countyscore
57.6
County Score
Water Quality 86Soil Quality 85.4Health 83.8

County Report Card

About Hamilton County, Iowa

Consistency Above the National Median

Hamilton County earns a composite score of 57.6, comfortably exceeding the national median of 50.0. This score reflects a reliable standard of living that avoids major national pitfalls. It offers a solid, middle-class American experience with better-than-average services.

Solid Standing Among Iowa Counties

Hamilton County’s score of 57.6 is slightly higher than the Iowa state average of 55.6. It maintains a competitive edge in central Iowa, particularly through its health and water services. It is a stable, reliable performer that meets the high expectations of Iowa residents.

Pure Water and Strong Wellness

Hamilton County excels with a Water Score of 86.0 and a Health Score of 83.8. It also supports a prosperous population, with an Income Score of 70.8 and a median household income of $71,750. These pillars create a high standard for physical and financial well-being.

Tax Burdens and Housing Costs

A Tax Score of 18.5 and a Cost Score of 49.5 are the primary challenges for residents. The effective tax rate of 1.366% is higher than many regional peers, and median rent sits at $853. Lowering these costs could help the county attract more young workers and families.

A Stable Choice for Established Workers

Hamilton County is best suited for established workers and families who value health and income stability. With home values at $132,300, it remains very affordable for those with steady incomes. It provides a healthy, high-income environment for those willing to navigate a slightly higher tax load.

Score breakdown

Tax18.5Cost49.5Safety62.1Health83.8Schools67.4Income70.8Risk57.1Water86Weather47.3
🏛18.5
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty →
🏠49.5
Cost of Living
Median rent, home values, and housing affordability
CostByCounty →
💼70.8
Income & Jobs
Median household income and per capita earnings
IncomeByCounty →
🛡62.1
Safety
Violent and property crime rates per 100K residents
CrimeByCounty →
❤83.8
Health
Life expectancy, uninsured rates, and health access
HealthByCounty →
🎓67.4
Schools
Graduation rates, per-pupil spending, and attainment
SchoolsByCounty →
⚡57.1
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty →
💧86
Water Quality
EPA drinking water health violations and safety grades
WaterByCounty →
🌤47.3
Weather & Climate
Average temperatures, precipitation, and extreme weather events
WeatherByCounty →
🪨85.4
Soil Quality
Soil composition, pH, drainage, and organic matter content
SoilByCounty →
🌱82.9
Lawn Care
Lawn difficulty score based on climate, soil, and grass suitability
LawnByCounty →
🛒
Farmers Markets
Local market density, SNAP/EBT acceptance, and product variety
MarketsByCounty →
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Nearby counties

Wright County
Iowa
59.7
Hardin County
Iowa
48.1
Webster County
Iowa
41.6
Boone County
Iowa
57.8
Story County
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Franklin County
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Humboldt County
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Greene County
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58.4

Deep Dives

Hamilton County across the ByCounty Network

Detailed analysis from 10 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Hamilton County

via TaxByCounty

Hamilton moderately below national

Hamilton County's effective rate of 1.366% sits below the national median of 1.57%, placing it around the 42nd percentile. The median tax of $1,807 represents 67% of the national median of $2,690.

Slightly above Iowa average

Hamilton County ranks 62nd among Iowa's 99 counties with a 1.366% effective rate just above the state average of 1.344%. Its median tax of $1,807 falls $353 below the state median.

Mid-tier among region's counties

Hamilton County's rate ranks it between Guthrie County (1.325%) and Floyd County (1.391%), placing it in the regional middle. It significantly underperforms compared to Greene County (1.197%) and Grundy County (1.069%).

Annual tax on $132,300 home

The median Hamilton County home is valued at $132,300, generating an annual property tax of $1,807. With a mortgage, homeowners pay $1,750; without, $1,859.

Free assessments appeals available

Hamilton County homeowners should review their assessed values against current market sales—overassessment is common statewide. Filing a free appeal costs nothing and could reduce your tax bill if warranted.

Full property tax analysis on TaxByCounty

Cost of Living in Hamilton County

via CostByCounty

Hamilton County matches national affordability

Hamilton County residents spend 14.3% of household income on rent—slightly above the national average—with median incomes of $71,750. At $853 monthly, the median rent is moderate, though the income-to-cost ratio is tighter than ideal.

