Tipton County

Tennessee · TN

#80 in Tennessee
66.7
County Score

County Report Card

About Tipton County, Tennessee

Tipton County: 47% Above National Median

Tipton County's composite score of 73.6 clearly exceeds the national median of 50.0, confirming it as a livable county by national standards. This positions it favorably among U.S. counties overall for affordability and tax efficiency.

Performing Below Tennessee Average

At 73.6, Tipton County falls below Tennessee's state average of 76.3, ranking as a mid-tier performer within the state. It remains competitive but trails several peer counties in overall livability metrics.

Balanced Tax and Housing Value

Tipton County scores 87.5 on taxes with an effective rate of 0.526% and 74.0 on cost with a median home value of $220,100 and median rent of $1,007/month. This balance offers solid financial accessibility for working-class and middle-income households.

Income Levels Lag Behind Peers

The county's income score of 30.2 reflects a median household income of $71,736, which is mid-range among the eight counties but still below state averages. Limited data on safety, health, schools, and infrastructure prevents a fuller livability picture.

Suitable for Middle-Income Families Seeking Balance

Tipton County appeals to families earning $60,000–$80,000 who prioritize stable housing costs and tax relief over maximum income growth. Its moderate scores across the measured dimensions suggest steady, predictable livability rather than exceptional value.

Score breakdown

5 dimensions have live data. 3 more coming as vertical sites launch.

Tax87.5Cost74SafetyComing SoonHealth64.3SchoolsComing SoonIncome30.2Risk19WaterComing Soon
🏛87.5
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty
🏠74
Cost of Living
Median rent, home values, and housing affordability
CostByCounty
💼30.2
Income & Jobs
Median household income and per capita earnings
IncomeByCounty
🛡Coming Soon
Safety
Violent and property crime rates per 100K residents
64.3
Health
Life expectancy, uninsured rates, and health access
HealthByCounty
🎓Coming Soon
Schools
Graduation rates, per-pupil spending, and attainment
19
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty
💧Coming Soon
Water Quality
EPA drinking water health violations and safety grades

Deep Dives

Tipton County across the ByCounty Network

Detailed analysis from 5 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Tipton County

via TaxByCounty

Tipton County well below national tax median

Tipton County's effective rate of 0.526% sits comfortably below the national median of 0.711%, placing it in the lower tier of U.S. counties. The median tax of $1,158 is less than half the national median of $2,690, showcasing Tennessee's tax-friendly environment.

Slightly above Tennessee average rates

Tipton County's 0.526% rate edges above Tennessee's average of 0.511%, making it a moderately taxed county within the state. At $1,158 in median taxes versus the state average of $1,016, Tipton County residents pay roughly $140 more annually than typical Tennessee homeowners.

Mid-range taxes among West Tennessee peers

Tipton County's 0.526% rate sits between Sumner County's higher 0.534% and Stewart County's 0.520%, offering a moderate tax burden for the region. With a median home value of $220,100, Tipton County balances affordability with solid property values.

Median annual taxes top $1,150

A typical Tipton County home worth $220,100 carries an estimated annual tax bill of $1,158. With a mortgage, that rises to $1,204; without one, it drops to $1,060—a reasonable expense for property owners in this West Tennessee county.

Tipton County homeowners should verify assessments

Properties in Tipton County may carry outdated or inflated assessments, especially those that haven't been reassessed recently or whose market value has declined. Filing an appeal with the county assessor's office costs nothing and could result in meaningful tax savings year after year.

Cost of Living in Tipton County

via CostByCounty

Tipton County stays competitive

Tipton County renters spend 16.9% of their income on housing, holding just below the national average of 17.6% despite earning $71,736, near the national median of $74,755. The $1,007 median rent reflects moderate pricing for a county positioned between rural and Memphis-area markets.

Solid middle ground statewide

Tipton County's 16.9% rent-to-income ratio ranks comfortably below Tennessee's state average of 17.6%, placing it among the more affordable options for renters across the state. This favorable position stems from reasonable rental prices paired with above-average household incomes.

Tipton balances price and income

Tipton County's $1,007 rent sits higher than Stewart County ($837) but lower than Sumner County ($1,339), reflecting its middle position in the region. With a $71,736 median income, Tipton households earn more than most neighboring counties, making housing more manageable despite slightly higher rents.

Balanced housing burden

On a $71,736 annual income, Tipton County renters spend $1,007 monthly (16.9%), while homeowners pay $1,064 (17.8%)—both just below state and national averages. This relative balance means families retain adequate income for savings, transportation, and other necessities.

