45.8
County Score
Lawn Care 87.8Income & Jobs 76Health 75.1

County Report Card

About Miami County, Ohio

Slightly Below the National Middle

Miami County earns a composite score of 45.8, placing it just under the national median of 50.0. While competitive, it faces a few drags that keep it out of the top percentile.

Aligned with Ohio Averages

The county's score of 45.8 is very close to the Ohio state average of 48.6. It mirrors the typical experiences of many Midwestern counties with strong schools but urban safety variations.

Robust Incomes and Education

Miami County delivers a strong health score of 75.1 and an income score of 76.0. Education is another bright spot, with a school score of 65.8 supporting a median household income of $74,175.

Safety and Housing Costs

The safety score of 17.8 is the county's most significant challenge, indicating higher-than-average crime rates. Additionally, a cost score of 31.3 suggests housing is becoming less accessible for some residents.

Best for Health-Conscious Professionals

Miami County is a great fit for medical professionals or educators who value strong institutional scores in health and schools. Residents should be comfortable with a slightly higher cost of living in exchange for these services.

Score breakdown

Tax37.7Cost31.3Safety17.8Health75.1Schools65.8Income76Risk38.6Water67.3Weather60
🏛37.7
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty
🏠31.3
Cost of Living
Median rent, home values, and housing affordability
CostByCounty
💼76
Income & Jobs
Median household income and per capita earnings
IncomeByCounty
🛡17.8
Safety
Violent and property crime rates per 100K residents
CrimeByCounty
75.1
Health
Life expectancy, uninsured rates, and health access
HealthByCounty
🎓65.8
Schools
Graduation rates, per-pupil spending, and attainment
SchoolsByCounty
38.6
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty
💧67.3
Water Quality
EPA drinking water health violations and safety grades
WaterByCounty
🌤60
Weather & Climate
Average temperatures, precipitation, and extreme weather events
WeatherByCounty
🪨73.3
Soil Quality
Soil composition, pH, drainage, and organic matter content
SoilByCounty
🌱87.8
Lawn Care
Lawn difficulty score based on climate, soil, and grass suitability
LawnByCounty
🛒
Farmers Markets
Local market density, SNAP/EBT acceptance, and product variety
MarketsByCounty
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Deep Dives

Miami County across the ByCounty Network

Detailed analysis from 10 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Miami County

via TaxByCounty

Miami County's tax rate runs slightly low

At 1.007%, Miami County's effective tax rate ranks in the lower third nationally, sitting well below the national median of 1.3%. The median annual tax of $2,106 on a $209,200 home is notably lower than the national median bill of $2,690.

Miami County undercuts Ohio's average rate

Miami County's 1.007% effective rate falls below Ohio's state average of 1.148%, placing it in the more affordable range statewide. The median tax of $2,106 is slightly below Ohio's state median of $2,145, offering modest savings for homeowners.

Miami ranks among Ohio's low-tax options

Miami County's 1.007% rate is lower than Mahoning County's 1.400%, Medina County's 1.287%, and Mercer County's 1.078%, though slightly higher than Marion's 0.980%. Combined with substantial home values, Miami offers a good value proposition compared to higher-tax regions.

Median $209K home = $2,106 annual tax

On Miami County's median home value of $209,200, the 1.007% rate produces $2,106 in annual property taxes. Homeowners with mortgages typically pay $2,103, while those owning outright pay approximately $2,112.

Consistent valuations save on appeal costs

Miami County's steady tax rates and home values suggest relatively consistent assessment practices, but individual properties may still be overvalued. Before filing an appeal, compare your assessed value to recent arm's-length sales of comparable homes; if yours is 10% or more above market value, an appeal could prove worthwhile.

Cost of Living in Miami County

via CostByCounty

Miami County matches national affordability

Miami County renters spend 15.2% of their income on housing—just above the national 15% threshold—while earning just $580 below the U.S. median. This county represents middle-of-the-road affordability for American renters.

Slightly above Ohio's affordability average

Miami County's 15.2% rent-to-income ratio sits just slightly above Ohio's 15.6% state average, placing it near the middle of the state's affordability rankings. At $942 median rent with $74,175 in median income, Miami offers fairly typical Ohio affordability.

