44.2
County Score
Property Tax 93.4Water Quality 67.8Cost of Living 64.3

County Report Card

About Calhoun County, Alabama

Below national median, with mixed signals

Calhoun County scores 44.2, falling 5.8 points below the national median of 50.0. However, its school score of 40.5 is the second-highest in this group, offering a bright spot amid otherwise mediocre livability.

Trailing Alabama's state average

Calhoun scores 44.2, well below Alabama's state average of 52.9, placing it among the lower-performing counties statewide. However, it's the most disaster-resilient county in this group by far.

Schools and disaster resilience lead

Calhoun's school score of 40.5 is second-best in this group, and its risk score of 11.5 is the lowest, indicating minimal natural disaster exposure. These factors provide real value for families prioritizing education and environmental safety.

Safety and health are critical gaps

Safety score of 9.8 is dangerously low, health outcomes (25.4) are weak, and income (27.3) is modest at a median of $55,826. These gaps significantly offset the school quality advantage.

Best for education-focused families with caution

Calhoun suits families prioritizing schools over other amenities and comfortable with lower safety metrics, perhaps because they have strong neighborhood ties. Those prioritizing safety should look elsewhere in Alabama.

Score breakdown

Tax93.4Cost64.3Safety9.8Health25.4Schools40.5Income27.3Risk11.5Water67.8Weather53.1
🏛93.4
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty
🏠64.3
Cost of Living
Median rent, home values, and housing affordability
CostByCounty
💼27.3
Income & Jobs
Median household income and per capita earnings
IncomeByCounty
🛡9.8
Safety
Violent and property crime rates per 100K residents
CrimeByCounty
25.4
Health
Life expectancy, uninsured rates, and health access
HealthByCounty
🎓40.5
Schools
Graduation rates, per-pupil spending, and attainment
SchoolsByCounty
11.5
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty
💧67.8
Water Quality
EPA drinking water health violations and safety grades
WaterByCounty
🌤53.1
Weather & Climate
Average temperatures, precipitation, and extreme weather events
WeatherByCounty
🪨
Soil Quality
Soil composition, pH, drainage, and organic matter content
SoilByCounty
🌱36.8
Lawn Care
Lawn difficulty score based on climate, soil, and grass suitability
LawnByCounty
🛒
Farmers Markets
Local market density, SNAP/EBT acceptance, and product variety
MarketsByCounty
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Deep Dives

Calhoun County across the ByCounty Network

Detailed analysis from 10 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Calhoun County

via TaxByCounty

Calhoun's rate is the highest, but still modest

Calhoun County's 0.408% effective tax rate ranks among the nation's higher county rates, yet homeowners pay just $610 annually on a $149,500 median home—roughly one-quarter the national median of $2,690. This reflects Alabama's consistently low property values across the state.

High rate, mid-range actual taxes

At 0.408%, Calhoun County has one of Alabama's highest effective tax rates, significantly exceeding the state average of 0.339%. Yet the $610 median tax sits above the state median of $511 only because Calhoun's home values are higher than the statewide average.

Steepest burden in northeast Alabama cluster

Calhoun's 0.408% rate is notably higher than neighboring Etowah and Talladega counties, making it the region's most aggressive taxer. However, with a $149,500 median home value typical of the area, the absolute dollars remain moderate compared to national standards.

Expect around $610 on median Calhoun home

A homeowner with Calhoun's $149,500 median-value property pays approximately $610 annually in property taxes. Those paying via mortgage see roughly $678 in annual escrow, while debt-free homeowners pay about $508.

High rates make reassessment reviews critical

With Alabama's highest tax rate in this group, Calhoun homeowners should actively contest inflated assessments. If your property was assessed when the market was stronger or hasn't been updated to reflect recent sales, an appeal could yield substantial annual savings.

Cost of Living in Calhoun County

via CostByCounty

Calhoun slightly better than national average

Renters in Calhoun County spend 17.3% of their income on housing, beating the national average of 18% and the Alabama state average of 18%. The county's median household income of $55,826 lags the national median of $74,755, but housing affordability provides a meaningful offset.

Solid affordability within Alabama

Calhoun County ranks above-average for housing affordability in Alabama, with a 17.3% rent-to-income ratio that edges below the state norm. The county offers balanced rural living without the extremes seen in wealthier or poorer Alabama communities.

