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Lafayette County, Mississippi — County Report Card

MS

#56 in Mississippi

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Property TaxCost of LivingIncome & JobsSafetyHealthSchoolsDisaster RiskWater QualityWeather & ClimateSoil QualityLawn CareFarmers MarketsView on Map
43.6
County Score
Property Tax 69.4Water Quality 53.2Weather & Climate 53.1

County Report Card

About Lafayette County, Mississippi

Searching for National Balance

Lafayette County scores a 43.6, which is below the national median of 50.0. High costs of living drag down its overall ranking despite strong local economic numbers.

A High-Income State Outlier

Though below the state average score of 48.4, the county is an economic leader with a median household income of $64,334. Its low overall score is primarily due to the state's affordability crisis in this specific area.

Economic Vitality and Low Taxes

The Income Score of 51.4 is among the best in the region, supported by thriving local industries. Residents also enjoy a favorable tax environment with a 69.4 Tax Score.

High Cost of Living

A Cost Score of 25.6 highlights a significant affordability barrier, as median home values reach $260,500. Rents are also high for the state, averaging $1,091 per month.

Best for Professionals and Academics

Lafayette suits high-earning professionals who value economic growth over low housing prices. It is the premier choice for those seeking a more urbanized, affluent Mississippi experience.

Score breakdown

Tax69.4Cost25.6Safety43.8Health42.2Schools38.5Income51.4Risk35.6Water53.2Weather53.1
🏛69.4
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty →
🏠25.6
Cost of Living
Median rent, home values, and housing affordability
CostByCounty →
💼51.4
Income & Jobs
Median household income and per capita earnings
IncomeByCounty →
🛡43.8
Safety
Violent and property crime rates per 100K residents
CrimeByCounty →
❤42.2
Health
Life expectancy, uninsured rates, and health access
HealthByCounty →
🎓38.5
Schools
Graduation rates, per-pupil spending, and attainment
SchoolsByCounty →
⚡35.6
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty →
💧53.2
Water Quality
EPA drinking water health violations and safety grades
WaterByCounty →
🌤53.1
Weather & Climate
Average temperatures, precipitation, and extreme weather events
WeatherByCounty →
🪨32
Soil Quality
Soil composition, pH, drainage, and organic matter content
SoilByCounty →
🌱23.9
Lawn Care
Lawn difficulty score based on climate, soil, and grass suitability
LawnByCounty →
🛒
Farmers Markets
Local market density, SNAP/EBT acceptance, and product variety
MarketsByCounty →
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Deep Dives

Lafayette County across the ByCounty Network

Detailed analysis from 10 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Lafayette County

via TaxByCounty

Lafayette taxes still modest nationally

Lafayette County's effective tax rate of 0.642% remains less than one-quarter the national median of 2.6%. The median annual property tax of $1,672 falls short of the national median of $2,690, despite higher home values.

Below state average, higher values

Lafayette County's 0.642% effective rate falls below Mississippi's 0.743% state average, despite the county having the highest median home value in this sample at $260,500. The median property tax of $1,672 significantly exceeds the state median of $931.

Premium property, moderate tax rates

Lafayette County's 0.642% rate is mid-range regionally, but its median home value of $260,500 dwarfs most peers. The result is a median tax bill of $1,672 that reflects stronger property values rather than aggressive tax rates.

Median home: roughly $1,672 yearly

A homeowner with the county's median-valued property of $260,500 pays approximately $1,672 annually in property taxes. Those with mortgages pay $2,073, while owners without mortgages pay $1,346.

Higher values warrant assessment check

Many Mississippi homeowners overpay because their properties are assessed above market value. If your county appraisal seems high compared to recent sales prices, you may qualify for a tax appeal that could lower your bill.

Full property tax analysis on TaxByCounty

Cost of Living in Lafayette County

via CostByCounty

Higher costs reflect university town premium

Lafayette County's 20.4% rent-to-income ratio sits slightly above Mississippi's state average, driven by both higher rents ($1,091 monthly) and home values ($260,500 median). The median household income of $64,334 supports this premium but still trails the national average of $74,755 by nearly $10,500.

Mid-range affordability for university county

Lafayette County ranks in the middle tier of Mississippi counties for housing affordability, with a 20.4% rent-to-income ratio slightly above the state's 19.6% average. This reflects the economic dynamics of a college town (University of Mississippi), where education-sector jobs support higher housing prices than surrounding rural areas.

