Campbell County

Tennessee · TN

#51 in Tennessee
70
County Score

County Report Card

About Campbell County, Tennessee

Campbell ranks among nation's top counties

Campbell County's composite score of 78.6 sits approximately 57% above the national median of 50.0, placing it in the nation's upper tier. This exceptional standing reflects genuine competitive advantages for residents.

One of Tennessee's best performers

Campbell's score of 78.6 significantly exceeds Tennessee's state average of 76.3, ranking among the state's top counties. This leadership reflects Campbell's particular strength in cost and tax dimensions.

Lowest taxes and excellent affordability

Campbell County boasts the highest tax score of 91.5 among these eight counties, with the lowest effective tax rate at 0.384%. Combined with a cost score of 84.6, median rents of $715/month, and home values near $169,500, Campbell delivers exceptional affordability.

Modest incomes and data gaps

Campbell's income score of 16.2 reflects a median household income of $50,260, among the lowest in this group, suggesting limited local wage opportunities. Information on safety, health, schools, and water quality remains unavailable.

Ideal for budget-maximizing households

Campbell County is perfect for people seeking the lowest possible taxes and housing costs in Tennessee, particularly suited for retirees and remote workers. It's the top affordability pick for those willing to trade local wage opportunities for maximum financial efficiency.

Score breakdown

5 dimensions have live data. 3 more coming as vertical sites launch.

Tax91.5Cost84.6SafetyComing SoonHealth56.4SchoolsComing SoonIncome16.2Risk42WaterComing Soon
🏛91.5
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty
🏠84.6
Cost of Living
Median rent, home values, and housing affordability
CostByCounty
💼16.2
Income & Jobs
Median household income and per capita earnings
IncomeByCounty
🛡Coming Soon
Safety
Violent and property crime rates per 100K residents
56.4
Health
Life expectancy, uninsured rates, and health access
HealthByCounty
🎓Coming Soon
Schools
Graduation rates, per-pupil spending, and attainment
42
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty
💧Coming Soon
Water Quality
EPA drinking water health violations and safety grades

Deep Dives

Campbell County across the ByCounty Network

Detailed analysis from 5 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Campbell County

via TaxByCounty

Campbell's taxes rank among Tennessee's lowest

Campbell County's 0.384% effective rate stands out as one of the nation's most affordable, far below the national average of around 0.85%. At just $651 median annual tax compared to the national median of $2,690, residents pay roughly 24% of what typical Americans pay in property taxes.

Second-lowest rate in this county set

Campbell County's 0.384% effective rate ranks among Tennessee's most favorable, standing well below the state average of 0.511%. The median tax of $651 reflects both the exceptionally low rate and modest median home value of $169,500.

One of the region's lowest-tax counties

Campbell County's 0.384% rate ranks lowest among this set of eight counties, even beating Bledsoe County (0.406%) for the most affordable taxation. The coal-region county delivers exceptional property tax value.

Median home costs just $651 yearly

A typical Campbell County home valued at $169,500 generates an annual tax of approximately $651, among the state's lowest. Homeowners with mortgages pay about $812 annually, while those without mortgages pay around $520.

Small appeals yield percentage gains

Even in exceptionally low-tax counties, assessment errors can occur and appeals remain worthwhile. A successful appeal in Campbell County could reduce your tax burden by a meaningful percentage despite the modest absolute dollar amounts involved.

Cost of Living in Campbell County

via CostByCounty

Campbell balances low rent with affordability

Campbell County's rent-to-income ratio of 17.1% sits just above the national median, achieved despite a median household income of $50,260—33% below the US average of $74,755. The county's notably low $715 median rent is the key to maintaining near-national affordability norms.

Beats state average on affordability ratio

Campbell's 17.1% rent-to-income ratio ranks below Tennessee's 17.6% state average, making it one of the better-performing counties despite lower incomes. The $715 median rent substantially undercuts the state average of $860, reflecting a genuinely affordable market.

Cheapest rents, moderate home values

Campbell's $715 median rent is the lowest in this eight-county survey, beating Bledsoe ($779) and Benton ($788) by a clear margin. The $169,500 median home value is second-lowest, positioning Campbell as the region's rental affordability leader.

Homeownership costs exceed rent here

Campbell renters spend just 17.1% of their $50,260 income on $715 rent, but homeowners face steeper pressure at $725 monthly on the same income base. This reflects a market where renting offers genuine savings compared to buying, unusual in most US housing markets.

Best for renters seeking deep affordability

Campbell County delivers the region's cheapest rents at just $715 monthly and maintains below-average affordability ratios despite low incomes. Renters prioritizing housing cost minimization should seriously consider Campbell, though prospective homebuyers should explore neighboring counties with stronger ownership value.

