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Bedford County, Pennsylvania — County Report Card

PA

#10 in Pennsylvania

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Property TaxCost of LivingIncome & JobsSafetyHealthSchoolsDisaster RiskWater QualityWeather & ClimateSoil QualityLawn CareFarmers MarketsView on Map
58.4
County Score
Schools 79.5Cost of Living 66.9Health 60.1

County Report Card

About Bedford County, Pennsylvania

High National Livability Rank

Bedford County impresses with a composite score of 58.4, far exceeding the national median of 50.0. This score signals a high overall quality of life relative to the rest of the country.

A Top Pennsylvania Performer

The county's 58.4 score is significantly higher than the Pennsylvania state average of 51.8. It stands out as a premier destination within the state for value and quality.

Exceptional Schools and Low Taxes

Bedford County leads with a School Score of 79.5 and a Tax Score of 52.3. Residents benefit from a very low effective tax rate of 0.811% and affordable $771 median rents.

Water Quality and Income

The Water Score of 9.2 is a notable outlier that requires attention. Additionally, the Income Score of 40.1 reflects a median household income of $60,302, which is lower than state peers.

Ideal for Thrifty Families

This county is a haven for families seeking low taxes and strong public schools. It is perfect for those who prioritize affordability and a rural lifestyle over high urban salaries.

Score breakdown

Tax52.3Cost66.9Safety55.1Health60.1Schools79.5Income40.1Risk31.8Water9.2Weather55.9
🏛52.3
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty →
🏠66.9
Cost of Living
Median rent, home values, and housing affordability
CostByCounty →
💼40.1
Income & Jobs
Median household income and per capita earnings
IncomeByCounty →
🛡55.1
Safety
Violent and property crime rates per 100K residents
CrimeByCounty →
❤60.1
Health
Life expectancy, uninsured rates, and health access
HealthByCounty →
🎓79.5
Schools
Graduation rates, per-pupil spending, and attainment
SchoolsByCounty →
⚡31.8
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty →
💧9.2
Water Quality
EPA drinking water health violations and safety grades
WaterByCounty →
🌤55.9
Weather & Climate
Average temperatures, precipitation, and extreme weather events
WeatherByCounty →
🪨45.1
Soil Quality
Soil composition, pH, drainage, and organic matter content
SoilByCounty →
🌱59.1
Lawn Care
Lawn difficulty score based on climate, soil, and grass suitability
LawnByCounty →
🛒
Farmers Markets
Local market density, SNAP/EBT acceptance, and product variety
MarketsByCounty →
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Nearby counties

Fulton County
Pennsylvania
56
Cambria County
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57
Blair County
Pennsylvania
52.1
Somerset County
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Allegany County
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Morgan County
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Huntingdon County
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Franklin County
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Deep Dives

Bedford County across the ByCounty Network

Detailed analysis from 10 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Bedford County

via TaxByCounty

Bedford County offers remarkably low tax rate

Bedford County's effective rate of 0.811% stands far below the national median of 1.300%, placing it in the bottom 15% of all U.S. counties and making it one of America's lowest-tax areas. The median annual property tax of $1,403 is roughly half the national median of $2,690, a substantial advantage for homeowners.

Pennsylvania's lowest effective tax rate

Bedford County ranks as Pennsylvania's most tax-friendly county with an effective rate of 0.811%, well below the state average of 1.317%. Median annual taxes of $1,403 represent less than 53% of Pennsylvania's median tax bill of $2,657.

Dramatically lower than surrounding counties

Bedford's 0.811% rate is roughly half that of neighboring Blair County (1.092%) and Bradford County (1.157%), making it a clear tax haven in the region. This exceptional rate reflects lower municipal and school district spending relative to other South-Central Pennsylvania counties.

What the median homeowner pays yearly

A homeowner with a median-valued property ($172,900) in Bedford County pays only $1,403 annually in property taxes—the lowest burden among the eight counties. With a mortgage, that rises to $1,471; without, it drops to $1,339.

Even low-tax counties benefit from appeals

Bedford's exceptional tax rate is an asset, but overassessment still happens here too. If you believe your home's assessed value doesn't reflect its true market value, an appeal can confirm accuracy and protect your savings.

Full property tax analysis on TaxByCounty

Cost of Living in Bedford County

via CostByCounty

Bedford offers genuine rural savings

Bedford County renters spend 15.3% of income on housing, below both the national average and Pennsylvania's state average of 16.5%. At just $771 monthly, median rent reflects rural Pennsylvania's cost advantage, though the median household income of $60,302 trails national averages.

