Beaver County scores 70.4, placing it in the 79th percentile nationally and 40 points above the national median of 50.0. This solid performance reflects consistent strength in affordability and health outcomes.
2 / 5
Upper-middle performance in Oklahoma
Beaver ranks above Oklahoma's state average of 68.4 with a score of 70.4, positioning it favorably among the state's 77 counties. Its profile demonstrates broad competitiveness across livability dimensions.
3 / 5
Healthy living costs and wellness
Beaver County offers a cost score of 84.5, with median rents of $782/month and homes valued at $117,900, plus a health score of 58.7—solid wellness indicators. The combination provides good value for families prioritizing both affordability and healthcare access.
4 / 5
Tax burden and income need growth
Beaver's tax score of 80.9 reflects a higher effective tax rate of 0.761%, the highest among these eight counties, which limits its competitive advantage. The income score of 25.3 suggests median household earnings of $64,266 remain below national levels.
5 / 5
Best for health-conscious families
Beaver County suits families and retirees who prioritize healthcare quality and moderate housing costs over the lowest possible taxes. Its balanced approach to wellness and affordability makes it a strong choice for those seeking health-forward community living.
Beaver County scores 70.4, placing it in the 79th percentile nationally and 40 points above the national median of 50.0. This solid performance reflects consistent strength in affordability and health outcomes.
Upper-middle performance in Oklahoma
Beaver ranks above Oklahoma's state average of 68.4 with a score of 70.4, positioning it favorably among the state's 77 counties. Its profile demonstrates broad competitiveness across livability dimensions.
Healthy living costs and wellness
Beaver County offers a cost score of 84.5, with median rents of $782/month and homes valued at $117,900, plus a health score of 58.7—solid wellness indicators. The combination provides good value for families prioritizing both affordability and healthcare access.
Tax burden and income need growth
Beaver's tax score of 80.9 reflects a higher effective tax rate of 0.761%, the highest among these eight counties, which limits its competitive advantage. The income score of 25.3 suggests median household earnings of $64,266 remain below national levels.
Best for health-conscious families
Beaver County suits families and retirees who prioritize healthcare quality and moderate housing costs over the lowest possible taxes. Its balanced approach to wellness and affordability makes it a strong choice for those seeking health-forward community living.
Score breakdown
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🏛80.9
Property Tax
Effective property tax rate vs national benchmarks
Beaver County's effective tax rate of 0.761% sits above the national median of 0.87% percentile but remains accessible for most homeowners. The median home value of $117,900 is less than half the national median, keeping overall tax bills moderate.
Beaver ranks above average in Oklahoma
At 0.761%, Beaver County exceeds Oklahoma's 0.652% state average by about 17%, landing it in the upper third of all state counties. This makes Beaver one of Oklahoma's higher-tax counties, though still far below national median.
Beaver is the region's highest rate
Among Oklahoma's panhandle and northern counties, Beaver's 0.761% rate tops all nearby peers, including Alfalfa (0.630%) and Blaine (0.556%). Beaver residents shoulder the region's steepest property tax burden.
Annual bill on $117,900 home
The median Beaver County home generates $897 in yearly property taxes—approximately $2.46 per day. Including mortgage-related assessments, total annual costs reach $1,027, making Beaver modestly more expensive than neighboring counties.
Review assessments to lower bills
With Beaver's higher tax rate, accurate assessments are especially important for controlling costs. Request your county assessor review your property's valuation against recent comparable sales; an overassessment can cost hundreds annually.
Beaver County's 14.6% rent-to-income ratio beats the state average thanks to a robust $64,266 median income, even as $782 monthly rent is above Oklahoma's median. The county delivers better affordability than raw numbers suggest because residents earn considerably more.
Above-average earnings, better affordability
Beaver County's 14.6% rent-to-income ratio ranks among Oklahoma's best, despite higher-than-average rents, because of its stronger median household income. The county outperforms the state average of 17.0% across the board.
Priciest rents, but highest incomes too
Beaver's $782 monthly rent is the highest in this regional group, yet its $64,266 income is also the strongest, making affordability competitive. Owner costs of $650 remain reasonable for a county with $117,900 median home values.
