42.4
County Score
Water Quality 67.3Income & Jobs 60Safety 58.9

County Report Card

About Pasco County, Florida

Approaching national average livability

Pasco County scores 42.3 on the CountyScore composite index, coming closer to—though still below—the national median of 50.0. At just 7.7 points below average, Pasco performs better than most other Florida counties examined here.

Right at Florida's state average

Pasco County scores 42.3 versus Florida's state average of 45.1, placing it near the middle of the state's counties. This near-average positioning suggests a balanced livability profile with both strengths and weaknesses across dimensions.

Safety and water quality standouts

Pasco excels in safety (58.9) and water quality (67.3), offering residents protection and environmental reliability. The county also maintains a low effective tax rate of 0.763%, and rents average $1,372—among the most affordable in this group.

Schools and housing values lag

School quality (31.5) represents a significant weakness, ranking among the lowest in this sample. While median home prices of $265,800 are more manageable than coastal counties, the limited school investment may concern education-focused families.

Ideal for safety-conscious, budget-minded families

Pasco County works best for families prioritizing personal safety and affordable housing over premium schools and fine dining. This county appeals to practical households seeking a balance between livability fundamentals and cost management.

Score breakdown

Tax56.3Cost16.6Safety58.9Health56.5Schools31.5Income60Risk4Water67.3Weather14.3
🏛56.3
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty
🏠16.6
Cost of Living
Median rent, home values, and housing affordability
CostByCounty
💼60
Income & Jobs
Median household income and per capita earnings
IncomeByCounty
🛡58.9
Safety
Violent and property crime rates per 100K residents
CrimeByCounty
56.5
Health
Life expectancy, uninsured rates, and health access
HealthByCounty
🎓31.5
Schools
Graduation rates, per-pupil spending, and attainment
SchoolsByCounty
4
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty
💧67.3
Water Quality
EPA drinking water health violations and safety grades
WaterByCounty
🌤14.3
Weather & Climate
Average temperatures, precipitation, and extreme weather events
WeatherByCounty
🪨31.2
Soil Quality
Soil composition, pH, drainage, and organic matter content
SoilByCounty
🌱13.6
Lawn Care
Lawn difficulty score based on climate, soil, and grass suitability
LawnByCounty
🛒
Farmers Markets
Local market density, SNAP/EBT acceptance, and product variety
MarketsByCounty
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Deep Dives

Pasco County across the ByCounty Network

Detailed analysis from 10 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Pasco County

via TaxByCounty

Pasco taxes slightly above national average

Pasco County's 0.763% effective tax rate exceeds the national median of 0.71%, though the difference is modest. The median property tax of $2,028 runs well below the national median of $2,690, thanks to more affordable median homes at $265,800.

Competitive rate among Florida counties

Pasco's 0.763% rate sits slightly above the Florida state average of 0.731%, making it a moderate-tax county statewide. The median annual tax of $2,028 exceeds the state median of $1,885 by 8%.

Moderate taxes, lower than Osceola

Pasco's effective rate of 0.763% trails Osceola County (0.786%) but runs slightly above Pinellas (0.729%) and Polk (0.737%). It's a solid middle option for Tampa Bay area homeowners.

About $2,028 yearly on median property

On Pasco's median home value of $265,800, homeowners pay approximately $2,028 per year in property taxes. With a mortgage, costs rise to $2,513 once full assessment accounting applies.

Review your assessment for errors

Even in moderate-tax counties like Pasco, assessment errors happen—and overvalued properties are common. Filing an appeal with the property appraiser costs nothing and can reveal hundreds in annual savings.

Cost of Living in Pasco County

via CostByCounty

Pasco offers middle-ground affordability

Pasco County renters spend 24.4% of income on rent, sitting comfortably below national affordability stress levels and benefiting from a balanced housing market. Median household income of $67,384 falls slightly below the national average, yet housing costs remain manageable relative to regional peers.

Better than state average, barely

Pasco's rent-to-income ratio of 24.4% slightly exceeds Florida's state average of 22.5%, though median rent of $1,372 sits meaningfully above the state's $1,233 baseline. The county offers a middle path within Florida's diverse housing landscape.

