countyscore
54.4
County Score
Property Tax 94Water Quality 86Income & Jobs 84.1

County Report Card

About Loudon County, Tennessee

Consistently above the national median

Loudon County scores a 54.4, placing it firmly in the upper half of counties across the United States. Its profile is defined by high individual earnings and very favorable tax laws.

Outpacing the Tennessee state average

Loudon's 54.4 composite score beats the state average of 51.3. It attracts residents with one of the lowest effective tax rates in Tennessee at just 0.398%.

High incomes and low taxes

The county earns an elite tax score of 94.0 and an impressive income score of 84.1. This is supported by a robust median household income of $80,296, which is far higher than most neighboring areas.

Housing costs and environmental risk

The cost score of 34.7 reflects a high median home value of $292,600, making entry difficult for some. Additionally, the risk score of 31.7 indicates a higher vulnerability to natural hazards than other counties.

The choice for high earners

Loudon County is a premier destination for affluent professionals and retirees who prioritize wealth preservation through low taxes. It offers a high-end lifestyle for those who can afford the upfront housing costs.

Score breakdown

Tax94Cost34.7Safety45Health44Schools51.1Income84.1Risk31.7Water86Weather66.8
🏛94
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty →
🏠34.7
Cost of Living
Median rent, home values, and housing affordability
CostByCounty →
💼84.1
Income & Jobs
Median household income and per capita earnings
IncomeByCounty →
🛡45
Safety
Violent and property crime rates per 100K residents
CrimeByCounty →
❤44
Health
Life expectancy, uninsured rates, and health access
HealthByCounty →
🎓51.1
Schools
Graduation rates, per-pupil spending, and attainment
SchoolsByCounty →
⚡31.7
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty →
💧86
Water Quality
EPA drinking water health violations and safety grades
WaterByCounty →
🌤66.8
Weather & Climate
Average temperatures, precipitation, and extreme weather events
WeatherByCounty →
🪨28.4
Soil Quality
Soil composition, pH, drainage, and organic matter content
SoilByCounty →
🌱39.4
Lawn Care
Lawn difficulty score based on climate, soil, and grass suitability
LawnByCounty →
🛒
Farmers Markets
Local market density, SNAP/EBT acceptance, and product variety
MarketsByCounty →
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Nearby counties

Roane County
Tennessee
53
Blount County
Tennessee
53.4
Monroe County
Tennessee
51.9
McMinn County
Tennessee
45.2
Knox County
Tennessee
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Anderson County
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Meigs County
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Rhea County
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Deep Dives

Loudon County across the ByCounty Network

Detailed analysis from 10 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Loudon County

via TaxByCounty

Loudon's low rate on high-value homes

Loudon County's effective tax rate of 0.398% is among the nation's lowest, roughly double the national median of 0.22%. Yet homeowners enjoy the best of both worlds: the county's median home value of $292,600 exceeds the national median, yielding a tax bill of just $1,163 annually.

Lowest rate in Tennessee

Loudon County's 0.398% effective tax rate is the lowest in the state—22% below Tennessee's average of 0.511%. This makes Loudon an exceptionally tax-friendly jurisdiction for property owners statewide.

Far below every adjacent county

Loudon's 0.398% rate is the lowest among all surrounding counties, undercutting Marion County (0.444%), Lewis County (0.504%), and others by wide margins. The county is a tax haven within its region.

Premium homes, modest tax bills

Despite median home values of $292,600—matching the national average—Loudon homeowners pay only $1,163 in annual property tax. This exceptional combination of higher property values and lower tax rates provides real savings for residents.

Even favored counties see bad assessments

Loudon's low tax rate doesn't exempt homeowners from overassessment. Residents should still review their assessment against local market comparables and appeal if their home is appraised above fair market value.

Full property tax analysis on TaxByCounty

Cost of Living in Loudon County

via CostByCounty

Loudon's prosperity yields persistent affordability

Despite the highest median income in this eight-county sample at $80,296—above the national average of $74,755—Loudon maintains an outstanding rent-to-income ratio of 14.9%. Residents spending $995 monthly on rent have significantly more remaining income than national norms, reflecting the county's regional economic strength.

Most affluent, most affordable in Tennessee sample

Loudon's 14.9% rent-to-income ratio ties Lincoln County for the state's best affordability in this comparison, powered by the highest median household income at $80,296. This dual advantage—prosperity plus reasonable housing costs—positions Loudon as Tennessee's premier affordable county.

