countyscore
72.7
County Score
Cost of Living 93.3Property Tax 87.7Safety 87.6

County Report Card

About Rockcastle County, Kentucky

Exceptional National Ranking

Rockcastle County earns an elite composite score of 72.7, which is 22 points higher than the national median. This level of livability puts it in the top tier of counties across the country.

Among Kentucky's Very Best

The county's 72.7 score dwarfs the Kentucky state average of 58.6. It represents a gold standard for rural livability within the state boundaries.

Unbeatable Value and Low Taxes

The county shines with a massive cost score of 93.3 and a tax score of 87.7. An incredibly low effective tax rate of 0.481% makes this one of the most affordable places to own property in the region.

Focusing on Health Outcomes

While it excels in financial metrics, health and income scores are lower at 28.2 and 11.7. These indicate a need for expanded local economic opportunities and healthcare improvements.

The Ultimate for Budget-Conscious Buyers

Rockcastle County is a dream for families who want to maximize their purchasing power. Its combination of low taxes, high safety, and cheap housing makes it an unbeatable value proposition.

Score breakdown

Tax87.7Cost93.3Safety87.6Health28.2Schools75.3Income11.7Risk63.9Water86Weather71.3
🏛87.7
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty →
🏠93.3
Cost of Living
Median rent, home values, and housing affordability
CostByCounty →
💼11.7
Income & Jobs
Median household income and per capita earnings
IncomeByCounty →
🛡87.6
Safety
Violent and property crime rates per 100K residents
CrimeByCounty →
❤28.2
Health
Life expectancy, uninsured rates, and health access
HealthByCounty →
🎓75.3
Schools
Graduation rates, per-pupil spending, and attainment
SchoolsByCounty →
⚡63.9
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty →
💧86
Water Quality
EPA drinking water health violations and safety grades
WaterByCounty →
🌤71.3
Weather & Climate
Average temperatures, precipitation, and extreme weather events
WeatherByCounty →
🪨
Soil Quality
Soil composition, pH, drainage, and organic matter content
SoilByCounty →
🌱75.2
Lawn Care
Lawn difficulty score based on climate, soil, and grass suitability
LawnByCounty →
🛒
Farmers Markets
Local market density, SNAP/EBT acceptance, and product variety
MarketsByCounty →
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Nearby counties

Jackson County
Kentucky
62.7
Lincoln County
Kentucky
63.5
Laurel County
Kentucky
51.1
Garrard County
Kentucky
54.2
Madison County
Kentucky
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Pulaski County
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Estill County
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Boyle County
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55.2

Deep Dives

Rockcastle County across the ByCounty Network

Detailed analysis from 10 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Rockcastle County

via TaxByCounty

Rockcastle County among nation's lowest tax rates

Rockcastle County's effective tax rate of 0.481% ranks among the lowest in the entire nation, nearly 50% below the national median of 0.9%. The median property tax of just $574 annually is one-fifth the national median of $2,690, making Rockcastle exceptionally tax-friendly.

Rockcastle County lowest in Kentucky

Rockcastle County's 0.481% effective rate is the lowest among all eight profiled counties and well below Kentucky's statewide average of 0.719%. The median property tax of $574 is the second-lowest in this group, reflecting the county's combination of very low rates and moderate home values.

Rockcastle County most tax-friendly in region

Rockcastle County's 0.481% rate is the lowest among all regional peers, beating Powell County (0.582%), Russell County (0.588%), and Rowan County (0.553%). At just $574 median annual taxes, Rockcastle residents enjoy the lightest property tax burden in the central Kentucky region.

Rockcastle County very affordable tax rates

On a median home value of $119,300, Rockcastle County homeowners pay approximately $574 annually in property taxes. Including mortgage-related fees, the total obligation rises to around $862 per year, among the lowest in the state.

Even Rockcastle homeowners should verify

Despite Rockcastle's already-favorable tax rates, homeowners should still verify their assessments are accurate to ensure they're not paying more than necessary. Request a review from the Rockcastle County assessor if you believe your property is overvalued relative to comparable homes in the area.

Full property tax analysis on TaxByCounty

Cost of Living in Rockcastle County

via CostByCounty

Rockcastle matches national affordability norms

Rockcastle County renters spend 16.8% of their $48,367 income on housing, nearly at the national average of roughly 18%, demonstrating balanced affordability. Median rent of $678 sits substantially below the national average, aided by strong relative income for an eastern Kentucky county.

