CountyScore

Pinal County

Arizona · AZ

#13 in Arizona
63.5
County Score

County Report Card

About Pinal County, Arizona

Pinal ranks well above U.S. baseline

Pinal County's composite score of 69.4 exceeds the national median of 50.0 by 39%, demonstrating strong livability compared to typical American counties. Its performance falls just below Arizona's state average of 73.9.

Middle-of-the-pack within Arizona

Pinal's score of 69.4 places it near the state average, making it a reasonable choice within the Arizona landscape. Among these seven counties, it ranks fifth overall in composite livability.

Highest income levels in the group

Pinal's income score of 34.0 reflects a median household income of $77,588—the highest among these seven Arizona counties and 39% above the state typical. Its tax score of 87.7 reflects a favorable effective rate of 0.517%.

Housing costs rising faster than others

Pinal's cost score of 64.6 is the lowest in this group, with median home values reaching $312,100 and rent at $1,417 monthly. Despite high incomes, housing affordability lags relative to other Arizona options.

Suits growing families with rising incomes

Pinal County appeals to families and professionals with the strongest earning potential who are willing to accept higher housing costs. It offers a path to economic advancement and home ownership, though affordability requires meaningful income levels.

Score breakdown

5 dimensions have live data. 3 more coming as vertical sites launch.

Tax87.7Cost64.6SafetyComing SoonHealth66.7SchoolsComing SoonIncome34Risk6.2WaterComing Soon
🏛87.7
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty →
🏠64.6
Cost of Living
Median rent, home values, and housing affordability
CostByCounty →
💼34
Income & Jobs
Median household income and per capita earnings
IncomeByCounty →
🛡Coming Soon
Safety
Violent and property crime rates per 100K residents
❤66.7
Health
Life expectancy, uninsured rates, and health access
HealthByCounty →
🎓Coming Soon
Schools
Graduation rates, per-pupil spending, and attainment
⚡6.2
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty →
💧Coming Soon
Water Quality
EPA drinking water health violations and safety grades

Explore this county

Property Taxtaxbycounty.comCost of Livingcostbycounty.comIncomeincomebycounty.com
Compare Pinal County with another county →

Counties with similar scores

Rockdale County
Georgia
63.5
Median income: $72,349
Logan County
Illinois
63.5
Median income: $64,188
Perry County
Illinois
63.5
Median income: $59,286
Lyon County
Kansas
63.5
Median income: $59,078
Pratt County
Kansas
63.5
Median income: $64,348

Deep Dives

Pinal County across the ByCounty Network

Detailed analysis from 5 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Pinal County

via TaxByCounty

Pinal's rate slightly below national average

Pinal County's 0.517% effective tax rate sits comfortably below the national median of 0.620%, placing it in the bottom third of U.S. counties. Though the median annual tax of $1,615 exceeds the national median of $2,690, that's primarily because Pinal homes are more expensive—averaging $312,100—than the national median of $281,900.

Pinal ranks below Arizona average

At 0.517% effective rate, Pinal County falls slightly below Arizona's state average of 0.581%, placing it in the lower-tax tier. The median property tax of $1,615 exceeds the state median of $1,349, reflecting Pinal's higher median home value rather than a higher tax burden.

Pinal undercuts Pima significantly

Pinal County's 0.517% rate is substantially lower than Pima County's 0.783%—a difference of about $800 annually on a $300,000 home. Compared to Yavapai County (0.441%), Pinal taxes slightly higher, though Pinal homes are valued lower.

What Pinal homeowners pay yearly

On a median home valued at $312,100, Pinal residents pay approximately $1,615 in annual property taxes. With a mortgage, taxes increase to $1,717; without one, they drop to $1,384.

Verify your property assessment

Many Pinal County homeowners accept their initial assessments without question—a missed opportunity for savings. Contact the Pinal County assessor to request a review if you believe your home's assessed value exceeds its fair market value; appeals are free and confidential.

Full property tax analysis on TaxByCounty

Cost of Living in Pinal County

via CostByCounty

Pinal's higher incomes offset housing costs

Pinal County's $77,588 median household income exceeds the national average of $74,755, helping offset a 21.9% rent-to-income ratio that's above national norms. At $1,417 monthly rent, Pinal renters pay the highest among the seven counties, yet earn enough to manage the burden.

Pinal rents climb above state average

Pinal County's 21.9% rent-to-income ratio exceeds Arizona's 19.4% state average, and its $1,417 median rent is the state's highest in this comparison. Despite the premium, Pinal's above-average incomes provide some relief compared to less wealthy counties.

Pinal commands premium rents statewide

At $1,417 monthly, Pinal County's median rent tops every other county analyzed—$170 more than Yavapai and $585 more than Navajo. The premium reflects Pinal's position as a growing Phoenix-adjacent hub attracting both residents and investment.

