Moultrie County scores 62.8, exceeding the national median of 50.0 by nearly 13 points and placing it comfortably in the upper-middle range of American counties. This indicates solid livability across tracked dimensions.
2 / 5
Matches Illinois's average
Moultrie's score of 62.8 tops Illinois's statewide average of 62.1 by 0.7 points, making it a representative option among state counties. It sits squarely in the mainstream of Illinois livability.
3 / 5
Strong housing affordability
Moultrie's cost score of 81.6 reflects impressive affordability with median home values of $121,500 and rent of $773 monthly. These prices allow working families to build equity and renters to preserve income for other needs.
4 / 5
Modest incomes constrain options
The income score of 30.2 and median household income of $71,676 place Moultrie in the lower-earning tier, while the tax score of 48.7 indicates a relatively elevated effective tax rate of 1.906%. Additional data on schools, safety, and health would round out the livability assessment.
5 / 5
Solid choice for value-conscious families
Moultrie County attracts families and retirees prioritizing affordable housing and small-town character over higher wages and urban services. It's a stable, unpretentious community suited to those measuring success by housing security.
Moultrie County scores 62.8, exceeding the national median of 50.0 by nearly 13 points and placing it comfortably in the upper-middle range of American counties. This indicates solid livability across tracked dimensions.
Matches Illinois's average
Moultrie's score of 62.8 tops Illinois's statewide average of 62.1 by 0.7 points, making it a representative option among state counties. It sits squarely in the mainstream of Illinois livability.
Strong housing affordability
Moultrie's cost score of 81.6 reflects impressive affordability with median home values of $121,500 and rent of $773 monthly. These prices allow working families to build equity and renters to preserve income for other needs.
Modest incomes constrain options
The income score of 30.2 and median household income of $71,676 place Moultrie in the lower-earning tier, while the tax score of 48.7 indicates a relatively elevated effective tax rate of 1.906%. Additional data on schools, safety, and health would round out the livability assessment.
Solid choice for value-conscious families
Moultrie County attracts families and retirees prioritizing affordable housing and small-town character over higher wages and urban services. It's a stable, unpretentious community suited to those measuring success by housing security.
Score breakdown
5 dimensions have live data. 3 more coming as vertical sites launch.
🏛48.7
Property Tax
Effective property tax rate vs national benchmarks
Moultrie County taxes exceed the national standard
Moultrie County's effective tax rate of 1.906% surpasses the national median of 1.831% by three-quarters of a point. On a home valued at $281,900, this rate would generate $5,378 in annual taxes—nearly double the national median.
Moultrie ranks above Illinois's state average
Moultrie County's 1.906% effective rate exceeds Illinois's state average of 1.831% by nearly one-tenth of a point. With a median home value of $121,500, Moultrie's median tax of $2,316 reflects its above-average tax burden.
Moultrie taxes exceed Menard and Montgomery significantly
Moultrie's 1.906% rate substantially outpaces Menard's 1.637% and Montgomery's 1.720%. On a $130,000 home, Moultrie residents pay roughly $300–$400 more annually than homeowners in neighboring counties.
Median Moultrie home costs $2,316 per year in taxes
The typical $121,500 home in Moultrie County carries a $2,316 annual property tax. With mortgage-related charges factored in, homeowners owe approximately $2,416 total.
Homeowners should challenge inflated assessments
Moultrie County residents paying higher-than-expected tax bills should request a property reassessment. Filing a formal appeal with documented market comparables can reduce your tax liability significantly.
Moultrie County's median household income of $71,676 falls 4.1% below the U.S. median, yet its 12.9% rent-to-income ratio runs ahead of the national norm of roughly 15%. The county demonstrates solid affordability despite below-average earning power.
Moultrie outperforms state averages
Moultrie's 12.9% rent-to-income ratio beats Illinois's 14.7% state average, with median rents of $773/month undercutting the state's $837 benchmark. This advantage positions Moultrie as a smart option for statewide renters watching budgets.
