65.7
County Score
Safety 88.9Cost of Living 79.6Schools 64.9

County Report Card

About Adair County, Kentucky

Outperforming the National Median

Adair County achieves a composite score of 65.7, significantly outpacing the national median score of 50.0. This performance suggests a higher overall quality of life than the typical American county.

A Top Performer in Kentucky

The county's 65.7 score comfortably exceeds the Kentucky state average of 58.6. It ranks among the state's more desirable rural areas for overall livability.

Exceptional Safety and Low Costs

Public safety is a standout feature with a Safety Score of 88.9. Affordability also excels, marked by a Cost Score of 79.6 and a median monthly rent of just $775.

Opportunities in Health and Income

The Income Score of 15.2 reflects a median household income of $50,316, which trails national benchmarks. Additionally, the Health Score of 37.2 points toward a need for improved wellness outcomes.

Perfect for Quiet, Affordable Living

Adair County best suits families or retirees who value peace and low housing costs. It offers a secure environment where your dollar stretches much further than in the city.

Score breakdown

Tax64.8Cost79.6Safety88.9Health37.2Schools64.9Income15.2Risk60.6Water63.4Weather63.3
🏛64.8
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty
🏠79.6
Cost of Living
Median rent, home values, and housing affordability
CostByCounty
💼15.2
Income & Jobs
Median household income and per capita earnings
IncomeByCounty
🛡88.9
Safety
Violent and property crime rates per 100K residents
CrimeByCounty
37.2
Health
Life expectancy, uninsured rates, and health access
HealthByCounty
🎓64.9
Schools
Graduation rates, per-pupil spending, and attainment
SchoolsByCounty
60.6
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty
💧63.4
Water Quality
EPA drinking water health violations and safety grades
WaterByCounty
🌤63.3
Weather & Climate
Average temperatures, precipitation, and extreme weather events
WeatherByCounty
🪨44.8
Soil Quality
Soil composition, pH, drainage, and organic matter content
SoilByCounty
🌱59.6
Lawn Care
Lawn difficulty score based on climate, soil, and grass suitability
LawnByCounty
🛒
Farmers Markets
Local market density, SNAP/EBT acceptance, and product variety
MarketsByCounty
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Deep Dives

Adair County across the ByCounty Network

Detailed analysis from 10 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Adair County

via TaxByCounty

Adair's taxes rank low nationally

At 0.684%, Adair County's effective tax rate sits well below the national median of 0.85%, placing it in the bottom third of U.S. counties. The median property tax of $922 annually is less than a third of the national median of $2,690, reflecting both lower home values and gentler tax rates.

Below average for Kentucky

Adair County's 0.684% effective rate undercuts Kentucky's state average of 0.719%, ranking it in the lower half of the state's 120 counties. Homeowners here pay a median of $922 compared to the state median of $1,093.

Competitive with regional peers

Adair's rate of 0.684% edges out nearby Allen County (0.551%) but trails Barren County (0.726%) and Bath County (0.731%) in the south-central region. Among central Kentucky counties, Adair remains a moderate-tax jurisdiction.

What $134,800 home costs annually

A typical Adair County home valued at $134,800 generates roughly $922 in annual property taxes. Homeowners with mortgages may see an effective combined bill of $1,192 once insurance and principal are factored in.

Challenge your assessment

Many Kentucky homeowners, including those in Adair County, discover their homes are overassessed during county revaluations. Requesting a reassessment or appealing your valuation can yield significant savings—often worth hundreds of dollars annually.

Cost of Living in Adair County

via CostByCounty

Adair's rents outpace national affordability

Adair County residents spend 18.5% of household income on rent, slightly above the national benchmark where affordability typically maxes out at 15-17%. With a median household income of $50,316—well below the national average of $74,755—housing costs stretch further here than they do for the typical American family.

Middle-of-the-road for Kentucky

Adair's rent-to-income ratio of 18.5% ranks it above Kentucky's state average of 17.0%, placing it among less affordable counties across the state. The county's median rent of $775 nearly matches the state average of $771, but lower incomes make the burden comparatively heavier.

