CountyScore

Yuma County

Arizona · AZ

#12 in Arizona
64
County Score

County Report Card

About Yuma County, Arizona

Yuma outperforms national baseline

Yuma County's composite score of 73.1 exceeds the national median of 50.0 by 46%, positioning it as a solid-performing county nationwide. It falls just slightly below Arizona's state average of 73.9.

Nearly meets Arizona's average

Yuma's score of 73.1 is very close to the state average of 73.9, making it a representative Arizona county. Among these seven counties, it ranks fourth overall in composite livability.

Balanced affordability and tax efficiency

Yuma's cost score of 77.6 reflects a median home value of $195,700 and rent of $983 per month, offering solid value. Its tax score of 83.9 reflects an effective rate of 0.655%, maintaining reasonable tax pressure.

Income levels remain moderate

Yuma's income score of 22.8 reflects a median household income of $60,417, which is moderate but below some peer counties. Limited data on safety, health, schools, and environmental factors incomplete the full livability assessment.

Suits balanced, moderate-income families

Yuma County appeals to working families and retirees seeking a balanced mix of affordability, reasonable taxes, and stable incomes. It offers a practical option for those wanting neither extreme affordability nor high-income prerequisites.

Score breakdown

5 dimensions have live data. 3 more coming as vertical sites launch.

Tax83.9Cost77.6SafetyComing SoonHealth58.6SchoolsComing SoonIncome22.8Risk7.4WaterComing Soon
🏛83.9
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty →
🏠77.6
Cost of Living
Median rent, home values, and housing affordability
CostByCounty →
💼22.8
Income & Jobs
Median household income and per capita earnings
IncomeByCounty →
🛡Coming Soon
Safety
Violent and property crime rates per 100K residents
❤58.6
Health
Life expectancy, uninsured rates, and health access
HealthByCounty →
🎓Coming Soon
Schools
Graduation rates, per-pupil spending, and attainment
⚡7.4
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty →
💧Coming Soon
Water Quality
EPA drinking water health violations and safety grades

Explore this county

Property Taxtaxbycounty.comCost of Livingcostbycounty.comIncomeincomebycounty.com
Compare Yuma County with another county →

Counties with similar scores

Apache County
Arizona
64
Median income: $40,338
Larimer County
Colorado
64
Median income: $91,364
Brooks County
Georgia
64
Median income: $47,656
Crisp County
Georgia
64
Median income: $42,745
Carroll County
Illinois
64
Median income: $60,871

Deep Dives

Yuma County across the ByCounty Network

Detailed analysis from 5 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Yuma County

via TaxByCounty

Yuma slightly above national tax median

Yuma County's 0.655% effective tax rate exceeds the national median of 0.620% by about 5%, placing it slightly above the midpoint nationally. The median annual property tax of $1,281 remains less than half the national median of $2,690, reflecting Yuma's lower median home value of $195,700.

Yuma exceeds Arizona average rate

At 0.655%, Yuma County's effective tax rate runs 13% above Arizona's state average of 0.581%, ranking it in the upper tier of state counties. The median tax bill of $1,281 falls below the state median of $1,349, despite the higher rate, due to lower home values.

Yuma taxes highest among western peers

Yuma County's 0.655% rate significantly exceeds Yavapai County's 0.441% and slightly outpaces Mohave County's 0.485%. Among Arizona's western counties, Yuma carries one of the higher tax burdens relative to state and national averages.

What Yuma homeowners pay annually

On a median home valued at $195,700, Yuma residents pay approximately $1,281 in annual property taxes. With a mortgage, taxes increase to $1,469; without one, they drop to $979.

Appeal if overassessed

Yuma County homeowners should verify their property assessments, particularly those with mortgages who may see inflated tax bills. Contacting the county assessor to request a review costs nothing and could reduce your annual tax burden if your home was overvalued.

Full property tax analysis on TaxByCounty

Cost of Living in Yuma County

via CostByCounty

Yuma achieves near-national balance

Yuma County's 19.5% rent-to-income ratio closely mirrors national affordability norms, making it accessible for renters across income levels. The $983 monthly rent and $60,417 median income represent a stable, balanced housing market relative to the broader United States.

Yuma sits right at state average

Yuma County's 19.5% rent-to-income ratio practically matches Arizona's 19.4% state average, indicating solid affordability relative to state peers. The $983 median rent is only $33 above Arizona's state average of $1,016, delivering mainstream housing economics.

Yuma balances between extremes

At $983 monthly, Yuma's rent falls between Santa Cruz's $781 bargain and Pinal's $1,417 premium, reflecting its position as a moderate-sized agricultural and border hub. The balanced rent-to-income ratio of 19.5% outperforms half the counties analyzed.

