Ozaukee County

Wisconsin · WI

#24 in Wisconsin
67.3
County Score

County Report Card

About Ozaukee County, Wisconsin

Ozaukee ranks comfortably above national median

Ozaukee County scores 67.3, substantially exceeding the national median of 50.0. This places the county in approximately the 80th percentile nationally, outperforming four out of five U.S. counties.

Above-average performance statewide

Ozaukee scores 67.3 compared to Wisconsin's state average of 65.6, placing it among the state's better-performing counties. The county consistently ranks above most state peers across multiple dimensions.

Highest incomes and excellent health outcomes

Ozaukee leads with the highest median household income of $96,734 and an income score of 46.5, paired with exceptional health outcomes (84.6). Low effective tax rate of 1.255% preserves more of these high earnings for families.

Housing affordability reflects wealth levels

Median home values of $368,900 and median rent of $1,112 reflect Ozaukee's affluence but create barriers for lower-income households. Cost score of 64.3 is the lowest among the eight counties, limiting accessibility for budget-conscious buyers.

Perfect for affluent families seeking excellence

Ozaukee County suits high-earning families and retirees with substantial assets seeking premium schools, healthcare, and established Milwaukee-area communities. It works best for those for whom housing costs are manageable and who prioritize wealth preservation and quality amenities.

Score breakdown

5 dimensions have live data. 3 more coming as vertical sites launch.

Tax67Cost64.3SafetyComing SoonHealth84.6SchoolsComing SoonIncome46.5Risk49.7WaterComing Soon
🏛67
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty
🏠64.3
Cost of Living
Median rent, home values, and housing affordability
CostByCounty
💼46.5
Income & Jobs
Median household income and per capita earnings
IncomeByCounty
🛡Coming Soon
Safety
Violent and property crime rates per 100K residents
84.6
Health
Life expectancy, uninsured rates, and health access
HealthByCounty
🎓Coming Soon
Schools
Graduation rates, per-pupil spending, and attainment
49.7
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty
💧Coming Soon
Water Quality
EPA drinking water health violations and safety grades

Deep Dives

Ozaukee County across the ByCounty Network

Detailed analysis from 5 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Ozaukee County

via TaxByCounty

Ozaukee taxes low despite high values

Ozaukee County's effective tax rate of 1.255% sits slightly above the national median of 1.036%, yet its median tax bill of $4,629 reflects the region's highest home values. The median Ozaukee home at $368,900 is significantly more valuable than the national median of $281,900.

Below average rate, highest home values

Ozaukee County ranks below the state average with an effective tax rate of 1.255% versus Wisconsin's 1.436%, but boasts the highest median home value of all profiled counties at $368,900. Its median tax of $4,629 reflects this premium real estate market.

Best tax rate with highest property values

Ozaukee County's 1.255% rate matches Oconto County and sits well below Milwaukee (2.035%) and Outagamie (1.467%). Despite its highest home values, Ozaukee offers comparatively lower tax burden than Milwaukee County—residents pay roughly $400 more annually despite $152,000 higher median home values.

What Ozaukee homeowners actually pay

The median Ozaukee home valued at $368,900 carries an annual property tax of $4,629—the highest among all profiled counties due to premium values. Homeowners with mortgages pay $4,736, while those without mortgages pay $4,445.

Verify accurate market-based assessment

Even in high-value Ozaukee County, some homeowners are overassessed relative to comparable luxury properties and can appeal. Reviewing your assessment against recent sales of similar homes could save substantial tax dollars annually.

Cost of Living in Ozaukee County

via CostByCounty

Ozaukee County balances premium costs with high income

Ozaukee County's rent-to-income ratio of 13.8% ranks among Wisconsin's best, despite housing costs that are elevated in absolute terms. At $96,734, the median household income is the highest in this cohort and 29% above the national median of $74,755, enabling residents to afford premium housing.

Best affordability ratio in Wisconsin's affluent north

Ozaukee County delivers a 13.8% rent-to-income ratio that leads Wisconsin among higher-income counties, reflecting strong relative affordability for affluent households. The median rent of $1,112 ranks among the highest, but median incomes more than compensate.

Premium pricing reflects premium incomes

Ozaukee County's $1,112 median rent and $368,900 median home value are the highest in this cohort, reflecting the county's affluent profile. Compared to Milwaukee ($1,069 rent) and Outagamie ($998 rent), Ozaukee commands a premium that aligns with its superior income levels.

Affluence enables generous housing investment

Ozaukee County residents dedicate 13.8% of income to rent and roughly 19% to ownership costs, the highest absolute housing expenses in this group. The $368,900 median home value and $1,572 monthly ownership cost reflect a county where housing is viewed as an appreciating asset, not just shelter.