Slightly pricier than nearby counties

Adair's median rent of $775 edges ahead of Allen County ($750) and Bath County ($600), though all three are modestly priced compared to more prosperous neighborhoods like Anderson County ($870). Homeownership costs in Adair run about $550 monthly—among the lowest in the region.

Where Adair income goes

Renters in Adair spend about $775 monthly while homeowners pay $550, leaving limited room in a $50,316 annual household budget for other essentials. At 18.5% of income dedicated to rent alone, households here have less flexibility than the national average.

Weighing Adair for your move

If you're relocating on a modest income, Adair offers below-average homeownership costs and rents near state norms, but factor in that median incomes lag the nation significantly. Compare Adair's affordability carefully against counties like Allen or Bath, which offer competitive rent prices for similarly-situated households.

Income & Jobs in Adair County

via IncomeByCounty

Adair Household Income: Below National Average

Adair County's median household income of $50,316 falls 33% below the U.S. median of $74,755, placing the county in the lower income tier nationally. This gap reflects broader economic challenges in rural Kentucky, where agricultural and manufacturing-based economies compete with higher-wage urban centers.

Mid-Tier Ranking Within Kentucky

At $50,316, Adair's median household income ranks below Kentucky's state average of $55,909 but reflects typical conditions for many rural eastern Kentucky counties. The county's per capita income of $27,705 trails the state average of $29,616 by about 6%.

Comparable to Adjacent Rural Counties

Adair's income sits between nearby Barren County ($49,171) and Bath County ($54,128), indicating consistent economic patterns across rural south-central Kentucky. The county outpaces Bell County ($32,403) but lags behind more prosperous neighbors like Anderson County ($71,747).

Housing Costs Are Manageable Here

With a rent-to-income ratio of 18.5%, Adair County residents dedicate a reasonable portion of earnings to housing—below the 30% affordability threshold. A median home value of $134,800 remains accessible for households earning the county median, though income growth would ease financial strain.

Build Financial Security in Adair County

Adair residents with median household income have room to save after covering housing and basic expenses; prioritize building an emergency fund and exploring employer retirement plans. Consider consulting a financial advisor about homeownership strategies and long-term wealth building tailored to rural Kentucky's economic landscape.

Safety in Adair County

via CrimeByCounty

Adair County Among the Nation’s Safest

Adair County maintains an exceptional safety score of 99.6 out of 100. Its total crime rate of 232.9 per 100,000 residents is roughly ten times lower than the national average of 2,385.5.

A Leader in Kentucky Public Safety

The county's safety score of 99.6 comfortably exceeds the Kentucky state average of 98.8. With total crime at 232.9, Adair presents a much lower risk profile than the state average of 786.2.

Setting the Standard for Neighboring Counties

Adair County outperforms many regional peers with a crime rate significantly below the state average. This low incidence of crime highlights the county as a standout for safety in south-central Kentucky.

Low Risk Across Crime Categories

Property crime accounts for 174.7 incidents per 100,000 people, while violent crime remains low at 58.2. These figures represent a fraction of the national rates for both property and violent offenses.

Maintaining a Secure Adair County Home

While crime rates are remarkably low, basic home security remains a smart preventative measure. Residents can maintain this safe environment by keeping homes well-lit and reporting unusual activity.

Health in Adair County

via HealthByCounty

Adair lags national life expectancy

Adair County residents live to an average of 71.7 years, about 6.5 years shorter than the U.S. average of 78.2 years. Nearly one in four Adair residents (22.4%) report being in poor or fair health, slightly above the national average of 21%.

Below Kentucky's health average

Adair's 71.7-year life expectancy falls below Kentucky's state average of 72.2 years, placing it among the lower-performing counties statewide. The county's poor/fair health rate of 22.4% mirrors the state burden of chronic illness.

Adair's healthcare access varies

Adair has 26 primary care providers per 100,000 residents—more than nearby Allen County's 14 but fewer than Anderson County's 29. Mental health support is robust at 275 providers per 100,000, well above most regional peers.