Pennsylvania's rural affordability gem

Bedford ranks in Pennsylvania's affordable tier with a rent-to-income ratio of 15.3% compared to the state average of 16.5%. The county's $771 median rent undercuts the state average by $189, offering genuine savings for budget-conscious households.

Bedford undercuts region averages

Bedford's $771 rent is the lowest in this region—cheaper than Armstrong ($802), Beaver ($867), and significantly below Berks ($1,143). Home values at $172,900 similarly position Bedford as one of the region's most affordable markets.

Bedford's minimal housing burden

Renters allocate just $771 monthly (15.3% of income), while homeowners pay $741 (14.7%)—among the lowest housing costs in Pennsylvania. This leaves Bedford households with exceptional discretionary income relative to their modest earnings.

Bedford for rural Pennsylvania living

Bedford County is ideal for those seeking maximum affordability in a small-town setting, though job opportunities and amenities are more limited than urban alternatives. Compare rent and home values here to nearby counties to find Pennsylvania's best match for your budget.

Full cost of living analysis on CostByCounty

Income & Jobs in Bedford County

via IncomeByCounty

Bedford significantly lags national income averages

Bedford County's median household income of $60,302 trails the U.S. median of $74,755 by nearly 19.3%, placing it well below national standards. This substantial gap reflects structural economic challenges in rural south-central Pennsylvania.

Among Pennsylvania's lowest-earning counties

Bedford's $60,302 median household income falls 13.4% below Pennsylvania's state average of $69,614, ranking it among the state's struggling counties. Per capita income of $32,550 significantly trails the state average of $37,407, indicating limited wage opportunities.

Faces toughest income challenges in area

Bedford households earn just $60,302, the lowest among neighboring Adams County ($81,071), Beaver County ($70,156), and Blair County ($60,594). The county confronts particularly acute rural income challenges in the state.

Affordable housing but limited wages

Bedford's 15.3% rent-to-income ratio indicates manageable housing costs, though limited household income constrains overall financial stability. Median home value of $172,900 is accessible for current residents but represents substantial commitment for modest earnings.

Seek additional income and skill-building opportunities

Bedford County residents earning $60,302 should prioritize skill development and job training to increase earning potential over time. Even small savings through side income, federal tax credits, and low-cost investment options can build meaningful long-term wealth.

Full income & jobs analysis on IncomeByCounty

Safety in Bedford County

via CrimeByCounty

High national safety rankings for Bedford

Bedford County holds a safety score of 98.4, which is very high by national standards. Its total crime rate of 1024.9 per 100,000 is less than half the national average of 2,385.5.

Bedford sits near the state average

Compared to the Pennsylvania average of 932.4, Bedford’s total crime rate of 1024.9 is slightly higher. The county’s safety score of 98.4 falls just below the state average of 98.5.

Moderate activity across 11 reporting agencies

Bedford County sees more activity than some of its more rural neighbors in the region. However, its violent crime rate of 144.9 remains roughly aligned with the statewide average of 142.2.

Property crime is the primary concern

Property crime drives the local numbers, reaching 880.0 per 100,000 residents in 2022. While violent crime occurs at a rate of 144.9, it is still significantly lower than the national figure of 369.8.

Focus on securing outbuildings and vehicles

Since property crime is the main issue, residents should focus on securing outbuildings and vehicles. Installing motion-activated cameras can serve as a powerful deterrent for local property-related incidents.

Full safety analysis on CrimeByCounty

Health in Bedford County

via HealthByCounty

Bedford County slightly below national norm

At 76.2 years, Bedford County's life expectancy sits just 0.2 years below the U.S. average, a minimal gap that masks underlying health challenges. The 18.9% poor/fair health rate significantly exceeds the national average, suggesting residents experience more chronic illness despite roughly average lifespans.

Below Pennsylvania's average health

Bedford County's 76.2-year life expectancy falls 0.2 years short of Pennsylvania's 76.4-year average, a near-tie that disguises higher rates of poor health. The 18.9% poor/fair health rate ranks among the worst in the state, indicating concentrated chronic disease burden.

Middle performer in south-central PA

Bedford County's 76.2-year life expectancy trails Adams County (78.8 years) by 2.6 years but exceeds Armstrong County (75.3 years) by 0.9 years. Its 18.9% poor/fair health rate sits between these neighbors, reflecting its position as a mid-tier health performer in rural south-central Pennsylvania.

Sparse providers, rising uninsured rates

Bedford County has only 34 primary care providers per 100,000 residents—the lowest in this county group—and 7.4% uninsured, above state average. This combination of limited access and uninsured population creates dual barriers to the preventive and chronic-disease care residents need.