Premium pricing reflects greater prosperity

Loudon's $995 monthly rent and $904 owner cost run $259 and $138 higher respectively than the Lauderdale-Lawrence-Lewis cluster, yet the 14.9% affordability ratio proves these aren't burdensome. The median home value of $292,600 dramatically exceeds all peers, signaling strong property investment and community stability.

Higher costs, higher income, balanced burden

Renters pay $995 monthly and homeowners $904, but the $80,296 median income means housing consumes just 14.9% and 13.5% of earnings respectively. This leaves Loudon residents the most discretionary income of any county in the sample.

Premium living at affordable-county price tags

Loudon County offers prosperity-level incomes with affordability-level housing burdens—an uncommon advantage for relocators seeking economic security. If you're willing to pay more for housing in a wealthier community with strong schools and job markets, Loudon delivers exceptional value.

Full cost of living analysis on CostByCounty

Income & Jobs in Loudon County

via IncomeByCounty

Loudon County exceeds national median income

Loudon County's median household income of $80,296 surpasses the national median of $74,755 by $5,541, placing it in the top 45% of U.S. counties. This distinction reflects Loudon's position as a thriving suburban and industrial county in East Tennessee.

Tennessee's top earner in this group

At $80,296, Loudon County's median household income exceeds Tennessee's state average of $58,994 by $21,302, ranking it among the state's highest-earning counties. The county's per capita income of $42,817 suggests professional and technical employment dominates the local economy.

Substantially wealthier than surrounding counties

Loudon County's $80,296 median dramatically outpaces all peers in this analysis—nearly $17,000 more than Lincoln County ($63,115) and over $27,000 above Lauderdale ($49,205). The county's proximity to Knoxville and established industrial base drive this regional income advantage.

Affordable housing despite higher values

Loudon County's 14.9% rent-to-income ratio is excellent, despite a median home value of $292,600—the region's highest. Higher incomes make even premium real estate accessible, with typical households able to finance homes comfortably within conventional lending standards.

Loudon households can pursue aggressive wealth

With $80,296 median income and strong housing affordability, Loudon families can maximize retirement contributions, invest in real estate, and build diversified portfolios. Households here should prioritize maxing out 401(k)s ($23,500 annually in 2024) and opening HSAs for triple tax-advantaged health savings.

Full income & jobs analysis on IncomeByCounty

Safety in Loudon County

via CrimeByCounty

Loudon County: A High-Safety Community

Loudon County boasts an exceptional safety score of 98.1 out of 100. Its total crime rate of 1,225.1 per 100,000 is nearly half the national average of 2,385.5. These numbers reflect one of the safer environments in the United States.

Top-Tier Safety in Tennessee

Loudon County's safety score of 98.1 surpasses the Tennessee average of 97.2. The total crime rate of 1,225.1 is also significantly lower than the state's average rate of 1,785.6. Three reporting agencies manage the county's law enforcement, effectively maintaining low incident levels.

Regional Leader in Low Crime Rates

Loudon County's crime rate of 1,225.1 is lower than many of its Tennessee peers, including Lincoln (1,546.7) and Lewis (1,361.1). This makes it a regional standout for public safety and resident security. The county remains a model for maintaining low crime volume across three distinct agencies.

Very Low Violent Crime Statistics

Loudon reports a violent crime rate of 196.4 per 100,000, nearly 47% lower than the national average of 369.8. Property crime is similarly low at 1,028.7 per 100,000, which is about half the national rate of 2,015.7. Most incidents are related to property rather than personal safety.

Securing Homes in Loudon County

Even in high-safety areas, protecting property remains important with over 1,000 property crimes per 100,000 residents. Smart doorbells and garage security can deter potential theft or vandalism. Active communication with the three local reporting agencies helps keep this community among the safest in the state.

Full safety analysis on CrimeByCounty

Health in Loudon County

via HealthByCounty

Highest life expectancy in the eight-county sample

Loudon County residents live to an average of 75.4 years, nearly matching the U.S. life expectancy of 76.4 years and leading all eight counties. Just 19.8% of adults report poor or fair health, well below the national average of about 18%. This strong performance reflects a healthcare system and community that prioritizes preventive care and access.

Significantly exceeds Tennessee's state average

Loudon County's life expectancy of 75.4 years tops Tennessee's state average of 72.4 years by 3 full years. The county's 19.8% poor/fair health rate is among the lowest in the state, indicating strong population health management. Loudon County demonstrates how robust healthcare infrastructure translates to measurable health gains.

Best-in-class provider availability and outcomes

Loudon County offers 55 primary care providers per 100,000 residents and 56 mental health providers per 100,000—among the highest ratios in this eight-county cluster. This abundant provider supply supports both physical and mental healthcare, contributing directly to better life expectancy. Compared to peers like Lauderdale (16 primary care providers) or Lewis (16 primary care providers), Loudon's advantage is stark.

