CountyScore

St. Johns County

Florida · FL

#42 in Florida
62.4
County Score

County Report Card

About St. Johns County, Florida

St. Johns exceeds national livability standards

St. Johns County scores 61.5 on the CountyScore composite index, significantly above the national median of 50.0. This 23% advantage reflects a county with strong economic and tax fundamentals that appeal to affluent households.

Strong performer, but below Florida average

St. Johns County ranks below Florida's state average composite score of 69.4, placing it in the middle range of the state's 67 counties. Despite this, the county maintains solid performance relative to national standards.

Wealthy residents and favorable tax rates

St. Johns County boasts the highest median household income among these eight counties at $106,169, with a tax score of 80.5 and effective tax rate of 0.775%. These figures signal a prosperous county attracting high-earning households and affluent retirees.

Expensive housing and incomplete picture

The county's cost score of 49.5 reflects substantial housing expenses, with median home values reaching $457,600—the highest in this group. Data on safety, health, schools, and environmental factors remain unavailable, leaving gaps in the livability assessment.

Ideal for affluent families seeking prestige

St. Johns County appeals to high-net-worth households and affluent retirees who can afford premium properties and seek a prosperous community. The county's elevated incomes and favorable tax structure make it attractive for those prioritizing economic status over affordability.

Score breakdown

5 dimensions have live data. 3 more coming as vertical sites launch.

Tax80.5Cost49.5SafetyComing SoonHealth81.3SchoolsComing SoonIncome52.7Risk12.5WaterComing Soon
🏛80.5
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty →
🏠49.5
Cost of Living
Median rent, home values, and housing affordability
CostByCounty →
💼52.7
Income & Jobs
Median household income and per capita earnings
IncomeByCounty →
🛡Coming Soon
Safety
Violent and property crime rates per 100K residents
❤81.3
Health
Life expectancy, uninsured rates, and health access
HealthByCounty →
🎓Coming Soon
Schools
Graduation rates, per-pupil spending, and attainment
⚡12.5
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty →
💧Coming Soon
Water Quality
EPA drinking water health violations and safety grades

Explore this county

Property Taxtaxbycounty.comCost of Livingcostbycounty.comIncomeincomebycounty.com
Compare St. Johns County with another county →

Counties with similar scores

Lake County
California
62.4
Median income: $58,738
Jefferson County
Colorado
62.4
Median income: $107,800
Charlotte County
Florida
62.4
Median income: $66,154
Pasco County
Florida
62.4
Median income: $67,384
Wapello County
Iowa
62.4
Median income: $60,034

Deep Dives

St. Johns County across the ByCounty Network

Detailed analysis from 5 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in St. Johns County

via TaxByCounty

St. Johns ranks high in national property tax rates

St. Johns County's effective rate of 0.775% exceeds the national median, putting it in the higher tier of American property tax burdens. Its median tax bill of $3,547 outpaces the national median of $2,690 by 32%, reflecting both elevated home values ($457,600) and a above-average tax rate.

St. Johns has one of Florida's highest tax rates

At 0.775%, St. Johns ranks above Florida's statewide average of 0.731%, making it one of the state's pricier counties for property taxes. The median annual bill of $3,547 is nearly double the state median of $1,885, driven by premium home valuations in this fast-growing northeast region.

St. Johns taxes more than Seminole but less than peers

St. Johns' 0.775% rate exceeds Seminole County's 0.698% but trails Volusia County's 0.784% by a hair. Among high-value counties, St. Johns sits in the middle—pricier than Seminole but competitive with Volusia in absolute tax burden.

A $457,600 home costs about $3,547 yearly

The median St. Johns home, valued at $457,600, incurs an annual property tax of $3,547. With mortgage taxes factored in, homeowners pay $3,730; without a mortgage, the bill drops to $3,149.

High-value St. Johns homes often merit tax appeals

In rapidly appreciating markets like St. Johns, assessment lags and overvaluation are common. Given the median tax bill exceeds $3,500 annually, a successful appeal could deliver meaningful savings for homeowners.

Full property tax analysis on TaxByCounty

Cost of Living in St. Johns County

via CostByCounty

St. Johns earners afford premium housing

St. Johns County's 20.1% rent-to-income ratio outperforms national affordability benchmarks, thanks largely to a median household income of $106,169—42% above the national median of $74,755. Residents here command wages that make even pricier housing manageable.

Florida's most affordable high-earning county

St. Johns ranks among Florida's most affordable counties by rent-to-income ratio at 20.1%, well below the statewide average of 22.5%. Despite median rents of $1,775—the highest among our comparison group—the county's wealth ensures housing remains a manageable budget item.

Priciest rents, but richest households

St. Johns' $1,775 median rent tops neighboring Seminole ($1,686) and Volusia ($1,368), reflecting its status as Northeast Florida's premier address. Yet with median household income of $106,169, St. Johns residents spend less of their earnings on housing than poorer neighbors.

