while those without mortgages pay $1,386.

Reassess whether your tax bill is fair

Many Granville homeowners can reduce their tax bills through assessment appeals if properties are valued above market rates. Contacting the county assessor to review your valuation is a simple, cost-free way to check if you're overpaying.

Cost of Living in Granville County

via CostByCounty

Granville balances strong income and rent

Granville residents spend 17.0% of their $70,975 median income on $1,008 rent—well below the national average and among the best rates nationally. The county's above-average income and below-average rent ratio create genuine affordability for working families.

Above-average incomes, below-average burden

Granville's rent-to-income ratio of 17.0% beats North Carolina's state average of 18.6%, and its median income of $70,975 ranks well above state norms. The county ranks in the top tier of North Carolina affordability, competing with Franklin for best value.

Second only to Franklin in affordability

Granville's $1,008 rent and 17.0% ratio come close to Franklin's superior 16.6% ratio, while offering higher rent than Franklin's $988. Granville edges Forsyth (19.1%) and Gaston (19.9%) meaningfully, offering better affordability for comparable urban amenities.

Renters and owners share similar costs

Renters pay $1,008 monthly while homeowners pay $1,103 on incomes averaging $70,975, with renters enjoying slightly better affordability. Annual housing costs for renters total $12,100, a reasonable burden on this income level.

Excellent choice near Raleigh-Durham area

Granville offers the Raleigh-Durham region's best rent-to-income balance, combining strong incomes with controlled housing costs just north of the metro. Residents enjoy rural character with access to urban job markets—Franklin remains slightly more affordable, but Granville rivals it with more housing options.

Income & Jobs in Granville County

via IncomeByCounty

Granville approaches national income levels

Granville County's median household income of $70,975 ranks among North Carolina's highest, sitting just 5% below the national median of $74,755. The county demonstrates solid upper-middle income performance compared to U.S. averages.

Top earners in North Carolina

At $70,975, Granville's median household income ranks in the top tier of North Carolina counties, exceeding the state average of $61,072 by 16%. Per capita income of $33,166 sits near the state average, indicating relatively balanced wealth distribution.

Granville leads peer counties

Granville's $70,975 rivals Franklin County ($71,386) for the highest income in the region while substantially outpacing Edgecombe ($48,480) and Greene ($50,904). The county's economic strength positions it as a regional income leader.

Healthy housing affordability

Granville's rent-to-income ratio of 17.0% sits well below the 20% affordability threshold, indicating strong purchasing power for housing. A median home value of $235,700 remains accessible to median-income households with conventional financing.

Invest for long-term prosperity

Granville households earning $70,975 can comfortably save 20% annually ($14,195) while maintaining quality of life. Diversified index fund investing, real estate appreciation, and employer retirement matching create multiple pathways to generational wealth.

Health in Granville County

via HealthByCounty

Granville exceeds U.S. health benchmarks solidly

Granville County's life expectancy of 75.6 years exceeds the U.S. average of 76.1 years by nearly the same margin—strong performance for a rural county. However, 19.1% of residents report poor or fair health, moderately above national norms. The county demonstrates solid foundational health outcomes despite some chronic disease burden.

Above state average, competitive statewide

At 75.6 years, Granville's life expectancy exceeds North Carolina's state average of 74.4 years by 1.2 years, placing it in the upper half of county rankings statewide. The 19.1% poor/fair health rate is slightly above state norms, suggesting manageable but present chronic disease challenges. Granville ranks among North Carolina's better-performing counties overall.

Health leader in Piedmont-Triangle region

Granville's 75.6-year life expectancy outperforms neighboring Franklin (76.3, a close call) and significantly exceeds Vance (76.1 years) and Warren (74.8 years), positioning it as a health leader in the region. Its 19.1% poor/fair health rate is higher than some peers, suggesting room for improvement despite excellent life expectancy. Granville's strong life expectancy reflects comprehensive healthcare quality in the county.

Strong mental health services, adequate primary care

Granville offers 52 primary care providers per 100K residents—solid by state standards—and leads comparison counties with 396 mental health providers per 100K, ensuring robust behavioral health access. The uninsured rate of 12% is just below the state average of 12.5%, indicating strong coverage overall. This provider capacity and coverage combination supports Granville's strong health metrics.

Maintain coverage momentum during enrollment

Granville's 12% uninsured rate is already near the state average, reflecting strong community coverage success, but every uninsured resident still faces health risks. During annual enrollment periods, use healthcare.gov and the NC Health Insurance Marketplace to ensure continuous, affordable coverage for your household. Sustaining Granville's coverage momentum will support continued strong health outcomes.

Disaster Risk in Granville County

via RiskByCounty

Granville County faces moderate disaster risk

Granville County's composite risk score of 59.35 sits below the North Carolina state average of 66.72 but above the national average, earning a "Relatively Low" rating. The county's central Piedmont location exposes it to tornadoes and hurricanes while providing protection from extreme flooding and earthquakes. Granville residents face manageable but meaningful natural disaster exposure.

Granville ranks safely in middle tier

With a composite score of 59.35, Granville County positions itself below the North Carolina average of 66.72, placing it in the safer half of the state's counties. The county's tornado risk (67.94) and hurricane risk (85.44) reflect typical North Carolina exposure patterns, while floods (65.24) and earthquakes (62.12) remain moderate. Granville offers residents below-average statewide risk without exceptional safety.

Granville sits safely below higher-risk peers

Granville's score of 59.35 trails higher-risk neighbors like Edgecombe County (76.37) and Gaston County (84.86), while exceeding safer alternatives like Franklin County (51.72). This middling position places Granville in the Piedmont's safer tier, though elevated compared to western mountain counties. The county offers moderate disaster risk appropriate for regional comparison.

Hurricanes and tornadoes require preparation

Granville County's most significant threats come from hurricanes (85.44) and tornadoes (67.94), reflecting North Carolina's broad exposure to these phenomena. Floods (65.24) and earthquakes (62.12) present additional but secondary risks, while wildfire exposure (35.31) remains minimal. These primary hazards should guide your insurance and preparedness planning.

Solid coverage protects your investment

Granville County's moderate risk profile calls for a comprehensive homeowners policy with robust tornado and wind coverage, supplemented by flood insurance if your property sits in a mapped flood zone. The county's relatively moderate earthquake exposure may not warrant a separate earthquake policy for most residents, though mountain-adjacent properties should evaluate that risk. Review your coverage annually to ensure alignment with your home's value and location within the county.

ByCounty Network

Data from U.S. Census Bureau ACS, FBI UCR, CDC, FEMA NRI, NCES, EPA SDWIS — informational only.