Prioritize coverage in Bedford

At 7.4% uninsured, Bedford County exceeds the state average, and sparse providers make insurance even more critical for accessing distant specialists. Visit healthcare.gov or contact the Bedford County Department of Human Services to explore subsidized plans available now.

Full health analysis on HealthByCounty

Schools in Bedford County

via SchoolsByCounty

Small Districts in a Rural Landscape

Bedford County manages 18 public schools across seven districts, serving a total enrollment of 6,073 students. The system is distributed among 6 elementary, 5 middle, and 6 high schools, ensuring all grades are well-represented. Only one charter school operates in the county, maintaining a focus on traditional public education.

Exceptional Graduation Rates and Efficiency

The county achieves a remarkable 93.9% graduation rate, one of the highest in the region and well above the 87% national average. It accomplishes this with a lean budget of $9,027 per pupil, significantly lower than the national average of $13,000. Despite the lower spending, the county's school score of 60.0 matches the state average.

Bedford Area and Everett Lead Enrollment

Bedford Area School District is the largest local provider, serving 1,705 students across three schools. Everett Area School District follows with 1,165 students, while Chestnut Ridge serves another 1,232. These districts form the backbone of the county's educational system, providing stable, community-oriented schooling.

Intimate Schools in Quiet Settings

With 13 schools in rural locales and five in small towns, Bedford County offers a truly quiet learning environment. The average school size is just 337 students, which is among the smallest in the state, fostering close teacher-student relationships. Even the largest facility, Bedford Elementary, enrolls fewer than 800 students.

Discover Rural Living and High Success

Families seeking small-town charm and high graduation rates will find Bedford County to be a perfect match. The intimate school sizes and rural settings are major draws for those looking to escape the bustle of larger metro areas. Look for homes near Bedford or Everett to enjoy the benefits of these highly successful, close-knit school communities.

Full schools analysis on SchoolsByCounty

Disaster Risk in Bedford County

via RiskByCounty

Bedford County Sits Just Above National Average Risk

Bedford County's composite risk score of 68.23 sits marginally above the national average, maintaining a relatively low risk rating. The county experiences modest natural disaster exposure comparable to many American communities, with particular vulnerability to hurricanes and flooding.

Barely Above Pennsylvania's Statewide Average

Bedford County's score of 68.23 sits just 0.78 points above Pennsylvania's 67.45 statewide average, placing it squarely in the middle tier of state risk. The county ranks well below higher-risk neighbors and benefits from relatively low tornado exposure.

Lower Risk Than Regional Peer Counties

Bedford County faces lower hazard exposure than neighboring Blair County (77.67) and Fulton County, maintaining one of the safer profiles in south-central Pennsylvania. The county benefits from rural character and modest population density compared to urban neighbors.

Hurricanes and Flooding Pose Primary Threats

Hurricane risk ranks highest in Bedford County at 77.81, reflecting Atlantic storm system vulnerability despite inland location. Flood risk follows at 83.97, while tornado (26.02) and wildfire (29.23) risks remain well below state averages.

Flood and Wind Coverage Recommended

Bedford County residents should secure flood insurance given the county's 83.97 flood risk, particularly in areas near streams and run-off zones. Ensure your homeowners policy covers wind and hurricane damage (77.81 risk), and consider an umbrella policy for additional protection.

Full disaster risk analysis on RiskByCounty

Weather & Climate in Bedford County

via WeatherByCounty

A rugged mountain-influenced climate

Bedford County averages 50.6°F annually, falling about three degrees below the national median. It is a relatively dry region for Pennsylvania, receiving only 40.2 inches of precipitation each year. The terrain creates a climate that feels more varied than the flatlands of the Midwest.

Drier than the typical Pennsylvania county

While its 50.6°F average is nearly a degree warmer than the state average, Bedford is significantly drier than the state norm of 45.3 inches. This five-inch deficit in precipitation makes it one of the more arid regions in the Commonwealth. The weather patterns here are often dictated by the rain shadows of the Appalachian Mountains.

Mirroring the weather of Central PA

Bedford County shares a very similar profile with neighboring Blair County, though it is slightly warmer. It averages 50.6°F compared to Blair’s 50.4°F, and experiences more extreme heat days with 14 per year. Snowfall levels are also comparable to its northern neighbors, maintaining the regional mountain standard.

Sun and snow in the Appalachians

Summers are warm with a July average of 72.3°F and 14 days topping 90°F. Winter brings 31.9 inches of snow and a January average of 28.4°F, making for classic snowy Pennsylvania winters. The winter season average stays just below freezing at 30.6°F, ensuring snow often stays on the ground.