Strong coverage and access ensure healthcare equity

Loudon County's uninsured rate of 11.2% is below Tennessee's average of 11.9% and paired with robust provider availability. Residents can access primary and mental health care without long waits or travel barriers—a luxury not shared across all eight counties. This combination of coverage and supply directly enables the county's superior health outcomes.

Protect your advantage with continuous coverage

Loudon County's health success depends on residents maintaining consistent health insurance and preventive care engagement. If you're among the uninsured, Healthcare.gov makes finding affordable coverage quick and simple. Staying covered ensures you keep pace with the county's strong health trajectory.

Full health analysis on HealthByCounty

Schools in Loudon County

via SchoolsByCounty

A Growing Suburban School Network

Loudon County serves 7,547 students across 13 public schools managed by two school districts. The education infrastructure includes six elementary, three middle, and two high schools. This robust system supports a diverse and growing population in the Knoxville metropolitan area.

Strong Graduation Rates and State Scores

Loudon County maintains a 94.2% graduation rate, which is higher than the Tennessee average of 93.3%. The county spends $6,227 per pupil, aligning closely with state investment levels to achieve a school score of 54.1. These metrics demonstrate a successful balance of funding and academic outcomes.

Loudon County and Lenoir City Districts

The Loudon County district is the largest, serving 4,979 students across nine schools, while Lenoir City serves 2,568 students in four schools. No charter schools exist in the county, meaning public education is exclusively delivered via these two traditional districts. Both districts are key anchors for their respective communities.

A Suburban-Rural Education Mix

The locale mix is split between seven suburban schools and six rural ones, reflecting the county's changing geography. Lenoir City High School is the largest campus with 1,223 students, whereas Eaton Elementary provides a mid-sized environment with 672 students. The average school size across the county is 581 students.

Quality Education Near Knoxville

Families looking for suburban living with strong schools will find Loudon County a compelling option. The combination of high graduation rates and a mix of suburban and rural schools makes it a flexible choice for home buyers. Focus your search near top-rated middle schools to secure a great location for your family.

Full schools analysis on SchoolsByCounty

Disaster Risk in Loudon County

via RiskByCounty

Loudon County carries above-average risk

Loudon County scores 68.35 on the composite risk index with a Relatively Low rating, nearly 16 points above Tennessee's average of 52.45. The county's risk profile is distinctive for elevated flood exposure alongside earthquake and tornado vulnerabilities.

Upper-third risk ranking statewide

Loudon County ranks in the upper third of Tennessee counties for natural disaster risk. Its above-average composite score reflects particular vulnerability to flooding and seismic activity.

Riskier due to flood exposure

Loudon County's flood risk of 71.63 significantly exceeds nearby Knox and Anderson counties, making it the wettest threat zone in east Tennessee. Its earthquake risk of 89.69 also surpasses most regional neighbors.

Floods are your top priority

Flooding is Loudon County's dominant natural disaster threat at 71.63, substantially higher than state averages and regional neighbors. Tornadoes (66.95) and earthquakes (89.69) pose secondary but meaningful risks requiring attention.

Flood insurance is non-negotiable

Flood insurance is essential in Loudon County—don't rely on standard homeowners coverage to protect against water damage. Add earthquake insurance and verify windstorm coverage to address your full hazard spectrum.

Full disaster risk analysis on RiskByCounty

Weather & Climate in Loudon County

via WeatherByCounty

Loudon County's Temperate Southern Climate

Loudon County maintains an annual average temperature of 59.1°F, placing it above the national median for comfort. The area receives a healthy 55.2 inches of annual precipitation, typical for the lush Tennessee River Valley.

Matching the Tennessee State Standard

At 59.1°F, Loudon sits just above the Tennessee state average of 58.1°F. Its annual precipitation of 55.2 inches closely mirrors the statewide average of 55.9 inches, making it a representative example of the state's climate.

Consistency in the East Tennessee Valley

Loudon's 43 extreme heat days are more frequent than McMinn's 39, reflecting slightly higher summer intensity. However, its 4.0 inches of annual snowfall is nearly identical to McMinn and other neighbors in the Great Valley.

A Balance of Heat and Dusting Snow

Summer temperatures peak in July at 78.5°F, supported by 43 days of extreme heat above 90°F. Winters are cool but rarely harsh, featuring a January average of 38.3°F and four inches of annual snow.

