Onslow County, North Carolina — County Report Card

NC

#67 in North Carolina
39.3
County Score
Property Tax 68.3Weather & Climate 59.9Water Quality 55.7

County Report Card

About Onslow County, North Carolina

Livability Below National Median

Onslow County carries a composite score of 39.3, trailing the national median of 50.0. High environmental risks and costs relative to income pull the overall ranking downward.

Ranks Below State Average

The county's 39.3 score is lower than the North Carolina state average of 44.7. It faces steeper challenges than many of its neighbors, particularly in safety and risk categories.

Tax Breaks and Water Quality

The county excels in tax policy with a score of 68.3 and an effective tax rate of only 0.652%. It also maintains a respectable water score of 55.7, ensuring reliable utility quality for residents.

Coastal Risks and High Costs

A risk score of 5.0 highlights significant vulnerability to natural disasters and coastal hazards. Affordable housing is also a struggle, as shown by a cost score of 16.8 and median rents of $1,198.

Suits Military Families and Low-Tax Seekers

Onslow is best for military families or residents who value low property taxes and good water infrastructure. It requires a lifestyle that can tolerate higher environmental risks and a more expensive rental market.

Score breakdown

Tax68.3Cost16.8Safety25.2Health51.6Schools44.2Income52.4Risk5Water55.7Weather59.9
🏛68.3
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty
🏠16.8
Cost of Living
Median rent, home values, and housing affordability
CostByCounty
💼52.4
Income & Jobs
Median household income and per capita earnings
IncomeByCounty
🛡25.2
Safety
Violent and property crime rates per 100K residents
CrimeByCounty
51.6
Health
Life expectancy, uninsured rates, and health access
HealthByCounty
🎓44.2
Schools
Graduation rates, per-pupil spending, and attainment
SchoolsByCounty
5
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty
💧55.7
Water Quality
EPA drinking water health violations and safety grades
WaterByCounty
🌤59.9
Weather & Climate
Average temperatures, precipitation, and extreme weather events
WeatherByCounty
🪨33.3
Soil Quality
Soil composition, pH, drainage, and organic matter content
SoilByCounty
🌱27.6
Lawn Care
Lawn difficulty score based on climate, soil, and grass suitability
LawnByCounty
🛒
Farmers Markets
Local market density, SNAP/EBT acceptance, and product variety
MarketsByCounty
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Deep Dives

Onslow County across the ByCounty Network

Detailed analysis from 10 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Onslow County

via TaxByCounty

Onslow slightly below national average

Onslow County's effective tax rate of 0.652% sits marginally below the national median of 0.957%, landing it near the middle of U.S. counties. The median property tax of $1,431 is roughly half the national median of $2,690, reflecting more modest home values of $219,500.

Moderate North Carolina tax burden

Onslow's 0.652% effective rate is slightly below North Carolina's state average of 0.701%, positioning it as a moderate-tax county within the state. This balance keeps costs reasonable relative to property values.

Middle ground among coastal peers

Onslow's 0.652% rate sits between New Hanover (0.587%) and Pender County (0.696%), making it a reasonable option in the coastal region. The county offers competitive property taxes compared to nearby alternatives.

About $1,431 on median home

On Onslow's median home value of $219,500, the 0.652% rate yields roughly $1,431 in annual property taxes. Homeowners with mortgages typically pay around $1,451, while those without pay approximately $1,358.

Review your assessment for accuracy

Even moderate-tax counties can have assessment errors—homes may be overvalued relative to current market conditions. An assessment appeal could identify savings if your property's value has dropped or was initially overstated.

Cost of Living in Onslow County

via CostByCounty

Onslow's rent squeeze slightly exceeds national norms

Onslow County's 22.3% rent-to-income ratio ranks among the tightest in the region, pushing past the national average and indicating that renters here dedicate meaningfully more of their earnings to housing. With a median household income of $64,568—nearly $10,000 below the national median—the squeeze is real despite moderate rents of $1,198 per month.

Higher rents outpace state affordability standard

Onslow County's 22.3% rent-to-income ratio sits 3.7 percentage points above North Carolina's state average of 18.6%, and its median rent of $1,198 is 28% higher than the state median of $938. This combination places Onslow among the state's less affordable counties for renters.