Right at state average for rental burden

Rockcastle County's 16.8% rent-to-income ratio tracks almost exactly with Kentucky's 17% state average, making it a benchmark county for housing affordability statewide. At $678, Rockcastle's median rent runs 12% below the state average of $771, providing additional comfort for local renters.

Lowest rents, strong income combination

Rockcastle combines the second-lowest median rent ($678) with the second-highest median income ($48,367) in the regional sample, creating one of the easiest housing-income calculations. Only Robertson matches Rockcastle's affordability math, though Robertson's rent is slightly cheaper.

Ownership offers substantial savings

Rockcastle renters pay $678 monthly (16.8% of income) while homeowners manage just $457 mortgages at 11.3% of household income—a 5.5-point savings gap strongly favoring purchase. Median home value of $119,300 represents excellent entry-level ownership opportunity for Rockcastle households.

Rockcastle offers balanced housing stability

Rockcastle County delivers consistent affordability for both renters and owners, with moderate costs and competitive income that make either path viable without strain. For eastern Kentucky relocation, Rockcastle ranks among the top choices alongside Robertson, offering $678 rents and $119,300 home values that actually align with local earning power.

Full cost of living analysis on CostByCounty

Income & Jobs in Rockcastle County

via IncomeByCounty

Rockcastle falls 35% below U.S. median

Rockcastle County's median household income of $48,367 lags the U.S. median of $74,755 by 35%. This $26,388 gap places Rockcastle in the lower-middle range nationally.

Below Kentucky state average

Rockcastle's median household income of $48,367 falls about 13% below Kentucky's state average of $55,909. Among 120 Kentucky counties, Rockcastle ranks in the lower-middle tier economically.

Outearns Appalachian trio but trails others

Rockcastle's $48,367 income exceeds Pike ($42,179), Powell ($39,811), and Perry ($45,261) counties, but trails Rowan ($53,657) and Robertson ($52,337). Rockcastle occupies a middle economic position within the region.

Housing costs remain manageable

Rockcastle's 16.8% rent-to-income ratio sits comfortably below the 20% affordability threshold, offering relative housing security. With median home values of $119,300, purchasing is accessible for most households.

Create automatic savings today

Rockcastle residents should automate transfers to savings accounts and retirement plans to build wealth without thinking. Even $100-200 monthly into an IRA compounds to $50,000+ over 20 years.

Full income & jobs analysis on IncomeByCounty

Safety in Rockcastle County

via CrimeByCounty

Rockcastle County shows strong safety metrics

Rockcastle County's total crime rate of 265.9 per 100K earns it a high safety score of 99.6. This is significantly safer than the national total crime rate of 2,385.5. Four reporting agencies provide the data for these 2022 rankings.

Beating the Kentucky state average

Rockcastle’s safety score of 99.6 is comfortably above the Kentucky average of 98.8. Its total crime rate of 265.9 is roughly one-third of the statewide average of 786.2. This confirms Rockcastle as a secure place within the Commonwealth.

Rockcastle vs neighboring county rates

Rockcastle is notably safer than Pulaski County, which has a rate of 819.7 per 100K. However, it sees slightly more activity than the extreme low of Robertson County (45.3). The local agencies maintain a tight grip on crime to keep these numbers low.

Low violent crime characterizes the area

Violent crime is very low at 37.1 per 100K, while property crime accounts for 228.8 incidents. These figures represent a high level of security for local families and businesses. The overall probability of experiencing a crime here remains remarkably low.

Security tips for Rockcastle residents

Homeowners can help keep property crime rates low by using motion-activated lighting. Maintaining a 'lived-in' look while away is a simple, effective way to protect your residence. Simple security measures are often enough to prevent local crime.

Full safety analysis on CrimeByCounty

Health in Rockcastle County

via HealthByCounty

Rockcastle County significantly behind U.S.

Rockcastle County's life expectancy of 69.2 years trails the U.S. average of 74.5 years by 5.3 years. The county's 28.4% poor/fair health rate—the highest in its cohort—far exceeds the national average of 17.9%, signaling major health challenges.

Among Kentucky's worst health outcomes

Rockcastle County ranks in the lower tier of Kentucky counties with a life expectancy of 69.2 years—3 years below the state average of 72.2 years. The 28.4% poor/fair health rate is among the worst in the state, indicating concentrated chronic disease and health disadvantage.

Worst health in its immediate region

Rockcastle County's life expectancy of 69.2 years is comparable to Pike County (69.3) but notably trails Russell County (72.1) and Pulaski County (72.1). The county's 28.4% poor/fair health rate is the highest among all regional neighbors, marking Rockcastle as the most health-challenged in its cohort.