Tipton offers Memphis-area value

Tipton County delivers a sweet spot: reasonable rents, above-average incomes, and a 16.9% housing burden below the national average. If you're considering the Memphis corridor, Tipton's affordability advantage over Sumner County makes it worth a serious look.

Income & Jobs in Tipton County

via IncomeByCounty

Tipton Approaches National Income Norms

Tipton County's median household income of $71,736 comes within $3,019 of the national median of $74,755, positioning it closer to U.S. averages than many rural Tennessee counties. This near-parity reflects a moderately healthy local economy.

Above Tennessee's State Average

Tipton County earns $12,742 more than Tennessee's median of $58,994, ranking it solidly in the upper half of state counties. This 22% advantage over the state average reflects Tipton's relative economic strength within Tennessee.

Strong Performer Among Regional Counties

Tipton County's $71,736 ranks it among the higher-earning neighbors, surpassing Stewart County ($62,052) and Union County ($61,858) while trailing only Sumner County ($86,005). The county positions itself as a secondary economic hub in its region.

Housing Remains Affordable and Accessible

Tipton County's 16.9% rent-to-income ratio sits comfortably in the affordable range, offering households breathing room in their budgets. With a median home value of $220,100, homeownership is within reach for many earning the county median.

Building Wealth With Room to Spare

Tipton County households earning $71,736 have meaningful capacity to save, invest, and prepare for retirement while maintaining a reasonable lifestyle. With manageable housing costs, residents can allocate funds toward diversified investments and long-term financial goals.

Health in Tipton County

via HealthByCounty

Tipton County's health mirrors national baseline

Tipton County's 72.3-year life expectancy tracks closely with the U.S. average of 72.6 years, positioning residents in line with national longevity patterns. However, 20.7% report poor or fair health—above the national average—suggesting elevated chronic disease burden despite comparable lifespan.

Tipton nearly matches Tennessee average

At 72.3 years, Tipton County's life expectancy sits just below Tennessee's 72.4-year state average, while its 9.6% uninsured rate outperforms the state's 11.9%. Yet the county's 20.7% poor/fair health rate exceeds state averages, indicating room for improvement in disease prevention.

Tipton struggles against regional peers

Tipton's 20.7% poor/fair health rate exceeds most neighboring counties, trailing only Trousdale (21.8%) and Union (22.1%) in this concerning metric. Its 72.3-year life expectancy ranks below Sumner (75.6) and Sullivan (72.7), reflecting broader health challenges in mid-state counties.

Moderate provider access, low uninsured rate

Tipton County has 28 primary care providers per 100,000 residents—better than some rural peers but below state averages—limiting same-day appointment availability. At 9.6% uninsured, residents have better affordability than the state average, yet provider scarcity may delay care for those who do have coverage.

Secure affordable coverage now

Tipton County's relatively low uninsured rate shows progress, but one in ten residents still lacks insurance. Compare plans at healthcare.gov or call 1-800-318-2596 to find coverage that fits your budget and connects you to local or regional providers.

Disaster Risk in Tipton County

via RiskByCounty

Tipton County carries moderate risk

Tipton County's composite risk score of 81.04 substantially exceeds the national average, with a Relatively Moderate rating. Your county faces genuine multi-hazard exposure that warrants serious preparation and insurance planning.

High risk relative to Tennessee

Tipton County scores 81.04—55% above Tennessee's state average of 52.45—placing it in the state's higher-risk counties. Only the most hazard-prone Tennessee counties exceed your risk level significantly.

Similar risk to Sumner County

Tipton County's 81.04 score closely mirrors Sumner County (87.66) to the northeast, though slightly lower overall. Both counties share elevated tornado and earthquake exposure common to west-central Tennessee.

Tornadoes and earthquakes are primary

Tornado risk reaches 92.78 and earthquake risk 95.80, making these your dominant hazards. Flood risk (53.91) and hurricane exposure (46.47) add additional layers of concern requiring preparedness.

Prepare for tornadoes and shaking

With tornado risk at 92.78, a safe room or reinforced interior shelter is essential—many lives depend on these during severe storms. Earthquake insurance becomes increasingly important at a 95.80 score; secure heavy furniture and water heaters to prevent injury and damage.

ByCounty Network

Data from U.S. Census Bureau ACS, FBI UCR, CDC, FEMA NRI, NCES, EPA SDWIS — informational only.