Middle ground between affordable and pricey coastal zones

Onslow's $1,198 median rent sits between Pamlico ($909) and New Hanover ($1,343), positioning it as the bridge between the county's affordable inland areas and premium coastal markets. It edges above Pasquotank ($1,146) and Perquimans ($1,061), reflecting its military-anchored economy and coastal proximity.

Nearly identical rent and mortgage burdens

Onslow renters and homeowners face nearly identical monthly costs—$1,198 and $1,205 respectively—on a median home value of $219,500, suggesting a balanced housing market. Together, housing consumes approximately 22% of a $64,568 median income, leaving limited breathing room for other expenses.

Military proximity drives Onslow's housing demand

Onslow appeals to military families and those seeking coastal access, but renters should know they'll spend more on housing than typical North Carolina residents. Compare Onslow's opportunities against more affordable inland neighbors like Pamlico or Northampton if cost of living is your primary consideration.

Income & Jobs in Onslow County

via IncomeByCounty

Onslow's income moderately trails national average

Onslow County's median household income of $64,568 falls 13.7% below the national median of $74,755, reflecting a below-average but not severely struggling economic position. The county's income profile places it in the lower-middle range of American counties.

Ranks in North Carolina's middle-lower tier

Onslow County's $64,568 median household income exceeds the state average of $61,072 by about 6%, ranking it slightly above the state median. However, this modest advantage masks uneven income distribution across the county's military and civilian sectors.

Trails wealthier coastal peers

Onslow County's $64,568 income falls short of New Hanover County ($72,892) and Pender County ($76,838), though it exceeds inland peers like Pamlico County ($61,624). The military presence in Jacksonville influences the county's overall income profile, creating distinct economic zones.

Housing costs edge toward affordability concerns

At a 22.3% rent-to-income ratio, Onslow County sits at the threshold of housing affordability stress, just above recommended limits. The median home value of $219,500 remains relatively accessible, but renters face tighter margins in their household budgets.

Leverage military and civilian employment benefits

Onslow households, particularly those with military connections, should maximize retirement savings options like TSP accounts and veterans' benefits programs. Diversifying income sources and investing in homeownership can build equity and long-term wealth despite moderate median incomes.

Safety in Onslow County

via CrimeByCounty

Onslow Outperforms National Safety Standards

Onslow County presents a strong safety score of 97.1, indicating a secure environment for residents and visitors. Its total crime rate of 1848.4 per 100K remains well below the national average of 2,385.5.

Surpassing the State Safety Benchmark

The county outperforms the North Carolina average safety score of 96.8. Its total crime rate of 1848.4 is also notably lower than the state's typical 2050.0 per 100K.

A Safer Alternative in the Coastal Region

Onslow's violent crime rate of 226.8 is significantly lower than New Hanover’s 348.5. This makes the county one of the safer coastal-adjacent options for families and military personnel alike.

Focusing on Property Crime Data

Property crime is the main contributor to the local rate at 1621.6 per 100K. Violent crime is notably low, representing a much safer profile than the national average of 369.8.

Smart Security for Onslow Residents

Securing windows and doors is the best defense against property theft, the county's primary concern. Modern security cameras can provide an extra layer of protection for residents in this growing area.

Health in Onslow County

via HealthByCounty

Onslow's health mirrors North Carolina's mixed picture

At 74.1 years, Onslow's life expectancy sits slightly below the national average of 76.4 years and barely trails the state average of 74.4 years. About 16.9% of residents report poor or fair health, closer to the national norm (17.1%) than to the state's best performers. This positions Onslow as a middle-performing county with room for improvement.

Onslow ranks near the state's middle on health metrics

Onslow's life expectancy of 74.1 years is virtually at the state average, while its 16.9% poor/fair health rate sits near the midpoint among North Carolina counties. The uninsured rate of 9.5% is notably better than the state average of 12.5%, suggesting residents have relatively good coverage access. These mixed signals suggest that insurance availability isn't fully translating into optimal health outcomes.

Primary care capacity lags regional leaders

Onslow offers 31 primary care providers per 100,000 residents—robust compared to rural eastern North Carolina but well below strong coastal performers like New Hanover (92 per 100K). Mental health providers number 289 per 100,000, providing moderate access that falls short of state leaders. The gap widens with specialists, requiring many residents to travel to larger medical centers.