Uninsured rate slightly above state

About 7.4% of Adair residents lack health insurance, compared to the state average of 7.0%. This gap means roughly 200 county residents go without coverage, making preventive care and routine checkups harder to access.

Coverage options available now

If you're among the uninsured in Adair, check Kentucky's health insurance marketplace at kynect.ky.gov to explore plans and subsidies. Many Adair residents qualify for Medicaid or federal tax credits that can cut insurance costs to near zero.

Schools in Adair County

via SchoolsByCounty

A Consolidated Education Network in Adair County

Adair County maintains a streamlined education infrastructure consisting of five public schools serving 2,622 students. The network includes two elementary schools, one middle school, and two high schools, all managed by a single unified district. This centralized approach ensures consistent resources for the county's growing student population.

High Graduation Rates and Competitive Performance

Adair County achieves an impressive 97.0% graduation rate, significantly outperforming both the state average of 93.8% and the national benchmark of 87.0%. Despite a per-pupil expenditure of $6,807—just below the state average—the county earns a school score of 56.8. This indicates that local schools are delivering high academic results efficiently.

Adair County District Leads the Region

The Adair County school district is the sole provider of public education here, managing all 2,622 enrolled students across its five campuses. There are currently no charter schools in the county, meaning 100% of public education is delivered through traditional district schools. This creates a singular, community-focused educational environment.

A Mix of Town and Rural Learning

The county features a blend of three town-based schools and two rural campuses, with an average school size of 524 students. Adair County High School is the largest facility with 791 students, providing a comprehensive secondary experience. In contrast, the Adair Learning Academy offers a highly personalized setting with just 26 students.

Find Your Home Near Top-Performing Schools

With graduation rates that lead the state, Adair County is an excellent choice for families prioritizing academic success. Explore local real estate to find a home that puts your children in reach of these high-achieving classrooms. School quality remains a primary driver for home values in this tight-knit community.

Disaster Risk in Adair County

via RiskByCounty

Adair's risk is well below national average

Adair County scores 39.44 on the composite risk scale, earning a Very Low rating and sitting substantially below the national average. This score reflects relatively moderate exposure across most hazard types, with no single threat dominating the county's overall risk profile.

Safer than most Kentucky counties

Adair ranks favorably among Kentucky's 120 counties, with its composite risk score of 39.44 well below the state average of 44.21. The county benefits from low wildfire risk and moderate exposure to other major hazards.

Adair compares well to surrounding areas

Neighboring Allen County (33.33) and Anderson County (26.34) both score lower, while Boone County's 74.46 reflects significantly higher risk. Adair's middle-ground position makes it safer than many peer counties but less protected than its safest neighbors.

Tornadoes and earthquakes pose greatest threat

Tornado risk dominates at 65.74, making severe spring weather a real concern for residents, while earthquake risk at 65.27 reflects the county's position on the map. Flood risk at 44.50 rounds out the top three, though wildfire danger remains minimal at 15.90.

Prioritize tornado and earthquake coverage

Kentucky homeowners typically have basic wind coverage, but Adair residents should verify their policy explicitly covers tornado damage and consider earthquake insurance for added security. Review your coverage annually, especially before severe weather seasons.

Weather & Climate in Adair County

via WeatherByCounty

A Classic Humid Subtropical Environment

Adair County receives 50.1 inches of annual precipitation, which is significantly higher than the national median. While local temperature averages are unavailable, the county's lush landscape reflects the moisture-rich climate of the American South.

Mirroring Kentucky's Statewide Averages

Adair is a near-perfect representative of the Bluegrass State's water patterns, with 50.1 inches of rain compared to the state average of 50.6. This consistent moisture supports the county's vibrant agricultural and forest lands.

Regional Trends in South-Central Kentucky

Adair sits near Allen and Barren counties, which also experience high annual rainfall exceeding 53 inches. While specific heat data is limited here, nearby trends suggest the county avoids the most extreme temperature spikes found further south.