Highest rents, strongest incomes

Pinal renters spend $1,417 monthly while homeowners pay $1,172, both the highest in this county comparison. The $77,588 median income—the strongest among the seven—makes these costs manageable, claiming 21.9% and 18.1% of earnings respectively.

Pinal for Phoenix-area growth seekers

Pinal County's premium rents reflect its explosive growth as a Phoenix satellite, offering newer housing stock and proximity to Arizona's largest metro. If you're relocating with above-average income and want suburban growth momentum, Pinal's $312,100 median home value may justify the premium.

Full cost of living analysis on CostByCounty

Income & Jobs in Pinal County

via IncomeByCounty

Pinal leads Arizona with strong income

Pinal County's median household income of $77,588 exceeds the national median of $74,755 by 3.8%, placing it among strong performers nationwide. The county benefits from growing Phoenix-area commuting patterns and recent economic development.

Pinal tops all other Arizona counties

At $77,588, Pinal County outearns Arizona's state average of $62,663 by $14,925 annually. The county stands as the income leader in our Arizona comparison group and across the state.

Pinal significantly outpaces all peers

Pinal's $77,588 median income exceeds every comparison county, with the second-place Pima at $67,929 trailing by nearly $10,000. The county's proximity to Phoenix and growing tech sector drive above-average earnings.

Housing affordable despite rapid growth

Pinal's rent-to-income ratio of 21.9% remains healthy, though the median home value of $312,100 represents the state's fastest-appreciating market. Strong household incomes of $77,588 support homeownership, but rapid appreciation is beginning to stress affordability.

Pinal's strong earners can build legacy wealth

With $77,588 median household income, Pinal residents are positioned to maximize retirement contributions, invest in property, and build diversified portfolios. The county's growth trajectory suggests capitalizing early on real estate and career advancement opportunities.

Full income & jobs analysis on IncomeByCounty

Health in Pinal County

via HealthByCounty

Pinal County leads Arizona in life expectancy

At 78.1 years, Pinal County residents live nearly as long as the U.S. average of 78.7 years, placing the county among Arizona's healthiest. With 19.6% reporting poor or fair health, Pinal matches the national average, suggesting strong underlying population health.

Highest life expectancy in Arizona

Pinal County's 78.1-year life expectancy ranks first among Arizona's 15 counties, exceeding the state average of 74.0 years by 4.1 years. This demographic advantage reflects both population composition and access to healthcare resources.

Pinal outpaces Pima and Santa Cruz

Pinal residents live longer than those in neighboring Pima County (76.5 years) and rival Santa Cruz County's 79.9-year average. However, Pinal's primary care provider density at just 18 per 100,000 is the lowest in the state, creating an access paradox.

Strong insurance coverage masks access gaps

Pinal County's 13.2% uninsured rate is below the state average, yet the county has only 18 primary care providers per 100,000—a critical shortage. With 90 mental health providers per 100,000, the county offers psychiatric support, but patients often travel for routine medical care.

Get covered and find care in Pinal

Most Pinal County residents have health insurance, but nearly 1 in 7 still lack coverage, and provider shortages mean longer wait times for appointments. Check healthcare.gov to confirm your coverage and ask your provider about telehealth options to overcome distance barriers.

Full health analysis on HealthByCounty

Disaster Risk in Pinal County

via RiskByCounty

Pinal ranks among U.S. highest-risk

Pinal County scores 93.83 on composite risk, landing in the relatively moderate category but well above national baselines. The score reflects significant exposure to multiple hazard types, particularly wildfire and flood threats.

Second-riskiest in Arizona

Pinal ranks second among Arizona's 15 counties with a score of 93.83, trailing only Pima (99.11) and exceeding the state average of 84.45 by 9.4 points. The county faces elevated overall disaster risk across most hazard categories.

Riskier than central Arizona peers

Pinal's 93.83 exceeds Pima's neighboring Santa Cruz County (88.33) and surpasses Yavapai (93.73), though it ranks just below Pima. The county carries some of Arizona's most significant multi-hazard exposure.

Wildfire and flood dominate Pinal

Wildfire risk reaches 98.00 and flood risk 96.37—both among Arizona's highest—while tornado risk climbs to a notable 37.05. Earthquake risk at 79.83 and hurricane risk at 18.82 add additional layers of exposure.

Separate policies for flood and fire

Standard homeowners insurance excludes both wildfire and flood damage; Pinal residents should secure separate policies for both hazards. Given the county's 93.83 risk score and elevated tornado exposure, verify tornado coverage in your home policy as well.

Full disaster risk analysis on RiskByCounty

ByCounty Network

🏛Property Tax🏠Cost of Living💼Income & Jobs🛡Safety❤Health🎓Schools⚡Disaster Risk💧Water Quality

Data from U.S. Census Bureau ACS, FBI UCR, CDC, FEMA NRI, NCES, EPA SDWIS — informational only.