Better coverage, but provider gaps persist

Onslow's 9.5% uninsured rate—among the state's best—means most residents have insurance, yet 16.9% still report poor health, suggesting access to providers or quality of care may limit outcomes. Residents often face waits for primary care appointments and limited mental health services relative to population. Improving primary care efficiency and expanding behavioral health capacity could help translate coverage into better health.

Nearly all Onslow residents have coverage options

With only 9.5% of Onslow residents uninsured, coverage is within reach for nearly everyone. If you're uninsured, visit ncdhhs.gov or call 211 to check Medicaid eligibility or marketplace tax credits. Once covered, work with your primary care provider to establish regular preventive care—the foundation for the healthier outcomes Onslow can achieve.

Schools in Onslow County

via SchoolsByCounty

A Large Scale Military-Adjacent School System

Onslow County supports a massive educational network of 41 public schools serving 28,020 students. This includes 24 elementary schools, 8 middle schools, and 9 high schools designed to accommodate a large, mobile population. The infrastructure is primarily managed by two districts to ensure consistency across the county.

Strong Graduation Rates Exceeding State Averages

Onslow County boasts an impressive 91.0% graduation rate, which is higher than both the state and national averages. The county achieves this with a per-pupil expenditure of $6,705, showing high efficiency compared to the national average of $13,000. A school score of 53.4 also places the county above the state average of 52.4.

Centralized Management with Specialized Charters

Onslow County Schools dominates the landscape, managing 40 schools and 27,921 students. The Z.E.C.A. School of Arts and Technology provides a charter alternative for families seeking specialized instruction for their 99 enrolled students. This balance allows for large-scale resources alongside niche educational opportunities.

Diverse Settings from City to Countryside

Students experience a mix of locales, with 15 schools in city settings and 13 in rural areas. The average school size is 683 students, but high schools like Jacksonville High serve over 1,400 students. This variety ensures that families can find either a bustling urban campus or a quieter rural school environment.

Live Near Top-Performing Onslow Schools

With graduation rates outperforming the state, Onslow County is an attractive destination for families. Use local school performance as a guide when exploring homes in Jacksonville or the surrounding rural areas. Education quality continues to be a driving force for real estate demand in this coastal region.

Disaster Risk in Onslow County

via RiskByCounty

Onslow faces high disaster risk nationwide

With a composite risk score of 94.97 and a 'Relatively High' rating, Onslow County ranks among America's more hazardous counties for natural disasters. This reflects its coastal position and vulnerability to the full spectrum of Atlantic weather hazards.

Among North Carolina's highest-risk counties

Onslow's 94.97 score far exceeds the state average of 66.72, placing it near the top tier of North Carolina counties by risk. Proximity to the Atlantic and low elevation make coastal and inland areas alike vulnerable to hurricanes, storms, and flooding.

Rivals New Hanover and Pender risk levels

Onslow (94.97) is nearly equal to New Hanover County (96.12) and Pender County (86.93) in total risk, forming a coastal trio of highest-hazard zones. All three counties share similar hurricane, wildfire, and flood exposures that demand comparable preparation.

Hurricanes and wildfires are primary threats

Onslow's hurricane risk of 98.96 is nearly maximal, with coastal and even inland areas subject to destructive storm surge and winds. Wildfire risk of 85.91 and tornado risk of 85.81 create additional seasonal hazards, particularly during spring and fall months.

Invest in comprehensive disaster insurance

Onslow homeowners should carry both standard homeowners insurance and separate flood coverage, as coastal properties especially face storm surge and surge-driven flooding. Reinforce roof connections and consider impact-resistant windows or shutters to minimize hurricane damage and reduce insurance premiums.

Weather & Climate in Onslow County

via WeatherByCounty

Onslow County’s Warm Maritime Environment

Onslow's 61.9°F average temperature puts it well above the national median for comfort. The county enjoys a maritime climate with moderated but humid conditions.

Exceeding North Carolina’s Temperature Baseline

At 61.9°F, Onslow is significantly warmer than the state average of 59.3°F. It ranks as one of the state's prime coastal climate zones.

Drier but Similar Temperature to New Hanover

Onslow averages 57.8 inches of rain, which is high but still less than New Hanover's 62.9 inches. Both counties experience 52 days of extreme heat per year.

Rainy Summers and Mild Coastal Winters

Onslow receives 57.8 inches of annual precipitation, largely during the hot summer months. Snow is a rarity, averaging only 0.6 inches while January stays mild at 44.0°F.

