CountyScore

Texas County

Oklahoma · OK

#58 in Oklahoma
65.9
County Score

County Report Card

About Texas County, Oklahoma

Texas County exceeds national median

Texas County's score of 65.9 ranks in the 65th percentile nationally, positioning it above the national median of 50.0. This indicates solid livability by national comparison.

Slightly below state benchmark

At 65.9, Texas County trails Oklahoma's state average of 68.4 by about 2.5 points, placing it in the mid-range of Oklahoma county performance.

Tax and moderate affordability

Texas County achieves a tax score of 82.8 with an effective rate of 0.691%, and offers reasonably affordable housing with a median home value of $155,600. Its cost score of 78.4 reflects solid value for the dollar.

Income and risk exposure persist

An income score of 22.1 and median household income of $59,275 suggest limited wealth-building potential compared to peers. A risk score of 43.4 points to moderate resilience concerns.

Solid choice for stability seekers

Texas County suits families and individuals seeking a balanced, affordable lifestyle with reasonable taxes in a rural setting. It's neither exceptional nor struggling—a dependable middle-ground option.

Score breakdown

5 dimensions have live data. 3 more coming as vertical sites launch.

Tax82.8Cost78.4SafetyComing SoonHealth54.6SchoolsComing SoonIncome22.1Risk43.4WaterComing Soon
🏛82.8
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty →
🏠78.4
Cost of Living
Median rent, home values, and housing affordability
CostByCounty →
💼22.1
Income & Jobs
Median household income and per capita earnings
IncomeByCounty →
🛡Coming Soon
Safety
Violent and property crime rates per 100K residents
❤54.6
Health
Life expectancy, uninsured rates, and health access
HealthByCounty →
🎓Coming Soon
Schools
Graduation rates, per-pupil spending, and attainment
⚡43.4
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty →
💧Coming Soon
Water Quality
EPA drinking water health violations and safety grades

Explore this county

Property Taxtaxbycounty.comCost of Livingcostbycounty.comIncomeincomebycounty.com
Compare Texas County with another county →

Counties with similar scores

Siskiyou County
California
65.9
Median income: $55,499
Clark County
Indiana
65.9
Median income: $72,298
Ness County
Kansas
65.9
Median income: $66,107
Boone County
Kentucky
65.9
Median income: $94,752
Clay County
Minnesota
65.9
Median income: $77,664

Deep Dives

Texas County across the ByCounty Network

Detailed analysis from 5 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Texas County

via TaxByCounty

Texas County taxes slightly above U.S. average

Texas County's 0.691% effective tax rate sits just below the national median of 0.73%, placing it near the midpoint of U.S. counties. The $1,075 median annual property tax remains far below the national median of $2,690.

Slightly above Oklahoma's state average

Texas County ranks 20th among Oklahoma's 77 counties with its 0.691% effective rate, modestly above the state average of 0.652%. Homeowners here pay $116 more annually than Oklahoma's state median of $959.

On par with panhandle region

Texas County's 0.691% rate aligns with neighboring Oklahoma County (around 0.69%) and sits between other panhandle counties, making it representative of the northwestern tier.

Median homes worth $155,600

On a median home value of $155,600, Texas County property owners pay $1,075 annually in property taxes. With a mortgage, taxes average $1,300 per year; without one, $634.

Check if you're overpaying on taxes

Many Texas County homeowners may benefit from challenging inflated property assessments. Comparing your assessed value to recent comparable sales and filing an appeal could reduce your annual tax bill.

Full property tax analysis on TaxByCounty

Cost of Living in Texas County

via CostByCounty

Texas County rents strain modest incomes

Texas County's 19.0% rent-to-income ratio signals housing pressure, where renters spend nearly one-fifth of their paychecks on rent alone. At $939/month against a median income of $59,275, Texas County presents one of the region's most challenging affordability scenarios.

Above Oklahoma's average housing burden

Texas County's 19.0% rent-to-income ratio exceeds Oklahoma's state average of 17.0% by 2.0 percentage points, placing it among the state's less affordable rental markets. This reflects elevated rents paired with middle-range incomes that leave renters with tighter budgets.

Highest rents, mid-range incomes

Texas County's $939 monthly rent ranks highest in the panhandle region, surpassing even Tulsa County's $1,060 when adjusted for income ratios. Combined with $59,275 incomes (below regional medians), Texas County renters face the region's sharpest squeeze.

Owners gain relief, renters bear burden

Renters spend $939/month (19.0% of income) while homeowners pay $854/month (17.1% of income) on median household earnings of $59,275. Texas County shows the familiar pattern: renters strain while homeowners enjoy relative relief, creating urgency to access homeownership.

