40.5
County Score
Income & Jobs 92.5Health 88.5Property Tax 85.8

County Report Card

About Larimer County, Colorado

Larimer below national average despite strengths

Larimer County's composite score of 40.5 falls short of the national median of 50.0, ranking in the lower half of U.S. counties. This low ranking is surprising given the county's strong income and health profiles, driven down by critical safety and housing concerns.

Below Colorado average, despite regional hub status

At 40.5, Larimer ranks in the lower half of Colorado counties, well below the state average of 51.2. The gap reflects trade-offs common to growing metropolitan areas.

Health outcomes and incomes are exceptional

Larimer County scores 88.5 on Health and 92.5 on Income, backed by median household income of $91,364 and strong healthcare infrastructure. Tax efficiency also rates well at 85.8 with a 0.500% effective rate.

Safety and housing affordability are severe gaps

Larimer's Safety Score of just 9.3 is the lowest in this group, while a Cost Score of 4.5 reflects dire affordability—median homes sell for $532,200 with rent at $1,677/month. These constraints significantly erode overall livability despite income strength.

For health-conscious high earners tolerating trade-offs

Larimer suits affluent professionals and families attracted to the Fort Collins metro's health and income dynamics who can absorb high housing costs and navigate safety concerns. Others should prioritize more balanced counties.

Score breakdown

Tax85.8Cost4.5Safety9.3Health88.5Schools25.8Income92.5Risk9.9Water46.6Weather43
🏛85.8
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty
🏠4.5
Cost of Living
Median rent, home values, and housing affordability
CostByCounty
💼92.5
Income & Jobs
Median household income and per capita earnings
IncomeByCounty
🛡9.3
Safety
Violent and property crime rates per 100K residents
CrimeByCounty
88.5
Health
Life expectancy, uninsured rates, and health access
HealthByCounty
🎓25.8
Schools
Graduation rates, per-pupil spending, and attainment
SchoolsByCounty
9.9
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty
💧46.6
Water Quality
EPA drinking water health violations and safety grades
WaterByCounty
🌤43
Weather & Climate
Average temperatures, precipitation, and extreme weather events
WeatherByCounty
🪨
Soil Quality
Soil composition, pH, drainage, and organic matter content
SoilByCounty
🌱28.7
Lawn Care
Lawn difficulty score based on climate, soil, and grass suitability
LawnByCounty
🛒
Farmers Markets
Local market density, SNAP/EBT acceptance, and product variety
MarketsByCounty
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Deep Dives

Larimer County across the ByCounty Network

Detailed analysis from 10 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Larimer County

via TaxByCounty

Larimer's property taxes hit national levels

Larimer County's effective tax rate of 0.500% exceeds the national median of 0.470%, placing the county in roughly the 60th percentile nationally. The median property tax of $2,662 nearly matches the national median of $2,690, making Larimer one of Colorado's most nationally comparable counties. This reflects Larimer's higher property values (median $532,200) and standard rate structure.

Higher taxes than typical Colorado

Larimer's 0.500% effective rate significantly exceeds Colorado's state average of 0.393%, ranking the county among the state's higher-taxed regions. The median tax of $2,662 towers above the state median of $1,560, reflecting both higher rates and higher home values. Larimer represents Colorado's premium tax category.

Most expensive in the northern region

Larimer's 0.500% rate outpaces neighboring Kit Carson County (0.515%), though slightly, and dramatically exceeds Logan County (0.470%) and La Plata County (0.264%). The $2,662 median tax bill is the highest among surveyed neighbors, reflecting Larimer's position as a wealthy, growing county. Larimer residents should anticipate above-average property tax burdens.

What a Larimer County homeowner pays

The median Larimer home valued at $532,200 generates an estimated annual property tax of $2,662—the state's highest typical bill. With a mortgage, homeowners pay approximately $2,695, while outright owners pay around $2,576. For Larimer residents, property tax represents a significant annual household cost.

High values make appeals worthwhile

In a county with $2,662 median taxes, even small assessment errors translate into hundreds of dollars in annual overpayment. Larimer's rapidly appreciating market means many homes may carry inflated assessments. Request a formal assessment review—a 5% reduction could save you $130 annually on a typical Larimer home.

