Reagan County

Texas · TX

#41 in Texas
68.1
County Score

County Report Card

About Reagan County, Texas

Reagan ranks in top quartile nationally

Reagan County's composite score of 70.6 exceeds the national median of 50.0 by 41%, placing it among the top 25% of US counties. Low taxes, affordable housing, and reasonable incomes create a balanced livability profile.

Outperforms Texas state average

At 70.6, Reagan County scores above Texas's average of 66.8, ranking it in the stronger-performing counties statewide. It demonstrates consistent strength across key livability metrics.

Exceptional tax and housing affordability

Reagan County posts a tax score of 70.9 and cost score of 80.6, featuring an ultra-low effective tax rate of 1.115% and median home value of $163,700. Median rent of just $806/month is the lowest in this entire group.

Income potential remains limited

An income score of 29.3 reflects median household income of $70,288, modestly below some regional peers. Complete data on safety, health, schools, and environmental factors is not yet available to fully assess livability.

Perfect for retirees and remote workers

Reagan County is ideal for households with modest external income seeking maximum purchasing power and minimal taxes. It suits energy sector workers, retirees, and remote employees who can live affordably in remote West Texas.

Score breakdown

5 dimensions have live data. 3 more coming as vertical sites launch.

Tax70.9Cost80.6SafetyComing SoonHealth53SchoolsComing SoonIncome29.3Risk94.1WaterComing Soon
🏛70.9
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty
🏠80.6
Cost of Living
Median rent, home values, and housing affordability
CostByCounty
💼29.3
Income & Jobs
Median household income and per capita earnings
IncomeByCounty
🛡Coming Soon
Safety
Violent and property crime rates per 100K residents
53
Health
Life expectancy, uninsured rates, and health access
HealthByCounty
🎓Coming Soon
Schools
Graduation rates, per-pupil spending, and attainment
94.1
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty
💧Coming Soon
Water Quality
EPA drinking water health violations and safety grades

Deep Dives

Reagan County across the ByCounty Network

Detailed analysis from 5 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Reagan County

via TaxByCounty

Reagan's rate stays below state average

At 1.115%, Reagan County's effective tax rate sits 13% below the Texas state average of 1.276%, offering West Texas residents modest tax relief. The median property tax of $1,825 remains 32% below the national median of $2,690, reflecting lower property values in the oil-producing region.

Reagan ranks in Texas's lower-tax counties

Reagan County sits in the bottom half of Texas counties by effective tax rate, making it an affordable jurisdiction compared to state norms. At $1,825 median annual tax versus the state average of $2,193, Reagan keeps more money in homeowners' pockets.

Competitive with West Texas peers

Reagan County's 1.115% rate slightly exceeds Red River County's 0.984% and undercuts Presidio County's 1.583%, positioning it midway among regional comparables. The median home value of $163,700 reflects typical West Texas property dynamics tied to energy sectors.

What a $164K home costs yearly

The median Reagan County homeowner pays $1,825 per year in property taxes on a $163,700 home. With mortgage-related deductions and homestead exemptions factored in, actual bills often run lower—around $2,114 with full exemptions applied.

Verify assessments in volatile markets

Reagan County residents in oil and gas communities should monitor their assessments regularly, as energy-sector fluctuations can inflate property valuations. Filing a free appraisal challenge takes minimal effort and often yields meaningful tax reductions.

Cost of Living in Reagan County

via CostByCounty

Reagan leads affordability rankings

Reagan County's 13.8% rent-to-income ratio is the lowest among all eight counties and well below the Texas average of 18.1%, offering exceptional rental affordability. With median income at $70,288 and rent at just $806 monthly, renters here enjoy the most spacious housing budgets in this comparison.

Among Texas's most affordable rentals

Reagan County ranks among the state's best options for renters seeking maximum affordability paired with reasonable incomes. The county's combination of low rents and solid earnings creates genuine housing security for working families.

Cheapest rents with healthy incomes

Reagan's $806 median rent is the lowest among this eight-county set while income at $70,288 remains solid, creating an unbeatable affordability equation. This unique positioning reflects Reagan's economic stability and housing market strength.

Ownership also affordable in Reagan

Homeowners pay $874 monthly while renters pay $806—a modest $68 difference making ownership particularly attractive for those able to qualify. With median home value at $163,700 and median income at $70,288, both renting and buying remain financially accessible.

