Loving County faces significant livability challenges
Loving County's composite score of 16.7 ranks dramatically below the national median of 50.0, indicating substantial livability constraints. This severe gap reflects limited data availability and measurable economic pressures.
2 / 5
Significantly below Texas state performance
Loving County's score of 16.7 falls far below the Texas state average of 66.8, ranking it among the lowest-performing counties in the state. The 50-point gap underscores fundamental livability challenges in this rural county.
3 / 5
Limited data prevents strength identification
The available data on Loving County is sparse, making it difficult to identify specific livability strengths. Only the income dimension yields a score of 16.7, reflecting median household income of $51,087.
4 / 5
Critical data gaps and very low incomes
Loving County lacks comprehensive information on taxes, housing costs, safety, health, schools, risk, and water quality, preventing meaningful livability assessment. The median household income of $51,087 ranks among the lowest in this analysis, limiting financial capacity.
5 / 5
Limited viability for most relocation decisions
Loving County presents significant livability concerns due to sparse data and low incomes, making it unsuitable for most families and individuals. Prospective residents should seek detailed local information and conduct thorough due diligence before considering relocation.
Loving County faces significant livability challenges
Loving County's composite score of 16.7 ranks dramatically below the national median of 50.0, indicating substantial livability constraints. This severe gap reflects limited data availability and measurable economic pressures.
Significantly below Texas state performance
Loving County's score of 16.7 falls far below the Texas state average of 66.8, ranking it among the lowest-performing counties in the state. The 50-point gap underscores fundamental livability challenges in this rural county.
Limited data prevents strength identification
The available data on Loving County is sparse, making it difficult to identify specific livability strengths. Only the income dimension yields a score of 16.7, reflecting median household income of $51,087.
Critical data gaps and very low incomes
Loving County lacks comprehensive information on taxes, housing costs, safety, health, schools, risk, and water quality, preventing meaningful livability assessment. The median household income of $51,087 ranks among the lowest in this analysis, limiting financial capacity.
Limited viability for most relocation decisions
Loving County presents significant livability concerns due to sparse data and low incomes, making it unsuitable for most families and individuals. Prospective residents should seek detailed local information and conduct thorough due diligence before considering relocation.
Score breakdown
5 dimensions have live data. 3 more coming as vertical sites launch.
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Property Tax
Effective property tax rate vs national benchmarks
Loving County's rental and ownership cost data are not currently available through standard housing surveys, making direct affordability comparisons difficult. What we know: median household income sits at $51,087, notably below the national median of $74,755, suggesting tight household budgets regardless of housing costs.
Sparse data, tighter-than-average incomes
Specific rent-to-income and median rent figures aren't available for Loving County, though its $51,087 median household income runs well below Texas's typical earnings. This income disadvantage likely means housing affordability challenges, though precise data would confirm the picture.
Income profile suggests affordability challenges
Loving's $51,087 median income ranks among the lowest in this county cluster—below even Live Oak ($53,869)—signaling potential affordability pressure. Without rental and ownership cost data, direct comparison is impossible, but income context alone suggests caution for renters and buyers.
Housing costs unknown but income-constrained
Specific monthly rent and ownership costs aren't available for Loving County, limiting detailed affordability analysis. However, the county's below-average income base suggests residents face significant housing budget constraints regardless of actual rent or mortgage levels.
Loving requires local market research first
Before relocating to Loving County, contact local real estate agents and housing authorities to gather current rental and ownership cost data. The county's income profile suggests potential affordability challenges, making direct market research essential before committing to a move.
Loving County's median household income of $51,087 falls 32% below the national median of $74,755, yet its per capita income of $86,035 towers above the national norm. This stark contrast reflects Texas's sparsest population—just a few dozen residents—where wealth concentration creates misleading averages.
Extreme wealth concentration
Loving ranks among Texas's lowest-earning counties by household median ($51,087), but ranks extraordinarily high by per capita income ($86,035 vs. state average of $33,197). The extreme disparity reveals a county where a handful of oil industry workers or wealthy residents dominate the per capita calculation.
Data limitations in micro-county
With fewer than 150 residents, Loving County's income figures are volatile and less reliable than peer counties with thousands of households. Direct comparison to neighboring counties is impractical given the unique demographic and economic structure.
Limited affordability data available
Rent-to-income ratio and median home value data are unavailable for Loving County due to its tiny population and sparse housing market. Residents in this oil-dependent Permian Basin county likely rely on mobile housing and industrial employment arrangements outside typical metrics.
Plan for oil industry volatility
Loving County's economy hinges on oil prices and production cycles, making income stability unpredictable. Residents should prioritize diversified savings, conservative investing during boom years, and building reserves to weather downturns in energy markets.
Just 2.2% of Loving County residents lack health insurance—a remarkable 17.6 percentage points below the U.S. average. Only 14.3% report poor or fair health, substantially better than the national average of 18%, suggesting strong preventive care uptake.
Lowest uninsured rate in Texas
Loving County's 2.2% uninsured rate is extraordinarily low compared to the Texas average of 19.8%. This dramatic difference indicates near-universal insurance coverage, a rarity in Texas and the nation.
Unique coverage success story
Loving County's 2.2% uninsured rate stands in stark contrast to neighboring counties like Lipscomb (21.7%) and Live Oak (21.3%). This exceptional coverage gap reflects a unique healthcare access profile in the region.
Universal coverage, limited provider visibility
Loving County achieves the lowest uninsured rate on record, yet detailed primary and mental health provider data remains unavailable. The 14.3% poor/fair health rate and near-universal coverage suggest strong health outcomes despite data limitations on the provider side.
Learn from a coverage success story
Loving County demonstrates that near-universal insurance is achievable—if you're elsewhere and uninsured, now is the time to act. Explore Medicaid, ACA marketplace plans, or community health centers to achieve the coverage Loving County residents enjoy.
Loving County scores just 0.03 on the composite risk scale, earning a Very Low rating and representing one of the safest counties for natural disasters in the entire United States. The county sits 100% below the Texas state average of 49.00, making it an extraordinarily low-risk location.
Loving County's Historic Low Risk
Loving County's composite risk score of 0.03 makes it the lowest-risk county in Texas by far, with virtually no exposure to floods, tornadoes, hurricanes, or earthquakes. The county's remote West Texas location and sparse population create a uniquely safe natural disaster environment.
Loving County Stands Alone
Loving County (0.03) is vastly safer than all other counties in this analysis, including Lipscomb County (27.89), Live Oak County (33.75), and Leon County (58.30). It sits hundreds of points below higher-risk counties like Lubbock (96.25) and Liberty (79.52).
Loving County Has Minimal Hazards
All natural disaster risks are exceptionally low in Loving County, with wildfire risk (5.03) representing the highest exposure and all other hazards below 1.0 score. The county faces virtually no meaningful threat from floods, tornadoes, earthquakes, or hurricanes.
Minimal Insurance Needs
Loving County residents enjoy the luxury of minimal disaster insurance requirements, making basic homeowners coverage sufficient for most properties. Focus your resources on property maintenance and standard home protection rather than specialized hazard coverage.