Moultrie splits the affordability range
Moultrie's $773 median rent sits between Mercer's $757 and Menard's $780, while the median home value of $121,500 falls between Montgomery ($102,200) and Mercer ($139,300). Moultrie offers balanced costs without extremes.
Housing remains manageable here
Moultrie residents dedicate 12.9% to rent and 14.3% to owner costs—among the most balanced allocations in the comparison group. An $853/month mortgage on a median home valued at $121,500 keeps homeownership attainable for typical county households.
Moultrie offers stable middle ground
If you want neither the lowest costs nor premium locations, Moultrie County delivers reliable affordability with balanced housing-to-income ratios. Compare Moultrie's middle-of-road profile to counties at either extreme to find your fit.
Moultrie County's median household income of $71,676 falls just $3,079 short of the national median of $74,755, sitting almost exactly at the U.S. benchmark. The county's earning power aligns closely with America's middle class.
Modestly above Illinois average
At $71,676, Moultrie County exceeds Illinois's state average of $68,580 by $3,096, or 4.5%. The county ranks in the middle range among Illinois counties.
Moultrie holds middle ground regionally
Moultrie's $71,676 mirrors Mercer County ($71,710) closely and sits between Ogle County ($79,244) and Morgan County ($65,175). The county trails only Menard and Monroe among the eight-county cohort.
Solid housing affordability
Moultrie's 12.9% rent-to-income ratio indicates comfortable housing affordability, well below the 30% cost-burden threshold. Median home values of $121,500 remain accessible to households earning near the national average.
Moultrie households can build steadily
With income tracking national norms and manageable housing costs, Moultrie residents have room to invest in retirement accounts and develop savings habits. Consistent contributions to employer plans and individual retirement accounts position households for long-term wealth growth.
Moultrie County residents have a life expectancy of just 75.0 years, more than 1.4 years below the U.S. average of 76.4 years. With 17.1% reporting poor or fair health, the county shows moderate health challenges.
Below Illinois average across metrics
Moultrie's 75.0-year life expectancy falls 1.0 year below Illinois' state average of 76.0 years. The county ranks among the lower-performing in the state for longevity.
Trailing most comparable counties
Moultrie's 75.0-year life expectancy ranks near the bottom regionally, ahead only of Montgomery County (74.1). The county's 8.7% uninsured rate is the highest among all eight counties in this analysis.
Highest uninsured rate, modest provider access
At 8.7% uninsured, Moultrie exceeds the state average of 6.3% by a wide margin, leaving many residents without coverage. With 28 primary care providers per 100,000—the lowest in this set—combined with strong mental health capacity (202 per 100K), the county shows uneven care infrastructure.
Get covered—Moultrie needs it most
With the highest uninsured rate in this county group, coverage gaps are a real health threat. Head to healthcare.gov immediately to explore subsidies and plans—help is available to make coverage affordable.
Moultrie County's risk approaches national average
Moultrie County's composite risk score of 45.04 falls below the national average, reflecting relatively moderate natural disaster exposure. The relatively low risk rating indicates managed but meaningful hazard concerns.
Safer than Illinois average, but moderate threats
Moultrie County's composite score of 45.04 falls below Illinois's 54.46 state average, placing it in the safer half of counties statewide. Several Illinois counties face higher risk, though some neighbors rank substantially lower.
Moderate risk for central Illinois
Moultrie County (45.04) sits between safer Mercer County (8.78) and higher-risk Ogle County (71.09) and Morgan County (71.12). Its risk profile represents the middle range for central Illinois counties.
Earthquakes, floods, and tornadoes threaten region
Earthquake risk (75.16), flood risk (49.08), and tornado risk (45.90) represent Moultrie County's primary concerns. Hurricane risk (33.67) is also noteworthy, while wildfire risk remains low at 4.33.
Multi-hazard insurance approach recommended
Moultrie County residents should secure earthquake insurance and flood insurance in addition to comprehensive homeowners coverage. This layered approach protects against the county's multiple significant hazard threats.