Tampa Bay's most affordable anchor

Pasco renters pay $1,372 monthly—the lowest among Pinellas ($1,525) and Osceola ($1,651) in the central Florida region, yet higher than inland Polk at $1,272. For families seeking Tampa Bay proximity without premium pricing, Pasco delivers solid value.

Housing claims one-quarter of income

Renters average $1,372 monthly while homeowners pay $1,100, totaling roughly 24% of the $67,384 median household income. This leaves Pasco households approximately $4,200 monthly for utilities, food, transportation, and savings.

Smart choice for Tampa Bay access

Relocating to Pasco means allocating 24% of income to rent—a solid balance between affordability and urban proximity. If you work in the Tampa Bay area but want to avoid premium coastal prices, Pasco offers measurable savings versus Pinellas and Osceola.

Income & Jobs in Pasco County

via IncomeByCounty

Pasco near national median income level

Pasco County's median household income of $67,384 sits just 10% below the national median of $74,755. This positions the county solidly in the middle range of U.S. counties, supported by a diverse economy spanning manufacturing, healthcare, and retail.

Slightly below Florida's average income

At $67,384, Pasco falls about $2,000 short of Florida's state average of $65,468, placing it in the upper-middle tier statewide. The county's per capita income of $37,757 also exceeds the state average by $2,000, showing relatively balanced household earnings.

Middle ground between wealthy coasts

Pasco County's $67,384 income positions it between Polk County ($63,644) to the south and Pinellas County ($70,293) to the west. This central location in Tampa Bay's broader metro area supports moderate, stable earnings across diverse industries.

Housing very affordable by state standards

Pasco County boasts Florida's best housing affordability metric with a rent-to-income ratio of just 24.4%, well below the 28% threshold. Median home values of $265,800 are the most attainable among surveyed counties, making homeownership achievable for typical households.

Maximize savings with affordable housing

Pasco's low housing costs free up $200-400 monthly per household compared to high-cost counties, capital that can flow directly into retirement and investment accounts. Even modest monthly investments of $300-500 can grow to substantial wealth over 20-30 years.

Safety in Pasco County

via CrimeByCounty

Pasco County Exceeds National Safety Standards

Pasco County boasts a total crime rate of only 947.5 per 100,000 residents, far below the national average of 2,385.5. This stellar performance results in a safety score of 98.5. It stands out as one of the more secure regions in the country.

A Leader in Florida Safety

Pasco County outperforms the Florida average total crime rate of 1,027.9 with its own rate of 947.5. Its safety score of 98.5 is also higher than the state average of 98.4. Eleven reporting agencies contribute to this high standard of public safety.

Pasco Remains Safer Than Pinellas

Pasco County is significantly safer than neighboring Pinellas County, which has a much higher crime rate of 2,078.4. Pasco also maintains a lower rate than Polk County's 1,113.1. These comparisons highlight Pasco as a regional leader in crime prevention.

Breaking Down Pasco's Low Rates

Violent crime in Pasco is low at 202.6 per 100,000, which is nearly half the national average. Property crime is also minimal at 744.9 per 100,000 residents. These figures translate to a very low risk of crime for the average resident.

Maintaining Security in Pasco County

Even in safe areas, basic precautions like smart doorbells and perimeter lighting add essential security. Ensuring all entry points are locked consistently helps maintain Pasco's impressive safety record. Your proactive habits contribute to the county's continued low crime statistics.

Health in Pasco County

via HealthByCounty

Pasco holds steady above national average

At 76.2 years, Pasco County's life expectancy exceeds the U.S. average of 76.4 years by a slim margin, reflecting stable health outcomes. With only 15.6% reporting poor or fair health—below the national average of 18%—Pasco residents fare better than many American counties despite being a growing, diverse community.

Solid performer in Florida's rankings

Pasco's 76.2-year life expectancy edges above Florida's 75.8-year average, placing the county in the middle tier of state health outcomes. The county's modest advantage reflects a younger population and steady primary care investment compared to rural Florida regions.

Better than Polk, behind Pinellas

Pasco's 76.2-year life expectancy surpasses Polk County's 76.1 years, but lags behind nearby Pinellas County's 77.6 years. The 1.4-year gap with Pinellas reflects different provider densities and demographic profiles across the Tampa Bay region.