Scarce providers, minimal mental health access

Rockcastle County has only 50 primary care providers per 100,000 residents—below the national average of 65—and just 56 mental health providers per 100K, creating severe behavioral health gaps. With a 6.8% uninsured rate, close to the state average, residents have coverage but struggle to find available providers.

Verify coverage and seek resources

Nearly 7% of Rockcastle County residents are uninsured, and provider scarcity compounds the challenge of accessing care. Confirm your coverage at healthcare.gov and ask your insurance provider about telehealth options or network providers outside the county.

Full health analysis on HealthByCounty

Schools in Rockcastle County

via SchoolsByCounty

Streamlined Education in Rockcastle County

Rockcastle County operates a seven-school system within a single district, serving 2,761 students. The infrastructure is built around three elementary schools, one middle school, and three high schools. This structure provides a clear, unified progression for students from preschool through graduation.

Elite Graduation Rates and High Scores

Rockcastle County boasts a 99.0% graduation rate, one of the highest in the state and far above the national 87% average. The county's school score of 59.3 is well above the Kentucky state average of 55.3. These results are backed by a per-pupil expenditure of $7,470, which exceeds state spending norms.

A Unified County-Wide District

The Rockcastle County district manages all seven schools and the entire student body of 2,761. There are no charter schools, though the district does include one alternative school to support different learning styles. The focus remains on providing a consistent traditional public education.

Rural and Town Learning Blend

The county splits its schools between four rural locations and three town-based settings. Rockcastle County High School is the largest facility with 819 students, while Roundstone Elementary provides a smaller environment with 247 students. The average school size of 460 ensures that campuses feel mid-sized and community-oriented.

Excellence in Rockcastle County Living

With a near-perfect graduation rate and high school scores, Rockcastle County is an excellent choice for education-focused families. Homes in Mt. Vernon or Brodhead offer quick access to the county's top-rated elementary and high school campuses. Investing in property here means investing in a high-performing school system.

Full schools analysis on SchoolsByCounty

Disaster Risk in Rockcastle County

via RiskByCounty

Rockcastle County maintains low national disaster risk

Rockcastle County's composite risk score of 36.13 ranks it as very low risk, modestly below the national median and well below Kentucky's state average of 44.21. This favorable profile reflects relatively balanced exposure across multiple hazard types without critical concentrations.

Rockcastle ranks among Kentucky's safer counties

Rockcastle County scores 36.13 in composite risk, placing it in the lower quartile of Kentucky's 120 counties and among the safer communities statewide. The county's risk profile benefits from geographic positioning that minimizes extreme earthquake and hurricane exposure.

Rockcastle part of a safer eastern Kentucky region

Rockcastle County's 36.13 score aligns closely with neighboring Powell County (31.20) and Russell County (31.87), creating a pocket of relative safety in eastern Kentucky. This contrasts sharply with Pike County (87.88) and Perry County (73.22) to the north, which experience significantly higher disaster risk.

Flood exposure is Rockcastle's primary concern

Rockcastle County's highest risk category is flooding at 52.96, modestly above state average but manageable with standard awareness and precautions. Wildfire risk (47.52), tornado risk (48.89), and earthquake risk (40.87) all cluster in the moderate range, with hurricane risk remaining minimal at 35.50.

Standard insurance and flood awareness recommended

Rockcastle County residents should maintain standard homeowners or renters insurance and obtain flood coverage through the National Flood Insurance Program for any properties in or near flood-prone areas. Families should establish an emergency plan and understand local evacuation routes, particularly during severe weather seasons.

Full disaster risk analysis on RiskByCounty

Weather & Climate in Rockcastle County

via WeatherByCounty

Temperate Climate with High Snowfall

Rockcastle County averages 55.3°F annually, aligning with the temperate U.S. climate. Its 10.9 inches of annual snowfall is notably higher than the median for this latitude.

Cooler than the Kentucky Average

The county's 55.3°F average is nearly a degree cooler than the Kentucky state average of 56.2°F. It represents the cooler, more rugged terrain of the Cumberland Plateau.

Snowier than Southern Neighbors

With 10.9 inches of snow, Rockcastle is significantly whiter in winter than Pulaski County. It also experiences far fewer extreme heat days (13) than western Kentucky counties.

Brisk Winters and Gentle Summers

Winters are cold with 10.9 inches of snow and a 33.4°F January average. Summers are pleasant, with only 13 days reaching 90°F and a July average of 75.2°F.

Winterize for Heavy Snow

Residents should prioritize winter home prep and snow removal equipment for the double-digit snowfall. Summer cooling needs are lower here than in most other Kentucky counties.