Moderate rents in a competitive peer group

Calhoun's median rent of $804 nearly ties Bibb County's $802 and sits between Barbour ($644) and Blount ($743), positioning it in the rural mainstream. Its median home value of $149,500 offers middle-ground pricing compared to coastal Baldwin ($287,000) and poorest rural counties under $130,000.

Balanced housing costs on modest income

Renters pay $804 monthly and homeowners $713 from a median income of $55,826, keeping combined housing costs under 27% of household budgets. This equilibrium makes Calhoun accessible for both renters and buyers seeking stable, affordable rural living.

Calhoun offers reliable rural-suburban balance

With a 17.3% rent-to-income ratio and median home values at $149,500, Calhoun County delivers dependable affordability for families seeking rural stability. Compare its $804 rent to your current housing burden and assess whether the county's job market aligns with your career trajectory.

Income & Jobs in Calhoun County

via IncomeByCounty

Calhoun nears national income average

Calhoun County's median household income of $55,826 falls $18,929 short of the national median of $74,755, placing it in the lower-middle income range nationwide. While trailing the national average, Calhoun's income outpaces many rural counties and reflects a modest working-class economy.

Modestly above Alabama state average

Calhoun's median household income of $55,826 exceeds Alabama's state average of $54,196 by 3%, ranking it in the middle-upper tier of Alabama counties. The county performs better than rural areas but significantly lags more prosperous suburban and coastal regions.

Middle performer in regional income hierarchy

Calhoun's $55,826 income ranks fourth among the eight analyzed counties, comfortably ahead of struggling rural counties but trailing Blount ($61,096), Autauga ($69,841), and Baldwin ($75,019). The county represents Alabama's working-class backbone—neither prosperous nor deeply distressed.

Housing remains reasonably affordable

Calhoun's rent-to-income ratio of 17.3% sits well below the 20% affordability threshold, and median home values of $149,500 align with household income levels. Residents enjoy genuine housing affordability compared to national averages, freeing resources for other essential expenses and modest saving.

Leverage housing affordability into wealth building

Calhoun households earning $55,826 benefit from affordable housing that frees $200-$300 monthly compared to national housing costs. Channel this housing savings advantage into employer 401(k) contributions, Roth IRA accounts, and strategic home equity building to gradually accumulate meaningful assets over time.

Safety in Calhoun County

via CrimeByCounty

Calhoun County Faces Higher Crime Trends

Calhoun County reports a total crime rate of 2801.2 per 100K, exceeding the national average of 2,385.5. These statistics result in a safety score of 95.6 for the county.

Trailing State Safety Benchmarks

The county's safety score of 95.6 is lower than the Alabama average of 97.3. Total crime is also significantly higher than the state's average rate of 1731.0 per 100K, indicating a more challenging safety environment.

Similar Safety Profile to Butler County

Calhoun County’s crime rate of 2801.2 is very close to Butler County’s 2866.0. Both counties experience higher-than-average crime levels compared to many of their Alabama neighbors.

Violent Crime Rates Are Elevated

Violent crime in Calhoun is 562.1 per 100K, which is roughly 50% higher than the national average of 369.8. Property crime also exceeds national norms, reaching 2239.1 per 100K residents.

Enhance Your Personal Safety Measures

To counter elevated crime rates, residents should prioritize comprehensive home security and personal awareness. Motion lighting and visible security cameras can serve as effective deterrents against local property crimes.

Health in Calhoun County

via HealthByCounty

Calhoun's life expectancy ranks among U.S. lowest

At 70.8 years, Calhoun residents live 2.6 years less than the U.S. average of 73.4 years—among the lowest nationwide. While 21.5% in poor/fair health is below some peer counties, the exceptionally short life span suggests high mortality from chronic disease, injury, or substance-related causes.

Critically low life expectancy for Alabama

Calhoun's 70.8-year life expectancy is the lowest in this eight-county analysis and trails Alabama's 72.1 state average by 1.3 years. At 11.8% uninsured, the county exceeds the state average, and with sparse primary care at 59 per 100K (though aided by 163 mental health providers), residents face fragmented care pathways.