Premium pricing driven by university presence

Lafayette County renters pay $1,091 monthly—the highest in this eight-county set—while homebuyers face median prices of $260,500, nearly double the regional average. This premium reflects the university's economic anchor and explains why Lafayette County feels more expensive than rural neighbors like Kemper and Lawrence counties.

College town economics reshape housing market

The typical renter allocates $1,091 of a $5,361 monthly income to housing, consuming 20.4% of earnings—manageable but significant. Homeowners with $1,009 monthly mortgages face nearly identical burden at 18.8%, suggesting Lafayette County attracts higher-income households seeking university-area amenities.

University community appeals to specific movers

Lafayette County's higher housing costs reflect its role as Mississippi's premier university town, offering cultural and educational amenities unavailable in rural counties. If university proximity, diverse employment, and walkable communities matter to you, the premium housing costs may justify relocation here over cheaper rural alternatives.

Full cost of living analysis on CostByCounty

Income & Jobs in Lafayette County

via IncomeByCounty

Strong income, but still trails nation

Lafayette County's median household income of $64,334 approaches the national median of $74,755, capturing 86% of typical American earning power. The county ranks among Mississippi's more prosperous regions, though a $10,400 gap remains relative to the national baseline.

Top tier within Mississippi

At $64,334, Lafayette County significantly exceeds Mississippi's state average of $48,514 by nearly $16,000, positioning it among the top-performing counties statewide. This strength reflects the presence of the University of Mississippi and a more diversified regional economy.

Economic leader in regional cohort

Lafayette County's $64,334 income substantially outpaces all neighboring counties: Lamar County ($69,106) leads regionally, but Lafayette ranks second, ahead of Jones County ($51,143), Leake County ($48,418), and Lauderdale County ($50,033). The county anchors the upper tier of this regional peer group.

Higher income supports elevated home values

The median home value of $260,500 and rent-to-income ratio of 20.4% reflect stronger household capacity, though these figures indicate higher absolute housing costs. The 20.4% ratio remains within acceptable range, signaling that household income adequately supports the local real estate market.

Build wealth through strategic investing

Lafayette County households enjoy income above state average and housing that consumes a reasonable portion of earnings, creating space for wealth-building strategies. Consider diversified investment accounts, real estate appreciation, and educational advancement to secure long-term financial security for future generations.

Full income & jobs analysis on IncomeByCounty

Safety in Lafayette County

via CrimeByCounty

Steady Safety in Lafayette

Lafayette County reports a safety score of 98.0 and a total crime rate of 1,267.6 per 100,000 residents. This rate is nearly half of the national average of 2,385.5. Three agencies contribute data, ensuring a reliable overview of the county’s safety profile.

Just Below State Averages

The county's safety score of 98.0 is slightly lower than the Mississippi state average of 98.4. While safer than many places nationally, Lafayette has a higher total crime rate (1,267.6) than the state average (978.4). This is often common in counties with major universities or higher visitor traffic.

Comparing Regional Safety

Lafayette’s crime rate of 1,267.6 is higher than neighboring Lamar County’s 988.7. However, it remains much safer than many national urban hubs. The presence of three reporting agencies ensures these numbers capture a broad slice of local activity.

Analyzing Property and Violence

Property crime accounts for 1,166.1 per 100,000 residents, the vast majority of local incidents. Violent crime is relatively low at 101.5, well below the national average of 369.8. This suggests that property theft is the primary concern for residents.

Focus on Theft Prevention

Because property crime is the main driver of local statistics, smart home technology is a valuable asset. Installing doorbell cameras and securing bicycles or outdoor equipment can prevent most common crimes. Awareness during peak tourist or university events further reduces risk.

Full safety analysis on CrimeByCounty

Health in Lafayette County

via HealthByCounty

Lafayette leads Mississippi on life expectancy

Lafayette County residents live to 76.0 years on average, the highest in the state and nearly matching the U.S. average of 76.1 years. Only 19.1% report poor or fair health, the second-best rate in this profile and substantially below the national average of 18%.

Top health performer in Mississippi

Lafayette County is among Mississippi's healthiest regions, with life expectancy well above the state average of 70.9 years and the lowest rate of poor health reports among peers. The uninsured rate of 13.9% is exactly at the state average, though the county's strong healthcare infrastructure helps mitigate access gaps.

