Miami County

Ohio · OH

#38 in Ohio
68.4
County Score

County Report Card

About Miami County, Ohio

Miami County delivers solid national standing

Miami County's composite score of 69.4 ranks it in the 69th percentile nationally, sitting 39% above the national median of 50.0. This reflects a county with above-average livability and well-functioning fundamentals.

Marginally above Ohio's average

At 69.4, Miami County slightly exceeds Ohio's 68.8 state average, placing it in the middle-to-upper tier of Ohio's county distribution. It's a solid, slightly above-average performer within the state.

Low taxes support affordability

Miami County offers a competitive tax score of 74.0 with an effective rate of 1.007%, one of the lowest in the group, combined with a cost score of 75.4. The median home value of $209,200 keeps housing accessible to middle-income families.

Incomes remain moderate

The income score of 31.8 and median household income of $74,175 are moderate, offering less earning potential than peer regions. Critical data on schools, health, and safety is currently unavailable, obscuring important livability factors.

Solid choice for tax-conscious families

Miami County works well for working families and professionals earning $70,000–$90,000 who value low taxes and straightforward community living. It's a reliable, conventional option for those seeking value over amenities.

Score breakdown

5 dimensions have live data. 3 more coming as vertical sites launch.

Tax74Cost75.4SafetyComing SoonHealth75.6SchoolsComing SoonIncome31.8Risk38.6WaterComing Soon
🏛74
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty
🏠75.4
Cost of Living
Median rent, home values, and housing affordability
CostByCounty
💼31.8
Income & Jobs
Median household income and per capita earnings
IncomeByCounty
🛡Coming Soon
Safety
Violent and property crime rates per 100K residents
75.6
Health
Life expectancy, uninsured rates, and health access
HealthByCounty
🎓Coming Soon
Schools
Graduation rates, per-pupil spending, and attainment
38.6
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty
💧Coming Soon
Water Quality
EPA drinking water health violations and safety grades

Deep Dives

Miami County across the ByCounty Network

Detailed analysis from 5 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Miami County

via TaxByCounty

Miami County's tax rate runs slightly low

At 1.007%, Miami County's effective tax rate ranks in the lower third nationally, sitting well below the national median of 1.3%. The median annual tax of $2,106 on a $209,200 home is notably lower than the national median bill of $2,690.

Miami County undercuts Ohio's average rate

Miami County's 1.007% effective rate falls below Ohio's state average of 1.148%, placing it in the more affordable range statewide. The median tax of $2,106 is slightly below Ohio's state median of $2,145, offering modest savings for homeowners.

Miami ranks among Ohio's low-tax options

Miami County's 1.007% rate is lower than Mahoning County's 1.400%, Medina County's 1.287%, and Mercer County's 1.078%, though slightly higher than Marion's 0.980%. Combined with substantial home values, Miami offers a good value proposition compared to higher-tax regions.

Median $209K home = $2,106 annual tax

On Miami County's median home value of $209,200, the 1.007% rate produces $2,106 in annual property taxes. Homeowners with mortgages typically pay $2,103, while those owning outright pay approximately $2,112.

Consistent valuations save on appeal costs

Miami County's steady tax rates and home values suggest relatively consistent assessment practices, but individual properties may still be overvalued. Before filing an appeal, compare your assessed value to recent arm's-length sales of comparable homes; if yours is 10% or more above market value, an appeal could prove worthwhile.

Cost of Living in Miami County

via CostByCounty

Miami County matches national affordability

Miami County renters spend 15.2% of their income on housing—just above the national 15% threshold—while earning just $580 below the U.S. median. This county represents middle-of-the-road affordability for American renters.

Slightly above Ohio's affordability average

Miami County's 15.2% rent-to-income ratio sits just slightly above Ohio's 15.6% state average, placing it near the middle of the state's affordability rankings. At $942 median rent with $74,175 in median income, Miami offers fairly typical Ohio affordability.

Middle ground in regional comparison

Miami County's $942 rent is nearly identical to Madison County's ($944) but both counties have stronger affordability than struggling Marion ($850 rent with lower wages). Miami offers steady, unremarkable affordability compared to its peers.

Miami's balanced housing picture

The median Miami County household earning $74,175 annually pays $942 on rent or $1,053 on mortgage costs monthly. Renters allocate 15.2% of income to housing while homeowners spend 17%—reasonable costs for a county matching national wage averages.

Miami County suits mainstream relocators

If you're relocating to Ohio with average income expectations, Miami County delivers straightforward affordability without special advantages or drawbacks. Compare it side-by-side against more affordable options like Mercer or higher-wage alternatives like Medina before deciding.

Income & Jobs in Miami County

via IncomeByCounty

Miami's income closely mirrors national average

Miami County's median household income of $74,175 sits just $580 below the U.S. median of $74,755, positioning it essentially at the national baseline. This alignment reflects Miami's status as a mainstream American community in economic terms.