Cost of Living in Larimer County

via CostByCounty

Larimer rents strain Colorado's front range

Larimer County residents spend 22.0% of household income on rent, exceeding both Colorado's 20.2% average and the national norm, despite strong median income of $91,364. The front-range housing crunch has pushed Larimer's affordability above state and national benchmarks.

Among Colorado's tighter housing markets

Larimer's 22.0% rent-to-income ratio ranks among Colorado's least affordable counties, driven by Fort Collins' popularity and limited housing supply. The county's strong income base ($91,364) provides some cushion, but housing costs remain a notable household burden statewide.

Front range premium hits Larimer hard

Larimer's median rent of $1,677/month runs $424 above Colorado's state average, reflecting proximity to Denver and Fort Collins' tech-hub status. The median home value of $532,200 places Larimer among the state's pricier markets, closer to Boulder-level than rural peers.

Ownership steeper than renting here

Owners pay $1,738 monthly while renters pay $1,677—a reversal where buying is $61 more expensive than renting in Larimer's heated market. At 22.0% of the $91,364 median income, rent alone consumes an above-average household share, limiting flexibility.

Fort Collins access comes at a price

Larimer County suits high-earners and relocators willing to prioritize Fort Collins' amenities and job market over maximum housing affordability. If your income substantially exceeds $91,364, Larimer's premium prices become more manageable; otherwise, neighboring counties may deliver better value.

Income & Jobs in Larimer County

via IncomeByCounty

Larimer County's income leads nationally

Larimer County's median household income of $91,364 outpaces the national median of $74,755 by roughly $16,600. This strong performance reflects the county's diverse economy anchored by Colorado State University and tech employment.

Among Colorado's wealthiest counties

At $91,364, Larimer County earns 22% above Colorado's state average of $74,792 and ranks in the top tier statewide. The county's education, technology, and professional sectors drive above-average household earnings.

Rivals Lake County and La Plata

Larimer's $91,364 median income competes with Lake County ($93,655) and exceeds La Plata ($85,296), making it one of Colorado's most economically vibrant regions. Fort Collins' urban economy and university presence fuel regional prosperity.

Housing affordability tightening rapidly

Larimer County renters spend 22% of income on rent, the highest ratio among comparable counties and approaching the affordability threshold. A median home value of $532,200 strains even high-income households, reflecting rapid population growth and limited housing supply.

Strategic wealth-building for Larimer

Larimer County's above-average incomes position residents well for aggressive wealth-building through retirement accounts, investment diversification, and real estate strategies. Consider consulting a financial professional to navigate housing affordability while maximizing long-term wealth accumulation.

Safety in Larimer County

via CrimeByCounty

Larimer Crime Rates Above National Average

Larimer County sees more activity than the national average with a total crime rate of 2,858.7 per 100K. This results in a safety score of 95.5, which falls below the national benchmark.

Safety Challenges Compared to State Average

The county sits below the state average safety score of 97.1. Its crime rate is roughly 1,000 points higher than the typical Colorado county average.

Active Policing in a Growing Region

Larimer experiences significantly more crime per capita than rural Kit Carson or Lake counties. Nine different reporting agencies work together to manage public safety in this bustling area.

Property Crime Drives Local Numbers

Property crime is the primary concern at 2,549.8 incidents per 100K residents. Violent crime stays below the national average, occurring at a rate of 308.9 per 100K.

Prioritizing Home Security

With property crime more prevalent, home security is a vital investment for Larimer residents. Alarms and visible security cameras effectively deter potential trespassers.

Health in Larimer County

via HealthByCounty

Larimer exceeds national health standards

At 80.5 years, Larimer County residents live 1.6 years longer than the U.S. average of 78.9 years. The county's 10.8% poor/fair health rate ranks among America's best, driven by strong healthcare infrastructure and healthy behaviors.

Colorado's insured health leader

Larimer County combines a 80.5-year life expectancy—2.3 years above Colorado's average—with the state's lowest uninsured rate at 7.2%. This combination of longevity and coverage access places Larimer in Colorado's top-performing counties.