Tied for longest life, strongest mental health

Lafayette County ties Lamar for the second-longest life expectancy in the region and surpasses most neighbors on health self-ratings. The county's 706 mental health providers per 100K is extraordinary—far exceeding any neighboring county and nearly ten times the regional median.

Exceptional mental health care, solid primary care

Lafayette County's 706 mental health providers per 100K is a regional powerhouse, likely reflecting its home to a major university and regional medical resources. With 70 primary care providers per 100K and 13.9% uninsured, residents have strong infrastructure for both routine and specialized care.

Lafayette's resources work best when you're insured

With exceptional mental health and primary care capacity, Lafayette County's healthcare system thrives when residents are enrolled in coverage. Verify your eligibility for Medicaid, marketplace plans, or employer insurance to unlock these community assets.

Full health analysis on HealthByCounty

Schools in Lafayette County

via SchoolsByCounty

Diverse Educational Options in Twelve Schools

Lafayette County hosts 12 public schools serving a total of 7,638 students across two districts. This includes five elementary, three middle, and three high schools.

Exceptional Graduation and Performance Scores

The county achieves a high 91.8% graduation rate, far surpassing the national average of 87.0%. With a school score of 52.3, the area represents one of the higher-performing educational environments in the state.

Oxford and Lafayette Districts Drive Excellence

The Oxford School District is the largest, enrolling 4,766 students across seven schools. The Lafayette County School District serves another 2,872 students, and no charter schools operate in the area.

Town-Centered Schools with Large Campuses

Nine schools are located in town settings, while three remain rural, maintaining an average size of 694 students. Oxford High School serves as the county's flagship institution with 1,345 students.

Join a Community Valueing Academic Success

Lafayette County is a premier destination for families who prioritize high graduation rates and academic achievement. Research homes near these top-tier schools to secure your family's future.

Full schools analysis on SchoolsByCounty

Disaster Risk in Lafayette County

via RiskByCounty

Lafayette faces moderate natural disaster risk

Lafayette County's composite risk score of 64.44 places it above the national average, with a Relatively Low rating that masks significant exposure to specific hazards. The county's earthquake risk (88.49) and tornado risk (81.11) rank notably high nationally.

Above-average risk for Mississippi

With a 64.44 composite score, Lafayette County ranks above Mississippi's average of 50.94, placing it in the state's moderate-to-elevated risk tier. The county's earthquake and tornado profiles are particularly elevated relative to state peers.

Moderate risk in a mixed region

Lafayette County's 64.44 score sits between Lawrence County's very low risk (25.00) and Lauderdale County's elevated risk (86.96), reflecting its position in a transitional hazard zone. Leake County (55.69) offers a nearby comparison with slightly lower overall exposure.

Earthquakes, tornadoes, and hurricanes converge

Earthquake risk dominates at 88.49, followed by tornado risk at 81.11 and hurricane risk at 61.08, creating a complex multi-hazard environment. Flood (47.77) and wildfire (48.06) risks round out a balanced threat profile.

Cover earthquakes and strengthen structures

Standard homeowners policies exclude earthquake damage—a critical gap in Lafayette County, where risk scores 88.49. Pair earthquake coverage with comprehensive wind and flood riders, and consider structural reinforcements to withstand tornado and seismic events.

Full disaster risk analysis on RiskByCounty

Weather & Climate in Lafayette County

via WeatherByCounty

A More Temperate Southern Climate

Lafayette County averages 61.9°F, which is higher than the national median but cooler than most of Mississippi. This makes it a slightly more temperate part of the humid subtropical South.

Cooler Than the State Average

The county stays below the Mississippi average temperature of 63.9°F. It offers a milder climate compared to the sweltering temperatures found in the southern half of the state.

Average Rain with Notable Snowfall

With 60.0 inches of annual rain, Lafayette sits right at the state average of 59.6 inches. Its 1.1 inches of annual snow is significantly higher than most southern Mississippi counties.

Hot Summers and Crisp Winters

July averages 80.7°F with 74 days of extreme heat over 90°F. Winters are cooler than the state average at 43.7°F, occasionally bringing over an inch of snow.

