CountyScore

Loudon County

Tennessee · TN

#46 in Tennessee
70.5
County Score

County Report Card

About Loudon County, Tennessee

54% Above National Livability Median

Loudon County's composite score of 76.9 far exceeds the national median of 50.0, placing it among the strongest-performing counties across America. The county offers national-caliber livability for its residents.

Above State Average Livability

Loudon County scores 76.9, slightly above Tennessee's state average of 76.3, ranking in the upper-middle tier among Tennessee's 95 counties. The county delivers reliable, above-average livability statewide.

Highest Incomes and Rock-Bottom Taxes

Loudon County boasts the highest income score (35.8) of all eight counties, with a median household income of $80,296—61% above Lauderdale County. The county also features the best tax score (91.1) at just 0.398% effective tax rate, creating unmatched financial efficiency.

Housing Less Affordable Despite Low Taxes

The cost score of 76.6 is the lowest among these counties, reflecting median home values of $292,600 and rent at $995/month—driven by higher incomes and desirability. Safety, health, schools, and environmental data are not yet available.

Premier Choice for Affluent Professionals

Loudon County suits high-earning families and professionals seeking the lowest possible taxes combined with premium housing and community standards. The county represents Tennessee's most prosperous livability profile for those with substantial incomes.

Score breakdown

5 dimensions have live data. 3 more coming as vertical sites launch.

Tax91.1Cost76.6SafetyComing SoonHealth66.2SchoolsComing SoonIncome35.8Risk31.7WaterComing Soon
🏛91.1
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty →
🏠76.6
Cost of Living
Median rent, home values, and housing affordability
CostByCounty →
💼35.8
Income & Jobs
Median household income and per capita earnings
IncomeByCounty →
🛡Coming Soon
Safety
Violent and property crime rates per 100K residents
❤66.2
Health
Life expectancy, uninsured rates, and health access
HealthByCounty →
🎓Coming Soon
Schools
Graduation rates, per-pupil spending, and attainment
⚡31.7
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty →
💧Coming Soon
Water Quality
EPA drinking water health violations and safety grades

Explore this county

Property Taxtaxbycounty.comCost of Livingcostbycounty.comIncomeincomebycounty.com
Compare Loudon County with another county →

Counties with similar scores

Franklin County
Alabama
70.5
Median income: $51,493
Lauderdale County
Alabama
70.5
Median income: $59,082
Holmes County
Florida
70.5
Median income: $48,236
Fayette County
Indiana
70.5
Median income: $56,659
Smith County
Kansas
70.5
Median income: $57,024

Deep Dives

Loudon County across the ByCounty Network

Detailed analysis from 5 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Loudon County

via TaxByCounty

Loudon's low rate on high-value homes

Loudon County's effective tax rate of 0.398% is among the nation's lowest, roughly double the national median of 0.22%. Yet homeowners enjoy the best of both worlds: the county's median home value of $292,600 exceeds the national median, yielding a tax bill of just $1,163 annually.

Lowest rate in Tennessee

Loudon County's 0.398% effective tax rate is the lowest in the state—22% below Tennessee's average of 0.511%. This makes Loudon an exceptionally tax-friendly jurisdiction for property owners statewide.

Far below every adjacent county

Loudon's 0.398% rate is the lowest among all surrounding counties, undercutting Marion County (0.444%), Lewis County (0.504%), and others by wide margins. The county is a tax haven within its region.

Premium homes, modest tax bills

Despite median home values of $292,600—matching the national average—Loudon homeowners pay only $1,163 in annual property tax. This exceptional combination of higher property values and lower tax rates provides real savings for residents.

Even favored counties see bad assessments

Loudon's low tax rate doesn't exempt homeowners from overassessment. Residents should still review their assessment against local market comparables and appeal if their home is appraised above fair market value.

Full property tax analysis on TaxByCounty

Cost of Living in Loudon County

via CostByCounty

Loudon's prosperity yields persistent affordability

Despite the highest median income in this eight-county sample at $80,296—above the national average of $74,755—Loudon maintains an outstanding rent-to-income ratio of 14.9%. Residents spending $995 monthly on rent have significantly more remaining income than national norms, reflecting the county's regional economic strength.

Most affluent, most affordable in Tennessee sample

Loudon's 14.9% rent-to-income ratio ties Lincoln County for the state's best affordability in this comparison, powered by the highest median household income at $80,296. This dual advantage—prosperity plus reasonable housing costs—positions Loudon as Tennessee's premier affordable county.

Premium pricing reflects greater prosperity

Loudon's $995 monthly rent and $904 owner cost run $259 and $138 higher respectively than the Lauderdale-Lawrence-Lewis cluster, yet the 14.9% affordability ratio proves these aren't burdensome. The median home value of $292,600 dramatically exceeds all peers, signaling strong property investment and community stability.

Higher costs, higher income, balanced burden

Renters pay $995 monthly and homeowners $904, but the $80,296 median income means housing consumes just 14.9% and 13.5% of earnings respectively. This leaves Loudon residents the most discretionary income of any county in the sample.

