countyscore

Camden County, North Carolina — County Report Card

NC

#60 in North Carolina
40.9
County Score
Disaster Risk 97.5Income & Jobs 91.1Water Quality 86

County Report Card

About Camden County, North Carolina

Low Risk and High Income

Camden County scores a 40.4, falling below the national median of 50.0. While it boasts elite scores in safety from natural disasters, it struggles with daily safety and housing affordability.

Struggling Against State Benchmarks

The county's 40.4 score is over 4 points lower than the North Carolina state average of 44.7. High local incomes are not yet translating into a higher overall livability rank due to cost pressures.

Elite Stability and Income

Camden features a remarkable risk score of 97.5 and a water score of 86.0. Wealth is prominent here, with an income score of 90.7 and a median household income of $87,781.

Safety and High Housing Costs

Safety is the county's lowest metric at 1.1, while a cost score of 11.6 reflects expensive housing. Median home values of $289,800 make it harder for new residents to enter the market.

The Verdict for High-Earning Retirees

Camden is best for those who prioritize environmental stability and high earnings over urban safety and low rent. It offers a secure, wealthy enclave for those who can afford the entry price.

2040608010074.612.61.162.130.991.197.58666.2Tax74.6Cost12.6Safety1.1Health62.1Schools30.9Income91.1Risk97.5Water86Weather66.240.9/100
This county
National avg
6 above average3 below average

Camden County DNA

Foverall

How Camden County compares to the national average across nine baseline dimensions

Camden County scores above average across most dimensions. It's a well-balanced county with particular strength in Disaster Risk (97.5/100).

Dimension Breakdown

Tax
74.6+22.599999999999994
Cost
12.6-35.4
Safety
1.1-53.9
Health
62.1+12.100000000000001
Schools
30.9-23.1
Income
91.1+40.099999999999994
Risk
97.5+50.5
Water
86+28
Weather
66.2+10.200000000000003
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Compare mortgage rates in Camden County

Whether buying or refinancing in Camden County, compare rates from top lenders to find the best deal.

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Can You Afford to Live Here?

Median Home Price

$337,100

National median: $185,300

Median Rent

$1,232/mo

National median: $877/mo

Income Needed (home)

$337,100/yr

28% front-end rule

Income Needed (rent)

$49,280/yr

30% rent rule

Affordability Spectrum3.7x income
AffordableNational avgExpensive
Local median income: $91,078/yr
Compare Mortgage Rates

Economic & Education Snapshot

Primary Care

18.6

per 100K

Data from Federal Reserve (FRED), U.S. Department of Education College Scorecard, and CMS NPPES.

Deep Dives

Camden County across the ByCounty Network

Detailed analysis from 8 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Camden County

via TaxByCounty

Camden's rate ranks in the bottom quarter

Camden County's effective tax rate of 0.616% sits well below the national median of 1.09%, placing it among the lowest-tax counties in America. The median property tax of $1,784 reflects higher home values in this northeastern coastal county rather than an aggressive tax rate.

Well below North Carolina state average

At 0.616%, Camden's rate is about 12% lower than North Carolina's 0.701% state average, making it one of the more tax-friendly counties statewide. Camden ranks solidly in the lower-tax group of all 100 North Carolina counties.

Lower than inland neighbors

Camden's 0.616% rate is slightly lower than Carteret County (0.450%) to the south and considerably lower than Bladen County (0.904%) inland. The northeastern region offers a competitive mix of low tax rates and coastal access.

Median annual tax around $1,784

With a median home value of $289,800 and a rate of 0.616%, Camden homeowners typically pay approximately $1,784 in annual property tax. Homeowners with mortgages can expect escrow payments in the range of $1,782 per year.

Low-tax counties still offer appeal options

Even in counties with favorable tax rates, individual property assessments may not reflect current market conditions. Camden homeowners should verify their assessed values against recent comparable sales and appeal if overvalued.

Income & Jobs in Camden County

via IncomeByCounty

Camden leads national income rankings

Camden County's median household income of $87,781 surpasses the national median of $74,755 by $13,026—a 17% premium. This strong performance places the county among the nation's upper-income communities.

Highest earner among profiled counties

At $87,781, Camden County ranks at the very top statewide, exceeding North Carolina's $61,072 state average by $26,709—44% above state median. The county's coastal location and military-adjacent economy drive exceptional household earnings.

Outearns all peers in comparison

Camden County ($87,781) narrowly leads Cabarrus County ($86,084) and substantially outpaces all others in this eight-county group. Its northeastern coastal position and stable institutional presence support the region's highest incomes.

Excellent income-to-housing ratio

Camden County's 16.7% rent-to-income ratio is the second-lowest among these counties, while median home values of $289,800 are moderate relative to its $87,781 median income. Housing affordability remains strong despite above-average incomes.

Maximize wealth-building potential

Camden County's high income and favorable housing costs position households to aggressively build wealth. Max retirement contributions, explore investment property ownership, and diversify into stocks and bonds to capitalize on above-average earning power.