Preparing for Heat and Occasional Ice

Residents should maintain HVAC systems for 74 days of extreme heat but also keep an ice scraper handy for winter. The 60 inches of rain requires consistent gutter maintenance to protect home foundations.

Full weather & climate analysis on WeatherByCounty

Soil Quality in Lafayette County

via SoilByCounty

A foundation of Alfisols

Lafayette County features Alfisols with an average pH of 5.33. This is slightly more alkaline than the state average of 5.30, though it still falls below the national 6.5 median.

Rich silt loam texture

The dominant texture is silt loam, composed of 54.2% silt and 30.6% sand. This high silt content makes the soil incredibly easy to work and excellent at retaining essential nutrients.

Superior water holding capacity

While organic matter is lower at 1.28%, the available water capacity is a robust 0.183 in/in. This exceeds the state average of 0.174 in/in, meaning the soil acts as an efficient sponge for crops.

Moderately well-drained land

These soils are moderately well-drained and belong to Hydrologic Group C. This indicates a somewhat slow rate of water transmission, which is helpful for moisture-loving plants but requires attention to runoff.

Diverse garden potential

Located in Hardiness Zone 8a, this area is perfect for growing diverse produce from collard greens to peaches. The high water capacity gives local gardeners a significant advantage during the warmer months.

Full soil quality analysis on SoilByCounty

Lawn Care in Lafayette County

via LawnByCounty

High Difficulty in Lafayette County Lawns

Lafayette County presents a significant challenge with a lawn difficulty score of 23.9, the lowest in this group. This score is well below both the state average of 30.9 and the national median of 50.0. Growing in Zone 8a, your lawn faces a more volatile environment than its southern neighbors.

Extreme Heat Meets High Rainfall

Lawns must endure 74 days of heat over 90°F and 60.0 inches of annual precipitation. This combination of heat and moisture creates a prime environment for lawn diseases and rapid weed growth. The 5,324 growing degree days suggest a vigorous but shorter high-intensity growing window than the state's coastal counties.

Working with Silt Loam Foundations

The soil features a silt loam texture that is moderately well-drained, providing a decent physical base for roots. However, the pH of 5.33 is too acidic for most turf, requiring supplemental lime applications. At 15.2% clay and 30.6% sand, this soil holds nutrients better than sandy regions but requires careful management to avoid compaction.

Significant Drought Stress in Lafayette

The county suffered through 30 weeks of drought over the past year, and 100% of the county is currently at least abnormally dry. With 1.6% of the area in severe drought, water conservation and hardy grass selection are critical. Prioritize deep watering to help your turf survive these extended dry cycles.

Establish Your Lawn After April Frosts

Given the 30 weeks of drought, Bermuda grass is your best bet for its superior recovery and heat tolerance. Aim to plant after the last spring frost on April 3, once the soil has warmed sufficiently. Despite the difficulty score, a well-planned irrigation and lime schedule can transform your yard.

Full lawn care analysis on LawnByCounty

Frequently Asked Questions

What is Lafayette County's county score?
Lafayette County, Mississippi has a composite county score of 43.6 out of 100 on CountyScore. This score is calculated from a weighted average of available data dimensions including property tax, cost of living, income, safety, health, and schools.
How does Lafayette County rank among counties in Mississippi?
Lafayette County ranks #56 among all counties in Mississippi on CountyScore's composite ranking. Rankings are based on available data dimensions and updated as new data is added.
What are property taxes like in Lafayette County, Mississippi?
The median annual property tax in Lafayette County is $1,672, with an effective tax rate of 0.64%. This earns Lafayette County a tax score of 69.4/100 on CountyScore (higher = lower taxes).
What is the median household income in Lafayette County?
The median household income in Lafayette County, Mississippi is $64,334 per year according to U.S. Census Bureau data. Lafayette County earns an income score of 51.4/100 on CountyScore.
Is Lafayette County, Mississippi a good place to live?
Lafayette County scores 43.6/100 on CountyScore's overall county ranking, ranking #56 in Mississippi. The best way to evaluate Lafayette County is to compare individual dimension scores — property tax, cost of living, income, safety, health, and schools — based on your personal priorities. Use CountyScore to compare Lafayette County with other counties side by side.

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Data from U.S. Census Bureau ACS, FBI UCR, CDC, FEMA NRI, NCES, EPA SDWIS, NOAA — informational only.