Weakest outcomes despite some provider strengths

Calhoun's 70.8-year life expectancy significantly lags Talladega, Cleburne, and St. Clair counties, despite having reasonable primary care at 59 per 100K and exceptional mental health coverage at 163 per 100K. The mismatch suggests mental health and substance issues may be underlying drivers of shortened life spans.

Substance and behavioral health crisis evident

Calhoun's exceptionally high mental health provider ratio (163 per 100K) paired with the lowest life expectancy in the region suggests a serious substance abuse or mental health emergency. At 11.8% uninsured, many of the county's most vulnerable residents lack coverage for the robust behavioral health services available.

Coverage is lifesaving—enroll today

Calhoun County faces a severe public health crisis: 70.8-year life expectancy and 11.8% uninsured despite abundant mental health providers point to substance abuse and untreated behavioral illness. Get covered at Healthcare.gov or Alabama Medicaid now; accessing mental health and addiction treatment can directly extend life and quality of living.

Schools in Calhoun County

via SchoolsByCounty

A Diverse and Dynamic School Hub

Calhoun County boasts a large educational network of 37 public schools serving 17,028 students across five districts. This infrastructure includes 15 elementary schools, 7 middle schools, and 14 high schools. The high number of schools and districts provides residents with a variety of educational environments and choices.

Strong Results and State-Leading Spending

Calhoun County outperforms the state graduation average with a rate of 91.1%. Per-pupil expenditure is a healthy $6,319, which exceeds the Alabama state average of $6,270. These investments support a solid school score of 52.6, placing the county above the national median for education quality.

Major Districts in Oxford and Anniston

The county is anchored by the Calhoun County District (8,050 students) and Oxford City (4,203 students), while Anniston City serves 1,892 students. Two other smaller districts round out the local landscape, offering localized control. There are no charter schools, though the variety of districts provides significant diversity in school culture.

City, Suburb, and Rural Diversity

Calhoun County offers a rare mix of 12 rural, 12 suburban, and 11 city schools. Campus sizes vary significantly, from Oxford High’s 1,288 students to smaller rural elementary programs. This geographic diversity means families can find everything from a bustling city campus to a quiet country schoolhouse.

A Home for Every Educational Need

With five different school districts to choose from, Calhoun County is a top destination for home buyers who prioritize school choice. Whether you want the suburban amenities of Oxford or the rural charm of the county district, there is a fit for you here. Start your home search today in one of Alabama's most varied educational landscapes.

Disaster Risk in Calhoun County

via RiskByCounty

Calhoun ranks as relatively moderate risk

Calhoun County's composite risk score of 88.45 ranks it as Relatively Moderate—above average for natural disaster exposure nationwide. The county faces significant exposure to multiple hazard types simultaneously, especially tornadoes and earthquakes.

Among Alabama's highest-risk counties

Calhoun's 88.45 score far exceeds Alabama's state average of 61.54, placing it among the state's most disaster-prone counties. This northeast Alabama location exposes it to tornadoes, earthquakes, flooding, and wildfire risks above statewide norms.

Calhoun faces significantly higher risks

Calhoun (88.45) has substantially higher risk than most neighboring counties including Blount (68.48), Autauga (57.57), and Bibb (39.12). Only Baldwin County (96.72) exceeds Calhoun's hazard exposure in the state, making it a high-risk outlier regionally.

Tornadoes and earthquakes drive risk

Tornado risk peaks at 98.22—among the nation's highest—while earthquake risk of 84.73 reflects Calhoun's position near the southeastern seismic zone. Flood risk of 89.54 and wildfire risk of 81.52 add substantial secondary concerns.

Comprehensive coverage is essential

Calhoun homeowners must invest in wind and hail coverage for tornado protection and should strongly consider earthquake insurance given the 84.73 risk score. Flood insurance is highly recommended, especially for properties near waterways, as the 89.54 flood risk represents substantial exposure.

Weather & Climate in Calhoun County

via WeatherByCounty

Standard subtropical conditions

Calhoun's 63.1°F average temperature aligns with a humid subtropical climate, sitting well above the national median. It experiences distinct seasonal shifts within a warm framework.

A perfect Alabama average

It matches the Alabama state average of 63.2°F almost perfectly, representing the quintessential state weather profile. The county avoids the extreme heat of the south and the deep freezes of the north.

Moderate heat for the region

Its 60 extreme heat days place it between the milder Blount and the hotter southern counties. Rainfall of 52.9 inches is slightly lower than the state average of 57.4 inches.

