68.3
County Score
Disaster Risk 99.9Safety 89.4Cost of Living 82.4

County Report Card

About McPherson County, Nebraska

Superior Standing on the National Stage

McPherson County earns a composite score of 68.3, placing it well above the national median of 50.0. This high ranking reflects a superior standard of living for its residents.

A Rural Leader in Nebraska

The county’s score of 68.3 beats the Nebraska state average of 59.3 by nearly nine points. It stands out as a high-performer within the state’s rural landscape.

Elite Affordability and Low Risk

Housing affordability is exceptional with a Cost Score of 82.4 and median rent at just $653. Environmental risk management is also elite, with the Risk Score hitting a near-perfect 99.9.

Improving Schools and Information

Educational metrics show room for growth, as the School Score currently sits at 52.1. While other indicators are strong, water quality metrics are not yet available for this county.

Best for Peace and Value

McPherson County is perfect for those seeking extreme peace of mind and low housing costs. It appeals to people who prioritize safety and financial breathing room over urban amenities.

Score breakdown

Tax33.7Cost82.4Safety89.4Health77.5Schools52.1Income43.1Risk99.9WaterComing SoonWeather41
🏛33.7
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty
🏠82.4
Cost of Living
Median rent, home values, and housing affordability
CostByCounty
💼43.1
Income & Jobs
Median household income and per capita earnings
IncomeByCounty
🛡89.4
Safety
Violent and property crime rates per 100K residents
CrimeByCounty
77.5
Health
Life expectancy, uninsured rates, and health access
HealthByCounty
🎓52.1
Schools
Graduation rates, per-pupil spending, and attainment
SchoolsByCounty
99.9
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty
💧
Water Quality
EPA drinking water health violations and safety grades
WaterByCounty
🌤41
Weather & Climate
Average temperatures, precipitation, and extreme weather events
WeatherByCounty
🪨58.5
Soil Quality
Soil composition, pH, drainage, and organic matter content
SoilByCounty
🌱46.5
Lawn Care
Lawn difficulty score based on climate, soil, and grass suitability
LawnByCounty
🛒
Farmers Markets
Local market density, SNAP/EBT acceptance, and product variety
MarketsByCounty
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Deep Dives

McPherson County across the ByCounty Network

Detailed analysis from 9 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in McPherson County

via TaxByCounty

McPherson keeps taxes well below national median

McPherson County's effective tax rate of 1.063% falls comfortably below the national average, placing it in the lower tier of American counties. The median property tax of $1,320 represents less than half the national median of $2,690, despite a median home value of $124,200.

McPherson ranks mid-range for Nebraska taxes

At 1.063%, McPherson County's effective rate falls slightly below Nebraska's state average of 1.281%. The median property tax of $1,320 is substantially lower than the state median of $1,972, saving homeowners around $650 annually.

McPherson sits in the middle of the pack

McPherson County's 1.063% rate positions it between Loup County's tax-friendly 0.799% and Logan County's 1.002%. With a median property tax of $1,320, McPherson offers moderate tax burden compared to higher-tax counties like Madison (1.336%) and Nemaha (1.408%).

McPherson taxes are modest for rural Nebraska

On a median home value of $124,200, McPherson County homeowners pay approximately $1,320 in annual property taxes. With mortgage assessments included, costs reach $1,741; those owning homes outright pay closer to $800.

Review your assessment for potential refunds

Even in a relatively affordable county like McPherson, individual properties may be overassessed by local authorities. Homeowners who believe their assessment exceeds fair market value can file a no-cost appeal to challenge it.

Cost of Living in McPherson County

via CostByCounty

McPherson County keeps housing costs remarkably lean

McPherson County's 12.8% rent-to-income ratio sits comfortably below the national standard, thanks to the lowest monthly rent in the region at $653. Even though median household income ($61,316) falls short of the national average ($74,755), renters here enjoy exceptional affordability.

McPherson ranks among Nebraska's most affordable counties

At 12.8%, McPherson County's rent-to-income ratio beats the state average of 14.2%, placing it in Nebraska's affordability sweet spot. Modest wages are paired with some of the state's lowest rents, creating genuine housing security for residents.

McPherson and Loup compete for cheapest rents

McPherson County's $653 monthly rent is virtually identical to Loup County's $650, making both rural Nebraska's most affordable rental markets. Logan ($725), Merrick ($772), and Madison ($851) all command significantly higher rents, giving McPherson renters a clear advantage.

Owner costs are the county's real bargain

McPherson County's $653 rent and $680 monthly owner cost are both among the lowest in the state, consuming just 12.8% of the $61,316 median household income. This lean structure means residents have more income left for savings and other necessities.

McPherson delivers affordable housing for rural seekers

McPherson County offers one of Nebraska's best rent-to-income ratios and median home values of just $124,200, ideal for budget-conscious relocators. Cross-reference McPherson's numbers against neighboring counties to confirm whether this affordable corner of the state suits your needs.

