CountyScore

Humphreys County

Tennessee · TN

#44 in Tennessee
70.6
County Score

County Report Card

About Humphreys County, Tennessee

Strong performer well above national baseline

Humphreys County scores 77.7, nearly 28 points above the national median of 50.0, indicating a county with materially better livability conditions than the typical American location. This above-average performance spans tax policy and housing affordability.

Among Tennessee's better counties

Humphreys County's score of 77.7 exceeds the Tennessee state average of 76.3 by 1.4 points, placing it solidly in the upper tier of counties statewide.

Lowest tax burden in the entire group

Humphreys County leads with a tax score of 88.8 and an effective tax rate of just 0.479%, the lowest among all eight counties reviewed. Combined with a cost score of 83.2 and median home values of $186,900, it offers strong value for homeowners seeking tax relief.

Income scores remain modest statewide

The income score of 22.1 reflects a median household income of $59,333, respectable but not exceptional compared to state and national trends. Critical dimensions including safety, health, schools, and environmental conditions await data completion.

Best fit for tax-conscious homeowners

Humphreys County appeals most to homeowners and families seeking the lowest possible tax burden paired with stable housing costs and moderate incomes. It represents an efficient balance between fiscal responsibility and housing value.

Score breakdown

5 dimensions have live data. 3 more coming as vertical sites launch.

Tax88.8Cost83.2SafetyComing SoonHealth58SchoolsComing SoonIncome22.1Risk51.8WaterComing Soon
🏛88.8
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty →
🏠83.2
Cost of Living
Median rent, home values, and housing affordability
CostByCounty →
💼22.1
Income & Jobs
Median household income and per capita earnings
IncomeByCounty →
🛡Coming Soon
Safety
Violent and property crime rates per 100K residents
❤58
Health
Life expectancy, uninsured rates, and health access
HealthByCounty →
🎓Coming Soon
Schools
Graduation rates, per-pupil spending, and attainment
⚡51.8
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty →
💧Coming Soon
Water Quality
EPA drinking water health violations and safety grades

Explore this county

Property Taxtaxbycounty.comCost of Livingcostbycounty.comIncomeincomebycounty.com
Compare Humphreys County with another county →

Counties with similar scores

Fremont County
Colorado
70.6
Median income: $61,027
Chattahoochee County
Georgia
70.6
Median income: $59,221
Jones County
Georgia
70.6
Median income: $68,259
Jerome County
Idaho
70.6
Median income: $69,338
Jefferson County
Indiana
70.6
Median income: $59,987

Deep Dives

Humphreys County across the ByCounty Network

Detailed analysis from 5 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Humphreys County

via TaxByCounty

Humphreys ranks among the lowest

Humphreys County's 0.479% effective tax rate places it in the bottom 15% of U.S. counties, significantly below the national median of 0.71%. Annual property taxes of $895 on a median home represent just one-third the national median bill of $2,690.

Below Tennessee's state average

At 0.479%, Humphreys County ranks below Tennessee's 0.511% state average, placing it among the lower-taxed counties statewide. The median annual tax of $895 runs $121 below the state average of $1,016.

Among the lightest-taxed neighbors

Humphreys County's 0.479% rate is the lowest among its immediate neighbors, beating Jackson County (0.496%), Houston County (0.574%), and Hickman County (0.567%). Only within the broader region does Lake County's 0.708% rate exceed Humphreys considerably.

What your $186,900 home costs

The median Humphreys County homeowner pays approximately $895 annually on their property tax bill. Including mortgage-related costs, that total rises to about $989 per year.

Consider appealing your assessment

Even in lower-tax counties, reassessments can be incorrect. Humphreys County residents can file a free appeal with the assessor if they believe their property's value is too high.

Full property tax analysis on TaxByCounty

Cost of Living in Humphreys County

via CostByCounty

Humphreys rents sit comfortably below national median

Humphreys County residents spend 16.8% of income on rent, modestly below the national average of around 17%. At $830/month rent and $59,333 median household income, the county offers steady rental affordability slightly better than the national norm.

Better than Tennessee average, middle tier overall

Humphreys's 16.8% rent-to-income ratio sits below Tennessee's 17.6% state average, placing it in the state's more affordable half. The median rent of $830 remains close to the state average of $860, reflecting fairly typical rural Tennessee housing costs.

Moderate costs, outpaced by Houston and Johnson

Humphreys's $830 rent falls between Houston County ($685) and Hickman County ($877), while its 16.8% ratio trails both Johnson (14.7%) and Houston (15.1%). Compared to Jefferson County's higher costs, Humphreys offers a middle ground for rural renters.

Rent consumes 16.8%, ownership costs 13.7%

Renters in Humphreys dedicate 16.8% of the $59,333 median income to $830/month rent, while homeowners invest 13.7% in monthly owner costs ($679/month). The $186,900 median home value requires about 3.1 years of gross household income, a reasonable hurdle for buyers.