Middle ground in regional comparison

Miami County's $942 rent is nearly identical to Madison County's ($944) but both counties have stronger affordability than struggling Marion ($850 rent with lower wages). Miami offers steady, unremarkable affordability compared to its peers.

Miami's balanced housing picture

The median Miami County household earning $74,175 annually pays $942 on rent or $1,053 on mortgage costs monthly. Renters allocate 15.2% of income to housing while homeowners spend 17%—reasonable costs for a county matching national wage averages.

Miami County suits mainstream relocators

If you're relocating to Ohio with average income expectations, Miami County delivers straightforward affordability without special advantages or drawbacks. Compare it side-by-side against more affordable options like Mercer or higher-wage alternatives like Medina before deciding.

Income & Jobs in Miami County

via IncomeByCounty

Miami's income closely mirrors national average

Miami County's median household income of $74,175 sits just $580 below the U.S. median of $74,755, positioning it essentially at the national baseline. This alignment reflects Miami's status as a mainstream American community in economic terms.

Miami ranks above Ohio's state average

Miami County's median household income of $74,175 exceeds Ohio's state average of $68,101 by more than $6,000, marking it as a stronger-than-average Ohio county. The county's per capita income of $39,046 also outpaces the state average of $35,642.

Miami earns solidly in the regional tier

Miami's $74,175 median household income exceeds Marion County ($57,306), Mahoning County ($55,576), and Meigs County ($46,701), but trails higher-earning neighbors like Madison County ($83,229), Mercer County ($78,036), and notably Medina County ($92,660). The county ranks comfortably in the middle-to-upper tier regionally.

Miami provides balanced housing affordability

Miami County's rent-to-income ratio of 15.2% signals moderate housing costs relative to incomes, remaining well below stress thresholds despite a median home value of $209,200. Households in Miami enjoy reasonable housing stability aligned with national affordability norms.

Miami's baseline income supports steady wealth building

With incomes at the national average, Miami residents can implement standard wealth-building strategies: maximize retirement accounts, build a diversified investment portfolio, and leverage home equity. Consistent financial discipline compounds into meaningful generational wealth over time.

Safety in Miami County

via CrimeByCounty

Miami County Scores Solid Safety Marks

Miami County earns a safety score of 96.5 out of 100. Its total crime rate of 2,191.7 per 100,000 remains lower than the national average of 2,385.5.

Miami County vs. the Ohio Average

Miami's safety score of 96.5 is lower than the Ohio state average of 97.8. The county's total crime rate of 2,191.7 is higher than the state average of 1,412.3, as monitored by 9 reporting agencies.

Comparing Miami to Other Counties

Miami County has a higher crime rate than nearby Marion County's 1,800.6. However, it remains safer than Mahoning County, where the rate rises to 2,570.0 per 100,000.

Property Offenses are the Main Concern

Violent crime in Miami County is 207.7 per 100,000, which is higher than the state average of 180.9. Property crime is the primary driver of local statistics, occurring at 1,984.0 per 100,000.

Boosting Security in Miami County

Because property crime rates are elevated, homeowners should consider comprehensive security systems. Motion lighting and keeping landscaping trimmed to eliminate hiding spots can deter potential intruders.

Health in Miami County

via HealthByCounty

Miami County health matches the nation

At 76.0 years, Miami County's life expectancy exceeds the U.S. average of 72.4 by 3.6 years, placing it among healthier American counties. Only 15.3% report poor or fair health, well below the national average of 21%, indicating strong chronic disease control. Miami residents enjoy above-average wellness and longevity.

Beating Ohio's health average

Miami County's 76.0-year life expectancy exceeds Ohio's 74.8-year average by 1.2 years, ranking it above the state median. The 15.3% poor/fair health rate is well below the state average, and the 5.9% uninsured rate is the lowest in the comparison group, indicating excellent insurance coverage. Miami outperforms Ohio on nearly every major health metric.

Third-healthiest county regionally

Miami County's 76.0-year life expectancy ranks third after Medina (79.0) and Mercer (77.4), ahead of Madison (76.2) by a hair. Its 15.3% poor/fair health rate is third-best, after Medina and Mercer, showing consistent strong health management. Miami is firmly positioned among the region's healthier counties, distinct from struggling Meigs, Marion, and Monroe.