Income & Jobs in Campbell County

via IncomeByCounty

Campbell faces steep national income gap

Campbell County's median household income of $50,260 lags the U.S. median of $74,755 by 32.8%, or $24,495. This substantial shortfall reflects the economic challenges of post-industrial Appalachian Tennessee and limited high-wage opportunities.

Among the lowest in Tennessee

Campbell County's $50,260 sits 14.8% below Tennessee's state median of $58,994, placing it near the bottom of this eight-county group. Per capita income of $28,414 trails the state average of $31,458 by 9.7%, indicating limited personal wealth accumulation.

Part of a lower-income cluster

Campbell ($50,260) closely matches Benton ($50,435) and Bledsoe ($49,655), forming the region's most economically challenged group. These three counties share rural character, limited industrial diversification, and similar employment-to-income patterns.

Tight budgets despite favorable ratios

Campbell's rent-to-income ratio of 17.1% appears healthy, but on a $50,260 income, households have minimal flexibility for unexpected expenses. Median home values of $169,500 are low, yet still represent a significant commitment for median earners.

Prioritize income growth and resilience

Campbell households earning $50,260 should focus on workforce development and credential-earning to boost earning power. Building even small emergency savings ($50 monthly) and exploring side income sources can create pathways toward improved financial stability.

Health in Campbell County

via HealthByCounty

Campbell faces serious health disparities

At 68.6 years, Campbell County's life expectancy is dramatically below the U.S. average of 71.4 years—a shortfall of 2.8 years indicating severe health challenges. The county's 23.5% poor/fair health rate also exceeds the national average of 21%, revealing both shorter lifespans and worse daily health for residents.

Campbell ranks among Tennessee's sickest

Campbell's 68.6-year life expectancy is among the lowest in Tennessee, trailing the state average of 72.4 years by 3.8 years. With a 12.2% uninsured rate exceeding the state average of 11.9%, Campbell residents face both shorter lives and less healthcare access than most Tennesseans.

Campbell needs urgent health intervention

Campbell's 68.6-year life expectancy is the lowest among all measured counties, falling 6.2 years behind neighbor Bledsoe's 76.3-year advantage. The county also has limited provider access with just 35 primary care doctors per 100,000 residents, well below better-performing neighbors.

Limited resources, limited coverage

Campbell County faces critical healthcare shortages: just 35 primary care providers and 60 mental health providers per 100,000 residents leave many residents without nearby care options. With 12.2% uninsured, thousands struggle to access the limited healthcare available.

Healthcare coverage is critical for Campbell

Campbell County's serious health disparities make insurance coverage essential—yet 12.2% of residents lack it, nearly matching the uninsured rate in better-resourced neighboring counties. Call 1-800-318-2596 or visit TNCover.org immediately to explore Medicaid expansion, Marketplace plans, and subsidized coverage options.

Disaster Risk in Campbell County

via RiskByCounty

Campbell County's Moderate Risk Nationally

Campbell County scores 58.02 on composite natural disaster risk, earning a Relatively Low rating below the national average. The county's wildfire exposure (78.88) stands notably elevated, while earthquake, tornado, and flood risks create a diversified hazard profile.

How Campbell Ranks Among Tennessee Counties

Campbell County's 58.02 score slightly exceeds Tennessee's state average of 52.45, placing it in the middle tier of state risk. The county's wildfire risk (78.88) ranks among Tennessee's highest, reflecting its mountainous and forested terrain.

Comparing Risk to Neighbors

Campbell County maintains lower overall risk than nearby Blount County (74.17), Bradley County (73.41), and Anderson County (73.19), while substantially exceeding Benton County (39.06) and Cannon County (22.90). The county's distinctive wildfire vulnerability separates its risk profile from most neighbors.

Your Biggest Natural Disaster Risks

Wildfire (78.88) and earthquake (77.10) represent Campbell County's primary hazards, with secondary tornado (71.06) and flood (65.71) exposure. The county's mountain position creates dual wildfire-seismic vulnerability distinct among Tennessee's northern counties.

Protect Your Home in Campbell County

Campbell County residents should prioritize wildfire preparedness through defensible space, ember-resistant construction, and specialized wildland-fire homeowners insurance. Earthquake insurance and tornado coverage complete the protection strategy for a county facing overlapping mountain-region hazards.

ByCounty Network

Data from U.S. Census Bureau ACS, FBI UCR, CDC, FEMA NRI, NCES, EPA SDWIS — informational only.