52.8
County Score
Soil Quality 83.8Lawn Care 76.2Safety 69.7

County Report Card

About Mason County, Illinois

Mason County Exceeds National Median

Mason County posts a composite score of 52.8, slightly outperforming the 50.0 national median. It provides a reliable standard of living that matches broader regional trends.

A Perfect State Average Match

The county's score of 52.8 perfectly mirrors the Illinois state average. It serves as a representative benchmark for what life looks like in a typical Illinois county.

Affordable Living and Local Safety

Housing affordability is a key driver with a cost score of 67.0 and a median home value of $106,100. A safety score of 69.7 further enhances its appeal for those seeking a quiet lifestyle.

Fiscal Burdens and Water Scores

The tax score of 2.1 is among the lowest in the region, driven by a 2.146% effective rate. Water quality and infrastructure also present room for improvement with a score of 44.4.

Ideal for Value-Seeking Retirees

The county is best suited for retirees or remote workers who want to maximize their housing budget in a safe environment. It offers a predictable, average Illinois experience with significant real estate value.

Score breakdown

Tax2.1Cost67Safety69.7Health60.9Schools57.5Income45.6Risk57Water44.4Weather49.1
🏛2.1
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty
🏠67
Cost of Living
Median rent, home values, and housing affordability
CostByCounty
💼45.6
Income & Jobs
Median household income and per capita earnings
IncomeByCounty
🛡69.7
Safety
Violent and property crime rates per 100K residents
CrimeByCounty
60.9
Health
Life expectancy, uninsured rates, and health access
HealthByCounty
🎓57.5
Schools
Graduation rates, per-pupil spending, and attainment
SchoolsByCounty
57
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty
💧44.4
Water Quality
EPA drinking water health violations and safety grades
WaterByCounty
🌤49.1
Weather & Climate
Average temperatures, precipitation, and extreme weather events
WeatherByCounty
🪨83.8
Soil Quality
Soil composition, pH, drainage, and organic matter content
SoilByCounty
🌱76.2
Lawn Care
Lawn difficulty score based on climate, soil, and grass suitability
LawnByCounty
🛒
Farmers Markets
Local market density, SNAP/EBT acceptance, and product variety
MarketsByCounty
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Deep Dives

Mason County across the ByCounty Network

Detailed analysis from 10 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Mason County

via TaxByCounty

Mason County levies top-tier tax rates

Mason County's effective tax rate of 2.146% ranks in the 71st percentile nationally, well above the national median of 1.728%. The median property tax of $2,277 approaches the national median of $2,690, despite homes valued at only $106,100—less than 38% of the national median home value.

Mason County highest-taxed in Illinois

At 2.146%, Mason County carries Illinois's highest effective tax rate, exceeding the state average of 1.831% by over 0.3 percentage points. The median property tax of $2,277 is 18% below the state median, reflecting lower home values but elevated tax pressure on residents.

Significantly outpaces all regional peers

Mason County's 2.146% rate far exceeds every neighboring county in the state—nearly 0.2 percentage points above McDonough County (2.162%) and Marshall County (1.991%). This makes Mason one of the most tax-intensive places to own property in central Illinois.

Expect $2,277 in annual property tax

On Mason County's median home value of $106,100 and effective rate of 2.146%, homeowners pay approximately $2,277 in annual property taxes. With mortgage add-ons, total obligations can reach $2,397.

Reassessment appeal strongly encouraged

Given Mason County's exceptionally high tax rates, thorough assessment verification is critical for homeowners seeking relief. The Mason County Assessor's office accepts reassessment requests at no charge—a simple filing could substantially reduce your annual tax burden.

Cost of Living in Mason County

via CostByCounty

Mason meets national affordability norms

Mason County's rent-to-income ratio of 14.7% matches the Illinois state average exactly and sits just below the national norm. The median rent of $760/month is remarkably affordable given the national context, representing strong value for residents.

Right at Illinois's affordability average

Mason County's 14.7% rent-to-income ratio equals the Illinois state average, positioning it as a solid middle-ground option across the state. At $760/month median rent, Mason is $77 below the state median and ranks among the more affordable Illinois counties.

Affordable housing with slight trade-offs

Mason's $760 rent is the lowest in the region, even beating Marion's $771 and Marshall's $767 by small margins. However, Mason's median income of $62,127 is lower than Marshall's ($69,818) and Marion's ($60,839), balancing the rent advantage with tighter overall budgets.

Housing costs balanced with income

Mason County households earning $62,127 median income spend $760/month on rent (14.7%) or $755/month on homeownership costs (14.6%). These ratios are among the best in the region, leaving room for other necessities and modest savings.

Mason delivers state-average value

Relocating to Mason County puts you at Illinois's affordability sweet spot with rents matching state norms and homes valued at just $106,100. This county offers balance: affordable housing, reasonable incomes, and none of the premium costs found in northern Illinois.

Income & Jobs in Mason County

via IncomeByCounty

Mason households earn below the national mark

Mason County's median household income of $62,127 trails the national median of $74,755 by $12,628, placing it in the bottom 40% of U.S. counties. Mason families earn roughly 17% less than the typical American household, reflecting limited high-wage job opportunities.