Winterize early for mountain weather

With 31.9 inches of snow and cold January lows, residents should ensure their homes are well-insulated and heating systems are serviced. Because the area is drier than average, water conservation during the 14 days of summer heat is a smart strategy. Outdoor enthusiasts should plan for frozen conditions from December through February.

Full weather & climate analysis on WeatherByCounty

Soil Quality in Bedford County

via SoilByCounty

Classic Appalachian acidity in Bedford

Bedford County's soil pH averages 5.39, placing it slightly above the state average of 5.22. It remains more acidic than the national median of 6.5, suggesting a need for soil testing before planting sensitive crops. Taxonomic data for the county is not currently specified in regional records.

A balanced mix with higher sand

With 32.6% sand and 44.3% silt, these soils are somewhat grittier than those in neighboring counties. The clay content is 18.0%, providing a moderate foundation for holding onto fertilizers and minerals. This texture allows for decent aeration and root penetration.

Healthy organic levels with lower water storage

The soil contains 6.03% organic matter, which is triple the national average but below the Pennsylvania state average. Interestingly, the available water capacity of 0.143 in/in is lower than the state average of 0.151 in/in. Gardeners should monitor moisture levels closely, especially during the peak of summer.

Anticipating drainage in sandy-silt soils

While specific drainage and hydrologic classifications are missing, the 32.6% sand content typically indicates fair drainage. These soils are less likely to suffer from the heavy ponding seen in high-clay regions. Testing your own backyard percolation rate is recommended before large-scale planting.

Hardy harvests in zone 6b

The zone 6b climate allows for a reliable growing season for brassicas, legumes, and cool-weather greens. Local soils provide a solid base for native oaks and maples that define the Bedford landscape. There has never been a better time to plant a few rows of peas or beans.

Full soil quality analysis on SoilByCounty

Lawn Care in Bedford County

via LawnByCounty

Navigating Average Growing Conditions in Bedford

Bedford County scores a 59.1 for lawn difficulty, placing it almost exactly at the state average of 59.2. While it meets typical Pennsylvania standards, Zone 6b homeowners should be prepared for some seasonal challenges compared to easier neighbors.

Moderate Temperatures and Standard Rainfall

The county receives 40.2 inches of annual precipitation, which is sufficient but on the lower end for the state. Fourteen extreme heat days and 2882 growing degree days create a standard window for cool-season grass maintenance.

Managing Sandy Soil Components

A soil pH of 5.39 indicates a need for lime to prevent nutrient lockout in your turf. With 32.6% sand, the soil may drain faster than average, making regular organic matter additions helpful for water retention.

High Drought Stress Requires Vigilance

Bedford has struggled with 35 weeks in drought over the past year, and 100% of the county is currently abnormally dry. Homeowners should prioritize water conservation and consider drought-resistant grass varieties to weather these cycles.

Mid-Spring Planting in Bedford

Drought-tolerant Tall Fescue is highly recommended for this county's current climate trends. The best time to start your lawn is after the final spring frost, which typically occurs around April 29.

Full lawn care analysis on LawnByCounty

Frequently Asked Questions

What is Bedford County's county score?
Bedford County, Pennsylvania has a composite county score of 58.4 out of 100 on CountyScore. This score is calculated from a weighted average of available data dimensions including property tax, cost of living, income, safety, health, and schools.
How does Bedford County rank among counties in Pennsylvania?
Bedford County ranks #10 among all counties in Pennsylvania on CountyScore's composite ranking. Rankings are based on available data dimensions and updated as new data is added.
What are property taxes like in Bedford County, Pennsylvania?
The median annual property tax in Bedford County is $1,403, with an effective tax rate of 0.81%. This earns Bedford County a tax score of 52.3/100 on CountyScore (higher = lower taxes).
What is the median household income in Bedford County?
The median household income in Bedford County, Pennsylvania is $60,302 per year according to U.S. Census Bureau data. Bedford County earns an income score of 40.1/100 on CountyScore.
Is Bedford County, Pennsylvania a good place to live?
Bedford County scores 58.4/100 on CountyScore's overall county ranking, ranking #10 in Pennsylvania. The best way to evaluate Bedford County is to compare individual dimension scores — property tax, cost of living, income, safety, health, and schools — based on your personal priorities. Use CountyScore to compare Bedford County with other counties side by side.

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Data from U.S. Census Bureau ACS, FBI UCR, CDC, FEMA NRI, NCES, EPA SDWIS, NOAA — informational only.