Premium housing on premium incomes

Monthly rents average $1,775 and mortgages $1,715, yet neither exceeds 20% of the $106,169 median income—the healthiest ratio in our comparison. The median home value of $457,600 appeals primarily to upper-income households seeking St. Augustine's charm and Florida's top schools.

St. Johns rewards high earners handsomely

If your household income exceeds $100,000 and you value top-tier schools and historic character, St. Johns offers the best housing affordability-to-income ratio in the region. Those earning under $80,000 should explore Seminole or Sumter counties for better overall value.

Full cost of living analysis on CostByCounty

Income & Jobs in St. Johns County

via IncomeByCounty

St. Johns dominates national rankings

St. Johns County's median household income of $106,169 towers 42% above the U.S. median of $74,755, making it one of the highest-earning counties in America. This prosperity reflects strong professional and managerial employment across the region.

Florida's richest county

St. Johns County tops all 67 Florida counties with a median household income of $106,169, nearly $41,000 above the state average of $65,468. The county's per capita income of $54,822 also leads the state.

Clear leader among peers

St. Johns' $106,169 median income significantly outpaces Seminole County ($83,030) and Volusia County ($66,581). The county's economic advantage reflects its role as a regional hub for high-wage employment.

Housing highly affordable here

St. Johns County maintains a rent-to-income ratio of just 20.1%, well below the 30% affordability benchmark. Even with a median home value of $457,600, households earning $106,169 have strong purchasing power.

Wealth-building is within reach

St. Johns households with $106,169 median income can aggressively pursue wealth-building strategies beyond housing. Consider diversifying investments across stocks, bonds, and real estate to accelerate long-term financial security.

Full income & jobs analysis on IncomeByCounty

Health in St. Johns County

via HealthByCounty

St. Johns County leads the nation in longevity

With a life expectancy of 81.0 years, St. Johns County residents live substantially longer than the U.S. average of 76.4 years. Only 11.3% report poor or fair health—well below the national average of 17.3%—reflecting one of Florida's healthiest populations.

Florida's healthiest county by life expectancy

St. Johns County's 81.0-year life expectancy towers over Florida's 75.8-year state average, a remarkable 5.2-year advantage. At 8.0% uninsured, the county has the strongest health insurance coverage in the state, far exceeding Florida's 14.4% average.

Outpaces all nearby counties by significant margins

St. Johns County residents live 5.8 years longer than Volusia County (75.0 years) and 2.8 years longer than Seminole County (79.1 years). Its 8.0% uninsured rate is the lowest among regional peers, demonstrating exceptional health equity and access.

Excellent providers and insurance coverage

St. Johns has 95 primary care doctors per 100,000 residents and 147 mental health providers per 100,000, offering strong specialist access. With only 8.0% uninsured, nearly all residents can seek regular preventive and specialty care without financial barriers.

Maintain your health insurance advantage

St. Johns County's exceptional health outcomes reflect high insurance coverage rates; those without coverage should immediately explore options through the Florida Health Insurance Marketplace or local community health centers. Annual enrollment checks ensure you keep the protection that supports this thriving community.

Full health analysis on HealthByCounty

Disaster Risk in St. Johns County

via RiskByCounty

St. Johns faces moderate national risk

St. Johns County's composite risk score of 87.53 places it well above the U.S. average for natural disaster exposure. This "Relatively Moderate" rating indicates consistent, multi-hazard risk that residents should actively manage through appropriate preparedness and insurance.

Above Florida's average risk level

With a score of 87.53, St. Johns substantially exceeds Florida's state average of 75.74, reflecting significant exposure across multiple hazard types. The county's hurricane risk of 93.70 and wildfire risk of 89.41 are the strongest risk drivers relative to other Florida counties.

Moderate risk in coastal cluster

St. Johns' 87.53 risk score places it between neighboring Seminole County (91.44) and Taylor County (65.43), reflecting its exposure as a coastal-to-central region. Its hurricane risk of 93.70 is notably higher than inland counties, reflecting its Atlantic proximity.

Hurricanes and wildfires lead threats

Hurricane risk scores 93.70 in St. Johns, driven by exposure to Atlantic tropical cyclones and associated storm surge, while wildfire risk reaches 89.41 across forested areas. Flooding is also substantial at 89.41, particularly affecting coastal neighborhoods and low-lying inland zones.

Prioritize hurricane and flood protection

St. Johns homeowners must carry flood insurance—either through private providers or the NFIP—given the 89.41 flood risk score and coastal vulnerability. Ensure your homeowners policy covers hurricane damage, upgrade to impact-resistant doors and windows, and maintain clearance around your home to reduce wildfire risk.

Full disaster risk analysis on RiskByCounty

ByCounty Network

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Data from U.S. Census Bureau ACS, FBI UCR, CDC, FEMA NRI, NCES, EPA SDWIS — informational only.