Broad seasonal temperature swings

The county experiences a sharp 36-degree swing between January's 44.4°F and July's 80.4°F averages. Annual snowfall is negligible, averaging just 0.1 inches.

Heating and cooling balance

Dual-purpose HVAC systems are essential here to manage both the 60 heat days and the chilly 46.5°F winter average. Outdoor planning should account for the lower-than-average 52.9 inches of rain.

Soil Quality in Calhoun County

via SoilByCounty

High Acidity in the Foothills

Calhoun County's average pH likely tracks with the state average of 5.21, much lower than the national 6.5 median. This acidity often requires supplemental lime to make nutrients available for traditional turf and gardens.

A Complex Texture Profile

While specific sand and clay percentages are unavailable, Calhoun's Appalachian valley location provides a complex mix of soil types. These soils often offer good structure but can be prone to compaction in high-traffic areas.

Nurturing Valley Soil Health

Alabama's 1.74% average organic matter is slightly below the 2.0% national average, suggesting a need for soil amendments. Improved organic content will enhance the state's typical water capacity of 0.138 in/in.

Managing Foothill Hydrology

Specific drainage classes for Calhoun are not listed, making local observation of runoff patterns vital. Proper drainage planning is particularly important for construction in the county's varied valley terrain.

Hardy Growth in Zone 8a

Calhoun County sits in Zone 8a, supporting a wide range of vegetables and hardy perennials. The moderate climate is excellent for starting a home garden with staples like corn and beans.

Lawn Care in Calhoun County

via LawnByCounty

Better Growing Odds in Calhoun County

Calhoun County's lawn difficulty score of 36.8 is higher than the Alabama average, making it one of the easier places in the state to keep a lawn. While Zone 8a brings summer heat, the overall conditions are relatively favorable for home gardeners. You still face more challenges than the national average of 50.0, but local factors are on your side.

Favorable Rainfall and Typical Heat

The county receives 52.9 inches of rain annually, which is very close to the ideal range for most turf. You will deal with 60 extreme heat days, slightly below the Alabama average of 64. These conditions support a steady growing season without the extreme stress seen in the southern part of the state.

Laying a Strong Soil Foundation

While specific soil composition data is unavailable, maintaining a healthy pH between 6.0 and 7.0 is vital for Calhoun County lawns. You should focus on regular aeration to improve the soil's ability to absorb the 52.9 inches of annual rain. A local soil test is highly recommended to guide your seasonal applications.

Protecting Lawns from Dry Spells

Calhoun County spent 19 weeks in drought over the last year, and currently, 100% of the area is abnormally dry. You can help your lawn stay resilient by leaving grass clippings on the surface to act as a natural mulch. This simple practice keeps the soil cooler and holds moisture longer.

Top Choices for a Calhoun Lawn

Zoysia and Tall Fescue are popular and effective choices for the Zone 8a climate here. Plan your seeding or sodding for late March, once the threat of the March 23 frost has passed. Early spring planting gives your lawn a head start on the 5,472 growing degree days available each year.

Frequently Asked Questions

What is Calhoun County's county score?
Calhoun County, Alabama has a composite county score of 44.2 out of 100 on CountyScore. This score is calculated from a weighted average of available data dimensions including property tax, cost of living, income, safety, health, and schools.
How does Calhoun County rank among counties in Alabama?
Calhoun County ranks #60 among all counties in Alabama on CountyScore's composite ranking. Rankings are based on available data dimensions and updated as new data is added.
What are property taxes like in Calhoun County, Alabama?
The median annual property tax in Calhoun County is $610, with an effective tax rate of 0.41%. This earns Calhoun County a tax score of 93.4/100 on CountyScore (higher = lower taxes).
What is the median household income in Calhoun County?
The median household income in Calhoun County, Alabama is $55,826 per year according to U.S. Census Bureau data. Calhoun County earns an income score of 27.3/100 on CountyScore.
Is Calhoun County, Alabama a good place to live?
Calhoun County scores 44.2/100 on CountyScore's overall county ranking, ranking #60 in Alabama. The best way to evaluate Calhoun County is to compare individual dimension scores — property tax, cost of living, income, safety, health, and schools — based on your personal priorities. Use CountyScore to compare Calhoun County with other counties side by side.