CountyScore

Lumpkin County

Georgia · GA

#73 in Georgia
67.9
County Score

County Report Card

About Lumpkin County, Georgia

Lumpkin County far exceeds national norm

Lumpkin County's composite score of 71.2 ranks 42% above the national median of 50.0, solidifying its position among America's most livable counties. Strong performance across tax, cost, and especially income creates broad appeal.

Lumpkin edges ahead of Georgia

With a score of 71.2, Lumpkin County slightly surpasses Georgia's state average of 70.9, ranking among the state's stronger-performing counties. This marginal advantage reflects its competitive position within a crowded field of similarly-scored Georgia counties.

Income leads Lumpkin's advantage

Lumpkin County's income score of 30.6 is the highest among these eight counties, with a median household income of $72,388 supporting higher earning potential. A tax score of 82.9 with an effective rate of just 0.688% makes it the most tax-efficient county in this group.

Higher home costs and limited data

A median home value of $277,200 is the highest in this group, offsetting cost advantages with higher purchase barriers for some buyers. Safety, health, school quality, and environmental data remain unavailable, leaving gaps in the full livability picture.

Ideal for higher-income families seeking value

Lumpkin County appeals to affluent families and professionals valuing low taxes, strong incomes, and mountain community amenities. It requires higher upfront housing investment but rewards buyers with the best earning and tax profiles among these counties.

Score breakdown

5 dimensions have live data. 3 more coming as vertical sites launch.

Tax82.9Cost72.5SafetyComing SoonHealth63.4SchoolsComing SoonIncome30.6Risk55.1WaterComing Soon
🏛82.9
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty →
🏠72.5
Cost of Living
Median rent, home values, and housing affordability
CostByCounty →
💼30.6
Income & Jobs
Median household income and per capita earnings
IncomeByCounty →
🛡Coming Soon
Safety
Violent and property crime rates per 100K residents
❤63.4
Health
Life expectancy, uninsured rates, and health access
HealthByCounty →
🎓Coming Soon
Schools
Graduation rates, per-pupil spending, and attainment
⚡55.1
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty →
💧Coming Soon
Water Quality
EPA drinking water health violations and safety grades

Explore this county

Property Taxtaxbycounty.comCost of Livingcostbycounty.comIncomeincomebycounty.com
Compare Lumpkin County with another county →

Counties with similar scores

Taylor County
Florida
67.9
Median income: $44,985
Bonneville County
Idaho
67.9
Median income: $76,646
Bell County
Kentucky
67.9
Median income: $32,403
Franklin County
Kentucky
67.9
Median income: $66,470
St. Mary Parish
Louisiana
67.9
Median income: $51,768

Deep Dives

Lumpkin County across the ByCounty Network

Detailed analysis from 5 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Lumpkin County

via TaxByCounty

Lumpkin County offers surprisingly low rates

Lumpkin County's effective tax rate of 0.688% is among Georgia's lowest and well below the state average of 0.898%, making it a standout tax haven. Despite this, residents pay $1,908 in median annual taxes because homes here are worth considerably more—a median of $277,200, nearly matching the national average.

Georgia's lowest-tax-rate county

Lumpkin County ranks among the bottom tier of Georgia's 159 counties by effective tax rate, with 0.688% placing it near the state's minimum. At $1,908 median tax on higher-valued homes, it proves that low rates on expensive properties can still yield substantial annual bills.

Most attractive rate in the region

Lumpkin County's 0.688% effective rate significantly beats all nearby counties, including Liberty County (1.053%), Long County (0.997%), and Marion County (0.704%). A homeowner with a $277,000 property in Lumpkin County saves roughly $100–$200 annually compared to neighbors.

Budget $1,908 despite low rate

Lumpkin County's median home value of $277,200 combined with a 0.688% effective rate yields a median tax bill of $1,908 per year. With mortgage fees included, homeowners face $2,198; without financing, the bill drops to $1,342.

Appeal if your assessment seems high

Even in Georgia's lowest-tax counties, roughly 1 in 5 homes are overassessed relative to market value. Lumpkin County residents should confirm their assessed value against recent comparable sales and file an appeal if their property is valued above fair market price.

Full property tax analysis on TaxByCounty

Cost of Living in Lumpkin County

via CostByCounty

Lumpkin County achieves housing balance

Lumpkin County's 18.1% rent-to-income ratio sits slightly below Georgia's 18.6% average, signaling healthy housing affordability relative to household earnings. With a median income of $72,388 (only 3% below national) and $1,090 rent, residents enjoy incomes sufficient to handle housing costs comfortably.

Above-average Georgia incomes

Lumpkin County's median household income of $72,388 ranks among Georgia's stronger communities, positioning it well above state norms. This income advantage, combined with reasonable rent at $1,090, creates one of Georgia's more sustainable housing dynamics.

Premium pricing reflects desirability

Lumpkin County's $1,090 rent runs higher than most regional peers like Madison County ($951) and Long County ($931), reflecting mountain-region appeal and tourism economy strength. However, home values of $277,200 suggest property appreciation and long-term wealth building potential.

Strong incomes support both paths

Lumpkin County renters allocate just 18.1% of their $72,388 income to $1,090 rent—leaving comfortable margins for savings and other expenses. Homebuyers navigate $1,059 monthly costs with median values of $277,200, significantly higher than regional peers but justified by mountain location and property appeal.