Mason falls short of Illinois's state average

At $62,127, Mason County lags Illinois's statewide median of $68,580 by $6,453, ranking it in the lower half of the state's 102 counties. The gap signals an economy with fewer middle- and high-income employment options than state peers.

Mason competes with similarly challenged peers

Mason County ($62,127) earns slightly more than Marion ($60,839) and Massac ($62,584) but significantly trails Marshall ($69,818) and Madison ($74,800). Its per capita income of $34,783 falls below the state average of $36,009, indicating weaker individual earning capacity across the county.

Housing affordability provides vital relief

Mason's rent-to-income ratio of 14.7% means renters spend roughly $760 monthly on housing, staying well below the 30% affordability threshold and creating breathing room in tight budgets. Median home values of $106,100 make homeownership viable for median-income families, though lower overall income limits savings potential.

Build wealth despite modest Mason earnings

Mason households earning $62,127 should prioritize emergency savings and employer benefits first, as these provide the most return on limited resources. Automating even $75 monthly into a dedicated savings account or retirement plan sidesteps the temptation to spend and builds $9,000+ in a decade.

Safety in Mason County

via CrimeByCounty

Mason County remains well below national averages

With a total crime rate of 711.3 per 100K, Mason County is far safer than the national rate of 2,385.5. The county carries a strong safety score of 98.9, indicating it is one of the more secure regions in the country.

Exceeding the Illinois safety benchmark

Mason County's total crime rate of 711.3 is lower than the Illinois average of 835.0. Its safety score of 98.9 also surpasses the state average of 98.7, suggesting a safer environment than many other Illinois counties.

Mason vs its neighboring regions

While Mason's rate of 711.3 is slightly higher than Marshall County's 553.7, it is much lower than Massac County's 1747.4. Mason remains a middle-ground safe haven compared to its regional counterparts.

Violent crime is remarkably low

Property crime accounts for 657.8 per 100K residents, but violent crime is almost non-existent at only 53.5. Six reporting agencies contribute to this data, highlighting a community where personal safety risks are minimal.

Stay vigilant against property theft

Since property crimes make up the bulk of Mason's reports, home security is a smart investment. Simple steps like locking all windows and installing doorbell cameras can prevent opportunistic theft.

Health in Mason County

via HealthByCounty

Mason County trails national health benchmarks

Mason County's 73.8-year life expectancy falls 4.5 years short of the U.S. average of 78.3 years. With 16.8% of residents in poor or fair health, the county performs slightly better than the national average of 18%.

Significantly below Illinois average

At 73.8 years, Mason County's life expectancy lags the state average of 76.0 years by 2.2 years, indicating below-average health status. The 6.6% uninsured rate marginally exceeds Illinois's 6.3%, suggesting insurance access alone is not addressing health disparities.

Mid-range provider availability

Mason County's 39 primary care providers per 100,000 residents fall between Marion County (35) and Madison County (48). Mental health capacity is limited at 40 providers per 100,000, making specialist access challenging for residents.

Insurance and access barriers compound

Mason County's 6.6% uninsured rate and 39 primary care providers per 100,000 both present moderate barriers to care. The county's 16.8% poor/fair health rate and 73.8-year life expectancy reflect a health system stretched thin.

Prioritize getting covered now

Mason County's 6.6% uninsured rate leaves roughly 1,200 residents without health protection. Check your coverage today at Healthcare.gov or contact the Mason County health department to ensure you have access to the limited providers available.

Schools in Mason County

via SchoolsByCounty

Dedicated Education Infrastructure for 2,200 Students

Mason County supports 2,203 students across nine public schools managed by two primary districts. The school landscape includes three elementary schools, two middle schools, and three high schools.

Strong Spending Drives Competitive School Scores

The county invests $9,570 per pupil, which is higher than the state average of $9,250. This investment supports an 86.9% graduation rate and a competitive composite school score of 57.4.

Havana and Illini Central Power Local Schools

Havana CUSD 126 is the largest district, serving 870 students, followed by Illini Central CUSD 189 with 649 students. The county’s education system is entirely composed of traditional public schools with zero charter participation.

Cozy Campuses in Rural and Town Settings

Six schools are located in rural areas and three in towns, providing a mix of settings for local families. The average school size is small at 245 students, and Midwest Central Primary is the largest campus with 432 students.

Invest in a Community That Values Education

Mason County offers above-average state funding per pupil, making it an attractive choice for families. Explore homes in Havana or near the Midwest Central schools to benefit from these well-resourced districts.

Disaster Risk in Mason County

via RiskByCounty

Mason County's risk sits below average

Mason County's composite risk score of 43.03 places it in the Relatively Low category, below Illinois's state average of 54.46. This indicates manageable natural disaster risk for most residents.

Lower-risk county in Illinois

Mason County ranks in the safer half of Illinois counties, with exceptionally low wildfire risk (1.62) and flood risk (47.20). Earthquake exposure of 63.77 is moderate, while tornado risk of 52.07 remains below state averages.