Miami ranks above Ohio's state average

Miami County's median household income of $74,175 exceeds Ohio's state average of $68,101 by more than $6,000, marking it as a stronger-than-average Ohio county. The county's per capita income of $39,046 also outpaces the state average of $35,642.

Miami earns solidly in the regional tier

Miami's $74,175 median household income exceeds Marion County ($57,306), Mahoning County ($55,576), and Meigs County ($46,701), but trails higher-earning neighbors like Madison County ($83,229), Mercer County ($78,036), and notably Medina County ($92,660). The county ranks comfortably in the middle-to-upper tier regionally.

Miami provides balanced housing affordability

Miami County's rent-to-income ratio of 15.2% signals moderate housing costs relative to incomes, remaining well below stress thresholds despite a median home value of $209,200. Households in Miami enjoy reasonable housing stability aligned with national affordability norms.

Miami's baseline income supports steady wealth building

With incomes at the national average, Miami residents can implement standard wealth-building strategies: maximize retirement accounts, build a diversified investment portfolio, and leverage home equity. Consistent financial discipline compounds into meaningful generational wealth over time.

Health in Miami County

via HealthByCounty

Miami County health matches the nation

At 76.0 years, Miami County's life expectancy exceeds the U.S. average of 72.4 by 3.6 years, placing it among healthier American counties. Only 15.3% report poor or fair health, well below the national average of 21%, indicating strong chronic disease control. Miami residents enjoy above-average wellness and longevity.

Beating Ohio's health average

Miami County's 76.0-year life expectancy exceeds Ohio's 74.8-year average by 1.2 years, ranking it above the state median. The 15.3% poor/fair health rate is well below the state average, and the 5.9% uninsured rate is the lowest in the comparison group, indicating excellent insurance coverage. Miami outperforms Ohio on nearly every major health metric.

Third-healthiest county regionally

Miami County's 76.0-year life expectancy ranks third after Medina (79.0) and Mercer (77.4), ahead of Madison (76.2) by a hair. Its 15.3% poor/fair health rate is third-best, after Medina and Mercer, showing consistent strong health management. Miami is firmly positioned among the region's healthier counties, distinct from struggling Meigs, Marion, and Monroe.

Solid access supports good outcomes

Miami County offers 45 primary care providers per 100,000 residents, at the peer median, and 145 mental health providers per 100,000, supporting comprehensive care. At 5.9% uninsured, Miami has the lowest uninsured rate in the cohort, meaning nearly all residents can afford to access providers. Insurance coverage and provider availability align to support health success.

Keep your coverage—Miami's success depends on it

Miami County's outstanding health outcomes reflect high insurance coverage; the 5.9% uninsured is the lowest in the group, yet represents room to help final neighbors access care. If uninsured, visit healthcare.gov to explore marketplace and Medicaid plans. Sustaining coverage ensures you maintain preventive care and early treatment that keep Miami healthy.

Disaster Risk in Miami County

via RiskByCounty

Miami County carries moderate-to-high risk

Miami County's composite risk score of 61.39 earns a Relatively Low rating, placing it 11% above Ohio's 55.03 state average. The county experiences elevated exposure to tornadoes and earthquakes paired with significant flood risk. This mixed hazard profile creates specific vulnerabilities that warrant targeted preparedness planning.

Mid-to-upper range among Ohio counties

Miami County ranks in Ohio's upper-middle risk tier with a 61.39 composite score, notably above the 55.03 state average. The county experiences somewhat elevated hazard exposure compared to western neighbors but lower risk than northeastern industrial areas. This position indicates selective preparedness needs across multiple hazard types.

Comparable to central Ohio peers

Miami County's 61.39 risk score closely matches Marion County (61.10) and trails Medina County (68.96) while significantly exceeding Madison County (24.90) and Mercer County (31.65). The county occupies a moderate position within its central Ohio cluster. Regional preparedness conversations should include both Miami and Marion Counties as peers.

Tornadoes and earthquakes dominate threats

Miami County faces significant tornado risk (75.38) and substantial earthquake risk (80.41)—both well above state averages. Flood risk reaches 70.13, creating secondary vulnerability during heavy rain events. Hurricane risk remains modest at 33.54, while wildfire risk is moderate at 21.02.

Storm, earthquake, and flood coverage key

Strong wind and hail coverage in your homeowners policy directly addresses Miami County's 75.38 tornado risk and severe weather exposure. Earthquake insurance becomes important given the exceptional 80.41 earthquake risk score—among Ohio's highest for this hazard. Add flood coverage to complete protection against the 70.13 flood risk.

ByCounty Network

Data from U.S. Census Bureau ACS, FBI UCR, CDC, FEMA NRI, NCES, EPA SDWIS — informational only.