Slightly above average for Iowa

Hamilton's 14.3% rent-to-income ratio slightly exceeds Iowa's 14.1% state average, positioning it near the statewide middle ground. The county ranks in the moderate affordability band across Iowa's counties.

Mid-range costs among the eight counties

Hamilton's median rent of $853 ranks mid-high regionally, slightly above Fayette ($813) but lower than only Guthrie ($823) and above all others. However, Hamilton's median income of $71,750 is competitive, making the housing burden manageable.

Solid income supports moderate housing

Hamilton households earn $71,750 annually while paying $853 in rent or $846 for homeownership, with median home values of $132,300. The ratio is reasonable for the income level, though renters dedicate a noticeable share to housing.

Hamilton offers middle-ground affordability

If you're relocating to rural Iowa with near-median income, Hamilton County delivers balanced affordability without the premium costs of Guthrie or Grundy. Your budget finds equilibrium between housing and other expenses here.

Full cost of living analysis on CostByCounty

Income & Jobs in Hamilton County

via IncomeByCounty

Hamilton Falls Below National Median

Hamilton County's median household income of $71,750 trails the national median of $74,755 by 4%. While the gap is narrow, it reflects the economic pressures facing Iowa's smaller rural counties.

Slightly Below Iowa Average

Hamilton's $71,750 median income falls just shy of Iowa's state average of $69,830, placing it in the middle range of Iowa counties. Per capita income of $38,075 slightly exceeds the state average of $37,136.

Middle Performer Regionally

Hamilton's $71,750 income ranks in the middle of this county cluster, outpacing Franklin at $63,648 but trailing Grundy's $83,617 and Guthrie's $79,981. The county shows moderate economic strength.

Moderate Housing Affordability

Hamilton's rent-to-income ratio of 14.3% indicates housing costs consume a reasonable share of household earnings. With a median home value of $132,300, homeownership requires planning but is achievable.

Consistent Saving Builds Long-Term Wealth

Hamilton households earning $71,750 should prioritize employer retirement benefits and establish automatic savings transfers to investment accounts. Even disciplined saving of $300–$400 monthly can generate substantial wealth over time.

Full income & jobs analysis on IncomeByCounty

Safety in Hamilton County

via CrimeByCounty

Hamilton County Remains Below National Rates

Hamilton County reports a total crime rate of 874.6 per 100K, which is significantly lower than the national 2,385.5. It currently holds a safety score of 98.6.

Strong Safety Relative to Iowa Standards

Hamilton County’s safety score of 98.6 is higher than the Iowa state average of 98.3. This indicates a secure environment compared to many other parts of the state.

Comparing Rates with Neighboring Counties

Hamilton’s crime rate of 874.6 is almost identical to Floyd’s 871.8. However, it sees more activity than nearby Franklin County, which reports a lower 389.4 rate.

Property Crime Is the Primary Focus

Property crime in Hamilton is 674.3 per 100K, while violent crime is 200.3. Both metrics are lower than national averages, and violent crime is just under the state average of 216.5.

Smart Security for Hamilton Residents

Visible security cameras and well-lit driveways help keep property crime rates low. Staying informed about local trends helps residents maintain the county's strong safety profile.

Full safety analysis on CrimeByCounty

Health in Hamilton County

via HealthByCounty

Life expectancy matches U.S. average

Hamilton County residents live an average of 77.2 years, just below the U.S. average of 78.9 years by 1.7 years, reflecting middle-of-the-road national health performance. With 14.5% of adults reporting poor or fair health, the county sits on the favorable side of regional trends, suggesting residents manage chronic disease reasonably well. This baseline offers a foundation for targeted improvements.

Slightly below Iowa's life expectancy average

Hamilton County's 77.2-year life expectancy is just 0.5 years below Iowa's 77.7-year state average, placing it near the middle of the state's county rankings. Its favorable 14.5% poor/fair health rate suggests residents perceive themselves as relatively healthy, indicating the life expectancy gap may reflect factors beyond subjective health perceptions. Small improvements in mortality prevention could help meet the state benchmark.