Tight primary care, low uninsured rate

Pasco's 12.3% uninsured rate ranks among Florida's best, reflecting strong employer coverage and program uptake. However, 51 primary care providers per 100,000 residents fall short of demand, and 113 mental health providers per 100,000 suggest limited access to behavioral care for growing communities.

Maintain your coverage, close gaps

Pasco's uninsured rate is relatively low, but check your coverage annually. Visit Healthcare.gov during open enrollment or call 1-800-318-2596 to ensure your plan still meets your family's evolving healthcare needs.

Schools in Pasco County

via SchoolsByCounty

Suburban Schooling in a Unified District

Pasco County serves 84,032 students through a network of 103 public schools. The landscape is dominated by 60 elementary schools, 16 middle schools, and 22 high schools.

Leading the State in Graduation Rates

At 91.0%, the graduation rate here is higher than both the Florida and national averages. The county achieves these results with a per-pupil expenditure of $5,500, showing significant efficiency in its academic programs.

The Unified Pasco District Model

The Pasco District manages all 103 schools in the county, maintaining a consistent standard for its 84,000 students. Charter schools represent about 12.6% of the landscape with 13 total campuses.

Predominantly Suburban and Rural Settings

Education here is primarily suburban, with 78 schools in developed areas and 25 in rural locales. Land O' Lakes High School is the largest in the county, currently enrolling 2,248 students.

Settle Near High-Achieving High Schools

For families seeking high graduation rates and suburban charm, Pasco County offers a compelling case. Look for homes in the Land O' Lakes or Starkey Ranch areas to stay close to the county's top-rated campuses.

Disaster Risk in Pasco County

via RiskByCounty

Pasco County faces high national risk

Pasco County's composite risk score of 95.96 ranks it among the highest-risk counties in the United States, rated Relatively High. Tornado risk of 98.41 leads the county's threats, followed by hurricane exposure at 98.12 and flood risk at 95.39.

Top-tier risk within Florida

At 95.96, Pasco County ranks among Florida's most disaster-prone communities, sitting 20.22 points above the state average of 75.74. The county trails only the most coastal counties in overall risk exposure.

Matches coastal peers in severity

Pasco's 95.96 score places it alongside Polk County (96.53) as inland Florida's riskiest communities, and closely mirrors coastal Pinellas County (98.22). The county faces measurably higher exposure than inland Putnam County (79.74) but slightly lower than hyperexposed Palm Beach and Sarasota.

Tornadoes and hurricanes reign

Pasco's tornado risk of 98.41 is among Florida's highest, reflecting its position in the state's severe weather corridor; hurricane exposure at 98.12 amplifies storm season concerns. Wildfire risk at 95.39 and flood risk at 95.39 round out a hazard profile demanding year-round vigilance.

Prepare for violent wind events

Pasco homeowners face exceptional tornado and hurricane threats, making wind damage coverage essential—verify your policy covers hail and straight-line winds. Safe rooms or storm shelters are prudent investments; additionally, flood insurance is vital given the county's drainage challenges and storm surge vulnerability.

Weather & Climate in Pasco County

via WeatherByCounty

Warm temperatures with zero snow

Pasco averages 71.9°F, placing it well above the national median temperature. It features a humid subtropical climate with heavy summer rains and no snowfall.

Aligning with Florida state averages

The county is slightly warmer than the 71.1°F Florida average. Its 53.5 inches of annual rain almost perfectly matches the state average of 54.8 inches.

The region's leader in extreme heat

Pasco suffers through 114 days of extreme heat, more than any other county in this group. This makes it significantly more prone to heat waves than its coastal neighbors.

Punishing summers and mild winters

Summer is dominated by 114 days of temperatures reaching 90°F or higher. Winters remain mild, with a December-February average of 61.5°F.

Heat safety is the top priority

Efficient cooling and hydration are essential for the 114 days of extreme temperatures. Residents should prepare for a long 81.0°F average summer season.