Reagan delivers unmatched value

If housing affordability is your priority, Reagan County offers the strongest combination of low rents (13.8% of income) and healthy incomes in this eight-county set. Start your relocation search here—Reagan's numbers beat nearly every alternative on this list.

Income & Jobs in Reagan County

via IncomeByCounty

Reagan County Close to U.S. Median

Reagan County's median household income of $70,288 trails the U.S. median of $74,755 by $4,467, a minimal gap. The county performs solidly on national percentile rankings, outpacing many rural and suburban counties nationwide.

Above-Average Texas Earnings

At $70,288, Reagan County's median household income exceeds the Texas state average of $64,737 by $5,551, placing it in the upper-middle tier statewide. The county's energy sector employment drives earnings above regional averages.

Reagan Strong Among West Texas

Reagan County's $70,288 income trails only Randall County ($80,905) among peers, outpacing Parmer ($68,164), Pecos ($67,689), and all others. The county's oil-and-gas economy supports above-average household earnings across the region.

Lowest Housing Cost Burden

Reagan County's rent-to-income ratio of 13.8% is the lowest among all peer counties, meaning housing consumes less than 14% of median income. At a median home value of $163,700, homeownership is easily affordable for median-earning households.

Exceptional Savings Opportunity

Reagan County's exceptional rent-to-income ratio of just 13.8% leaves maximum room for savings, investing, and debt reduction. Households should aggressively fund emergency reserves, retirement accounts, and investment portfolios—your low housing costs compound wealth fastest.

Health in Reagan County

via HealthByCounty

Reagan trails U.S. life expectancy

At 73.9 years, Reagan County residents live 2.5 years below the U.S. average of 76.4 years. The county's 23.0% poor/fair health rate sits moderately above national benchmarks, suggesting a mix of chronic disease and access challenges.

Below-average health, modest insurance gap

Reagan County's 73.9-year life expectancy runs 0.4 years below Texas's 74.3-year average—a modest shortfall but still concerning. Its 20.9% uninsured rate is slightly above the Texas average of 19.8%, adding to health care access barriers.

Mid-tier outcomes among peers

Reagan's 73.9-year life expectancy positions it in the middle of this county group—ahead of Polk (70.1) and Potter (70.8) but below Parmer (75.7) and Randall (76.3). Its 20.9% uninsured rate is moderate, though higher than Randall's 13.0%.

Moderate access, limited mental health data

Reagan County provides 31 primary care providers per 100K, adequate for rural West Texas; however, mental health provider data is unavailable, suggesting potential gaps in behavioral health infrastructure. With 20.9% uninsured, nearly one in five residents face barriers to using available services.

Reagan residents deserve coverage

Nearly one in five Reagan County residents lack insurance, limiting access to the county's primary care providers. Visit healthcare.gov or contact a community health center to explore Medicaid, CHIP, and marketplace plans tailored to your family.

Disaster Risk in Reagan County

via RiskByCounty

Reagan ranks among safest U.S. counties

Reagan County's composite risk score of 5.88 places it far below the national average, marking it as a very low-risk area for natural disasters. This remote West Texas location offers exceptional protection from catastrophic hazards.

Texas's lowest-risk county

With a composite score of 5.88, Reagan County ranks well below Texas's state average of 49.00 and is among the state's safest counties overall. Its remote West Texas location shields it effectively from major disaster threats.

Safest county in remote West Texas

Reagan County (5.88) faces dramatically lower risk than all surrounding counties, including Pecos (25.13), Presidio (10.24), and panhandle counties Potter (90.49) and Randall (86.77). Its isolation and small population provide natural disaster protection.

Wildfire is the only notable hazard

Reagan County's wildfire risk (56.39) represents its only moderate hazard exposure, while tornado (14.54), flood (3.82), and earthquake (3.59) risks are exceptionally low. The arid landscape drives wildfire exposure while isolation provides protection from other threats.

Minimal coverage needs for residents

Reagan County residents should confirm wildfire coverage in homeowners policies and maintain defensible space around structures. Given the county's very low overall risk profile, standard homeowners insurance provides adequate protection for most residents.

ByCounty Network

Data from U.S. Census Bureau ACS, FBI UCR, CDC, FEMA NRI, NCES, EPA SDWIS — informational only.