Income & Jobs in McPherson County

via IncomeByCounty

McPherson County significantly below national

McPherson County's median household income of $61,316 lags the U.S. median of $74,755 by roughly $13,440. This gap reflects the economic realities of rural Nebraska, where household earnings typically trail national averages.

Lower earnings than Nebraska average

At $61,316, McPherson County's median household income falls about $5,564 below Nebraska's state average of $66,880. The county ranks in the lower-middle segment of Nebraska counties by income.

Among the region's lower earners

McPherson County households earn less than Logan ($71,650), Madison ($64,637), and Nance ($65,438), but slightly more than Morrill ($59,773) and Loup ($60,156). The $11,534 spread between Logan and Morrill highlights income disparities across this rural cluster.

Housing remains affordable here

McPherson County's 12.8% rent-to-income ratio is among the lowest in the group, providing breathing room for household budgets. The median home value of $124,200 is also modest, making housing genuinely accessible for families in the county.

Leverage affordability into long-term gains

McPherson County's low housing costs relative to income create an opportunity to save aggressively for retirement and investments. Consult a financial advisor about automating savings—even small, consistent contributions build substantial wealth over 20–30 years.

Safety in McPherson County

via CrimeByCounty

McPherson County Shows Elite Safety Levels

McPherson County maintains an elite safety score of 99.7, with a total crime rate of 219.3 per 100,000. This is more than ten times lower than the national average crime rate of 2,385.5.

Outperforming Nebraska's Typical Safety Score

The county ranks high among its peers, with a 99.7 safety score that beats the state average of 99.0. Its crime rate of 219.3 is less than half the Nebraska state average of 626.7.

Secure Standing Among Rural Neighbors

McPherson County is considerably safer than many Nebraska neighbors, reporting a total crime rate far below the state average. This low activity highlights the security found in the county's two reporting jurisdictions.

Property Offenses Occur at Low Rates

Property crime makes up the entire crime rate at 219.3 per 100,000, while violent crime is non-existent at 0.0. This means residents face zero statistical risk of violent offenses.

Maintaining Deterrents in Rural Areas

Low crime rates are best preserved through consistent home maintenance and visible security. Locking vehicles and outbuildings helps prevent rare property incidents in McPherson County.

Health in McPherson County

via HealthByCounty

McPherson County Health Challenges

McPherson County faces significant health headwinds, with 17.1% of residents reporting poor or fair health—among the highest rates in rural Nebraska. Life expectancy data for McPherson isn't available, but the high poor/fair health rate suggests potential longevity concerns.

McPherson Struggles With Health Perception

McPherson County's 17.1% poor/fair health rate ranks as one of Nebraska's highest, indicating substantial population health challenges. The county's 5.6% uninsured rate is better than the state average of 8.1%, suggesting insurance access isn't the primary barrier to care.

McPherson's Health Among Regional Peers

McPherson County's 17.1% poor/fair health rate is the highest among its neighbors, exceeding Logan (11.9%), Loup (13.8%), and Nance (15.5%) counties. Despite this health burden, its 5.6% uninsured rate is competitive, implying other factors beyond insurance are affecting health outcomes.

Provider Access Data Limited

Specific information on primary care and mental health provider density in McPherson County is currently unavailable. However, the county's good uninsured rate suggests residents who seek care have insurance to support access.

Strengthen Healthcare Access

McPherson County's 5.6% uninsured rate is solid, but ensure you're covered. If uninsured, visit Healthcare.gov or contact the Nebraska Department of Insurance for options tailored to your situation.

Schools in McPherson County

via SchoolsByCounty

Highly Focused Education Infrastructure

McPherson County manages a focused education system with only two public schools serving the entire region. Total enrollment stands at 52 students, all overseen by a single school district.

Top Scores and High Investment

The county achieves a high school score of 70.4, well above the state average of 59.1. This is supported by an intensive per-pupil expenditure of $18,492, despite a graduation rate of 75.0%.

Unified McPherson County Schools

McPherson County Schools operates both local campuses without any competition from charter schools. The district provides a unified educational journey for its 52 enrolled students.

Tiny Class Sizes in Rural Nebraska

Schooling in this county is defined by its rural setting and tiny class sizes, averaging only 26 students per school. McPherson County Secondary is the larger campus with 37 students, while Tryon Elementary serves just 15.

The Ultimate Small-School Experience

Buyers looking for high school scores and high per-pupil spending will find McPherson County attractive. Local real estate offers the chance to be part of a very small, dedicated school community.

Disaster Risk in McPherson County

via RiskByCounty

McPherson County: Nebraska's safest county

McPherson County's composite risk score of 0.13 represents the absolute lowest risk profile among all Nebraska counties profiled here. This exceptionally minimal score places it among America's safest communities for natural disasters.