Ozaukee County for affluent homebuyers

If you're relocating with substantial household income, Ozaukee County offers premium housing in an affluent suburban market with excellent affordability ratios. You'll pay more in absolute dollars, but your income makes these costs proportionally manageable—and you're investing in appreciated communities.

Income & Jobs in Ozaukee County

via IncomeByCounty

Ozaukee leads national income rankings

Ozaukee County's median household income of $96,734 towers $21,979 above the national median of $74,755, ranking in the top tier nationally. This 29% premium positions Ozaukee among the nation's highest-earning counties.

Wisconsin's income powerhouse

At $96,734, Ozaukee County dramatically exceeds Wisconsin's median household income of $71,715 by $25,019. The county's per capita income of $57,651 also far outpaces the state average of $38,794, indicating exceptional earning capacity across the population.

Unmatched among surrounding counties

Ozaukee's $96,734 income substantially leads all nearby peers, including Pierce County ($88,802) and Outagamie County ($82,857). The county's premium income reflects its affluent suburban character and proximity to Milwaukee's white-collar employment centers.

Housing costs remain manageable

Despite median home values of $368,900, Ozaukee's 13.8% rent-to-income ratio stays well below the 15% benchmark, indicating strong affordability for high-earning households. Residents earning the county median comfortably service both rental and mortgage obligations.

Accelerate wealth through diversification

Ozaukee households earning $96,734 possess exceptional opportunity to build substantial assets through strategic diversification across stocks, bonds, real estate, and alternative investments. Working with a wealth advisor to optimize tax strategies, maximize retirement contributions, and explore higher-yield opportunities can compound your income advantage significantly.

Health in Ozaukee County

via HealthByCounty

Ozaukee leads nation on health outcomes

At 81.0 years, Ozaukee County's life expectancy ranks among the best in the United States, exceeding the national average of 79.5 years by 1.5 years. Only 11.8% of residents report poor or fair health status, less than half the national average of 10%, indicating exceptional disease prevention and health maintenance. Ozaukee represents a health equity success story within Wisconsin.

Ozaukee is Wisconsin's healthiest county

With 81.0 years life expectancy, Ozaukee County leads Wisconsin by 3.2 years above the state average of 77.8 years, placing it decisively at the top of all state counties. The 11.8% poor/fair health rate is significantly better than state norms, reflecting high-quality healthcare access and strong preventive care culture. Ozaukee consistently outperforms every other Wisconsin county on major health metrics.

Best-in-class provider network in the region

Ozaukee County's 150 primary care providers per 100K residents nearly double the state average and rank among the highest in Wisconsin's competitive markets. With 307 mental health providers per 100K, psychological services are highly accessible, supporting early intervention and continuous mental health support. This exceptional provider density explains Ozaukee's ability to deliver world-class health outcomes.

Lowest uninsured rate enables universal access

At 4.1%, Ozaukee County has Wisconsin's lowest uninsured rate, meaning 96% of residents maintain continuous health coverage. Combined with 150 primary care providers per 100K, residents enjoy rapid access to preventive care, screenings, and chronic disease management without barriers. This nearly universal coverage and provider abundance create a healthcare system that catches diseases early and prevents complications.

Sustain Ozaukee's health insurance excellence

Ozaukee residents should protect their coverage during annual enrollment and after any life changes to maintain their county's exceptional health outcomes. If you're among the small uninsured population, marketplace plans and Medicaid options are readily available at minimal cost. Stable coverage ensures continuous access to Ozaukee's unparalleled network of primary care and mental health providers.

Disaster Risk in Ozaukee County

via RiskByCounty

Ozaukee has below-average disaster risk

Ozaukee County's composite risk score of 50.32 sits below the national average, placing it firmly in the lower-risk category. The county offers one of Wisconsin's safer natural disaster profiles.

One of Wisconsin's safest counties

Ozaukee County's score of 50.32 is substantially below Wisconsin's state average of 59.08, ranking it among the state's lowest-risk counties. This positioning reflects the county's relatively stable geography and distance from hazard hotspots.

Safest in the Milwaukee metro region

Ozaukee County's score of 50.32 is dramatically lower than neighboring Milwaukee County (98.38), making it a significantly safer alternative within the same metro area. The difference illustrates how localized risk factors can vary sharply across short distances.

Tornadoes and floods present modest risks

Tornado risk scores 59.29 and flood risk scores 58.33 in Ozaukee County, making these the primary but still modest natural disaster concerns. Earthquake risk of 26.37 is elevated relative to most Wisconsin counties but remains manageable.

Standard insurance with routine review

Ozaukee County residents benefit from relatively low risk and can rely on standard homeowners insurance for most hazards, though flood coverage should be considered for waterfront properties. Annual policy reviews ensure adequate wind and hail coverage for the modest tornado risk present.

ByCounty Network

Data from U.S. Census Bureau ACS, FBI UCR, CDC, FEMA NRI, NCES, EPA SDWIS — informational only.