Safety in Camden County

via CrimeByCounty

Camden Reports Exceptionally High Crime Rates

Camden County has a total crime rate of 6,769.7 per 100K, which is nearly triple the national average of 2,385.5. This high volume of reported incidents results in a safety score of 89.3.

Challenging Safety Figures for the State

Camden’s safety score of 89.3 is significantly lower than the North Carolina state average of 96.8. The local crime rate of 6,769.7 per 100K is more than triple the state average of 2,050.0.

Drastic Differences from Coastal Neighbors

Camden’s crime rate is significantly higher than that of Carteret County, which reports just 1,820.0 crimes per 100K. Even compared to higher-crime counties like Burke, Camden’s numbers stand out.

Significant Violent and Property Concerns

Violent crime is very high at ,1080.9 per 100K, nearly triple the national average of 369.8. Property crime also reaches critical levels at 5,688.8 per 100K, compared to the national 2,015.7.

Urgent Need for Comprehensive Security

Given the high crime rates, residents should prioritize professional-grade security monitoring. Ensure all entry points are fortified and join local neighborhood watch programs to improve collective safety.

Soil Quality in Camden County

via SoilByCounty

Deeply Acidic, Dark Coastal Soils

Camden County has a notably acidic pH of 4.72, falling below the state average of 5.14 and the national median of 6.5. This chemical profile is common in coastal areas with high concentrations of organic material.

Silky Silt and Sand Mix

The soil contains 49.9% sand and a relatively high 33.6% silt, with 12.2% clay. The high silt content gives the ground a smoother texture that is much easier to work than the heavy clays found further west.

Top-Tier Organic Matter Levels

Camden boasts a massive 14.77% organic matter, nearly triple the state average of 5.12%. Coupled with a high available water capacity of 0.175 in/in, this soil is a powerhouse for storing nutrients and moisture.

Managing High Moisture Levels

Specific drainage classes are not provided, but the high organic and silt content suggests the soil remains naturally damp. This requires gardeners to ensure proper drainage to take full advantage of the fertile ground.

High-Yield Potential in Zone 8a

With a soil score of 49.8—nearly 20 points above the state average—Camden is ideal for corn, soybeans, and lush vegetables. Start your garden today to experience some of the most productive soil in the state.

Lawn Care in Camden County

via LawnByCounty

Tougher Turf Management in Camden

Camden County presents a lawn difficulty score of 33.3, which is significantly lower than the state average of 40.8. Maintaining a lush lawn in Zone 8a here requires more effort and resources than in other parts of North Carolina. Homeowners should prepare for a hands-on approach to lawn care.

Standard Heat with Reliable Rainfall

Annual precipitation of 48.9 inches is nearly ideal for maintaining a healthy lawn without excessive irrigation. The county experiences 37 extreme heat days annually, which is consistent with the state average of 38. While specific growth data is limited for this area, the heat remains a primary factor to manage.

Combatting High Soil Acidity

The soil pH of 4.72 is among the most acidic in the state, making lime applications essential for grass survival. With nearly 50% sand and 12.2% clay, the soil provides moderate drainage but may lack essential nutrients. Focusing on soil health is the first step toward improving your lawn's resilience.

Dry Conditions Without Severe Escalation

While 100% of the county is considered abnormally dry, it has avoided the severe drought levels seen elsewhere in the state. The area has seen 30 weeks of drought over the past year, indicating a persistent need for supplemental watering. Focus on efficient irrigation to maintain moisture levels during these dry stretches.

Selecting Hardy Grasses for Camden

Warm-season grasses like Bermuda or Centipede are excellent choices to handle the local soil and heat. Since specific frost dates are unavailable for this county, monitor local soil temperatures for the best planting time. Usually, early spring provides the best start for warm-season varieties in this region.

Frequently Asked Questions

What is Camden County's county score?
Camden County, North Carolina has a composite county score of 40.9 out of 100 on CountyScore. This score is calculated from a weighted average of available data dimensions including property tax, cost of living, income, safety, health, and schools.
How does Camden County rank among counties in North Carolina?
Camden County ranks #60 among all counties in North Carolina on CountyScore's composite ranking. Rankings are based on available data dimensions and updated as new data is added.
What are property taxes like in Camden County, North Carolina?
The median annual property tax in Camden County is $1,952, with an effective tax rate of 0.58%. This earns Camden County a tax score of 74.6/100 on CountyScore (higher = lower taxes).
What is the median household income in Camden County?
The median household income in Camden County, North Carolina is $91,078 per year according to U.S. Census Bureau data. Camden County earns an income score of 91.1/100 on CountyScore.
Is Camden County, North Carolina a good place to live?
Camden County scores 40.9/100 on CountyScore's overall county ranking, ranking #60 in North Carolina. The best way to evaluate Camden County is to compare individual dimension scores — property tax, cost of living, income, safety, health, and schools — based on your personal priorities. Use CountyScore to compare Camden County with other counties side by side.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

ByCounty Network

Data from U.S. Census Bureau ACS, FBI UCR, CDC, FEMA NRI, NCES, EPA SDWIS, NOAA — informational only.