Invest in High-Volume Storm Drainage

With nearly 58 inches of rain, gutter maintenance and drainage are top priorities for homeowners. Prepare for 52 days of 90-degree weather with efficient home cooling.

Soil Quality in Onslow County

via SoilByCounty

Classic Coastal Acidity Levels

Onslow's average pH of 5.17 is almost identical to the North Carolina average of 5.14. While taxonomic data remains unspecified, this level is significantly more acidic than the national median of 6.5. This acidity is typical for the pine-heavy ecosystems found along the coast.

Dominated by Coastal Sands

The soil is highly sandy at 73.7%, with 14.8% silt and 9.0% clay making up the rest. This creates a loose, easy-to-dig texture that is common in the Atlantic Coastal Plain. Such high sand content allows for excellent air circulation around plant roots.

Rich in Organic Matter

Onslow boasts an organic matter content of 6.10%, surpassing the state average of 5.12%. However, the available water capacity of 0.110 in/in is lower than the state mean of 0.134 in/in. This means the soil is fertile but loses moisture relatively quickly during the summer heat.

Managing Rapid Water Flow

Official drainage classes are currently missing from the data, but a 73.7% sand ratio generally implies rapid drainage. Gardeners should watch for quick drying, while builders generally enjoy the stability of these sandy deposits. Proper drainage planning is essential for any local development.

Coastal Blooms in Zone 8b

In Zone 8b, Onslow County is ideal for blueberries, azaleas, and other acid-loving species. The soil score of 33.3 indicates a solid foundation that outperforms the state average. Now is the perfect time to plant your coastal garden and enjoy the long growing season.

Lawn Care in Onslow County

via LawnByCounty

Onslow's High-Difficulty Lawn Landscape

With a lawn difficulty score of 27.6, Onslow County is one of the more challenging places in North Carolina to maintain a lush yard. This Zone 8b county falls well short of the state average score of 40.8 and the national benchmark of 50.0.

Intense Heat and Heavy Precipitation

The region sees 52 extreme heat days and 57.8 inches of rain annually, creating a steamy environment that stresses many grass varieties. These conditions favor rapid growth during the summer, requiring a frequent mowing schedule to prevent the turf from becoming unmanageable.

Acidic Sands Demand Amendments

The soil pH of 5.17 is quite acidic, suggesting most lawns will need regular lime treatments to reach the 6.0-7.0 ideal range. With a high sand content of 73.7%, nutrients can leach away quickly, so homeowners should consider slow-release fertilizers.

Responding to Severe Water Stress

Despite high annual rain, 91.4% of Onslow County currently sits in Severe (D2+) drought, with 29 weeks of drought recorded this past year. Mulching clippings back into the lawn can help retain moisture and provide a small buffer against these dry spells.

Summer Favorites for Onslow Lawns

St. Augustine and Bermuda grass thrive in the intense heat and humidity of Zone 8b. Wait until the soil warms after the April 5 last frost to plant, ensuring your lawn is established before the first frost arrives on November 8.

Frequently Asked Questions

What is Onslow County's county score?
Onslow County, North Carolina has a composite county score of 39.3 out of 100 on CountyScore. This score is calculated from a weighted average of available data dimensions including property tax, cost of living, income, safety, health, and schools.
How does Onslow County rank among counties in North Carolina?
Onslow County ranks #67 among all counties in North Carolina on CountyScore's composite ranking. Rankings are based on available data dimensions and updated as new data is added.
What are property taxes like in Onslow County, North Carolina?
The median annual property tax in Onslow County is $1,431, with an effective tax rate of 0.65%. This earns Onslow County a tax score of 68.3/100 on CountyScore (higher = lower taxes).
What is the median household income in Onslow County?
The median household income in Onslow County, North Carolina is $64,568 per year according to U.S. Census Bureau data. Onslow County earns an income score of 52.4/100 on CountyScore.
Is Onslow County, North Carolina a good place to live?
Onslow County scores 39.3/100 on CountyScore's overall county ranking, ranking #67 in North Carolina. The best way to evaluate Onslow County is to compare individual dimension scores — property tax, cost of living, income, safety, health, and schools — based on your personal priorities. Use CountyScore to compare Onslow County with other counties side by side.