Full weather & climate analysis on WeatherByCounty

Soil Quality in Rockcastle County

via SoilByCounty

Limestone and Sandstone Foundations

Rockcastle County's specific pH and soil order data are currently unrecorded in this dataset. As a transition zone between the Bluegrass and the Mountains, the soil pH can vary wildly depending on whether limestone or sandstone is the parent rock. Local testing is the only way to know if you are near the state average of 5.80.

Complexity in the Karst Landscape

Composition data for sand, silt, and clay are not currently available for this county. The presence of karst features and caves in the region suggests a soil profile that can be deep in some areas and very thin in others. Gardeners may encounter anything from heavy clays to rocky loams within a single property.

Nurturing Growth in Unmapped Areas

Without specific organic matter or water capacity data, Rockcastle growers should aim for the state average of 3.55% organic matter as a baseline. The region's diverse ecosystem suggests a naturally resilient soil that can be highly productive with the right care. Amending with compost will help improve water retention across different soil types.

Water Flow and Cave Systems

Formal drainage classifications are missing, but the county's unique geology often leads to rapid subsurface drainage through sinkholes. This means surface water might disappear quickly, requiring gardeners to be diligent about watering during dry spells. Always check for sinkholes before planning any major building foundations.

A Versatile Zone 7a Climate

The 7a hardiness zone in Rockcastle County offers a generous window for growing everything from summer squash to fall brassicas. Native plants like pawpaws thrive in the shaded valleys, while sunny slopes are perfect for traditional gardens. Explore your land's potential by planting a few native varieties this season.

Full soil quality analysis on SoilByCounty

Lawn Care in Rockcastle County

via LawnByCounty

Highly Favorable Conditions in Rockcastle

Rockcastle County earns a strong lawn difficulty score of 75.2, nearly 10 points higher than the state average. This zone 7a region offers a supportive environment for homeowners looking to maintain lush turf with less effort.

Mild Summers and Plenty of Water

The county enjoys a mild summer with only 13 extreme heat days, far below the state average of 30. Combined with 51.4 inches of annual rainfall, the climate naturally supports a vigorous growing season for most grass types.

Building on a Strong Foundation

While detailed soil mapping is missing, the climate suggests that consistent moisture could impact drainage. Adding organic matter or checking for compaction will ensure your grass roots can penetrate deep enough to stay healthy year-round.

Minimal Drought Stress Over the Year

With only one week of drought recorded in the past year, your lawn is likely to stay hydrated naturally. This low frequency of drought reduces the need for expensive irrigation systems compared to many other parts of the country.

Plan for an April Start

Wait for the last spring frost on April 18 before beginning your spring seeding projects. The mild summers make this an ideal location for cool-season grasses like Kentucky bluegrass, which will thrive until the first frost in late October.

Full lawn care analysis on LawnByCounty

Frequently Asked Questions

What is Rockcastle County's county score?
Rockcastle County, Kentucky has a composite county score of 72.7 out of 100 on CountyScore. This score is calculated from a weighted average of available data dimensions including property tax, cost of living, income, safety, health, and schools.
How does Rockcastle County rank among counties in Kentucky?
Rockcastle County ranks #1 among all counties in Kentucky on CountyScore's composite ranking. Rankings are based on available data dimensions and updated as new data is added.
What are property taxes like in Rockcastle County, Kentucky?
The median annual property tax in Rockcastle County is $574, with an effective tax rate of 0.48%. This earns Rockcastle County a tax score of 87.7/100 on CountyScore (higher = lower taxes).
What is the median household income in Rockcastle County?
The median household income in Rockcastle County, Kentucky is $48,367 per year according to U.S. Census Bureau data. Rockcastle County earns an income score of 11.7/100 on CountyScore.
Is Rockcastle County, Kentucky a good place to live?
Rockcastle County scores 72.7/100 on CountyScore's overall county ranking, ranking #1 in Kentucky. The best way to evaluate Rockcastle County is to compare individual dimension scores — property tax, cost of living, income, safety, health, and schools — based on your personal priorities. Use CountyScore to compare Rockcastle County with other counties side by side.

ByCounty Network

🏛Property Tax🏠Cost of Living💼Income & Jobs🛡Safety❤Health🎓Schools⚡Disaster Risk💧Water Quality🌤Weather & Climate🪨Soil Quality🌱Lawn Care🛒Farmers Markets

Data from U.S. Census Bureau ACS, FBI UCR, CDC, FEMA NRI, NCES, EPA SDWIS, NOAA — informational only.