Mid-range performer regionally

Hamilton County's 77.2-year life expectancy ranks it just below Fayette (77.1 years) and above Floyd (76.7 years), placing it squarely in the region's middle tier. Its 14.5% poor/fair health rate ties with Guthrie and exceeds both Grundy and Fremont, suggesting residents enjoy decent perceived wellness despite the moderate lifespan. Regional collaboration could help lift all communities toward Grundy's exemplary outcomes.

Strong mental health resources, adequate primary care

Hamilton County offers 27 primary care providers per 100,000 residents—a respectable level for rural Iowa—and impressively high mental health coverage at 82 providers per 100K. The 5.2% uninsured rate is just below the state average, meaning most residents can access both physical and mental health services when needed. This balanced provider mix positions the county well for comprehensive care.

Get insured and stay healthy

Hamilton County's 5.2% uninsured rate is near the state average; if you're without coverage, visit Healthcare.gov or contact Iowa Medicaid to enroll and tap the county's strong mental and primary care networks. Insurance opens the door to preventive care that can keep you and your family healthy for years to come.

Full health analysis on HealthByCounty

Schools in Hamilton County

via SchoolsByCounty

Educational Hub of Hamilton County

Hamilton County educates 2,501 students within eight public schools across three districts. The framework includes five elementary schools, one middle school, and two high schools.

High Graduation and Solid Performance

Hamilton County reports a strong 93.0% graduation rate, beating both state and national averages. The county invests $7,796 per student, resulting in a school score of 56.8 that outpaces the state median of 56.0.

Webster City as the District Anchor

The Webster City Community School District serves 1,731 students across five schools, making it the largest in the county. South Hamilton and Stratford districts provide smaller alternatives, with no charters present in the area.

A Mix of Town and Rural Learning

Schools are split evenly between four town and four rural settings, with an average enrollment of 313. Webster City High School is the largest with 547 students, while Stratford Elementary is the smallest with just 80 students.

Strong Schools in Every Setting

Whether you prefer a town home or a rural estate, Hamilton County offers high-performing schools for all residents. Take advantage of the 93% graduation rate by finding your next home in this high-achieving county.

Full schools analysis on SchoolsByCounty

Disaster Risk in Hamilton County

via RiskByCounty

Hamilton faces moderate US risk

Hamilton County's composite risk score of 42.91 sits modestly above the national average, earning a "Relatively Low" rating. The county experiences above-typical natural disaster exposure for an American county, though overall risk remains manageable.

Above-average for Iowa

Hamilton County scores 42.91 against Iowa's 39.68 state average, placing it among the higher-risk counties statewide. The county faces more natural hazard exposure than most of its peers across Iowa.

Higher-risk central Iowa county

Hamilton County's 42.91 score ranks it riskier than nearby Guthrie (26.53) and Grundy (13.14) counties, approaching the risk level of Fayette (50.89) to the east. It represents the highest-risk county in its immediate west-central region.

Tornado and flood lead threats

Tornado risk scores 64.79 in Hamilton County, making it the dominant hazard residents face. Flood risk at 41.03 follows closely, creating a water and wind threat environment requiring comprehensive household preparedness.

Secure flood and tornado coverage

Hamilton County residents should maintain homeowners insurance with explicit tornado and wind coverage, plus obtain flood insurance through the National Flood Insurance Program given the county's 41.03 flood risk score. Identify a basement safe room and create a flood response plan focusing on evacuation routes and property protection.

Full disaster risk analysis on RiskByCounty

Weather & Climate in Hamilton County

via WeatherByCounty

A cold northern interior climate

Hamilton County is one of the cooler spots in the region, with an annual average of 46.1°F. Its 36.6 inches of precipitation aligns closely with national and state medians.

Colder than the Iowa average

At 46.1°F, Hamilton County is nearly two degrees colder than the state average of 48.0°F. Its 36.6 inches of annual precipitation is just above the Iowa norm of 36.1 inches.

Consistently colder than western neighbors

Hamilton is notably cooler than Greene County’s 47.8°F average. Its 30.4 inches of snowfall is also significantly lower than Fayette County’s 40.2 inches.

Deep winter freezes and mild heat

January is very cold with an average of 16.6°F, contributing to 30.4 inches of snow. Extreme heat is limited, with only 13 days per year reaching the 90°F threshold.

Winterize for the long haul

With a winter average of only 20.0°F, high-quality insulation and heating are paramount. Residents should also be prepared for over 30 inches of snow throughout the season.