Among the safer central Illinois counties

Mason County's score of 43.03 is comparable to nearby McDonough County (37.53) and substantially safer than Marshall County's 27.23. It remains far safer than the higher-risk counties of southwestern Illinois.

Flooding poses the most significant threat

Mason County's flood risk of 47.20 represents its greatest vulnerability, though still below the state average. Tornado and earthquake risks are moderate, with scores of 52.07 and 63.77 respectively.

Focus on flood insurance coverage

Mason County residents should prioritize flood insurance, especially those near rivers or low-lying areas, as standard policies exclude water damage. A basic homeowners policy combined with flood coverage provides solid protection for most Mason County properties.

Weather & Climate in Mason County

via WeatherByCounty

Moderate Temperatures in the Heart of Illinois

Mason County averages 52.1°F annually, aligning closely with the national median for the interior United States. This climate produces standard seasonal transitions and a balanced weather profile.

Slightly Cooler Than the State Average

At 52.1°F, Mason County is just a fraction cooler than the 52.8°F Illinois average. Its 40.1 inches of annual rainfall also trails the state benchmark of 41.7 inches slightly.

Higher Heat Frequency Than Nearby Counties

Mason experiences 31 extreme heat days annually, more than neighbors like Marshall or Menard. However, its 20.4 inches of snow is fairly consistent with other central Illinois regions.

A Cycle of Heat and Frost

July brings a warm average of 75.8°F, while January dips to a chilly 24.8°F. The county sees a full month of days exceeding 90°F, making for a long summer season.

Manage High Heat and Winter Chill

Plan for 31 days of temperatures over 90°F by optimizing your home's cooling efficiency. Salt and winter tires are essential for navigating the 20.4 inches of average annual snowfall.

Soil Quality in Mason County

via SoilByCounty

The Near-Perfect pH Anchor

Mason County boasts an average pH of 6.54, sitting almost exactly at the national median of 6.5. This neutral chemical balance is a primary driver behind the county's exceptional soil health and productivity.

Higher Sand Content for Drainage

With 29.7% sand, this soil is much grittier than neighboring counties, which usually improves drainage and aeration. This is balanced by 47.8% silt and 19.0% clay, creating a unique mix that warms up quickly in the spring.

Elite Organic Matter Levels

The organic matter content is a staggering 5.88%, nearly double the Illinois state average of 2.94%. This incredible richness leads to a soil score of 83.8, identifying Mason as a premier agricultural hub.

Exceptional Internal Soil Flow

Detailed hydrologic and taxonomic data is currently limited for this county. However, the high sand percentage and top-tier soil score suggest very efficient drainage that prevents most waterlogging issues for builders and farmers.

Bumper Crops in Zone 6a

Mason County's Zone 6a climate is perfectly suited for the county's nutrient-dense soils. Whether you are growing professional-grade corn or a residential vegetable patch, the earth here is ready to perform.

Lawn Care in Mason County

via LawnByCounty

Exceptional Lawn Ease in Mason County

Mason County is a standout with a lawn difficulty score of 76.2, ranking it as one of the easiest places in the state for lawn care. This high rating surpasses the state average of 69.8, offering ideal conditions for Zone 6a gardeners.

Consistent Precipitation and High Growth

The county receives 40.1 inches of precipitation per year, closely matching the state average. While 31 extreme heat days present a challenge, the 3574 growing degree days support a robust and active growing season for turf.

Sandy Soil Improves Natural Drainage

With nearly 30% sand content, Mason County soils offer better-than-average natural drainage compared to heavier clay regions. The 6.54 pH level ensures that your lawn can easily access nutrients, even though specific drainage classifications are unavailable.

Managing Widespread Severe Drought

Despite its high score, 100% of the county is currently under severe drought conditions. Residents should maintain a higher mowing height to shade the soil and reduce evaporation during this critical period.

Spring Seeding Success in Zone 6a

Aim to seed your lawn after April 17th to avoid late-season frost damage. Kentucky bluegrass is a top performer in this climate, as long as it is established well before the first fall frost on October 19th.

Frequently Asked Questions

What is Mason County's county score?
Mason County, Illinois has a composite county score of 52.8 out of 100 on CountyScore. This score is calculated from a weighted average of available data dimensions including property tax, cost of living, income, safety, health, and schools.
How does Mason County rank among counties in Illinois?
Mason County ranks #56 among all counties in Illinois on CountyScore's composite ranking. Rankings are based on available data dimensions and updated as new data is added.
What are property taxes like in Mason County, Illinois?
The median annual property tax in Mason County is $2,277, with an effective tax rate of 2.15%. This earns Mason County a tax score of 2.1/100 on CountyScore (higher = lower taxes).
What is the median household income in Mason County?
The median household income in Mason County, Illinois is $62,127 per year according to U.S. Census Bureau data. Mason County earns an income score of 45.6/100 on CountyScore.
Is Mason County, Illinois a good place to live?
Mason County scores 52.8/100 on CountyScore's overall county ranking, ranking #56 in Illinois. The best way to evaluate Mason County is to compare individual dimension scores — property tax, cost of living, income, safety, health, and schools — based on your personal priorities. Use CountyScore to compare Mason County with other counties side by side.