Humphreys balances affordability and rural living

Moving to Humphreys puts you in Tennessee's middle tier for housing costs—cheaper than Knox or Jefferson, but not quite as low as Houston or Johnson. This county suits those seeking solid rural affordability without extreme trade-offs in housing selection.

Full cost of living analysis on CostByCounty

Income & Jobs in Humphreys County

via IncomeByCounty

Humphreys income trails U.S. by 20.7%

Humphreys County's median household income of $59,333 falls short of the national median of $74,755, a gap of $15,422. This reflects nationwide trends favoring metro and high-skill employment centers over rural counties.

Slightly above Tennessee's state median

At $59,333, Humphreys exceeds Tennessee's state average of $58,994 by just $339, placing it near the statewide middle for county income rankings. Per capita income of $30,868 slightly trails the state's $31,458 average.

Upper end of rural income cluster

Humphreys County's $59,333 ranks highest among its immediate rural neighbors, outpacing Hickman ($57,223), Houston ($54,475), and Jackson ($41,475). This modest advantage reflects slightly stronger agricultural and small-business activity.

Housing costs stay reasonable

At 16.8%, Humphreys' rent-to-income ratio indicates housing is affordable, consuming less than one-sixth of typical household earnings. The median home value of $186,900 aligns well with local income levels.

Position yourself for advancement

Humphreys residents with stable employment should prioritize emergency savings and education investments to break income stagnation trends. Professional certifications, skill development, and entrepreneurship can unlock higher earning potential in rural markets.

Full income & jobs analysis on IncomeByCounty

Health in Humphreys County

via HealthByCounty

Humphreys County lags U.S. life expectancy by 3 years

Humphreys County's 71.5-year life expectancy falls roughly 3 years below the national average of 74.5 years. Nearly one in four residents (24.0%) report poor or fair health, significantly exceeding the 17.8% national benchmark. These disparities underscore stubborn health challenges in the county.

Ranking 65th among Tennessee counties

Humphreys County's 71.5-year life expectancy sits 0.9 years below Tennessee's 72.4-year state average. At 24.0%, the county's poor/fair health rate is among the worst in the state, exceeding the average by 5.9 percentage points. This places Humphreys in the lower tier statewide.

Worst health outcomes in the immediate region

Humphreys County's 24.0% poor/fair health rate is the highest among neighboring counties, surpassing Houston (22.1%) and Hickman (22.2%). Its life expectancy of 71.5 years lags Jefferson County's 72.9 years but exceeds Hickman's 69.9 years. The county's 12.5% uninsured rate is better than neighbors but access to primary care (16 per 100K) is strained.

Provider shortage compounds healthcare challenges

One in eight Humphreys County residents (12.5%) lack health insurance, leaving them vulnerable to medical debt and delayed care. With just 16 primary care providers per 100K—among the lowest in the region—many residents struggle to find timely appointments. Limited mental health capacity (52 per 100K) adds to access barriers.

Affordable coverage is available to you

Don't let lack of insurance prevent you from seeking care—Tennessee offers multiple pathways to coverage. Visit healthcare.gov or call 1-800-318-2596 to explore Marketplace plans and check Medicaid eligibility based on your income. One call could transform your family's health security.

Full health analysis on HealthByCounty

Disaster Risk in Humphreys County

via RiskByCounty

Humphreys sits just below state average

Humphreys County scores 48.25 on the composite risk scale, placing it slightly below Tennessee's state average of 52.45 and in the relatively low category nationally. This positioning reflects moderate, balanced hazard exposure across multiple disaster types.

Moderate risk among Tennessee counties

Humphreys County ranks in the middle tier of Tennessee's 95 counties with a score of 48.25, just beneath the state average. The county faces more natural hazard exposure than Houston or Jackson counties but significantly less than high-risk areas like Knox County.

Slightly riskier than Hickman County

Humphreys County (48.25) edges above Hickman County (47.17), its neighbor to the west, with notably higher hurricane risk (41.84 vs. 29.50) and earthquake risk (84.80 vs. 82.22). Both counties share similar tornado exposure in the low-80s range.

Earthquakes and tornadoes dominate

Humphreys County faces significant earthquake risk (84.80) and tornado risk (74.62), both well above the national average and requiring serious preparedness planning. Flood risk remains moderate at 45.99, while wildfire exposure stays low at 10.78.

Bundle coverage for multiple hazards

Homeowners in Humphreys County should verify tornado and wind coverage in their policies while adding separate earthquake protection given the county's 84.80 earthquake score. Multi-hazard preparedness—including safe rooms and emergency supplies—is essential for this county's risk profile.

Full disaster risk analysis on RiskByCounty

ByCounty Network

🏛Property Tax🏠Cost of Living💼Income & Jobs🛡Safety❤Health🎓Schools⚡Disaster Risk💧Water Quality

Data from U.S. Census Bureau ACS, FBI UCR, CDC, FEMA NRI, NCES, EPA SDWIS — informational only.