The gold standard for Nebraska safety

McPherson County scores just 0.13 against Nebraska's 25.80 state average, making it roughly 200 times safer in composite terms. No other Nebraska county profiled here approaches its low-risk profile.

McPherson County dramatically outperforms region

McPherson County's 0.13 score is far below Logan County (0.22), Loup County (0.25), and every other neighboring county. It stands alone as the region's safest area.

Wildfire is the only modest concern

McPherson County's wildfire risk of 38.45 represents its only notable hazard, though still modest in national terms. Tornado risk (5.28), flood risk (0.32), and earthquake risk (0.70) are all minimal.

Standard homeowners insurance covers routine needs

Residents of McPherson County can rely on basic homeowners policies for adequate protection in this exceptionally safe environment. Annual policy reviews ensure coverage remains aligned with property value.

Soil Quality in McPherson County

via SoilByCounty

Neutral Sands of McPherson County

McPherson County maintains a soil pH of 6.70, which is close to the state average of 6.79 and just above the national median of 6.5. This neutral environment is conducive to a wide variety of biological activity and nutrient cycling. The county's overall soil score of 58.5 sits right near the state benchmark.

Highly Porous and Coarse Textures

With a sand content of 69.8%, this is some of the coarsest soil in the region, balanced by only 8.1% silt and 5.6% clay. Such high sand levels mean the soil has very little natural cohesion or surface area for nutrient storage. Workability is high, but the soil lacks the 'body' needed for heavy moisture retention.

Extreme Organic Matter in Sandy Ground

The county reports an unusually high organic matter level of 13.36%, dwarfing the state average of 3.32%. Despite this organic wealth, the available water capacity is very low at 0.093 in/in, well below the state average of 0.172. This suggests that while carbon is present, the sandy structure prevents effective water storage.

Rapid Infiltration Requires Careful Planning

The dominant sand fraction leads to rapid drainage, which can cause nutrients to leach away quickly during heavy rains. This hydrology is better suited for deep-rooted native grasses than for shallow-rooted crops without irrigation. Building foundations benefit from the lack of expansive clays, though soil stability varies.

Resilient Gardening in Zone 5b

In Zone 5b, McPherson County is a prime location for native prairie restoration and drought-hardy xeriscaping. The high organic matter provides a unique boost, even if the sandy soil dries out quickly between rains. Focus on native perennials like Little Bluestem or Bee Balm that thrive in these porous, neutral conditions.

Lawn Care in McPherson County

via LawnByCounty

Tougher Turf Tactics in McPherson

McPherson County faces a difficult lawn score of 46.5, which is significantly lower than the Nebraska average of 54.2. Homeowners in this 5b zone must work harder to maintain lush green spaces compared to the national average.

Navigating High-Altitude Growing

While specific local climate data is limited, the regional trend suggests a shorter window for peak growth. Lawns here generally require attentive watering to compensate for the semi-arid conditions of the Nebraska Sandhills.

Sand Dominates the Soil Profile

The soil is predominantly sandy at 69.8%, leading to very rapid drainage that can leave grass thirsty. A neutral pH of 6.70 means you won't need much lime, but extra fertilizer may be needed to replace leached nutrients.

High Drought Stress for Homeowners

Drought resilience is a major concern as the county spent 42 weeks in drought over the past year. Since 100% of the county is abnormally dry, choosing drought-tolerant grasses is the most practical path forward for local lawns.

Choosing Hardy Native Varieties

Buffalograss or Fine Fescues are excellent choices for their ability to survive with minimal water. Focus your efforts on establishing new growth once the soil finally warms in late May.

Frequently Asked Questions

What is McPherson County's county score?
McPherson County, Nebraska has a composite county score of 68.3 out of 100 on CountyScore. This score is calculated from a weighted average of available data dimensions including property tax, cost of living, income, safety, health, and schools.
How does McPherson County rank among counties in Nebraska?
McPherson County ranks #14 among all counties in Nebraska on CountyScore's composite ranking. Rankings are based on available data dimensions and updated as new data is added.
What are property taxes like in McPherson County, Nebraska?
The median annual property tax in McPherson County is $1,320, with an effective tax rate of 1.06%. This earns McPherson County a tax score of 33.7/100 on CountyScore (higher = lower taxes).
What is the median household income in McPherson County?
The median household income in McPherson County, Nebraska is $61,316 per year according to U.S. Census Bureau data. McPherson County earns an income score of 43.1/100 on CountyScore.
Is McPherson County, Nebraska a good place to live?
McPherson County scores 68.3/100 on CountyScore's overall county ranking, ranking #14 in Nebraska. The best way to evaluate McPherson County is to compare individual dimension scores — property tax, cost of living, income, safety, health, and schools — based on your personal priorities. Use CountyScore to compare McPherson County with other counties side by side.