Cost of Living in Kalawao County
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HI
#5 in HawaiiCounty Report Card
Kalawao County carries a composite score of 44.8, which is lower than the national median of 50.0. Its unique geographic and administrative status results in specialized data trends compared to the rest of the country.
With a score of 44.8, Kalawao ranks last in the state, falling behind the Hawaii average of 47.3. The county lacks sufficient data for tax, safety, and water scores, which limits its overall composite performance.
The county achieves a near-perfect risk score of 99.9, suggesting it is highly insulated from typical natural disasters. Residents also enjoy a high income score of 89.5, with a median household income of $86,250.
A health score of 59.7 is significantly lower than its state peers, indicating fewer medical resources. Affordability also remains a concern, as the cost score sits at a low 11.4.
Kalawao is a niche destination for those who prioritize environmental stability and high earnings above all else. It is best for residents who do not require frequent access to extensive health or educational infrastructure.
How Kalawao County compares to the national average across nine baseline dimensions
Kalawao County scores above average across most dimensions. It's a well-balanced county with particular strength in Disaster Risk (99.9/100).
Whether buying or refinancing in Kalawao County, compare rates from top lenders to find the best deal.
Median Home Price
N/A
Median Rent
$1,271/mo
National median: $877/mo
Income Needed (home)
N/A/yr
28% front-end rule
Income Needed (rent)
$50,840/yr
30% rent rule
Data from Federal Reserve (FRED), U.S. Department of Education College Scorecard, and CMS NPPES.
Deep Dives
Detailed analysis from 4 data dimensions — each powered by a dedicated ByCounty site.
via CostByCounty
via IncomeByCounty
Kalawao County's median household income of $86,250 runs 15% above the U.S. median of $74,755, placing it firmly in the upper-income tier nationally. This strong performance is notable given Kalawao's small population and isolated geographic position on Molokai.
Kalawao County ranks fourth among Hawaii's five counties in median household income at $86,250, trailing the state average of $91,283 by about 5%. As the state's least populous county (approximately 7,000 residents), it shows modest income relative to Honolulu and Maui but exceeds Hawaii County.
Kalawao County's $86,250 income falls between Hawaii County ($77,215) and Kauai County ($93,612), reflecting the economic realities of smaller island populations and limited employment diversity. Geographic isolation and limited business infrastructure contribute to lower incomes compared to Honolulu and Maui.
Kalawao County boasts the state's lowest rent-to-income ratio at 18.1%, meaning housing costs consume less than one-fifth of household earnings. Limited home value data is available, but this ratio suggests housing affordability is most manageable here relative to other Hawaiian counties.
Kalawao County residents earning $86,250 enjoy lower housing burdens than peers statewide, freeing up income for savings and investments. Consider directing rent savings into retirement accounts and diversified portfolios to build long-term wealth despite limited local investment services—online platforms can bridge geographic distance.
via HealthByCounty
via LawnByCounty
While specific difficulty scores are not tracked here, the environment presents distinct challenges compared to the national average of 50.0. The remote nature of the county makes self-sufficient organic lawn care a practical necessity.
Climate data like growing season length is not explicitly provided, but the tropical location ensures that plant growth never truly stops. This means your mowing and trimming tasks remain consistent throughout every month of the calendar.
Standard soil metrics like texture and drainage class are currently unavailable for this specific area. Gardeners should focus on adding compost and organic fertilizers to improve whatever soil structure is present on their property.
The county is largely stable, with 0.0% of the area in severe drought and 7.7% classified as abnormally dry. Despite 44 weeks of drought over the last year, the local environment generally provides enough moisture for well-established lawns.
Centipede grass or Bermuda are sturdy options that can handle the local conditions with minimal intervention. With no frost dates to worry about, you can establish new turf whenever the local rains are most consistent.
Data from U.S. Census Bureau ACS, FBI UCR, CDC, FEMA NRI, NCES, EPA SDWIS, NOAA — informational only.