Full weather & climate analysis on WeatherByCounty

Soil Quality in Hamilton County

via SoilByCounty

Hamilton's Elite Agricultural Score

Hamilton County boasts a staggering soil score of 85.4, one of the highest in the region. Its pH of 6.57 is nearly perfect for nutrient availability, sitting just above the 6.5 national median.

Balanced Mix of Sand and Clay

The soil contains 35.3% sand and 38.4% silt, providing a versatile and porous growing medium. With 24.5% clay, the soil has the perfect amount of body to hold its shape and retain nutrients.

Extraordinary Organic Riches

At 6.79%, the organic matter content is more than triple the national average and far above the state average. This is paired with a high water capacity of 0.201 in/in, making this some of the most fertile land in Iowa.

Natural Strength and Water Management

While specific drainage classes are not recorded, the high soil score suggests superior natural performance. The exceptional organic load acts as a sponge, managing moisture levels effectively for any crop.

Unmatched Growing Potential in Zone 5a

The Zone 5a climate and elite soil quality allow for legendary harvests of corn, soybeans, and vegetables. Whether you are a farmer or a hobbyist, this soil is a dream to plant in.

Full soil quality analysis on SoilByCounty

Lawn Care in Hamilton County

via LawnByCounty

Hamilton County's Top-Tier Lawns

Hamilton County scores an impressive 82.9 on the lawn difficulty scale, significantly easier than the state average of 77.2. Its zone 5a designation provides the classic cool climate that Midwestern grasses love. It is one of the most favorable counties in the state for effortless turf management.

Cooler Seasons and Steady Rain

A lower growing degree day count of 2678 means a slightly shorter but very manageable growing season. With 36.6 inches of rain and only 13 heat days, your lawn is less likely to scorch in the summer sun. This climate allows for a very consistent mowing schedule throughout the year.

Strong Chemical Soil Balance

A pH of 6.57 is nearly ideal for a vibrant, green lawn. While texture and drainage data are limited, the 24.5% clay content helps with nutrient and water storage. Lawns here generally respond very well to standard fertilization programs.

Exceptional Drought Stability

Hamilton County recorded zero weeks in drought over the last year and currently has 0% drought coverage. This is a rare advantage that minimizes the need for supplemental irrigation. Your main concern here will be proper drainage rather than coping with dry spells.

Timing Your Hamilton Harvest

Perennial Ryegrass and Bluegrass blends thrive in this cool, stable environment. Wait until after the May 3rd spring frost to begin any major seeding or renovation projects. The fall frost arrives early on October 2nd, so finish your autumn fertilizing by mid-September.

Full lawn care analysis on LawnByCounty

Frequently Asked Questions

What is Hamilton County's county score?
Hamilton County, Iowa has a composite county score of 57.6 out of 100 on CountyScore. This score is calculated from a weighted average of available data dimensions including property tax, cost of living, income, safety, health, and schools.
How does Hamilton County rank among counties in Iowa?
Hamilton County ranks #55 among all counties in Iowa on CountyScore's composite ranking. Rankings are based on available data dimensions and updated as new data is added.
What are property taxes like in Hamilton County, Iowa?
The median annual property tax in Hamilton County is $1,807, with an effective tax rate of 1.37%. This earns Hamilton County a tax score of 18.5/100 on CountyScore (higher = lower taxes).
What is the median household income in Hamilton County?
The median household income in Hamilton County, Iowa is $71,750 per year according to U.S. Census Bureau data. Hamilton County earns an income score of 70.8/100 on CountyScore.
Is Hamilton County, Iowa a good place to live?
Hamilton County scores 57.6/100 on CountyScore's overall county ranking, ranking #55 in Iowa. The best way to evaluate Hamilton County is to compare individual dimension scores — property tax, cost of living, income, safety, health, and schools — based on your personal priorities. Use CountyScore to compare Hamilton County with other counties side by side.

ByCounty Network

🏛Property Tax🏠Cost of Living💼Income & Jobs🛡Safety❤Health🎓Schools⚡Disaster Risk💧Water Quality🌤Weather & Climate🪨Soil Quality🌱Lawn Care🛒Farmers Markets

Data from U.S. Census Bureau ACS, FBI UCR, CDC, FEMA NRI, NCES, EPA SDWIS, NOAA — informational only.