Solid access supports good outcomes

Miami County offers 45 primary care providers per 100,000 residents, at the peer median, and 145 mental health providers per 100,000, supporting comprehensive care. At 5.9% uninsured, Miami has the lowest uninsured rate in the cohort, meaning nearly all residents can afford to access providers. Insurance coverage and provider availability align to support health success.

Keep your coverage—Miami's success depends on it

Miami County's outstanding health outcomes reflect high insurance coverage; the 5.9% uninsured is the lowest in the group, yet represents room to help final neighbors access care. If uninsured, visit healthcare.gov to explore marketplace and Medicaid plans. Sustaining coverage ensures you maintain preventive care and early treatment that keep Miami healthy.

Schools in Miami County

via SchoolsByCounty

Vast Enrollment Across Nine Districts

Miami County manages 36 public schools that serve a total of 16,530 students. This established system is spread across nine districts and includes 16 elementary schools to support early childhood education.

Strong Success Rates for Local Students

The county's 92.5% graduation rate is a highlight, significantly outpacing the national average. With a 56.6 school score and $7,809 in per-pupil spending, the county remains competitive with state performance levels.

Troy and Piqua Anchor the County

Troy City is the largest district with 4,072 students, while Piqua City follows with 3,154 students. Like many of its neighbors, Miami County focuses exclusively on traditional public districts with no charter schools present.

A Balanced Mix of School Locales

Students attend a mix of 16 rural, 14 suburban, and 6 town schools, with an average enrollment of 486. Troy High School is the largest individual school, providing a comprehensive high school experience for 1,183 students.

Plant Roots Near Miami County Schools

Miami County offers a high-performing education system with a diverse mix of suburban and rural environments. Searching for homes in Troy or Tipp City can place your family in some of the county's largest and most successful districts.

Disaster Risk in Miami County

via RiskByCounty

Miami County carries moderate-to-high risk

Miami County's composite risk score of 61.39 earns a Relatively Low rating, placing it 11% above Ohio's 55.03 state average. The county experiences elevated exposure to tornadoes and earthquakes paired with significant flood risk. This mixed hazard profile creates specific vulnerabilities that warrant targeted preparedness planning.

Mid-to-upper range among Ohio counties

Miami County ranks in Ohio's upper-middle risk tier with a 61.39 composite score, notably above the 55.03 state average. The county experiences somewhat elevated hazard exposure compared to western neighbors but lower risk than northeastern industrial areas. This position indicates selective preparedness needs across multiple hazard types.

Comparable to central Ohio peers

Miami County's 61.39 risk score closely matches Marion County (61.10) and trails Medina County (68.96) while significantly exceeding Madison County (24.90) and Mercer County (31.65). The county occupies a moderate position within its central Ohio cluster. Regional preparedness conversations should include both Miami and Marion Counties as peers.

Tornadoes and earthquakes dominate threats

Miami County faces significant tornado risk (75.38) and substantial earthquake risk (80.41)—both well above state averages. Flood risk reaches 70.13, creating secondary vulnerability during heavy rain events. Hurricane risk remains modest at 33.54, while wildfire risk is moderate at 21.02.

Storm, earthquake, and flood coverage key

Strong wind and hail coverage in your homeowners policy directly addresses Miami County's 75.38 tornado risk and severe weather exposure. Earthquake insurance becomes important given the exceptional 80.41 earthquake risk score—among Ohio's highest for this hazard. Add flood coverage to complete protection against the 70.13 flood risk.

Weather & Climate in Miami County

via WeatherByCounty

Miami County Sits Above Median Warmth

The county's annual average temperature of 52.7°F exceeds the national median, indicating a warmer-than-average regional climate. This contributes to longer growing seasons and milder early winters.

Warmer Than the Ohio Norm

Miami County is noticeably warmer than the 51.5°F state average. This thermal advantage is especially clear in the summer months when heat levels rise above many neighboring northern counties.

Typical Rainfall for the Region

Receiving 41.6 inches of precipitation annually, Miami County aligns closely with the Ohio average of 41.2 inches. This consistent moisture supports the local ecosystem without the excessive flooding risks seen elsewhere.