Beaver's income cushions housing burden
Monthly rent of $782 and owner costs of $650 represent roughly 27% of Beaver's $64,266 annual income. The county's higher earnings relative to its peers allow residents to comfortably absorb elevated housing costs.
Beaver attracts higher-earning relocators
Professionals and entrepreneurs with above-average salaries will appreciate Beaver's strong local income levels and reasonable housing ratios. If your income matches or exceeds the county's $64,266 median, Beaver offers genuine affordability despite higher nominal rents.
Beaver County's median household income of $64,266 is 14% below the national median of $74,755, making it one of the closer matches to U.S. average income in rural Oklahoma. The panhandle county's energy and ranching sectors support this relative strength.
Above-average for Oklahoma
At $64,266, Beaver's median household income exceeds Oklahoma's state average of $58,273 by 10%, ranking the county in the upper-middle tier of Oklahoma's 77 counties. Beaver's panhandle economy supports stronger earnings than state average.
Beaver rivals Alfalfa and Blaine
Beaver's $64,266 income is comparable to Alfalfa County ($67,870) and Blaine County ($59,304), reflecting similar panhandle and northern Oklahoma economic conditions. All three counties outperform southern and eastern county peers.
Strong housing affordability
Beaver's rent-to-income ratio of 14.6% is among the best in the eight-county group and well below the 30% threshold. Combined with median income of $64,266, Beaver offers solid housing affordability for renters.
Build wealth in panhandle prosperity
Beaver County's above-average income and low housing costs create an ideal environment for wealth building. Establish a diversified investment strategy and take full advantage of employer retirement matching to accelerate long-term gains.
Beaver County residents live to 76.5 years, roughly one year above the U.S. average of 75.4 years, suggesting good overall life span. However, one in five residents lacks health insurance at 20%, significantly above the nation's 10.9% uninsured rate.
Living longer but less protected
At 76.5 years, Beaver County's life expectancy exceeds Oklahoma's average of 72.7 years, yet its 20% uninsured rate is substantially higher than the state's 15.3%. This paradox suggests that some residents achieve good health despite lacking steady insurance coverage.
Strong lifespan, weaker insurance coverage
Beaver County's 76.5-year life expectancy rivals Alfalfa County (77.7 years), but its 20% uninsured rate far exceeds nearby counties like Alfalfa (15%) and Blaine (15.4%). Limited data on provider availability makes full healthcare access assessment difficult for this county.
One in five uninsured, data gaps remain
Beaver County's 20% uninsured rate is the highest among our eight counties, creating financial barriers to healthcare even as residents enjoy strong life expectancy. Provider availability data is currently unavailable, but the high uninsured rate signals access challenges that merit investigation.
Insurance changes lives here
With one in five Beaver County residents uninsured, finding affordable coverage is critical to protecting your family's health and finances. Visit Healthcare.gov or ChooseOK.org to explore plans—subsidies may make coverage more affordable than you think.
Beaver County scores 37.82 on the composite risk scale, placing it in the "Very Low" category and well below national averages. This favorable score reflects particularly low exposure to flooding, earthquakes, and hurricanes.
One of Oklahoma's safest counties
At 37.82 versus Oklahoma's 55.47 average, Beaver ranks significantly below state baseline, positioning it among the state's lowest-risk counties. This advantage holds across flood, earthquake, and hurricane categories.
Beaver rivals region's safest counties
Beaver's 37.82 score closely matches Alfalfa County (40.65) and slightly exceeds Atoka (30.41), placing it among the region's safest areas. The county's low exposure cuts across nearly all major hazard types.
Wildfire dominates Beaver's natural hazards
Wildfire risk at 85.69 is Beaver's clear concern, despite the county's overall low composite score. Tornado risk of 34.96 remains well below state average, indicating minimal storm threat.
Focus wildfire insurance and mitigation efforts
Beaver residents should prioritize homeowner's insurance with strong wildfire coverage given the county's elevated exposure to this single hazard. Invest in defensible space around structures by clearing brush and dead vegetation within 30 feet, and maintain a 100-foot perimeter of thinned trees.