Seasonal Readiness for Valley Living

Homeowners should plan for a mix of humid summers and occasional winter freezes. Keep snow shovels ready for the four-inch annual average, and ensure air filters are changed regularly during the 43 extreme heat days.

Full weather & climate analysis on WeatherByCounty

Soil Quality in Loudon County

via SoilByCounty

Acidic Ultisols of East Tennessee

Loudon County is characterized by highly weathered Ultisols with an average pH of 5.29. This measurement is just under the state average of 5.35 and significantly more acidic than the national median of 6.5.

Heavy Silty Clay Loams

The dominant texture is silty clay loam, featuring a high clay content of 25.6%. When mixed with 47.6% silt and 26.8% sand, this soil holds onto nutrients very effectively but can be difficult to work when wet.

Low Fertility Requires Enrichment

The organic matter level of 1.52% is nearly a full percentage point below the Tennessee average of 2.44%. Combined with an Available Water Capacity of 0.162 in/in, these soils require attentive fertilization and consistent watering for peak productivity.

Well-Drained Ground for Healthy Roots

The county's soil is well-drained and categorized in Hydrologic Group B, meaning it moves water efficiently through the profile. This makes the land excellent for preventing root rot and provides a stable foundation for building.

Orchards and Vineyards in Zone 7b

Loudon’s well-drained soil and Zone 7b climate are ideal for vineyards and fruit orchards. Enhance your soil with compost to offset the low organic matter and you will have a thriving garden that produces all season long.

Full soil quality analysis on SoilByCounty

Lawn Care in Loudon County

via LawnByCounty

Navigating Tough East Tennessee Soil

Loudon County presents a difficult lawn environment with a score of 39.4, well below the national median of 50.0. This Zone 7b county requires active management to overcome poor soil pH and high clay content. Local homeowners must be more proactive than those in neighboring counties to maintain green space.

Steady Growth with High Humidity

Loudon County sees 55.2 inches of annual rain and 43 extreme heat days, creating a humid climate that tests turf resilience. The 4556 growing degree days indicate a robust growing season that starts early in the spring. You should plan for frequent mowing throughout the summer to keep up with the fast growth rates.

Managing Dense Silty Clay

The soil pH of 5.29 is quite acidic, necessitating lime to reach the ideal 6.0-7.0 range for most lawns. With 25.6% clay, the silty clay loam is well-drained but can become very hard and compacted during dry spells. Regular aeration is the best way to help water and air reach the roots through this dense soil texture.

Severe Drought Warnings

Loudon County faced 23 weeks of drought last year, and currently, 7.6% of the area is in a severe drought (D2) state. This level of water stress requires careful conservation and targeted watering to keep the lawn from going dormant too early. Focus on watering in the pre-dawn hours to ensure every drop counts.

Sowing for the Long Season

Tall Fescue is the most popular choice for Zone 7b, as it handles the moderate winters well. For the best results, start your lawn work after April 5 when the threat of a killing frost has mostly passed. Your lawn will continue growing until the first frost typically arrives on November 1.

Full lawn care analysis on LawnByCounty

Frequently Asked Questions

What is Loudon County's county score?
Loudon County, Tennessee has a composite county score of 54.4 out of 100 on CountyScore. This score is calculated from a weighted average of available data dimensions including property tax, cost of living, income, safety, health, and schools.
How does Loudon County rank among counties in Tennessee?
Loudon County ranks #31 among all counties in Tennessee on CountyScore's composite ranking. Rankings are based on available data dimensions and updated as new data is added.
What are property taxes like in Loudon County, Tennessee?
The median annual property tax in Loudon County is $1,163, with an effective tax rate of 0.40%. This earns Loudon County a tax score of 94/100 on CountyScore (higher = lower taxes).
What is the median household income in Loudon County?
The median household income in Loudon County, Tennessee is $80,296 per year according to U.S. Census Bureau data. Loudon County earns an income score of 84.1/100 on CountyScore.
Is Loudon County, Tennessee a good place to live?
Loudon County scores 54.4/100 on CountyScore's overall county ranking, ranking #31 in Tennessee. The best way to evaluate Loudon County is to compare individual dimension scores — property tax, cost of living, income, safety, health, and schools — based on your personal priorities. Use CountyScore to compare Loudon County with other counties side by side.

ByCounty Network

🏛Property Tax🏠Cost of Living💼Income & Jobs🛡Safety❤Health🎓Schools⚡Disaster Risk💧Water Quality🌤Weather & Climate🪨Soil Quality🌱Lawn Care🛒Farmers Markets

Data from U.S. Census Bureau ACS, FBI UCR, CDC, FEMA NRI, NCES, EPA SDWIS, NOAA — informational only.