Modest costs for modest incomes

Yuma renters pay $983 monthly while homeowners spend $851, with the $60,417 median income yielding rent-to-income and owner-cost-to-income ratios of 19.5% and 16.9% respectively. Both tenure types achieve reasonable housing burden levels.

Yuma offers reliable middle ground

Yuma County delivers balanced affordability without extreme trade-offs—neither the bargain of Santa Cruz nor the premium of Yavapai. If you want stable housing costs aligned with typical Arizona wages, compare Yuma's $195,700 median home value to communities where you currently consider settling.

Full cost of living analysis on CostByCounty

Income & Jobs in Yuma County

via IncomeByCounty

Yuma income trails national average moderately

Yuma County's median household income of $60,417 falls 19% below the U.S. median of $74,755. The agricultural and military-dependent economy reflects the county's rural-frontier character.

Yuma lags slightly behind state average

At $60,417, Yuma County trails Arizona's state average of $62,663 by $2,246 annually. The county performs near Arizona's middle tier, supported by farming, Port of Yuma activity, and military presence.

Yuma ranks fifth among Arizona counties

Yuma's $60,417 income ranks fifth in our comparison group, exceeding only Navajo ($52,752) and Santa Cruz ($53,614). The county outperforms rural peers but trails more urbanized Arizona regions.

Rent burden balanced despite lower income

Yuma's rent-to-income ratio of 19.5% is healthy, and the median home value of $195,700 is the state's most affordable. The county offers strong housing affordability for households earning $60,417.

Yuma households can leverage housing affordability

Yuma residents earning $60,417 can capitalize on the county's exceptionally affordable housing market by building home equity quickly. Direct savings toward down payments and explore first-time homebuyer programs to lock in wealth-building through real estate.

Full income & jobs analysis on IncomeByCounty

Health in Yuma County

via HealthByCounty

Yuma County meets national life expectancy

Yuma County residents live an average of 77.8 years, just 0.9 years below the national average of 78.7 years. However, 24.7% report poor or fair health—significantly above the national rate of 18%—revealing substantial disparities beneath the longevity numbers.

Middle-performing county with health challenges

Yuma County's 77.8-year life expectancy exceeds the Arizona state average of 74.0 years, yet its 24.7% poor/fair health rate ranks among the state's worst. This gap suggests that many county residents are living longer while managing chronic conditions and preventive care gaps.

Better outcomes than Santa Cruz, access gaps remain

Yuma County residents live 1.9 years longer than Santa Cruz County residents but report worse overall health than neighboring Imperial County in California. With 43 primary care providers per 100,000, Yuma has moderate access but faces agricultural worker health challenges unique to the region.

High uninsured rates strain rural healthcare system

Yuma County has 16.7% of residents uninsured—among the highest in Arizona—with 43 primary care providers and 87 mental health providers per 100,000. The county's significant agricultural workforce and border population add complexity to healthcare delivery and chronic disease management.

Find affordable coverage in Yuma County

Nearly one in six Yuma County residents lack health insurance, and many delay preventive care due to cost or immigration concerns. Visit healthcare.gov or contact a trusted community health center to explore Medicaid, ACA marketplace plans, or emergency access programs confidentially.

Full health analysis on HealthByCounty

Disaster Risk in Yuma County

via RiskByCounty

Yuma's risk moderately elevated

Yuma County scores 92.56 on composite risk, landing in the relatively moderate category but above national baselines. The score reflects substantial earthquake exposure paired with meaningful flood and hurricane threats unusual for Arizona.

Mid-to-upper range in Arizona

Yuma ranks seventh among Arizona's 15 counties with a 92.56 score, exceeding the state average of 84.45 by 8.1 points. The county faces meaningful disaster risk, though lower than Arizona's top-tier counties.

Distinctive risk profile in southwest

Yuma's 92.56 exceeds Santa Cruz (88.33) and Navajo (88.07) but falls below the higher-risk counties of Pinal, Mohave, and Yavapai. The county's unique earthquake (98.44) and hurricane (22.74) exposure sets it apart from state peers.

Earthquake and flood are paramount

Yuma faces exceptional earthquake risk at 98.44—the highest in Arizona—combined with flood risk at 90.97. The county also experiences the state's highest hurricane risk at 22.74, a rare Arizona hazard requiring attention.

Earthquake and flood insurance urgent

Yuma's 98.44 earthquake score demands immediate earthquake coverage; standard policies exclude this hazard entirely. Add flood insurance and verify your homeowners policy covers hurricane and wind damage, given Yuma's unique southwestern exposure profile.

Full disaster risk analysis on RiskByCounty

ByCounty Network

🏛Property Tax🏠Cost of Living💼Income & Jobs🛡Safety❤Health🎓Schools⚡Disaster Risk💧Water Quality

Data from U.S. Census Bureau ACS, FBI UCR, CDC, FEMA NRI, NCES, EPA SDWIS — informational only.