Front Range health advantage

Larimer's 80.5-year life expectancy and 7.2% uninsured rate outpace neighboring Weld, Boulder, and El Paso counties. The county's 83 primary care and 546 mental health providers per 100,000 residents create the region's most robust healthcare network.

Strong coverage drives excellent access

With 7.2% uninsured—nearly 3 percentage points below Colorado's average—and 83 primary care providers per 100,000, Larimer residents enjoy reliable access to preventive and routine care. High mental health provider density (546 per 100K) supports comprehensive behavioral health services.

Protect Larimer's health success story

Larimer's exceptional outcomes depend on consistent insurance coverage for all residents. If you're among the 7.2% uninsured, visit connect.colorado.gov to explore plans designed to fit your budget and needs.

Schools in Larimer County

via SchoolsByCounty

A Diverse Northern Colorado Network

Larimer County supports a massive educational infrastructure of 94 public schools serving over 48,000 students. This expansive system includes 55 elementary schools, 16 middle schools, and 15 high schools across three districts.

Competitive Educational Metrics

The county maintains an 83.3% graduation rate, which is on par with the Colorado state average. With a school score of 49.6, the county invests $6,824 per pupil to support its large and growing student population.

Poudre and Thompson Districts

Poudre School District R-1 is the largest entity, managing 52 schools and nearly 30,000 students. Charter schools are a significant part of the landscape, with 12 schools representing roughly 13% of the county's total options.

City Hubs and Suburban Campuses

Schooling here feels modern and bustling, with 47 schools in city locales and 32 in suburban areas. Large campuses like Rocky Mountain High School host over 2,000 students, contributing to a high county-wide average school size of 513.

Relocate Near Top Schools

From Fort Collins to Loveland, Larimer County offers some of the most diverse school choices in the state. Prospective residents can choose between large city high schools or innovative suburban charters to fit their family's needs.

Disaster Risk in Larimer County

via RiskByCounty

Larimer faces serious, multi-hazard disaster risk

With a composite risk score of 90.14 and a Relatively Moderate rating, Larimer County experiences disaster exposure well above the U.S. average. This elevated risk stems from exposure to multiple simultaneous hazards—flooding, wildfire, tornadoes, and seismic activity all pose genuine threats.

Colorado's highest-risk county overall

Larimer's 90.14 score far exceeds Colorado's 40.67 state average, making it the riskiest county in the entire state for composite natural disaster exposure. This profile reflects the county's size, population density, geography, and exposure to hazards at every elevation and in every season.

Dramatically riskier than surrounding counties

Larimer (90.14) faces triple the risk of Logan County (58.75) to its northeast and nearly four times the exposure of Lake County (5.66) to the west. Among northern Colorado's main population centers, Larimer carries by far the highest compound disaster burden.

Wildfires, tornadoes, and floods all major threats

Wildfire risk scores 97.68—the state's highest—reflecting heavily forested foothills and rapid fire spread during drought. Tornado risk at 90.55 is exceptional for Colorado; flood risk at 89.44 reflects both mountain snowmelt and Front Range storm activity, with the 2013 floods serving as a stark reminder.

Comprehensive coverage essential for Larimer residents

Homeowners must carry wildfire insurance with defensible space coverage, flood insurance (mandatory if in a designated zone), and coverage for wind and hail damage from tornadoes and severe storms. Bundle these coverages strategically, document high-value property, and maintain emergency plans for rapid evacuation—Larimer's multi-hazard exposure demands active preparedness.

Weather & Climate in Larimer County

via WeatherByCounty

Larimer sits between temperate and cold

At 44.8°F annually, Larimer County runs 5.7 degrees cooler than the U.S. median of 50.5°F, reflecting its northern Colorado location and higher elevation. The county receives 16.7 inches of precipitation annually, matching national averages.

Slightly cooler than Colorado average

Larimer County's 44.8°F average is 1.2 degrees below Colorado's state average of 46.0°F, placing it in the cooler half of Colorado counties. This moderate position reflects the county's mix of mountain, foothill, and plains terrain.