Hot Summers and Light Snowfall

The county experiences 17 extreme heat days annually, with July averages reaching a warm 74.4°F. Winters are relatively mild, featuring only 13.4 inches of snow and a January average of 28.3°F.

Prioritize Cooling and Hydration

With 17 days of temperatures over 90°F, high-efficiency HVAC systems are a primary requirement for comfort. Winter preparation is less intensive here, as snowfall remains well below the state's heavier-hit regions.

Soil Quality in Miami County

via SoilByCounty

Near-Perfect pH for Versatile Growing

Miami County boasts a pH of 6.44, almost perfectly matching the national median of 6.5. This puts it far ahead of the state average of 5.97 in terms of nutrient availability. It is one of the most chemically balanced soils in the state for general agricultural use.

Silty Texture with Moderate Sand

The soil consists of 50.1% silt and 25.8% sand, rounded out by 21.9% clay. This balanced texture allows for decent drainage while still maintaining enough body to support plant roots. It is a versatile mix that responds well to traditional farming techniques.

Consistent Water Storage for Crops

The available water capacity is 0.186 in/in, which exactly matches the Ohio state average. While organic matter is lower than the state average at 3.63%, the excellent pH level helps compensate for lower organic levels. This soil provides a reliable and steady foundation for seasonal growth.

A Blank Slate for Hydrology

Official drainage classifications are not currently available for Miami County's regional data. Given its balanced composition, the soil likely exhibits moderate drainage characteristics suitable for many uses. Local residents should observe how their land handles heavy rain to determine if extra drainage is needed.

Growing Confidence in Zone 6a

Zone 6a weather paired with an ideal pH makes this an excellent spot for everything from fruit trees to vegetable rows. Because the pH is so balanced, most garden favorites will thrive without the need for expensive chemical adjustments. Start your seeds early and enjoy a productive harvest.

Lawn Care in Miami County

via LawnByCounty

Top-tier lawn conditions in Miami County

Miami County boasts an impressive lawn difficulty score of 87.8, making it one of the easiest places in Ohio to keep a yard green. This high score is a testament to the region's favorable climate and soil profile.

Extra warmth extends the mowing season

With 3,450 growing degree days and 17 extreme heat days, Miami is warmer than many of its neighbors. You will need to manage your 41.6 inches of rain carefully to keep cool-season grass from scorching during the hot July weeks.

Excellent soil for nutrient uptake

A soil pH of 6.44 is ideal for growing a thick, vibrant lawn without heavy amendments. The soil texture features a healthy balance of 21.9% clay and 25.8% sand, which supports both moisture retention and root stability.

Moderate dryness requires attention

Currently, 37% of Miami County is abnormally dry, though it only saw 7 weeks of drought over the past year. To maintain your lawn's high quality, use smart irrigation to supplement rainfall when the local weather turns dry.

Take advantage of an early spring

With the last frost typically occurring on April 18, you can start your lawn projects earlier than most of Ohio. Tall fescue is a great choice for this 6a zone, especially with the long runway until the first fall frost on October 23.

Frequently Asked Questions

What is Miami County's county score?
Miami County, Ohio has a composite county score of 45.8 out of 100 on CountyScore. This score is calculated from a weighted average of available data dimensions including property tax, cost of living, income, safety, health, and schools.
How does Miami County rank among counties in Ohio?
Miami County ranks #60 among all counties in Ohio on CountyScore's composite ranking. Rankings are based on available data dimensions and updated as new data is added.
What are property taxes like in Miami County, Ohio?
The median annual property tax in Miami County is $2,106, with an effective tax rate of 1.01%. This earns Miami County a tax score of 37.7/100 on CountyScore (higher = lower taxes).
What is the median household income in Miami County?
The median household income in Miami County, Ohio is $74,175 per year according to U.S. Census Bureau data. Miami County earns an income score of 76/100 on CountyScore.
Is Miami County, Ohio a good place to live?
Miami County scores 45.8/100 on CountyScore's overall county ranking, ranking #60 in Ohio. The best way to evaluate Miami County is to compare individual dimension scores — property tax, cost of living, income, safety, health, and schools — based on your personal priorities. Use CountyScore to compare Miami County with other counties side by side.