Soil Quality in Pasco County

via SoilByCounty

Acidic Profiles Define Pasco Soil

Pasco County soils have an average pH of 4.94, making them significantly more acidic than the national median of 6.5. This level is very close to the Florida state average of 4.88, reflecting the state's typical pine flatwood and scrub environments. Acid-loving plants like azaleas and blueberries find a natural home here.

High Sand Content Limits Retention

The soil is comprised of 85.3% sand, with only 2.3% silt and 3.3% clay. This high sand concentration means the soil is easy to work and dig but struggles to hold onto water and nutrients. You will likely need to water more frequently during dry spells to keep shallow-rooted plants healthy.

Rich Organic Matter Boosts Growth

Pasco exceeds the state average for organic matter with a solid 8.25%, which is over four times the national average. Despite this richness, the available water capacity is slightly low at 0.104 in/in compared to the state's 0.108. The organic matter provides a necessary buffer for nutrient storage in an otherwise sandy environment.

Understanding Missing Drainage Details

Specific drainage classes and hydrologic groups are currently unavailable for Pasco County in this record. Given the high sand content of 85.3%, natural drainage is likely rapid, though local limestone features can sometimes create sinkholes or perched water tables. Always observe how water pools on your property after a heavy summer storm.

Diverse Planting in Zone 9b

Pasco County sits in Hardiness Zone 9b, allowing for a wide variety of citrus and hardy perennials. The soil's natural acidity is perfect for camellias and gardenias, which flourish in these conditions. Start a garden today to take advantage of the high organic matter and long growing season.

Lawn Care in Pasco County

via LawnByCounty

Pasco's Tough Turf Environment

Pasco County’s lawn difficulty score of 13.6 indicates a challenging environment compared to the Florida average of 19.2. It is nearly four times more difficult to maintain a lawn here than the national median of 50.0. This Zone 9b region requires specialized care to handle intense sun and acidic soil conditions.

Heat Extremes Drive Maintenance

Pasco endures 114 extreme heat days per year, which is 22 days more than the Florida average. The 53.5 inches of annual rain is near the state average, but the 8,044 growing degree days mean your mower will rarely get a rest. These factors create a high-metabolism environment for turf that demands frequent nutrient replenishment.

Correcting Highly Acidic Sands

The soil in Pasco is 85.3% sand and has a very acidic pH of 4.94, which is significantly below the 6.0 ideal for most grasses. This low clay content (3.3%) means the soil struggles to hold onto water and fertilizers. Professional soil testing and regular applications of lime are essential to make the soil hospitable for a lush lawn.

Surviving Long Dry Periods

The county has faced 41 weeks of drought over the past year, with a third of the area currently in severe drought. While total annual rainfall of 53.5 inches sounds sufficient, the sandy soil and heat accelerate moisture loss. Mulching your clippings back into the lawn can help retain precious moisture and nitrogen.

Zone 9b Growing Strategies

Bahia and St. Augustine are excellent choices for the heat and acidic soil found throughout Pasco. With the last frost typically passing by January 31, February is an ideal time to start soil prep and early planting. Focus on establishing a strong root system before the 114 days of 90°F heat arrive.

Frequently Asked Questions

What is Pasco County's county score?
Pasco County, Florida has a composite county score of 42.4 out of 100 on CountyScore. This score is calculated from a weighted average of available data dimensions including property tax, cost of living, income, safety, health, and schools.
How does Pasco County rank among counties in Florida?
Pasco County ranks #42 among all counties in Florida on CountyScore's composite ranking. Rankings are based on available data dimensions and updated as new data is added.
What are property taxes like in Pasco County, Florida?
The median annual property tax in Pasco County is $2,028, with an effective tax rate of 0.76%. This earns Pasco County a tax score of 56.3/100 on CountyScore (higher = lower taxes).
What is the median household income in Pasco County?
The median household income in Pasco County, Florida is $67,384 per year according to U.S. Census Bureau data. Pasco County earns an income score of 60/100 on CountyScore.
Is Pasco County, Florida a good place to live?
Pasco County scores 42.4/100 on CountyScore's overall county ranking, ranking #42 in Florida. The best way to evaluate Pasco County is to compare individual dimension scores — property tax, cost of living, income, safety, health, and schools — based on your personal priorities. Use CountyScore to compare Pasco County with other counties side by side.