Texas County renters should compare options

If you're renting in Texas County at the median income, your 19.0% burden ranks among the panhandle's tightest—every extra dollar of rent eats into savings and necessities. Explore nearby Roger Mills ($708 rent, 13.6% ratio) or Tillman ($704 rent, 17.8% ratio) to see if relocation could free up hundreds of dollars annually.

Full cost of living analysis on CostByCounty

Income & Jobs in Texas County

via IncomeByCounty

Texas County trails national income levels

At $59,275, Texas County's median household income falls short of the national median of $74,755 by approximately $15,500. The county ranks in the lower-middle tier of U.S. counties, reflecting rural economic constraints.

Slightly above Oklahoma average

Texas County's $59,275 median household income edges past Oklahoma's state average of $58,273 by just $1,000. The county's ranking sits in Oklahoma's middle-tier, held up primarily by panhandle agriculture and oil/gas activity.

Competitive with panhandle peers

Texas County's income slightly exceeds Seminole ($46,191), Sequoyah ($49,795), and Tillman ($47,445), but trails Roger Mills ($62,721) and Stephens ($60,236). Its performance reflects a mixed panhandle economy dependent on commodity prices and seasonal employment.

Housing costs are moderate

At 19.0%, Texas County's rent-to-income ratio sits at the upper edge of affordability, indicating some household strain. The median home value of $155,600 is relatively high for the income level, requiring careful budgeting for homeowners.

Plan carefully for long-term security

Texas County residents should prioritize building an emergency fund before aggressive investing, given the volatility of panhandle agricultural and energy sectors. Once you have 3–6 months of expenses saved, direct 10% of income to diversified retirement accounts to weather economic cycles.

Full income & jobs analysis on IncomeByCounty

Health in Texas County

via HealthByCounty

Texas County's life expectancy rivals nation

At 75.8 years, Texas County residents live longer than the U.S. average of 73.5 years—despite a 25.2% poor/fair health rate that exceeds the national 21% average. This seemingly contradictory profile suggests a population with some health challenges but stronger longevity outcomes, possibly driven by younger demographics or specific health advantages.

Among Oklahoma's longest-living counties

Texas County's 75.8-year life expectancy ranks among Oklahoma's best, surpassing the state average of 72.7 years by 3.1 years. Despite the 25.2% poor/fair health rate, the county's longevity advantage indicates effective management of life-threatening conditions or favorable population health factors.

Long life span despite health struggles

Texas County's 75.8-year life expectancy matches Rogers County (75.9 years) and far exceeds nearby Seminole County (69.0 years) and Sequoyah County (70.3 years). The county's 25.2% poor/fair health rate, however, trails Rogers County's 18.3%, suggesting Texas County manages chronic illness differently than some neighbors.

Highest uninsured rate in profile

Texas County faces a critical insurance gap, with 18.8% of residents uninsured—the highest among these eight counties and 3.5 percentage points above Oklahoma's 15.3% average. The county provides 38 primary care providers and 187 mental health providers per 100,000 residents, but uninsurance likely prevents many from accessing available care.

Close the coverage gap now

Texas County's 18.8% uninsured rate demands urgent action, as lack of coverage undermines the county's health advantages. Visit Healthcare.gov, call 1-800-318-2596, or contact the Oklahoma Health Care Authority to enroll in Medicaid or an ACA plan—your access to preventive care is critical.

Full health analysis on HealthByCounty

Disaster Risk in Texas County

via RiskByCounty

Texas County slightly above national baseline

Texas County's composite risk score of 56.65 marginally exceeds the Oklahoma state average of 55.47, placing it squarely in the relatively low risk category. The county's exposure aligns closely with national natural disaster patterns.

Mid-range risk among Oklahoma counties

Texas County ranks near the middle of Oklahoma's risk distribution, with a score only 2% above the state average. The county represents typical exposure levels for the Oklahoma panhandle and surrounding regions.

Lower risk than nearby panhandle counties

Texas County's 56.65 score falls well below neighboring Beaver County and other panhandle communities, though above Roger Mills (23.19). The county occupies a moderate-risk position within the panhandle's broader landscape.

Wildfire and tornado are dominant hazards

Wildfire risk (83.43) and tornado risk (59.32) are Texas County's primary natural disaster exposures, with wildfire particularly acute in the semi-arid panhandle environment. Limited hurricane risk data is available for this region, though seasonal storms remain a consideration.

Fire protection and wind coverage important

Texas County homeowners should maintain homeowners insurance with emphasis on fire protection and wind coverage for tornado season. Regular property maintenance to reduce wildfire vulnerability, including brush clearing and roof maintenance, provides essential protection.

Full disaster risk analysis on RiskByCounty

ByCounty Network

🏛Property Tax🏠Cost of Living💼Income & Jobs🛡Safety❤Health🎓Schools⚡Disaster Risk💧Water Quality

Data from U.S. Census Bureau ACS, FBI UCR, CDC, FEMA NRI, NCES, EPA SDWIS — informational only.