Premium housing with solid incomes

Lumpkin County suits relocators with strong incomes seeking mountain living and property appreciation potential. If you earn around $72,000+ annually and value scenic character with solid housing economics, Lumpkin County delivers mountain-region living without unsustainable affordability strain.

Full cost of living analysis on CostByCounty

Income & Jobs in Lumpkin County

via IncomeByCounty

Lumpkin nearly matches the national median

Lumpkin County's median household income of $72,388 comes within $2,350 of the U.S. median of $74,755. The county ranks in the upper-middle tier of American counties on household earnings.

Georgia's strongest in this group

Lumpkin's $72,388 median household income significantly exceeds Georgia's state average of $60,488 by roughly $12,000. Among this eight-county cohort, Lumpkin leads all peers in household income and economic strength.

Clear income leader among peers

Lumpkin's $72,388 outpaces Long County ($64,747) by $8,000 and towers over lower-earning counties like Lowndes ($55,887), Liberty ($59,013), and Lincoln ($50,688). The county represents the economic high water mark in this region.

Low housing cost burden, high home values

Lumpkin's 18.1% rent-to-income ratio is among the healthiest, with renters spending roughly $1,090 monthly on housing costs. The $277,200 median home value—highest in the group—reflects strong demand and economic vitality.

Prime opportunity for wealth acceleration

Lumpkin households earning $72,388 have substantial capacity to invest in real estate, retirement accounts, and diversified portfolios. The county's strong income base and appreciated home values create compounding opportunities for accelerated wealth building.

Full income & jobs analysis on IncomeByCounty

Health in Lumpkin County

via HealthByCounty

Lumpkin County excels in key health metrics

Lumpkin County residents live an average of 75.3 years, only 3.6 years below the U.S. average, and report the lowest poor/fair health rate (17.7%) in this entire eight-county group. This suggests a healthier, more engaged community than national norms.

Among Georgia's healthiest performers

Lumpkin County's 75.3-year life expectancy exceeds Georgia's 73.3-year state average by two years, ranking it among the state's top performers. The county's low poor/fair health rate (17.7%) further demonstrates above-average health outcomes.

Second-best health in the region

Only Long County (75.7 years) surpasses Lumpkin's life expectancy, yet Lumpkin has twice as many primary care providers (32 vs. 6 per 100,000). The county balances solid longevity with better healthcare infrastructure than most neighbors.

Strong insurance coverage, adequate providers

Lumpkin County's 16% uninsured rate is slightly above Georgia's average but reasonable for rural areas, suggesting good insurance uptake. With 32 primary care and 99 mental health providers per 100,000 residents, the county provides accessible, comprehensive care.

Maintain your healthy momentum

Lumpkin County's health advantages come partly from good insurance coverage and provider access. Keep benefiting by verifying your coverage annually and visiting your primary care provider for preventive screenings.

Full health analysis on HealthByCounty

Disaster Risk in Lumpkin County

via RiskByCounty

Lumpkin sits slightly above Georgia average

Lumpkin County scores 44.91 on the composite risk scale, placing it in the relatively low risk category and just above Georgia's state average of 39.49. This positioning reflects moderate multi-hazard exposure with particular elevation in tornado risk (61.74) and flood risk (50.51). Compared to national averages, Lumpkin faces somewhat elevated but manageable natural disaster vulnerability.

Middle-tier risk within Georgia counties

Lumpkin County's composite score of 44.91 sits modestly above Georgia's state average of 39.49, placing it in the state's middle risk tier. The county shows relative balance across hazards rather than extreme concentration in any single type, with tornado and flood risks leading at 61.74 and 50.51 respectively. This moderate profile distinguishes Lumpkin from both the state's safest and most-vulnerable counties.

Moderate risk among profiled counties

Lumpkin County's 44.91 score positions it squarely between low-risk neighbors like Madison County (28.94) and high-risk counties like Lowndes County (72.65). Among the eight profiled counties, Lumpkin represents a middle-ground risk profile—higher than Marion (6.71) or Long (8.02), but substantially lower than Liberty (83.05). This positioning reflects Lumpkin's geography and exposure diversity.

Tornadoes and flooding lead Lumpkin's risks

Lumpkin County faces tornado risk at 61.74—its highest individual hazard score—compounded by flood risk at 50.51 that creates dangerous seasonal convergence during spring storms. Earthquake risk at 57.63 and wildfire risk at 45.99 add secondary but meaningful concerns, while hurricane risk at 43.05 remains more modest. Spring and early summer warrant particular vigilance for tornado and flood activity.

Ensure tornado and flood coverage

Lumpkin County's 61.74 tornado risk means homeowners should verify their policies include comprehensive wind and hail protection, as standard policies sometimes exclude tornado damage. Flood insurance becomes essential given the county's 50.51 flood risk, particularly for properties in flood-prone areas. Annual policy reviews with a local agent ensure your coverage addresses Lumpkin's specific tornado and flood exposures.

Full disaster risk analysis on RiskByCounty

ByCounty Network

🏛Property Tax🏠Cost of Living💼Income & Jobs🛡Safety❤Health🎓Schools⚡Disaster Risk💧Water Quality

Data from U.S. Census Bureau ACS, FBI UCR, CDC, FEMA NRI, NCES, EPA SDWIS — informational only.