Warmer than high peaks, cooler than plains

Larimer averages 44.8°F—roughly 10 degrees warmer than alpine Lake County but cooler than Logan County's 50.4°F. The county's 89.3 inches of annual snowfall positions it between high-elevation neighbors and lower-lying eastern plains counties.

Mild summers, moderate winters, 14 hot days

July averages 66.8°F with just 14 days reaching 90°F annually, making summers relatively mild. Winters are cold but not extreme—January averages 27.0°F with 89.3 inches of annual snowfall distributed across a longer season.

Standard Colorado HVAC and snow readiness

Year-round HVAC maintenance is essential given the 39.8-degree swing between July and January temperatures. Plan for moderate to heavy snowfall (89.3 inches annually) and prepare for occasional summer heat with standard air conditioning.

Soil Quality in Larimer County

via SoilByCounty

Front Range Soil Diversity

Specific pH and taxonomic data are not currently recorded for Larimer County, which spans from plains to peaks. Local soil chemistry can vary significantly from the statewide average pH of 7.29.

A Mix of Plains and Foothills

Current datasets do not provide a specific breakdown of sand, silt, and clay for this area. The transition from valley floors to mountain slopes creates a wide variety of textures and workability levels.

Regional Fertility Benchmarks

Organic matter and water capacity data are unavailable, leaving the state average of 2.18% organic matter as a general target for growers. Soil testing is highly recommended to determine the nutrient needs of your specific plot.

Varied Hydrology and Runoff

No dominant drainage class is specified in the federal data for the county. This variability makes local site assessments essential before beginning any agricultural or construction projects.

Versatile Growing in Zone 5b

Larimer County falls into USDA Hardiness Zone 5b, supporting everything from heirloom tomatoes to native perennials. Get outside and start your garden this spring to enjoy the region's diverse growing potential.

Lawn Care in Larimer County

via LawnByCounty

Tough Front Range Turf Conditions

Larimer County faces steep hurdles with a lawn score of 28.7, placing it well below the Colorado average of 37.4. Maintaining turf in this Zone 5b region requires constant vigilance and significant water management.

Dry Air and Moderate Heat

Annual precipitation of 16.7 inches barely exceeds the state average and falls far short of the 30-inch ideal. With 1,785 growing degree days, the season is moderate, but 14 extreme heat days still stress cool-season grasses.

Preparing for Clay and Rock

Localized soil metrics are unavailable, but Front Range gardeners often encounter heavy clay or rocky mixtures. We recommend testing your specific plot to determine if you need to buffer pH or improve drainage before planting.

Universal Severe Drought

The entire county is currently experiencing severe drought, with 100.0% of the area affected. After 51 weeks in drought over the last year, transitioning to xeric-style landscaping is a smart move for long-term sustainability.

Water-Wise Grass Selections

Buffalo grass or Fine Fescue are excellent water-wise choices for this Zone 5b climate. Given the May 30th last frost date, late spring provides the most stable window for starting new seed.

Frequently Asked Questions

What is Larimer County's county score?
Larimer County, Colorado has a composite county score of 40.5 out of 100 on CountyScore. This score is calculated from a weighted average of available data dimensions including property tax, cost of living, income, safety, health, and schools.
How does Larimer County rank among counties in Colorado?
Larimer County ranks #52 among all counties in Colorado on CountyScore's composite ranking. Rankings are based on available data dimensions and updated as new data is added.
What are property taxes like in Larimer County, Colorado?
The median annual property tax in Larimer County is $2,662, with an effective tax rate of 0.50%. This earns Larimer County a tax score of 85.8/100 on CountyScore (higher = lower taxes).
What is the median household income in Larimer County?
The median household income in Larimer County, Colorado is $91,364 per year according to U.S. Census Bureau data. Larimer County earns an income score of 92.5/100 on CountyScore.
Is Larimer County, Colorado a good place to live?
Larimer County scores 40.5/100 on CountyScore's overall county ranking, ranking #52 in Colorado. The best way to evaluate Larimer County is to compare individual dimension scores — property tax, cost of living, income, safety, health, and schools — based on your personal priorities. Use CountyScore to compare Larimer County with other counties side by side.