A Year Defined by Consistent Moisture

Residents experience 50.1 inches of precipitation spread across four distinct seasons. Although specific snowfall and heat-day totals are unavailable, the county maintains a humid character throughout the year.

Preparing for a Wet Local Climate

With over 50 inches of rain, robust gutter systems and basement waterproofing are essential home maintenance tasks. Local gardens thrive in this moisture, though a backup irrigation plan helps during the occasionally dry autumn months.

Soil Quality in Adair County

via SoilByCounty

Acidic and Silty Adair Soils

Adair County soil has a pH of 5.51, which is significantly more acidic than the national median of 6.5. This level also falls below the Kentucky state average of 5.80, requiring lime for most garden crops.

A Dominance of Silt

The soil contains 60.3% silt, 20.1% sand, and 19.6% clay. This high silt content provides a smooth texture but makes the ground susceptible to compaction under heavy machinery or foot traffic.

Managing Moderate Fertility

Organic matter measures 1.81%, trailing the state average of 3.55% significantly. However, the available water capacity of 0.186 in/in matches the Kentucky state average exactly, ensuring decent moisture retention.

Navigating Local Water Flow

Specific drainage class data is unavailable for this area, but the overall soil score of 44.8 is lower than the state average of 56.2. Farmers should prioritize soil health improvements to boost agricultural productivity.

Southern Kentucky Growing Power

Hardiness zone 7a allows for a long growing season that favors heat-loving summer vegetables. Start a garden with tomatoes or peppers to take advantage of the generous local sunshine.

Lawn Care in Adair County

via LawnByCounty

Adair County Lawn Care Overview

Adair County earns a lawn difficulty score of 59.6, indicating it is harder to maintain grass here than in the average Kentucky county. While this score beats the national median of 50.0, the local Zone 7a climate presents more challenges than the state average of 66.3.

Consistent Rainfall Supports Growth

The county receives 50.1 inches of annual precipitation, which is perfectly in line with the Kentucky state average. This ample rainfall sits at the high end of the ideal 30-50 inch range for healthy turf, reducing the need for heavy irrigation.

Correcting Acidic Soil for Success

With a soil pH of 5.51, Adair's ground is more acidic than the ideal 6.0 to 7.0 range for most grasses. The soil composition is nearly balanced with 19.6% clay and 20.1% sand, but regular lime applications are likely necessary to neutralize the acidity.

Managing Moderate Drought Periods

Lawns in this area faced 6 weeks of drought over the past year, though current conditions are stable with 0% of the county being abnormally dry. Deep, infrequent watering is the best strategy here to build resilient roots that can withstand summer dry spells.

Best Grasses for Zone 7a

In Hardiness Zone 7a, tall fescue and zoysia are excellent choices for a durable, green lawn. Plan to seed in early autumn to give your new grass time to establish before the first frost hits the region.

Frequently Asked Questions

What is Adair County's county score?
Adair County, Kentucky has a composite county score of 65.7 out of 100 on CountyScore. This score is calculated from a weighted average of available data dimensions including property tax, cost of living, income, safety, health, and schools.
How does Adair County rank among counties in Kentucky?
Adair County ranks #23 among all counties in Kentucky on CountyScore's composite ranking. Rankings are based on available data dimensions and updated as new data is added.
What are property taxes like in Adair County, Kentucky?
The median annual property tax in Adair County is $922, with an effective tax rate of 0.68%. This earns Adair County a tax score of 64.8/100 on CountyScore (higher = lower taxes).
What is the median household income in Adair County?
The median household income in Adair County, Kentucky is $50,316 per year according to U.S. Census Bureau data. Adair County earns an income score of 15.2/100 on CountyScore.
Is Adair County, Kentucky a good place to live?
Adair County scores 65.7/100 on CountyScore's overall county ranking, ranking #23 in Kentucky. The best way to evaluate Adair County is to compare individual dimension scores — property tax, cost of living, income, safety, health, and schools — based on your personal priorities. Use CountyScore to compare Adair County with other counties side by side.