Premium living at affordable-county price tags

Loudon County offers prosperity-level incomes with affordability-level housing burdens—an uncommon advantage for relocators seeking economic security. If you're willing to pay more for housing in a wealthier community with strong schools and job markets, Loudon delivers exceptional value.

Full cost of living analysis on CostByCounty

Income & Jobs in Loudon County

via IncomeByCounty

Loudon County exceeds national median income

Loudon County's median household income of $80,296 surpasses the national median of $74,755 by $5,541, placing it in the top 45% of U.S. counties. This distinction reflects Loudon's position as a thriving suburban and industrial county in East Tennessee.

Tennessee's top earner in this group

At $80,296, Loudon County's median household income exceeds Tennessee's state average of $58,994 by $21,302, ranking it among the state's highest-earning counties. The county's per capita income of $42,817 suggests professional and technical employment dominates the local economy.

Substantially wealthier than surrounding counties

Loudon County's $80,296 median dramatically outpaces all peers in this analysis—nearly $17,000 more than Lincoln County ($63,115) and over $27,000 above Lauderdale ($49,205). The county's proximity to Knoxville and established industrial base drive this regional income advantage.

Affordable housing despite higher values

Loudon County's 14.9% rent-to-income ratio is excellent, despite a median home value of $292,600—the region's highest. Higher incomes make even premium real estate accessible, with typical households able to finance homes comfortably within conventional lending standards.

Loudon households can pursue aggressive wealth

With $80,296 median income and strong housing affordability, Loudon families can maximize retirement contributions, invest in real estate, and build diversified portfolios. Households here should prioritize maxing out 401(k)s ($23,500 annually in 2024) and opening HSAs for triple tax-advantaged health savings.

Full income & jobs analysis on IncomeByCounty

Health in Loudon County

via HealthByCounty

Highest life expectancy in the eight-county sample

Loudon County residents live to an average of 75.4 years, nearly matching the U.S. life expectancy of 76.4 years and leading all eight counties. Just 19.8% of adults report poor or fair health, well below the national average of about 18%. This strong performance reflects a healthcare system and community that prioritizes preventive care and access.

Significantly exceeds Tennessee's state average

Loudon County's life expectancy of 75.4 years tops Tennessee's state average of 72.4 years by 3 full years. The county's 19.8% poor/fair health rate is among the lowest in the state, indicating strong population health management. Loudon County demonstrates how robust healthcare infrastructure translates to measurable health gains.

Best-in-class provider availability and outcomes

Loudon County offers 55 primary care providers per 100,000 residents and 56 mental health providers per 100,000—among the highest ratios in this eight-county cluster. This abundant provider supply supports both physical and mental healthcare, contributing directly to better life expectancy. Compared to peers like Lauderdale (16 primary care providers) or Lewis (16 primary care providers), Loudon's advantage is stark.

Strong coverage and access ensure healthcare equity

Loudon County's uninsured rate of 11.2% is below Tennessee's average of 11.9% and paired with robust provider availability. Residents can access primary and mental health care without long waits or travel barriers—a luxury not shared across all eight counties. This combination of coverage and supply directly enables the county's superior health outcomes.

Protect your advantage with continuous coverage

Loudon County's health success depends on residents maintaining consistent health insurance and preventive care engagement. If you're among the uninsured, Healthcare.gov makes finding affordable coverage quick and simple. Staying covered ensures you keep pace with the county's strong health trajectory.

Full health analysis on HealthByCounty

Disaster Risk in Loudon County

via RiskByCounty

Loudon County carries above-average risk

Loudon County scores 68.35 on the composite risk index with a Relatively Low rating, nearly 16 points above Tennessee's average of 52.45. The county's risk profile is distinctive for elevated flood exposure alongside earthquake and tornado vulnerabilities.

Upper-third risk ranking statewide

Loudon County ranks in the upper third of Tennessee counties for natural disaster risk. Its above-average composite score reflects particular vulnerability to flooding and seismic activity.

Riskier due to flood exposure

Loudon County's flood risk of 71.63 significantly exceeds nearby Knox and Anderson counties, making it the wettest threat zone in east Tennessee. Its earthquake risk of 89.69 also surpasses most regional neighbors.

Floods are your top priority

Flooding is Loudon County's dominant natural disaster threat at 71.63, substantially higher than state averages and regional neighbors. Tornadoes (66.95) and earthquakes (89.69) pose secondary but meaningful risks requiring attention.

Flood insurance is non-negotiable

Flood insurance is essential in Loudon County—don't rely on standard homeowners coverage to protect against water damage. Add earthquake insurance and verify windstorm coverage to address your full hazard spectrum.

Full disaster risk analysis on RiskByCounty

ByCounty Network

🏛Property Tax🏠Cost of Living💼Income & Jobs🛡Safety❤Health🎓Schools⚡Disaster Risk💧Water Quality

Data from U.S. Census Bureau ACS, FBI UCR, CDC, FEMA NRI, NCES, EPA SDWIS — informational only.